Cost of Living Comparison Between Binghamton, NY and Tampa, FL Cost of Living Comparison Between Binghamton, NY and Tampa, FL

Monthly Cost of Living

Monthly costs for one person with rent: $2,325 in Binghamton, NY versus $3,025 in Tampa, FL.

Estimated couple costs with rent: $3,466 in Binghamton, NY versus $4,406 in Tampa, FL.

Monthly costs for a family of three with rent: $4,608 in Binghamton, NY versus $5,786 in Tampa, FL.

Living in Binghamton, NY costs roughly 23% less than in Tampa, FL, driven mainly by Eating Out.

Both cities are pricier than the global median: Binghamton, NY 73% above, Tampa, FL 126% above.

Meal at Budget Restaurant

$20.12 $20.12

$20.38 $20.38

-1.28%

Three-Course Dinner for Two, Mid-Range

$49.69 $49.69

$79.6 $79.6

-37.61%

Fast Food Meal (McDonalds, etc)

$9.86 $9.86

$12.13 $12.13

-18.71%

Cappuccino

$4.56 $4.56

$5.07 $5.07

-10.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.39 $2.39

$2.76 $2.76

-13.41%

Water (0.33 liter bottle)

$2.01 $2.01

$2.05 $2.05

-1.95%

Local Beer (0.5 liter draught)

$4.89 $4.89

$7.09 $7.09

-31.03%

Imported Beer (0.33 liter bottle)

$4.87 $4.87

$8.08 $8.08

-39.73%

Milk (1 liter)

$0.91 $0.91

$1.27 $1.27

-28.35%

White Bread (500g)

$3.17 $3.17

$3.96 $3.96

-19.95%

Rice (white) (1kg)

$6.01 $6.01

$5.05 $5.05

19.01%

Eggs

$4.23 $4.23

$4.33 $4.33

-2.31%

Local Cheese (1kg)

$16.12 $16.12

$16.07 $16.07

0.31%

Chicken Fillets (1kg)

$13.26 $13.26

$11.70 $11.70

13.33%

Beef Round Steak (1kg)

$15.75 $15.75

$15.89 $15.89

-0.88%

Apples (1kg)

$7.94 $7.94

$6.39 $6.39

24.26%

Banana (1kg)

$2.86 $2.86

$1.82 $1.82

57.14%

Oranges (1kg)

$6.31 $6.31

$4.22 $4.22

49.53%

Tomato (1kg)

$5.52 $5.52

$4.77 $4.77

15.72%

Potato (1kg)

$3.74 $3.74

$3.58 $3.58

4.47%

Onion (1kg)

$3.47 $3.47

$3.66 $3.66

-5.19%

Lettuce (1 head)

$2.02 $2.02

$2.39 $2.39

-15.48%

Water (1.5 liter bottle)

$2.70 $2.70

$2.57 $2.57

5.06%

Cigarettes 20 Pack (Marlboro, Camel)

$15.05 $15.05

$7.78 $7.78

93.44%

Wine (Bottle)

$15.30 $15.30

$14.90 $14.90

2.68%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$2.43 $2.43

-27.16%

Imported Beer (0.33 liter bottle)

$3.51 $3.51

$3.49 $3.49

0.57%

One-way Ticket (Public Transport)

$1.94 $1.94

$2.05 $2.05

-5.37%

Public Transport Monthly Pass (Regular Price)

$71.1 $71.1

$67.0 $67.0

6.14%

Taxi Start (Normal Tariff)

$6.08 $6.08

$2.45 $2.45

148.16%

Taxi (Normal Tariff) (1km)

$2.13 $2.13

$1.51 $1.51

41.06%

Taxi 1hour Waiting (Normal Tariff)

$41.49 $41.49

$29.63 $29.63

40.03%

Gasoline (1 liter)

$0.85 $0.85

$0.93 $0.93

-8.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.8K $24.8K

$34.5K $34.5K

-28.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.7K $28.7K

$27.3K $27.3K

5.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$199 $199

$235 $235

-15.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$47.78 $47.78

$69.1 $69.1

-30.86%

Internet (50+ Mbps, Unlimited Data)

$77.7 $77.7

$69.3 $69.3

12.15%

Gym Membership (Monthly)

$53.0 $53.0

$37.71 $37.71

40.49%

Tennis Court (1 Hour on Weekend)

$40.10 $40.10

$12.81 $12.81

213.04%

Cinema Ticket

$12.76 $12.76

$15.86 $15.86

-19.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,247 $1,247

$1,289 $1,289

-3.27%

International Primary School, 1 Child (Yearly)

$40.3K $40.3K

$13.8K $13.8K

193.21%

Jeans (Levis 501 Or Similar)

$53.1 $53.1

$56.7 $56.7

-6.31%

Summer Dress (H&M, Zara, etc)

$41.18 $41.18

$36.31 $36.31

13.41%

Sport Shoes (Adidas, Nike)

$110 $110

$95.6 $95.6

14.91%

Men's Leather Business Shoes

$130 $130

$135 $135

-4.21%

1-bedroom Apartment, City Center (Monthly)

$1,162 $1,162

$2,075 $2,075

-43.97%

1-bedroom Apartment, Outside City Center (Monthly)

$874 $874

$1,545 $1,545

-43.44%

3-bedroom Apartment, City Center (Monthly)

$2,109 $2,109

$3,663 $3,663

-42.42%

3-bedroom Apartment, Outside City Center (Monthly)

$1,511 $1,511

$2,729 $2,729

-44.63%

Buy Apartment in City Center (m2)

$1,256 $1,256

$5,276 $5,276

-76.19%

Buy Apartment Outside City Center (m2)

$1,261 $1,261

$2,255 $2,255

-44.08%

Average Monthly Net Salary (After Tax)

$3,619 $3,619

$4,446 $4,446

-18.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

6.48

1.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Binghamton, NY: June 2, 2026

Last update for Tampa, FL: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,162 in Binghamton, NY and $2,075 in Tampa, FL. Housing cost is often the main lever when comparing two cities.

Tampa, FL pays 23% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $50.0 in Binghamton, NY vs $80.0 in Tampa, FL. Groceries flip the comparison at $458 vs $435, with Tampa, FL cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Binghamton, NY vs Tampa, FL: Cost of Living - Frequently Asked Questions

Binghamton, NY is cheaper overall, especially in Eating Out, Monthly Utilities & Internet. The 30% gap adds up to real monthly savings that compound significantly over time.

On paper, Tampa, FL earns 23% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,162 in Binghamton, NY versus $2,075 in Tampa, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Tampa, FL pay roughly 5% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Binghamton, NY – a meal for two runs $50.0 versus $80.0 in Tampa, FL. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,325 in Binghamton, NY versus $3,025 in Tampa, FL, a $2,500 budget is realistic in Binghamton, NY but tight or insufficient in Tampa, FL. The gap between the two cities makes Binghamton, NY the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Binghamton, NY gentler on the wallet – expenses run 30% less than in Tampa, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.