Last update: Oct 2026

Cost of Living Comparison Between Binghamton, NY and Tampa, FL

For one person, living is cheaper in Binghamton, NY: $2,256 a month against $3,101 in Tampa, FL, rent and utilities included – about $10,100 less a year. Rent and utilities account for most of the difference.

110

Cost of Living Index in Binghamton, NY
Learn more

Binghamton, NY Living Index
151

Cost of Living Index in Tampa, FL
Learn more

Tampa, FL Living Index

Jump to prices

Binghamton, NY

🇺🇸 United States

$2,256

/mo nomad

Tampa, FL

🇺🇸 United States

$3,101

/mo nomad

Monthly Cost of Living

How much you'll spend in Binghamton, NY and in Tampa, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Binghamton, NY and in Tampa, FL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,256 in Binghamton, NY versus $3,101 in Tampa, FL.

Binghamton, NY $2,256
Tampa, FL $3,101

Estimated couple costs with rent: $3,410 in Binghamton, NY versus $4,572 in Tampa, FL.

Binghamton, NY $3,410
Tampa, FL $4,572

Monthly costs for a family of three with rent: $4,565 in Binghamton, NY versus $6,044 in Tampa, FL.

Binghamton, NY $4,565
Tampa, FL $6,044

Living in Binghamton, NY costs roughly 27% less than in Tampa, FL, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Binghamton, NY 67% above, Tampa, FL 130% above.

Meal at Budget Restaurant

$18.32 $18.32

$19.83 $19.83

-7.61%

Three-Course Dinner for Two, Mid-Range

$49.62 $49.62

$76.1 $76.1

-34.83%

Fast Food Meal (McDonalds, etc)

$11.07 $11.07

$11.77 $11.77

-5.95%

Cappuccino

$4.82 $4.82

$5.89 $5.89

-18.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.14 $2.14

$3.16 $3.16

-32.28%

Water (0.33 liter bottle)

$1.57 $1.57

$2.43 $2.43

-35.39%

Local Beer (0.5 liter draught)

$5.08 $5.08

$7.18 $7.18

-29.25%

Imported Beer (0.33 liter bottle)

$6.14 $6.14

$9.08 $9.08

-32.38%

Milk (1 liter)

$0.83 $0.83

$1.26 $1.26

-34.13%

White Bread (500g)

$3.52 $3.52

$3.88 $3.88

-9.28%

Rice (white) (1kg)

$4.17 $4.17

$4.95 $4.95

-15.76%

Eggs

$3.79 $3.79

$3.59 $3.59

5.57%

Local Cheese (1kg)

$12.36 $12.36

$14.07 $14.07

-12.15%

Chicken Fillets (1kg)

$12.00 $12.00

$11.12 $11.12

7.91%

Beef Round Steak (1kg)

$14.54 $14.54

$19.94 $19.94

-27.08%

Apples (1kg)

$5.37 $5.37

$5.38 $5.38

-0.19%

Banana (1kg)

$1.78 $1.78

$1.83 $1.83

-2.73%

Oranges (1kg)

$5.11 $5.11

$3.41 $3.41

49.85%

Tomato (1kg)

$6.29 $6.29

$3.96 $3.96

58.84%

Potato (1kg)

$3.87 $3.87

$2.66 $2.66

45.49%

Onion (1kg)

$3.58 $3.58

$2.92 $2.92

22.60%

Lettuce (1 head)

$2.36 $2.36

Water (1.5 liter bottle)

$2.96 $2.96

$2.34 $2.34

26.50%

Cigarettes 20 Pack (Marlboro, Camel)

$14.66 $14.66

$9.30 $9.30

57.63%

Wine (Bottle)

$14.95 $14.95

$15.21 $15.21

-1.71%

Local Beer (0.5 liter bottle)

$1.69 $1.69

$2.68 $2.68

-36.94%

Imported Beer (0.33 liter bottle)

$5.02 $5.02

$5.57 $5.57

-9.87%

One-way Ticket (Public Transport)

$1.95 $1.95

$1.94 $1.94

0.52%

Public Transport Monthly Pass (Regular Price)

$70.3 $70.3

$65.9 $65.9

6.74%

Taxi Start (Normal Tariff)

$2.97 $2.97

$2.52 $2.52

17.86%

Taxi (Normal Tariff) (1km)

$1.78 $1.78

$1.46 $1.46

21.92%

Taxi 1hour Waiting (Normal Tariff)

$24.16 $24.16

$20.27 $20.27

19.19%

Gasoline (1 liter)

$1.02 $1.02

$1.03 $1.03

-0.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.3K $28.3K

$38.0K $38.0K

-25.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.8K $27.8K

$27.3K $27.3K

1.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$213 $213

$210 $210

1.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$65.3 $65.3

$72.7 $72.7

-10.17%

Internet (50+ Mbps, Unlimited Data)

$64.3 $64.3

$76.3 $76.3

-15.70%

Gym Membership (Monthly)

$51.6 $51.6

$48.50 $48.50

6.29%

Tennis Court (1 Hour on Weekend)

$40.33 $40.33

$20.87 $20.87

93.24%

Cinema Ticket

$12.81 $12.81

$16.60 $16.60

-22.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,302 $1,302

$1,448 $1,448

-10.10%

International Primary School, 1 Child (Yearly)

$7,031 $7,031

$21.8K $21.8K

-67.79%

Jeans (Levis 501 Or Similar)

$41.32 $41.32

$57.0 $57.0

-27.48%

Summer Dress (H&M, Zara, etc)

$57.9 $57.9

$44.36 $44.36

30.57%

Sport Shoes (Adidas, Nike)

$75.2 $75.2

$89.4 $89.4

-15.90%

Men's Leather Business Shoes

$148 $148

$123 $123

20.39%

1-bedroom Apartment, City Center (Monthly)

$1,323 $1,323

$2,282 $2,282

-42.04%

1-bedroom Apartment, Outside City Center (Monthly)

$893 $893

$1,674 $1,674

-46.66%

3-bedroom Apartment, City Center (Monthly)

$1,946 $1,946

$3,949 $3,949

-50.74%

3-bedroom Apartment, Outside City Center (Monthly)

$1,666 $1,666

$2,921 $2,921

-42.95%

Buy Apartment in City Center (m2)

$1,419 $1,419

$5,383 $5,383

-73.63%

Buy Apartment Outside City Center (m2)

$1,267 $1,267

$2,223 $2,223

-42.99%

Average Monthly Net Salary (After Tax)

$3,684 $3,684

$4,852 $4,852

-24.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.65

6.4

3.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Binghamton, NY: October 12, 2026

Last update for Tampa, FL: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Binghamton, NY

$893 39.6%

Tampa, FL

$1.7K 54% 87.5% $781

Groceries & Markets

Binghamton, NY

$418 18.5%

Tampa, FL

$421 13.6% 0.8% $3.2

Monthly Utilities & Internet

Binghamton, NY

$343 15.2%

Tampa, FL

$359 11.6% 4.6% $16

Eating Out

Binghamton, NY

$290 12.9%

Tampa, FL

$341 11% 17.5% $51

Clothing & Footwear

Binghamton, NY

$145 6.4%

Tampa, FL

$141 4.6% 2.7% $3.9

Getting Around

Binghamton, NY

$90 4%

Tampa, FL

$84 2.7% 7.2% $6.5

Sport & Entertainment

Binghamton, NY

$77 3.4%

Tampa, FL

$82 2.6% 5.9% $4.5

Cost Breakdown

A one-bedroom apartment in the center runs $1,323 in Binghamton, NY and $2,282 in Tampa, FL. Housing cost is often the main lever when comparing two cities.

Tampa, FL pays 32% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $50.0 in Binghamton, NY vs $76.0 in Tampa, FL for a mid-range dinner for two. Groceries echo the gap at $418 vs $421 per month, with Binghamton, NY cheaper across the board.

Good to know

🇺🇸 Binghamton, NY

🇺🇸 Tampa, FL

🕒 Local time

18:34 6:34 PM

Same time as Binghamton, NY

🌤 Weather

👥 Population

47,969

332,888

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Binghamton, NY Tampa, FL 1,680 km ≈ 2 h 30 min nonstop flight

From you

Binghamton, NY
Tampa, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Binghamton, NY vs Tampa, FL: Cost of Living - Frequently Asked Questions

Binghamton, NY is cheaper overall, especially in groceries, eating out, and utilities. The 37% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 32% lower in Tampa, FL. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,323 in Binghamton, NY versus $2,282 in Tampa, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 1% higher in Tampa, FL. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Binghamton, NY – a meal for two runs $50.0 versus $76.0 in Tampa, FL. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,256 in Binghamton, NY versus $3,101 in Tampa, FL, a $2,500 budget is realistic in Binghamton, NY but tight or insufficient in Tampa, FL. The gap between the two cities makes Binghamton, NY the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Binghamton, NY gentler on the wallet – expenses run 37% less than in Tampa, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.