Last update: Oct 2026

Cost of Living Comparison Between Tampa, FL and Binghamton, NY

For one person, living is cheaper in Binghamton, NY: $2,277 a month against $3,029 in Tampa, FL, rent and utilities included – about $9,000 less a year. Rent and utilities account for most of the difference.

144

Cost of Living Index in Tampa, FL
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Tampa, FL Living Index
110

Cost of Living Index in Binghamton, NY
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Binghamton, NY Living Index

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Tampa, FL

🇺🇸 United States

$3,029

/mo nomad

Binghamton, NY

🇺🇸 United States

$2,277

/mo nomad

Monthly Cost of Living

How much you'll spend in Tampa, FL and in Binghamton, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tampa, FL and in Binghamton, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,029 in Tampa, FL versus $2,277 in Binghamton, NY.

Tampa, FL $3,029
Binghamton, NY $2,277

Estimated couple costs with rent: $4,461 in Tampa, FL versus $3,478 in Binghamton, NY.

Tampa, FL $4,461
Binghamton, NY $3,478

Monthly costs for a family of three with rent: $5,893 in Tampa, FL versus $4,679 in Binghamton, NY.

Tampa, FL $5,893
Binghamton, NY $4,679

Living in Tampa, FL is roughly 33% more expensive than in Binghamton, NY, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Tampa, FL 123% above, Binghamton, NY 67% above.

Meal at Budget Restaurant

$19.72 $19.72

$17.46 $17.46

12.94%

Three-Course Dinner for Two, Mid-Range

$76.1 $76.1

$49.86 $49.86

52.59%

Fast Food Meal (McDonalds, etc)

$12.21 $12.21

$10.82 $10.82

12.85%

Cappuccino

$5.78 $5.78

$5.65 $5.65

2.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.15 $3.15

$2.15 $2.15

46.51%

Water (0.33 liter bottle)

$2.37 $2.37

$1.54 $1.54

53.90%

Local Beer (0.5 liter draught)

$7.06 $7.06

$4.88 $4.88

44.67%

Imported Beer (0.33 liter bottle)

$8.86 $8.86

$5.95 $5.95

48.91%

Milk (1 liter)

$1.27 $1.27

$0.95 $0.95

33.68%

White Bread (500g)

$3.96 $3.96

$3.90 $3.90

1.54%

Rice (white) (1kg)

$4.99 $4.99

$4.24 $4.24

17.69%

Eggs

$3.55 $3.55

$4.21 $4.21

-15.68%

Local Cheese (1kg)

$14.16 $14.16

$12.29 $12.29

15.22%

Chicken Fillets (1kg)

$11.23 $11.23

$11.94 $11.94

-5.95%

Beef Round Steak (1kg)

$20.68 $20.68

$17.58 $17.58

17.63%

Apples (1kg)

$5.58 $5.58

$5.28 $5.28

5.68%

Banana (1kg)

$1.77 $1.77

$1.71 $1.71

3.51%

Oranges (1kg)

$3.33 $3.33

$5.37 $5.37

-37.99%

Tomato (1kg)

$3.80 $3.80

$6.16 $6.16

-38.31%

Potato (1kg)

$2.57 $2.57

$3.87 $3.87

-33.59%

Onion (1kg)

$3.08 $3.08

$3.57 $3.57

-13.73%

Lettuce (1 head)

$2.45 $2.45

$2.44 $2.44

0.41%

Water (1.5 liter bottle)

$2.39 $2.39

$2.94 $2.94

-18.71%

Cigarettes 20 Pack (Marlboro, Camel)

$9.31 $9.31

$11.82 $11.82

-21.24%

Wine (Bottle)

$14.73 $14.73

$15.08 $15.08

-2.32%

Local Beer (0.5 liter bottle)

$2.60 $2.60

$1.70 $1.70

52.94%

Imported Beer (0.33 liter bottle)

$5.40 $5.40

$4.96 $4.96

8.87%

One-way Ticket (Public Transport)

$2.04 $2.04

$1.95 $1.95

4.62%

Public Transport Monthly Pass (Regular Price)

$65.2 $65.2

$71.5 $71.5

-8.77%

Taxi Start (Normal Tariff)

$2.54 $2.54

$2.91 $2.91

-12.71%

Taxi (Normal Tariff) (1km)

$1.52 $1.52

$1.75 $1.75

-13.14%

Taxi 1hour Waiting (Normal Tariff)

$19.99 $19.99

$24.23 $24.23

-17.50%

Gasoline (1 liter)

$1.03 $1.03

$1.05 $1.05

-1.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.9K $32.9K

$28.2K $28.2K

16.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$26.5K $26.5K

0.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$209 $209

$214 $214

-2.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$72.3 $72.3

$65.0 $65.0

11.19%

Internet (50+ Mbps, Unlimited Data)

$77.0 $77.0

$65.5 $65.5

17.53%

Gym Membership (Monthly)

$45.66 $45.66

$51.6 $51.6

-11.46%

Tennis Court (1 Hour on Weekend)

$20.76 $20.76

$40.20 $40.20

-48.36%

Cinema Ticket

$15.77 $15.77

$14.23 $14.23

10.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,451 $1,451

$1,315 $1,315

10.34%

International Primary School, 1 Child (Yearly)

$22.0K $22.0K

$7,178 $7,178

207.15%

Jeans (Levis 501 Or Similar)

$55.4 $55.4

$41.40 $41.40

33.89%

Summer Dress (H&M, Zara, etc)

$44.36 $44.36

$58.3 $58.3

-23.90%

Sport Shoes (Adidas, Nike)

$88.9 $88.9

$77.2 $77.2

15.19%

Men's Leather Business Shoes

$120 $120

$148 $148

-18.97%

1-bedroom Apartment, City Center (Monthly)

$2,202 $2,202

$1,319 $1,319

66.97%

1-bedroom Apartment, Outside City Center (Monthly)

$1,608 $1,608

$892 $892

80.38%

3-bedroom Apartment, City Center (Monthly)

$3,835 $3,835

$1,907 $1,907

101.08%

3-bedroom Apartment, Outside City Center (Monthly)

$2,781 $2,781

$1,727 $1,727

61.03%

Buy Apartment in City Center (m2)

$6,140 $6,140

$1,308 $1,308

369.40%

Buy Apartment Outside City Center (m2)

$2,270 $2,270

$1,304 $1,304

74.04%

Average Monthly Net Salary (After Tax)

$4,639 $4,639

$3,668 $3,668

26.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.4

6.65

-3.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tampa, FL: October 25, 2026

Last update for Binghamton, NY: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tampa, FL

$1.6K 53.1%

Binghamton, NY

$892 39.2% 44.6% $717

Groceries & Markets

Tampa, FL

$424 14%

Binghamton, NY

$433 19% 2.2% $9.3

Monthly Utilities & Internet

Tampa, FL

$358 11.8%

Binghamton, NY

$345 15.1% 3.8% $14

Eating Out

Tampa, FL

$339 11.2%

Binghamton, NY

$291 12.8% 14.1% $48

Clothing & Footwear

Tampa, FL

$139 4.6%

Binghamton, NY

$146 6.4% 5.3% $7.3

Getting Around

Tampa, FL

$84 2.8%

Binghamton, NY

$91 4% 8.9% $7.4

Sport & Entertainment

Tampa, FL

$77 2.6%

Binghamton, NY

$80 3.5% 3.7% $2.8

Cost Breakdown

A one-bedroom apartment in the center runs $2,202 in Tampa, FL and $1,319 in Binghamton, NY. Housing cost is often the main lever when comparing two cities.

Tampa, FL pays 26% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76 in Tampa, FL vs $50 in Binghamton, NY. Groceries flip the comparison at $424 vs $433, with Tampa, FL cheaper for home cooking.

Good to know

🇺🇸 Tampa, FL

🇺🇸 Binghamton, NY

🕒 Local time

14:06 2:06 PM

Same time as Tampa, FL

🌤 Weather

👥 Population

332,888

47,969

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Tampa, FL Binghamton, NY 1,680 km ≈ 2 h 30 min nonstop flight

From you

Tampa, FL
Binghamton, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tampa, FL vs Binghamton, NY: Cost of Living - Frequently Asked Questions

Binghamton, NY is cheaper overall, especially in eating out and utilities. The 33% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 26% higher in Tampa, FL, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,202 in Tampa, FL versus $1,319 in Binghamton, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,451 in Tampa, FL versus $1,315 in Binghamton, NY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Binghamton, NY – a meal for two runs $50 versus $76 in Tampa, FL. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Binghamton, NY wins on affordability, Tampa, FL on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.