Cost of Living in Binghamton, NY - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,042 (excluding rent), and $2,268 including rent.

Family of 3: Estimated monthly costs are $2,436 (excluding rent), and $4,564 including rent.

Meal at Budget Restaurant

$19.65 $19.65

$9.83 $9.83

$35.37 $35.37

Three-Course Dinner for Two, Mid-Range

$50.8 $50.8

$40.61 $40.61

$86.3 $86.3

Fast Food Meal (McDonalds, etc)

$9.88 $9.88

$8.89 $8.89

$16.80 $16.80

Cappuccino

$4.76 $4.76

$2.03 $2.03

$6.08 $6.08

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.36 $2.36

$1.94 $1.94

$2.92 $2.92

Water (0.33 liter bottle)

$1.94 $1.94

$1.49 $1.49

$2.72 $2.72

Local Beer (0.5 liter draught)

$5.12 $5.12

$3.84 $3.84

$20.50 $20.50

Imported Beer (0.33 liter bottle)

$5.13 $5.13

$10.27 $10.27

Milk (1 liter)

$0.93 $0.93

$0.68 $0.68

$1.37 $1.37

White Bread (500g)

$3.18 $3.18

$2.49 $2.49

$4.32 $4.32

Rice (white) (1kg)

$6.00 $6.00

$2.16 $2.16

$10.90 $10.90

Eggs

$4.24 $4.24

$2.74 $2.74

$4.97 $4.97

Local Cheese (1kg)

$15.93 $15.93

$5.49 $5.49

$19.78 $19.78

Chicken Fillets (1kg)

$13.42 $13.42

$6.48 $6.48

$17.90 $17.90

Beef Round Steak (1kg)

$15.70 $15.70

$8.67 $8.67

$26.00 $26.00

Apples (1kg)

$7.68 $7.68

$2.68 $2.68

$8.57 $8.57

Banana (1kg)

$3.01 $3.01

$1.13 $1.13

$4.51 $4.51

Oranges (1kg)

$6.14 $6.14

$1.97 $1.97

$9.87 $9.87

Tomato (1kg)

$5.53 $5.53

$2.23 $2.23

$9.03 $9.03

Potato (1kg)

$3.76 $3.76

$1.13 $1.13

$7.90 $7.90

Onion (1kg)

$3.33 $3.33

$1.08 $1.08

$6.51 $6.51

Lettuce (1 head)

$1.99 $1.99

$1.49 $1.49

$2.48 $2.48

Water (1.5 liter bottle)

$2.60 $2.60

$1.95 $1.95

$3.90 $3.90

Cigarettes 20 Pack (Marlboro, Camel)

$15.26 $15.26

$12.21 $12.21

$15.26 $15.26

Wine (Bottle)

$14.77 $14.77

$7.88 $7.88

$24.62 $24.62

Local Beer (0.5 liter bottle)

$1.77 $1.77

Imported Beer (0.33 liter bottle)

$3.42 $3.42

$1.46 $1.46

$7.81 $7.81

One-way Ticket (Public Transport)

$1.99 $1.99

$2.48 $2.48

Public Transport Monthly Pass (Regular Price)

$69.2 $69.2

Taxi Start (Normal Tariff)

$6.18 $6.18

$4.12 $4.12

$8.75 $8.75

Taxi (Normal Tariff) (1km)

$2.18 $2.18

$1.87 $1.87

$3.28 $3.28

Taxi 1hour Waiting (Normal Tariff)

$41.66 $41.66

Gasoline (1 liter)

$0.88 $0.88

$0.79 $0.79

$0.99 $0.99

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.4K $25.4K

$24.0K $24.0K

$26.4K $26.4K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.7K $28.7K

$25.5K $25.5K

$31.2K $31.2K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$198 $198

$151 $151

$396 $396

SIM Card Monthly Plan (Calls and 10GB+ Data)

$48.15 $48.15

$42.91 $42.91

$88.8 $88.8

Internet (50+ Mbps, Unlimited Data)

$77.8 $77.8

$49.63 $49.63

$109 $109

Gym Membership (Monthly)

$52.1 $52.1

$39.73 $39.73

$64.6 $64.6

Tennis Court (1 Hour on Weekend)

$39.77 $39.77

Cinema Ticket

$13.01 $13.01

$12.01 $12.01

$25.03 $25.03

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,246 $1,246

$498 $498

$2,267 $2,267

International Primary School, 1 Child (Yearly)

$39.3K $39.3K

Jeans (Levis 501 Or Similar)

$52.5 $52.5

$19.70 $19.70

$98.5 $98.5

Summer Dress (H&M, Zara, etc)

$42.03 $42.03

$20.18 $20.18

$75.7 $75.7

Sport Shoes (Adidas, Nike)

$107 $107

$49.16 $49.16

$246 $246

Men's Leather Business Shoes

$129 $129

$39.82 $39.82

$299 $299

1-bedroom Apartment, City Center (Monthly)

$1,154 $1,154

$803 $803

$1,606 $1,606

1-bedroom Apartment, Outside City Center (Monthly)

$882 $882

$696 $696

$1,192 $1,192

3-bedroom Apartment, City Center (Monthly)

$2,076 $2,076

$1,376 $1,376

$2,948 $2,948

3-bedroom Apartment, Outside City Center (Monthly)

$1,523 $1,523

$1,288 $1,288

$1,734 $1,734

Buy Apartment in City Center (m2)

$1,254 $1,254

$1,192 $1,192

$1,311 $1,311

Buy Apartment Outside City Center (m2)

$1,256 $1,256

$1,195 $1,195

$1,314 $1,314

Average Monthly Net Salary (After Tax)

$3,699 $3,699

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

6.19

6.8

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: April 14, 2026

Binghamton, NY Median Internet Speeds (Updated April 2026)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Binghamton, NY - Frequently Asked Questions

Binghamton, NY, United States offers a favorable Cost of Living in [location] for those who want balance without the intensity of big metro life. Compared with major metropolitan areas, you’ll typically find more room to breathe, a simpler housing search, and lower daily costs for meals and transit. Utilities and services tend to be predictable, and a college-town mix of culture, cafes, and outdoor spaces adds value beyond price. The city suits travelers, expats, and digital nomads who value a stable base with easy weekend getaways to the Finger Lakes or hills nearby. Tip: map neighborhoods by transit access and amenities to fine-tune your daily routine.

In daily life, housing search in Binghamton is about finding the right neighborhood fit and walkable access. East Side offers park proximity and campus energy, Downtown centers around dining and transit hubs, and West Side provides quieter residential streets. Food options range from budget groceries to casual local eateries and farmers markets that pop up seasonally. Transport is practical in a compact city: walking, biking, or a bus ride cover most errands; a car helps for out-of-town trips. If you freelance or work remotely, consider coworking spaces or libraries with reliable Wi-Fi. For a sense of [location] living cost, compare rent and utility bundles across neighborhoods to keep monthly bills predictable. Tip: plan a short trial of your typical shopping and commute to gauge routines.

Quality of life here comes from balance and seasonal rhythm. A simple budgeting framework – allocating housing, food, and experiences with a prudent share for heating in winter and cooling in shoulder seasons – helps keep costs predictable without guessing. You’ll find affordable dining options, local markets, and cultural events that don't push up costs. Neighborhood fit matters: East Side for easy park access, Downtown for density and amenities, West Side for quieter blocks. Save by cooking at home, leveraging library programs, and taking advantage of free or low-cost outdoor activities. Seasonal perks – colorful falls, winter snowscapes, and spring trails – offer affordable recreation that enhances value. Tip: track monthly essentials to spot trends and adjust your plan.