Cost of Living Comparison Between Binan City and Baguio Cost of Living Comparison Between Binan City and Baguio

Monthly Cost of Living

Monthly costs for one person with rent: $899 in Binan City versus $779 in Baguio.

Estimated couple costs with rent: $1,376 in Binan City versus $1,147 in Baguio.

Monthly costs for a family of three with rent: $1,853 in Binan City versus $1,514 in Baguio.

Living in Binan City is roughly 15% more expensive than in Baguio, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Binan City 32% lower, Baguio 41% lower.

Meal at Budget Restaurant

$4.68 ₱287

$3.63 ₱223

28.93%

Three-Course Dinner for Two, Mid-Range

$21.12 ₱1,297

$13.43 ₱825

57.26%

Fast Food Meal (McDonalds, etc)

$3.03 ₱186

$2.69 ₱165

12.64%

Cappuccino

$2.87 ₱176

$2.36 ₱145

21.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.94 ₱57.9

$0.66 ₱40.50

42.42%

Water (0.33 liter bottle)

$0.37 ₱22.85

$0.38 ₱23.03

-2.63%

Local Beer (0.5 liter draught)

$1.22 ₱75.2

$1.39 ₱85.1

-12.23%

Imported Beer (0.33 liter bottle)

$2.70 ₱166

$1.94 ₱119

39.18%

Milk (1 liter)

$2.07 ₱127

$1.82 ₱112

13.74%

White Bread (500g)

$1.26 ₱77.5

$1.21 ₱74.1

4.13%

Rice (white) (1kg)

$1.11 ₱68.4

$1.07 ₱66.0

3.74%

Eggs

$2.04 ₱125

$2.28 ₱140

-10.53%

Local Cheese (1kg)

$7.03 ₱432

$9.14 ₱561

-23.09%

Chicken Fillets (1kg)

$4.38 ₱269

$3.87 ₱238

13.18%

Beef Round Steak (1kg)

$7.54 ₱463

$8.46 ₱519

-10.87%

Apples (1kg)

$4.42 ₱271

$2.75 ₱169

60.73%

Banana (1kg)

$1.55 ₱95.2

$1.84 ₱113

-15.76%

Oranges (1kg)

$2.63 ₱161

$2.37 ₱145

10.97%

Tomato (1kg)

$1.71 ₱105

$1.16 ₱71.1

47.41%

Potato (1kg)

$2.88 ₱177

$1.82 ₱112

58.24%

Onion (1kg)

$2.94 ₱180

$2.27 ₱139

29.52%

Lettuce (1 head)

$1.58 ₱97.2

$0.68 ₱42.04

132.35%

Water (1.5 liter bottle)

$0.95 ₱58.6

$0.72 ₱44.51

31.94%

Cigarettes 20 Pack (Marlboro, Camel)

$3.25 ₱200

$3.36 ₱206

-3.27%

Wine (Bottle)

$8.11 ₱498

$9.18 ₱563

-11.66%

Local Beer (0.5 liter bottle)

$1.23 ₱75.7

$1.08 ₱66.3

13.89%

Imported Beer (0.33 liter bottle)

$2.05 ₱126

$2.27 ₱139

-9.69%

One-way Ticket (Public Transport)

$0.26 ₱15.95

$0.28 ₱17.40

-7.14%

Public Transport Monthly Pass (Regular Price)

$10.43 ₱641

Taxi Start (Normal Tariff)

$0.77 ₱47.50

$0.86 ₱52.8

-10.47%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.49

$0.22 ₱13.42

Taxi 1hour Waiting (Normal Tariff)

$3.50 ₱215

$2.44 ₱150

43.44%

Gasoline (1 liter)

$1.14 ₱69.9

$1.12 ₱68.6

1.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K ₱1.6M

$32.2K ₱2.0M

-21.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.8K ₱1.3M

$20.6K ₱1.3M

1.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$164 ₱10.0K

$149 ₱9,136

9.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.13 ₱2,034

$34.55 ₱2,121

-4.11%

Internet (50+ Mbps, Unlimited Data)

$35.34 ₱2,170

$26.35 ₱1,618

34.12%

Gym Membership (Monthly)

$34.13 ₱2,096

$21.84 ₱1,341

56.27%

Tennis Court (1 Hour on Weekend)

$4.32 ₱265

$4.07 ₱250

6.14%

Cinema Ticket

$7.26 ₱446

$5.87 ₱360

23.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$81.6 ₱5,008

$149 ₱9,137

-45.19%

International Primary School, 1 Child (Yearly)

$6,963 ₱427.5K

$4,683 ₱287.5K

48.69%

Jeans (Levis 501 Or Similar)

$32.18 ₱1,976

$47.86 ₱2,939

-32.76%

Summer Dress (H&M, Zara, etc)

$30.10 ₱1,848

$27.14 ₱1,666

10.91%

Sport Shoes (Adidas, Nike)

$83.9 ₱5,148

$75.3 ₱4,622

11.38%

Men's Leather Business Shoes

$93.3 ₱5,726

$46.11 ₱2,831

102.26%

1-bedroom Apartment, City Center (Monthly)

$269 ₱16.5K

$336 ₱20.6K

-19.79%

1-bedroom Apartment, Outside City Center (Monthly)

$177 ₱10.9K

$142 ₱8,704

25.08%

3-bedroom Apartment, City Center (Monthly)

$579 ₱35.6K

$556 ₱34.1K

4.12%

3-bedroom Apartment, Outside City Center (Monthly)

$394 ₱24.2K

$262 ₱16.1K

50.35%

Buy Apartment in City Center (m2)

$2,260 ₱138.7K

$2,408 ₱147.8K

-6.15%

Buy Apartment Outside City Center (m2)

$899 ₱55.2K

$919 ₱56.4K

-2.09%

Average Monthly Net Salary (After Tax)

$188 ₱11.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

4.5

48.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Binan City: July 25, 2026

Last update for Baguio: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $269 in Binan City and $336 in Baguio. Housing cost is often the main lever when comparing two cities.

Dining out: $21.00 in Binan City vs $13.00 in Baguio for a mid-range dinner for two. Groceries echo the gap at $221 vs $206 per month, with Baguio cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Binan City vs Baguio: Cost of Living - Frequently Asked Questions

Baguio wins on cost – living expenses run 15% lower than in Binan City. Housing and daily spending are where you'll feel the difference most, making Baguio the obvious pick if budget is a priority.

You'd need roughly $1,348 in Binan City and $1,169 in Baguio to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $269 in Binan City versus $336 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 7% higher in Binan City. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $899 per month in Binan City versus $779 in Baguio – a 15% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Baguio gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Binan City and Baguio are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Baguio gentler on the wallet – expenses run 15% less than in Binan City. Beyond cost, consider language, visa policies, and how big the international community is in each city.