Cost of Living Comparison Between Binan City and Baguio Cost of Living Comparison Between Binan City and Baguio

Monthly Cost of Living

Monthly costs for one person with rent: $732 in Binan City versus $763 in Baguio.

Estimated couple costs with rent: $1,119 in Binan City versus $1,175 in Baguio.

Monthly costs for a family of three with rent: $1,505 in Binan City versus $1,586 in Baguio.

Living in Binan City costs roughly 4% less than in Baguio, driven mainly by Sport & Entertainment.

Both cities sit below the global median: Binan City 47% lower, Baguio 45% lower.

Meal at Budget Restaurant

$4.07 ₱255

$3.95 ₱248

3.04%

Three-Course Dinner for Two, Mid-Range

$16.51 ₱1,035

$16.48 ₱1,033

0.18%

Fast Food Meal (McDonalds, etc)

$2.75 ₱173

$2.88 ₱180

-4.51%

Cappuccino

$1.77 ₱111

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.56 ₱34.96

$0.61 ₱37.96

-8.20%

Water (0.33 liter bottle)

$0.34 ₱21.54

$0.32 ₱19.94

6.25%

Local Beer (0.5 liter draught)

$0.98 ₱61.2

Imported Beer (0.33 liter bottle)

$1.58 ₱99.1

$1.56 ₱98.1

1.28%

Milk (1 liter)

$1.63 ₱102

$1.69 ₱106

-3.55%

White Bread (500g)

$1.17 ₱73.5

$1.16 ₱72.6

0.86%

Rice (white) (1kg)

$1.02 ₱64.1

$1.02 ₱63.9

Eggs

$2.11 ₱132

$2.07 ₱130

1.93%

Local Cheese (1kg)

$5.27 ₱331

$5.15 ₱323

2.33%

Chicken Fillets (1kg)

$3.48 ₱218

$3.40 ₱213

2.35%

Beef Round Steak (1kg)

$6.94 ₱435

$8.09 ₱507

-14.22%

Apples (1kg)

$2.30 ₱144

$2.31 ₱145

-0.43%

Banana (1kg)

$1.60 ₱100

$1.57 ₱98.1

1.91%

Oranges (1kg)

$2.34 ₱147

$2.41 ₱151

-2.90%

Tomato (1kg)

$1.04 ₱65.1

$1.07 ₱67.0

-2.80%

Potato (1kg)

$1.70 ₱107

$1.76 ₱110

-3.41%

Onion (1kg)

$1.75 ₱110

$1.77 ₱111

-1.13%

Lettuce (1 head)

$0.63 ₱39.40

$0.62 ₱38.90

1.61%

Water (1.5 liter bottle)

$0.53 ₱33.07

$0.53 ₱33.25

Cigarettes 20 Pack (Marlboro, Camel)

$2.60 ₱163

$2.87 ₱180

-9.41%

Wine (Bottle)

$8.22 ₱515

$9.02 ₱565

-8.87%

Local Beer (0.5 liter bottle)

$0.96 ₱60.0

$0.96 ₱60.1

Imported Beer (0.33 liter bottle)

$1.99 ₱125

$2.10 ₱131

-5.24%

One-way Ticket (Public Transport)

$0.27 ₱16.98

$0.25 ₱15.71

8.00%

Public Transport Monthly Pass (Regular Price)

$11.26 ₱706

$12.99 ₱814

-13.32%

Taxi Start (Normal Tariff)

$0.63 ₱39.47

$0.84 ₱52.4

-25.00%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.42

$0.25 ₱15.69

-8.00%

Taxi 1hour Waiting (Normal Tariff)

$1.87 ₱117

$1.97 ₱123

-5.08%

Gasoline (1 liter)

$1.21 ₱75.8

$1.15 ₱72.2

5.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.7K ₱1.4M

$21.0K ₱1.3M

3.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K ₱1.2M

-0.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$141 ₱8,867

$139 ₱8,710

1.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.06 ₱1,007

$17.39 ₱1,090

-7.65%

Internet (50+ Mbps, Unlimited Data)

$31.54 ₱1,977

$23.64 ₱1,483

33.42%

Gym Membership (Monthly)

$32.33 ₱2,027

$21.34 ₱1,338

51.50%

Tennis Court (1 Hour on Weekend)

$4.85 ₱304

$5.20 ₱326

-6.73%

Cinema Ticket

$5.23 ₱328

$5.10 ₱320

2.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$134 ₱8,426

$134 ₱8,397

0.35%

International Primary School, 1 Child (Yearly)

$7,391 ₱463.4K

$10.6K ₱662.2K

-30.02%

Jeans (Levis 501 Or Similar)

$28.85 ₱1,809

$28.47 ₱1,785

1.33%

Summer Dress (H&M, Zara, etc)

$19.72 ₱1,236

$19.81 ₱1,242

-0.45%

Sport Shoes (Adidas, Nike)

$72.2 ₱4,528

$70.8 ₱4,439

1.99%

Men's Leather Business Shoes

$56.8 ₱3,562

$56.6 ₱3,548

0.37%

1-bedroom Apartment, City Center (Monthly)

$264 ₱16.5K

$411 ₱25.7K

-35.80%

1-bedroom Apartment, Outside City Center (Monthly)

$171 ₱10.7K

$198 ₱12.4K

-13.59%

3-bedroom Apartment, City Center (Monthly)

$491 ₱30.8K

$849 ₱53.2K

-42.18%

3-bedroom Apartment, Outside City Center (Monthly)

$353 ₱22.1K

$465 ₱29.1K

-24.06%

Buy Apartment in City Center (m2)

$2,560 ₱160.5K

$2,662 ₱166.9K

-3.83%

Buy Apartment Outside City Center (m2)

$1,050 ₱65.8K

$900 ₱56.4K

16.71%

Average Monthly Net Salary (After Tax)

$179 ₱11.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Binan City: September 7, 2026

Last update for Baguio: September 5, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $264 in Binan City and $411 in Baguio. Housing cost is often the main lever when comparing two cities.

Dining out: $17.00 in Binan City vs $16.00 in Baguio. Groceries flip the comparison at $173 vs $178, with Binan City cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Binan City vs Baguio: Cost of Living - Frequently Asked Questions

Binan City wins on cost – living expenses run 4% lower than in Baguio. Housing and daily spending are where you'll feel the difference most, making Binan City the obvious pick if budget is a priority.

You'd need roughly $1,098 in Binan City and $1,144 in Baguio to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $264 in Binan City versus $411 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $732 per month in Binan City versus $763 in Baguio – a 4% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Binan City runs roughly 15% less than in Baguio. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Binan City gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Binan City and Baguio are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Binan City gentler on the wallet – expenses run 4% less than in Baguio. Beyond cost, consider language, visa policies, and how big the international community is in each city.