Cost of Living Comparison Between Baguio and Binan City Cost of Living Comparison Between Baguio and Binan City

Monthly Cost of Living

Monthly costs for one person with rent: $779 in Baguio versus $900 in Binan City.

Estimated couple costs with rent: $1,137 in Baguio versus $1,368 in Binan City.

Monthly costs for a family of three with rent: $1,495 in Baguio versus $1,837 in Binan City.

Living in Baguio costs roughly 13% less than in Binan City, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Baguio 42% lower, Binan City 33% lower.

Meal at Budget Restaurant

$3.52 ₱212

$4.71 ₱284

-25.27%

Three-Course Dinner for Two, Mid-Range

$13.18 ₱794

$20.90 ₱1,259

-36.94%

Fast Food Meal (McDonalds, etc)

$2.62 ₱158

$3.04 ₱183

-13.82%

Cappuccino

$2.38 ₱143

$2.85 ₱172

-16.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.65 ₱39.41

$0.99 ₱59.7

-34.34%

Water (0.33 liter bottle)

$0.37 ₱22.46

$0.37 ₱22.33

Local Beer (0.5 liter draught)

$1.39 ₱83.8

$1.27 ₱76.4

9.45%

Imported Beer (0.33 liter bottle)

$1.98 ₱119

$2.58 ₱155

-23.26%

Milk (1 liter)

$1.84 ₱111

$2.15 ₱130

-14.42%

White Bread (500g)

$1.23 ₱74.4

$1.26 ₱75.7

-2.38%

Rice (white) (1kg)

$1.07 ₱64.4

$1.10 ₱66.4

-2.73%

Eggs

$2.26 ₱136

$2.02 ₱122

11.88%

Local Cheese (1kg)

$9.23 ₱556

$7.04 ₱424

31.11%

Chicken Fillets (1kg)

$3.74 ₱225

$4.38 ₱264

-14.61%

Beef Round Steak (1kg)

$8.65 ₱521

$7.53 ₱453

14.87%

Apples (1kg)

$2.64 ₱159

$4.41 ₱266

-40.14%

Banana (1kg)

$1.84 ₱111

$1.53 ₱91.9

20.26%

Oranges (1kg)

$2.33 ₱140

$2.58 ₱155

-9.69%

Tomato (1kg)

$1.20 ₱72.3

$1.62 ₱97.8

-25.93%

Potato (1kg)

$1.87 ₱113

$2.77 ₱167

-32.49%

Onion (1kg)

$2.29 ₱138

$2.82 ₱170

-18.79%

Lettuce (1 head)

$0.69 ₱41.45

$1.58 ₱95.2

-56.33%

Water (1.5 liter bottle)

$0.76 ₱45.52

$0.95 ₱57.1

-20.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.24 ₱195

$3.26 ₱196

-0.61%

Wine (Bottle)

$8.98 ₱541

$8.14 ₱490

10.32%

Local Beer (0.5 liter bottle)

$1.06 ₱64.0

$1.20 ₱72.5

-11.67%

Imported Beer (0.33 liter bottle)

$2.27 ₱137

$1.96 ₱118

15.82%

One-way Ticket (Public Transport)

$0.26 ₱15.65

$0.26 ₱15.52

Public Transport Monthly Pass (Regular Price)

$10.54 ₱635

Taxi Start (Normal Tariff)

$0.85 ₱51.1

$0.82 ₱49.14

3.66%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.18

$0.22 ₱13.19

Taxi 1hour Waiting (Normal Tariff)

$2.45 ₱148

$3.51 ₱211

-30.20%

Gasoline (1 liter)

$1.12 ₱67.2

$1.09 ₱65.6

2.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.9K ₱1.9M

$26.1K ₱1.6M

22.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.4K ₱1.2M

$20.1K ₱1.2M

1.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$147 ₱8,862

$162 ₱9,743

-9.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.54 ₱2,080

$32.34 ₱1,948

6.80%

Internet (50+ Mbps, Unlimited Data)

$26.21 ₱1,578

$35.16 ₱2,118

-25.46%

Gym Membership (Monthly)

$22.28 ₱1,342

$33.59 ₱2,023

-33.67%

Tennis Court (1 Hour on Weekend)

$4.20 ₱253

$4.31 ₱259

-2.55%

Cinema Ticket

$5.62 ₱339

$7.27 ₱438

-22.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$150 ₱9,027

$81.1 ₱4,886

84.74%

International Primary School, 1 Child (Yearly)

$4,770 ₱287.3K

$7,227 ₱435.2K

-34.00%

Jeans (Levis 501 Or Similar)

$49.05 ₱2,954

$32.38 ₱1,950

51.48%

Summer Dress (H&M, Zara, etc)

$27.49 ₱1,656

$29.55 ₱1,780

-6.97%

Sport Shoes (Adidas, Nike)

$74.2 ₱4,470

$83.6 ₱5,037

-11.26%

Men's Leather Business Shoes

$45.80 ₱2,758

$94.4 ₱5,683

-51.46%

1-bedroom Apartment, City Center (Monthly)

$341 ₱20.5K

$270 ₱16.3K

26.17%

1-bedroom Apartment, Outside City Center (Monthly)

$146 ₱8,785

$175 ₱10.6K

-16.80%

3-bedroom Apartment, City Center (Monthly)

$545 ₱32.8K

$577 ₱34.7K

-5.54%

3-bedroom Apartment, Outside City Center (Monthly)

$263 ₱15.8K

$389 ₱23.4K

-32.53%

Buy Apartment in City Center (m2)

$2,494 ₱150.2K

$2,485 ₱149.7K

0.38%

Buy Apartment Outside City Center (m2)

$951 ₱57.3K

$1,159 ₱69.8K

-17.94%

Average Monthly Net Salary (After Tax)

$189 ₱11.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.5

6.67

-32.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: June 14, 2026

Last update for Binan City: June 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $341 in Baguio and $270 in Binan City. Housing cost is often the main lever when comparing two cities.

Dining out: $13.00 in Baguio vs $21.00 in Binan City for a mid-range dinner for two. Groceries echo the gap at $206 vs $220 per month, with Baguio cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Baguio vs Binan City: Cost of Living - Frequently Asked Questions

Baguio wins on cost – living expenses run 16% lower than in Binan City. Housing and daily spending are where you'll feel the difference most, making Baguio the obvious pick if budget is a priority.

You'd need roughly $1,168 in Baguio and $1,350 in Binan City to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $341 in Baguio versus $270 in Binan City. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 7% higher in Binan City. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $779 per month in Baguio versus $900 in Binan City – a 16% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Baguio gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Baguio and Binan City are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Baguio gentler on the wallet – expenses run 16% less than in Binan City. Beyond cost, consider language, visa policies, and how big the international community is in each city.