Last update: Nov 2026

Cost of Living Comparison Between Baguio and Binan City

For one person, living costs are similar in Baguio and in Binan City: $734 and $724 a month, rent and utilities included.

Baguio, Philippines
Binan City, Philippines
Baguio
🇵🇭 Philippines
$734
/mo nomad
Binan City
🇵🇭 Philippines
$724
/mo nomad
Monthly Cost of Living

How much you'll spend in Baguio and in Binan City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Baguio and in Binan City actually costs, broken down by who's living it.

Monthly costs for one person with rent: $734 in Baguio versus $724 in Binan City.

  • Baguio $734
  • Binan City $724

Estimated couple costs with rent: $1,206 in Baguio versus $1,095 in Binan City.

  • Baguio $1,206
  • Binan City $1,095

Monthly costs for a family of three with rent: $1,677 in Baguio versus $1,467 in Binan City.

  • Baguio $1,677
  • Binan City $1,467

Monthly costs are close between Baguio and Binan City; which city is cheaper depends on the spending category.

Both cities sit below the global median: Baguio 46% lower, Binan City 46% lower.

Currency
🍽 Eating Out
Baguio
Binan City
Difference
Meal at Budget Restaurant
$3.10 ₱196
$3.95 ₱250
-21.52%
Three-Course Dinner for Two, Mid-Range
$23.95 ₱1,517
$16.37 ₱1,037
46.30%
Fast Food Meal (McDonalds, etc)
$2.71 ₱172
$2.70 ₱171
0.37%
Cappuccino
$1.69 ₱107
$1.81 ₱115
-6.63%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.67 ₱42.55
$0.59 ₱37.64
13.56%
Water (0.33 liter bottle)
$0.39 ₱24.46
$0.31 ₱19.54
25.81%
Local Beer (0.5 liter draught)
$1.14 ₱72.2
$0.93 ₱59.2
22.58%
Imported Beer (0.33 liter bottle)
$1.91 ₱121
$1.58 ₱100
20.89%
🛒 Groceries & Markets
Baguio
Binan City
Difference
Milk (1 liter)
$1.78 ₱113
$1.66 ₱105
7.23%
White Bread (500g)
$0.88 ₱55.6
$1.11 ₱70.2
-20.72%
Rice (white) (1kg)
$0.97 ₱61.2
$1.00 ₱63.7
-3.00%
Eggs
$1.83 ₱116
$2.03 ₱129
-9.85%
Local Cheese (1kg)
$4.75 ₱301
$4.75 ₱301
-
Chicken Fillets (1kg)
$3.22 ₱204
$3.45 ₱219
-6.67%
Beef Round Steak (1kg)
$7.01 ₱444
$6.68 ₱423
4.94%
Apples (1kg)
$2.58 ₱164
$2.39 ₱151
7.95%
Banana (1kg)
$2.13 ₱135
$1.53 ₱96.7
39.22%
Oranges (1kg)
$2.79 ₱177
$2.38 ₱151
17.23%
Tomato (1kg)
$0.92 ₱58.0
$1.01 ₱64.1
-8.91%
Potato (1kg)
$1.39 ₱88.1
$1.65 ₱105
-15.76%
Onion (1kg)
$1.37 ₱86.7
$1.57 ₱99.5
-12.74%
Lettuce (1 head)
$0.65 ₱41.32
$0.93 ₱59.1
-30.11%
Water (1.5 liter bottle)
$0.35 ₱22.19
$0.53 ₱33.70
-33.96%
Cigarettes 20 Pack (Marlboro, Camel)
$2.81 ₱178
$2.59 ₱164
8.49%
Wine (Bottle)
$6.99 ₱443
$7.75 ₱491
-9.81%
Local Beer (0.5 liter bottle)
$0.77 ₱48.75
$0.89 ₱56.5
-13.48%
Imported Beer (0.33 liter bottle)
$2.98 ₱189
$1.95 ₱123
52.82%
🚌 Getting Around
Baguio
Binan City
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.95
$0.24 ₱15.28
4.17%
Public Transport Monthly Pass (Regular Price)
$14.49 ₱918
$12.31 ₱780
17.71%
Taxi Start (Normal Tariff)
$1.00 ₱63.6
$0.66 ₱41.79
51.52%
Taxi (Normal Tariff) (1km)
$0.22 ₱13.96
$0.22 ₱13.93
-
Taxi 1hour Waiting (Normal Tariff)
$1.86 ₱118
$1.85 ₱117
0.54%
Gasoline (1 liter)
$1.30 ₱82.5
$1.20 ₱75.7
8.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.8K ₱1.3M
$21.1K ₱1.3M
-1.07%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.0K ₱1.2M
$19.1K ₱1.2M
-0.46%
🧾 Monthly Utilities & Internet
Baguio
Binan City
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$94.4 ₱5,982
$136 ₱8,648
-30.83%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.64 ₱1,054
$15.50 ₱982
7.35%
Internet (50+ Mbps, Unlimited Data)
$30.88 ₱1,956
$31.05 ₱1,967
-0.55%
🎉 Sport & Entertainment
Baguio
Binan City
Difference
Gym Membership (Monthly)
$27.58 ₱1,748
$31.82 ₱2,016
-13.32%
Tennis Court (1 Hour on Weekend)
$7.74 ₱490
$5.11 ₱324
51.47%
Cinema Ticket
$4.72 ₱299
$5.10 ₱323
-7.45%
🧸 Childcare & Education
Baguio
Binan City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,019 ₱64.6K
$129 ₱8,162
690.89%
International Primary School, 1 Child (Yearly)
$5,258 ₱333.1K
$7,277 ₱461.0K
-27.75%
👕👟 Clothing & Footwear
Baguio
Binan City
Difference
Jeans (Levis 501 Or Similar)
$49.98 ₱3,167
$27.80 ₱1,761
79.78%
Summer Dress (H&M, Zara, etc)
$37.84 ₱2,397
$19.14 ₱1,213
97.70%
Sport Shoes (Adidas, Nike)
$71.8 ₱4,551
$70.7 ₱4,482
1.54%
Men's Leather Business Shoes
$79.8 ₱5,054
$54.4 ₱3,445
46.72%
🏠 Accommodation & Living
Baguio
Binan City
Difference
1-bedroom Apartment, City Center (Monthly)
$387 ₱24.5K
$254 ₱16.1K
52.36%
1-bedroom Apartment, Outside City Center (Monthly)
$195 ₱12.4K
$164 ₱10.4K
18.65%
3-bedroom Apartment, City Center (Monthly)
$1,031 ₱65.3K
$485 ₱30.7K
112.73%
3-bedroom Apartment, Outside City Center (Monthly)
$513 ₱32.5K
$354 ₱22.4K
44.94%
Buy Apartment in City Center (m2)
$4,025 ₱255.0K
$2,619 ₱165.9K
53.68%
Buy Apartment Outside City Center (m2)
$1,526 ₱96.7K
$1,096 ₱69.4K
39.21%
💵 Salaries & Financials
Baguio
Binan City
Difference
Average Monthly Net Salary (After Tax)
$180 ₱11.4K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7
6.75
3.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: November 2, 2026

Last update for Binan City: November 3, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Baguio
$195
Binan City
$164 15.7% $31
Groceries & Markets
Baguio
$168
Binan City
$169 0.6% $1
Monthly Utilities & Internet
Baguio
$142
Binan City
$183 29% $41
Clothing & Footwear
Baguio
$108
Binan City
$77 28.1% $30
Eating Out
Baguio
$67
Binan City
$73 8.8% $5.9
Sport & Entertainment
Baguio
$37
Binan City
$42 13.5% $5
Getting Around
Baguio
$18
Binan City
$15 14.6% $2.6

Cost Breakdown

A one-bedroom apartment in the center runs $387 in Baguio and $254 in Binan City. Housing cost is often the main lever when comparing two cities.

Dining out: $24 in Baguio vs $16 in Binan City. Groceries flip the comparison at $168 vs $169, with Baguio cheaper for home cooking.

Good to know
🇵🇭 Baguio
🇵🇭 Binan City
🕒 Local time
10:45 10:45 AM
10:45 10:45 AM
Same time as Baguio
🌤 Weather
👥 Population
366,358
407,037
💱 Currency
Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of November 5, 2026: 1 USD = 63.36 PHP (100 PHP = 1.58 USD). 1 EUR = 71.33 PHP (100 PHP = 1.4 EUR).

On the map
Between locations
  • Baguio Binan City 240 km
From you
  • Baguio
  • Binan City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Baguio vs Binan City: Cost of Living - Frequently Asked Questions
How much do you need to earn to live comfortably in Baguio and in Binan City?
You’d need roughly $1,102 in Baguio and $1,086 in Binan City to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Baguio compared to Binan City?
Rent for a central apartment: $387 in Baguio versus $254 in Binan City. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Baguio compared to Binan City?
A monthly transit pass in Binan City runs roughly 15% less than in Baguio. The price difference matters if you commute daily and watch your budget.
How do dining costs compare in Baguio and in Binan City?
Dining out is cheaper in Binan City – a meal for two runs $16 versus $24 in Baguio. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Baguio or in Binan City?
Either city works on $1,000 a month, though Binan City gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Which city is better for families?
For families, Binan City is more practical. Housing and childcare are both notably cheaper than in Baguio, and the savings on those two alone free up budget for education, activities, and family trips.
How safe is Baguio compared to Binan City?
Safety-wise, Baguio and Binan City are both considered safe, so it’s unlikely to be the deciding factor between them.

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