Last update: Oct 2026

Cost of Living Comparison Between Biloxi, MS and Toronto

For one person, living is cheaper in Biloxi, MS: $1,965 a month against $2,610 in Toronto, rent and utilities included – about $7,700 less a year. Rent and utilities account for most of the difference.

Biloxi, MS
🇺🇸 United States
$1,965
/mo nomad
Toronto
🇨🇦 Canada
$2,610
/mo nomad
Monthly Cost of Living

How much you'll spend in Biloxi, MS and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Biloxi, MS and in Toronto actually costs, broken down by who's living it.

A single person spends $1,965 per month in Biloxi, MS vs $2,610 in Toronto, rent included.

  • Biloxi, MS $1,965
  • Toronto $2,610

A couple spends around $2,820 per month in Biloxi, MS vs $3,727 in Toronto, rent included.

  • Biloxi, MS $2,820
  • Toronto $3,727

A family of three spends $3,674 per month in Biloxi, MS vs $4,844 in Toronto, rent included.

  • Biloxi, MS $3,674
  • Toronto $4,844

Biloxi, MS is about 25% cheaper than Toronto, and outside of rent the biggest gap is in transport.

Both Biloxi, MS and Toronto sit above the global median – Biloxi, MS by 45%, Toronto by 93%.

Currency
🍽 Eating Out
Biloxi, MS
Toronto
Difference
Meal at Budget Restaurant
$19.01 $19.01
$17.59 CA$24.87
8.07%
Three-Course Dinner for Two, Mid-Range
$49.12 $49.12
$78.8 CA$111
-37.68%
Fast Food Meal (McDonalds, etc)
$9.22 $9.22
$10.73 CA$15.16
-14.07%
Cappuccino
$4.59 $4.59
$4.09 CA$5.78
12.22%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.73 $2.73
$2.10 CA$2.97
30.00%
Water (0.33 liter bottle)
$1.54 $1.54
$1.72 CA$2.43
-10.47%
Local Beer (0.5 liter draught)
$5.14 $5.14
$6.36 CA$8.99
-19.18%
Imported Beer (0.33 liter bottle)
$5.60 $5.60
$7.08 CA$10.01
-20.90%
🛒 Groceries & Markets
Biloxi, MS
Toronto
Difference
Milk (1 liter)
$0.82 $0.82
$2.54 CA$3.59
-67.72%
White Bread (500g)
$2.65 $2.65
$2.72 CA$3.85
-2.57%
Rice (white) (1kg)
$2.65 $2.65
$2.18 CA$3.09
21.56%
Eggs
$3.23 $3.23
$3.63 CA$5.13
-11.02%
Local Cheese (1kg)
$10.67 $10.67
$9.46 CA$13.37
12.79%
Chicken Fillets (1kg)
$9.62 $9.62
$11.54 CA$16.32
-16.64%
Beef Round Steak (1kg)
$14.28 $14.28
$14.37 CA$20.32
-0.63%
Apples (1kg)
$3.97 $3.97
$3.70 CA$5.23
7.30%
Banana (1kg)
$1.33 $1.33
$1.19 CA$1.68
11.76%
Oranges (1kg)
$2.75 $2.75
$3.46 CA$4.90
-20.52%
Tomato (1kg)
$3.37 $3.37
$4.22 CA$5.97
-20.14%
Potato (1kg)
$2.82 $2.82
$1.79 CA$2.52
57.54%
Onion (1kg)
$2.77 $2.77
$1.65 CA$2.33
67.88%
Lettuce (1 head)
$1.53 $1.53
$2.20 CA$3.11
-30.45%
Water (1.5 liter bottle)
$1.93 $1.93
$1.26 CA$1.78
53.17%
Cigarettes 20 Pack (Marlboro, Camel)
$9.09 $9.09
$13.97 CA$19.75
-34.93%
Wine (Bottle)
$14.90 $14.90
$14.20 CA$20.07
4.93%
Local Beer (0.5 liter bottle)
$2.04 $2.04
$2.25 CA$3.18
-9.33%
Imported Beer (0.33 liter bottle)
$3.89 $3.89
$2.53 CA$3.58
53.75%
🚌 Getting Around
Biloxi, MS
Toronto
Difference
One-way Ticket (Public Transport)
-
$2.32 CA$3.28
-
Public Transport Monthly Pass (Regular Price)
$49.38 $49.38
$112 CA$158
-55.77%
Taxi Start (Normal Tariff)
$2.51 $2.51
$3.06 CA$4.33
-17.97%
Taxi (Normal Tariff) (1km)
$1.64 $1.64
$1.22 CA$1.72
34.43%
Taxi 1hour Waiting (Normal Tariff)
$25.73 $25.73
$21.69 CA$30.66
18.63%
Gasoline (1 liter)
$0.73 $0.73
$1.21 CA$1.72
-39.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.1K $37.1K
$26.1K CA$37.0K
41.81%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.4K $26.4K
$21.1K CA$29.9K
24.86%
🧾 Monthly Utilities & Internet
Biloxi, MS
Toronto
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 $120
$120 CA$169
-0.06%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.11 $35.11
$32.21 CA$45.54
9.00%
Internet (50+ Mbps, Unlimited Data)
$70.7 $70.7
$48.88 CA$69.1
44.62%
🎉 Sport & Entertainment
Biloxi, MS
Toronto
Difference
Gym Membership (Monthly)
$18.32 $18.32
$39.34 CA$55.6
-53.43%
Tennis Court (1 Hour on Weekend)
$12.25 $12.25
$23.58 CA$33.34
-48.05%
Cinema Ticket
$12.87 $12.87
$12.58 CA$17.79
2.31%
🧸 Childcare & Education
Biloxi, MS
Toronto
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$619 $619
$832 CA$1,176
-25.59%
International Primary School, 1 Child (Yearly)
$14.0K $14.0K
$23.6K CA$33.4K
-40.82%
👕👟 Clothing & Footwear
Biloxi, MS
Toronto
Difference
Jeans (Levis 501 Or Similar)
$48.61 $48.61
$52.3 CA$73.9
-7.02%
Summer Dress (H&M, Zara, etc)
$40.65 $40.65
$39.44 CA$55.8
3.07%
Sport Shoes (Adidas, Nike)
$85.3 $85.3
$99.0 CA$140
-13.84%
Men's Leather Business Shoes
$95.6 $95.6
$122 CA$172
-21.57%
🏠 Accommodation & Living
Biloxi, MS
Toronto
Difference
1-bedroom Apartment, City Center (Monthly)
$1,219 $1,219
$1,631 CA$2,306
-25.31%
1-bedroom Apartment, Outside City Center (Monthly)
$897 $897
$1,448 CA$2,048
-38.04%
3-bedroom Apartment, City Center (Monthly)
$1,665 $1,665
$2,737 CA$3,869
-39.18%
3-bedroom Apartment, Outside City Center (Monthly)
$1,344 $1,344
$2,129 CA$3,010
-36.89%
Buy Apartment in City Center (m2)
$1,764 $1,764
$8,206 CA$11.6K
-78.51%
Buy Apartment Outside City Center (m2)
$1,781 $1,781
$6,838 CA$9,666
-73.96%
💵 Salaries & Financials
Biloxi, MS
Toronto
Difference
Average Monthly Net Salary (After Tax)
$4,667 $4,667
$3,520 CA$4,976
32.59%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.27
4.47
40.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Biloxi, MS: October 19, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Biloxi, MS
$897
Toronto
$1.4K 61.4% $551
Groceries & Markets
Biloxi, MS
$328
Toronto
$343 4.6% $15
Eating Out
Biloxi, MS
$289
Toronto
$283 2% $5.7
Monthly Utilities & Internet
Biloxi, MS
$225
Toronto
$201 10.9% $25
Clothing & Footwear
Biloxi, MS
$122
Toronto
$141 15.7% $19
Getting Around
Biloxi, MS
$60 *
Toronto
$130 116% $70
Sport & Entertainment
Biloxi, MS
$44
Toronto
$65 46.4% $20

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,219 in Biloxi, MS versus $1,631 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 33% higher in Biloxi, MS, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $49.00 in Biloxi, MS versus $79.0 in Toronto. Monthly groceries follow the same trend: $328 vs $343 – making Biloxi, MS the more affordable choice for daily food spending.

Good to know
🇺🇸 Biloxi, MS
🇨🇦 Toronto
🕒 Local time
03:42 3:42 AM
04:42 4:42 AM
1 h ahead of Biloxi, MS
🌤 Weather
👥 Population
49,449
2,731,571
Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

On the map
Between locations
  • Biloxi, MS Toronto 1,700 km ≈ 2 h 30 min nonstop flight
From you
  • Biloxi, MS
  • Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Biloxi, MS vs Toronto: Cost of Living - Frequently Asked Questions
How do living costs in Biloxi, MS and in Toronto compare overall?
Monthly costs with rent: $1,965 in Biloxi, MS, $2,610 in Toronto – roughly 33% apart. Outside of rent, the biggest gap is in transport.
What salary covers living expenses in Biloxi, MS compared to Toronto?
For a comfortable life, plan on about $2,948 per month in Biloxi, MS and $3,916 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Biloxi, MS and Toronto?
Rent is clearly cheaper in Biloxi, MS, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Biloxi, MS or Toronto?
Monthly expenses with rent come to $1,965 in Biloxi, MS and $2,610 in Toronto. That's a gap of about 33%.
How do commuting costs compare in Biloxi, MS and in Toronto?
Public transport costs about 126% less in Biloxi, MS. For daily commuters, that gap adds up to noticeable savings over a year.
Which city is more doable on $3,000 per month?
A $3,000 monthly budget goes further in Biloxi, MS, where all-in costs run around $1,965, than in Toronto at $2,610. In Biloxi, MS it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.
Where should families live: Biloxi, MS or Toronto?
Families tend to lean toward Biloxi, MS – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How do I decide between Biloxi, MS and Toronto?
If budget matters most, go with Biloxi, MS. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.

Biloxi, MS vs other spots: cost of living compared

Similar cities

Show times on the 12-hour clock, temperatures in °F and distances in miles?