Last update: Oct 2026

Cost of Living Comparison Between Toronto and Biloxi, MS

For one person, living is cheaper in Biloxi, MS: $1,965 a month against $2,610 in Toronto, rent and utilities included – about $7,700 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in Toronto
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Toronto Living Index
95

Cost of Living Index in Biloxi, MS
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Biloxi, MS Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Biloxi, MS

🇺🇸 United States

$1,965

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Biloxi, MS

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Biloxi, MS actually costs, broken down by who's living it.

A single person spends $2,610 per month in Toronto vs $1,965 in Biloxi, MS, rent included.

Toronto $2,610
Biloxi, MS $1,965

A couple spends around $3,727 per month in Toronto vs $2,820 in Biloxi, MS, rent included.

Toronto $3,727
Biloxi, MS $2,820

A family of three spends $4,844 per month in Toronto vs $3,674 in Biloxi, MS, rent included.

Toronto $4,844
Biloxi, MS $3,674

Toronto costs about 33% more than Biloxi, MS, and outside of rent the biggest gap is in transport.

Both Toronto and Biloxi, MS sit above the global median – Toronto by 93%, Biloxi, MS by 45%.

Meal at Budget Restaurant

$17.59 CA$24.87

$19.01 $19.01

-7.47%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$49.12 $49.12

60.46%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$9.22 $9.22

16.38%

Cappuccino

$4.09 CA$5.78

$4.59 $4.59

-10.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.73 $2.73

-23.08%

Water (0.33 liter bottle)

$1.72 CA$2.43

$1.54 $1.54

11.69%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$5.14 $5.14

23.74%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$5.60 $5.60

26.43%

Milk (1 liter)

$2.54 CA$3.59

$0.82 $0.82

209.76%

White Bread (500g)

$2.72 CA$3.85

$2.65 $2.65

2.64%

Rice (white) (1kg)

$2.18 CA$3.09

$2.65 $2.65

-17.74%

Eggs

$3.63 CA$5.13

$3.23 $3.23

12.38%

Local Cheese (1kg)

$9.46 CA$13.37

$10.67 $10.67

-11.34%

Chicken Fillets (1kg)

$11.54 CA$16.32

$9.62 $9.62

19.96%

Beef Round Steak (1kg)

$14.37 CA$20.32

$14.28 $14.28

0.63%

Apples (1kg)

$3.70 CA$5.23

$3.97 $3.97

-6.80%

Banana (1kg)

$1.19 CA$1.68

$1.33 $1.33

-10.53%

Oranges (1kg)

$3.46 CA$4.90

$2.75 $2.75

25.82%

Tomato (1kg)

$4.22 CA$5.97

$3.37 $3.37

25.22%

Potato (1kg)

$1.79 CA$2.52

$2.82 $2.82

-36.52%

Onion (1kg)

$1.65 CA$2.33

$2.77 $2.77

-40.43%

Lettuce (1 head)

$2.20 CA$3.11

$1.53 $1.53

43.79%

Water (1.5 liter bottle)

$1.26 CA$1.78

$1.93 $1.93

-34.72%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$9.09 $9.09

53.69%

Wine (Bottle)

$14.20 CA$20.07

$14.90 $14.90

-4.70%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$2.04 $2.04

10.29%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$3.89 $3.89

-34.96%

One-way Ticket (Public Transport)

$2.32 CA$3.28

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$49.38 $49.38

126.10%

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$2.51 $2.51

21.91%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.64 $1.64

-25.61%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$25.73 $25.73

-15.70%

Gasoline (1 liter)

$1.21 CA$1.72

$0.73 $0.73

65.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$37.1K $37.1K

-29.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$26.4K $26.4K

-19.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$120 $120

0.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$35.11 $35.11

-8.26%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$70.7 $70.7

-30.85%

Gym Membership (Monthly)

$39.34 CA$55.6

$18.32 $18.32

114.74%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

$12.25 $12.25

92.49%

Cinema Ticket

$12.58 CA$17.79

$12.87 $12.87

-2.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$619 $619

34.39%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$14.0K $14.0K

68.99%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$48.61 $48.61

7.55%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$40.65 $40.65

-2.98%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$85.3 $85.3

16.06%

Men's Leather Business Shoes

$122 CA$172

$95.6 $95.6

27.51%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$1,219 $1,219

33.89%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$897 $897

61.40%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$1,665 $1,665

64.42%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$1,344 $1,344

58.46%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$1,764 $1,764

365.29%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$1,781 $1,781

283.97%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$4,667 $4,667

-24.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.27

-28.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Biloxi, MS: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Biloxi, MS

$897 45.7% 38% $551

Groceries & Markets

Toronto

$343 13.1%

Biloxi, MS

$328 16.7% 4.4% $15

Eating Out

Toronto

$283 10.9%

Biloxi, MS

$289 14.7% 2% $5.7

Monthly Utilities & Internet

Toronto

$201 7.7%

Biloxi, MS

$225 11.5% 12.3% $25

Clothing & Footwear

Toronto

$141 5.4%

Biloxi, MS

$122 6.2% 13.6% $19

Getting Around

Toronto

$130 5%

Biloxi, MS

$60 * 3.1% 53.8% $70

Sport & Entertainment

Toronto

$65 2.5%

Biloxi, MS

$44 2.2% 31.7% $20

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,631 in Toronto versus $1,219 in Biloxi, MS. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 33% higher in Biloxi, MS, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $79.0 in Toronto versus $49.00 in Biloxi, MS. Monthly groceries follow the same trend: $343 vs $328 – making Biloxi, MS the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇺🇸 Biloxi, MS

🕒 Local time

06:12 6:12 AM

05:12 5:12 AM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

49,449

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Biloxi, MS 1,700 km ≈ 2 h 30 min nonstop flight

From you

Toronto
Biloxi, MS

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Biloxi, MS: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,610 in Toronto, $1,965 in Biloxi, MS – roughly 33% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,916 per month in Toronto and $2,948 in Biloxi, MS. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Biloxi, MS, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,610 in Toronto and $1,965 in Biloxi, MS. That's a gap of about 33%.

Public transport costs about 126% less in Biloxi, MS. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Biloxi, MS, where all-in costs run around $1,965, than in Toronto at $2,610. In Biloxi, MS it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Biloxi, MS – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Biloxi, MS. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.