Cost of Living Comparison Between Biloxi, MS and Chicago, IL Cost of Living Comparison Between Biloxi, MS and Chicago, IL

Monthly Cost of Living

A single person spends $1,995 per month in Biloxi, MS vs $3,051 in Chicago, IL, rent included.

A couple spends around $3,222 per month in Biloxi, MS vs $4,638 in Chicago, IL, rent included.

A family of three spends $4,449 per month in Biloxi, MS vs $6,224 in Chicago, IL, rent included.

Biloxi, MS is about 35% cheaper than Chicago, IL, driven mainly by Groceries & Markets.

Both Biloxi, MS and Chicago, IL sit above the global median – Biloxi, MS by 49%, Chicago, IL by 128%.

Meal at Budget Restaurant

$14.75 $14.75

$20.67 $20.67

-28.64%

Three-Course Dinner for Two, Mid-Range

$55.9 $55.9

$100 $100

-44.34%

Fast Food Meal (McDonalds, etc)

$10.15 $10.15

$11.86 $11.86

-14.42%

Cappuccino

$5.05 $5.05

$5.54 $5.54

-8.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.01 $2.01

$3.06 $3.06

-34.31%

Water (0.33 liter bottle)

$1.22 $1.22

$2.48 $2.48

-50.81%

Local Beer (0.5 liter draught)

$5.05 $5.05

$6.92 $6.92

-27.02%

Imported Beer (0.33 liter bottle)

$6.52 $6.52

$8.13 $8.13

-19.80%

Milk (1 liter)

$0.90 $0.90

$1.04 $1.04

-13.46%

White Bread (500g)

$2.60 $2.60

$3.91 $3.91

-33.50%

Rice (white) (1kg)

$2.31 $2.31

$5.42 $5.42

-57.38%

Eggs

$3.10 $3.10

$4.48 $4.48

-30.80%

Local Cheese (1kg)

$11.57 $11.57

$14.52 $14.52

-20.32%

Chicken Fillets (1kg)

$8.87 $8.87

$15.21 $15.21

-41.68%

Beef Round Steak (1kg)

$14.26 $14.26

$19.25 $19.25

-25.92%

Apples (1kg)

$4.72 $4.72

$5.39 $5.39

-12.43%

Banana (1kg)

$1.28 $1.28

$1.69 $1.69

-24.26%

Oranges (1kg)

$3.13 $3.13

$4.32 $4.32

-27.55%

Tomato (1kg)

$2.66 $2.66

$4.51 $4.51

-41.02%

Potato (1kg)

$1.87 $1.87

$2.56 $2.56

-26.95%

Onion (1kg)

$2.70 $2.70

Lettuce (1 head)

$1.48 $1.48

$2.41 $2.41

-38.59%

Water (1.5 liter bottle)

$1.77 $1.77

$2.62 $2.62

-32.44%

Cigarettes 20 Pack (Marlboro, Camel)

$9.69 $9.69

$15.02 $15.02

-35.49%

Wine (Bottle)

$15.95 $15.95

$14.71 $14.71

8.43%

Local Beer (0.5 liter bottle)

$1.82 $1.82

$2.48 $2.48

-26.61%

Imported Beer (0.33 liter bottle)

$2.89 $2.89

$3.69 $3.69

-21.68%

One-way Ticket (Public Transport)

$1.98 $1.98

$2.55 $2.55

-22.35%

Public Transport Monthly Pass (Regular Price)

$50.9 $50.9

$75.5 $75.5

-32.57%

Taxi Start (Normal Tariff)

$3.95 $3.95

$3.29 $3.29

20.06%

Taxi (Normal Tariff) (1km)

$1.22 $1.22

$1.43 $1.43

-14.69%

Taxi 1hour Waiting (Normal Tariff)

$60.2 $60.2

$24.72 $24.72

143.57%

Gasoline (1 liter)

$0.69 $0.69

$1.09 $1.09

-36.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.5K $37.5K

$31.8K $31.8K

18.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K $25.0K

$26.4K $26.4K

-5.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$123 $123

$183 $183

-32.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.06 $35.06

$61.8 $61.8

-43.30%

Internet (50+ Mbps, Unlimited Data)

$74.6 $74.6

$65.0 $65.0

14.68%

Gym Membership (Monthly)

$18.63 $18.63

$76.1 $76.1

-75.51%

Tennis Court (1 Hour on Weekend)

$12.58 $12.58

$13.04 $13.04

-3.53%

Cinema Ticket

$11.88 $11.88

$14.75 $14.75

-19.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,053 $3,053

$2,056 $2,056

48.46%

International Primary School, 1 Child (Yearly)

$10.0K $10.0K

$38.5K $38.5K

-73.99%

Jeans (Levis 501 Or Similar)

$36.23 $36.23

$63.9 $63.9

-43.33%

Summer Dress (H&M, Zara, etc)

$63.7 $63.7

$51.6 $51.6

23.47%

Sport Shoes (Adidas, Nike)

$70.9 $70.9

$97.3 $97.3

-27.14%

Men's Leather Business Shoes

$77.5 $77.5

$147 $147

-47.37%

1-bedroom Apartment, City Center (Monthly)

$1,309 $1,309

$2,349 $2,349

-44.29%

1-bedroom Apartment, Outside City Center (Monthly)

$966 $966

$1,581 $1,581

-38.89%

3-bedroom Apartment, City Center (Monthly)

$1,598 $1,598

$4,708 $4,708

-66.07%

3-bedroom Apartment, Outside City Center (Monthly)

$2,198 $2,198

$2,716 $2,716

-19.06%

Buy Apartment in City Center (m2)

$2,267 $2,267

$3,976 $3,976

-42.98%

Buy Apartment Outside City Center (m2)

$1,879 $1,879

$2,632 $2,632

-28.59%

Average Monthly Net Salary (After Tax)

$4,604 $4,604

$4,723 $4,723

-2.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.7

6.6

-28.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Biloxi, MS: April 21, 2026

Last update for Chicago, IL: April 20, 2026

Cost Breakdown

A central one-bedroom costs $1,309 in Biloxi, MS versus $2,349 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $56 in Biloxi, MS versus $100 in Chicago, IL. Monthly groceries follow the same trend: $320 vs $447 – making Biloxi, MS the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Biloxi, MS vs Chicago, IL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,995 in Biloxi, MS, $3,051 in Chicago, IL – roughly 53% apart. Chicago, IL costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,993 per month in Biloxi, MS and $4,577 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Biloxi, MS, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,995 in Biloxi, MS and $3,051 in Chicago, IL. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 48% less in Biloxi, MS. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Biloxi, MS, where all-in costs run around $1,995, than in Chicago, IL at $3,051. In Biloxi, MS it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $1,995 in Biloxi, MS to $3,051 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Biloxi, MS. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.