Last update: Oct 2026

Cost of Living Comparison Between Biloxi, MS and Chicago, IL

For one person, living is cheaper in Biloxi, MS: $1,965 a month against $3,139 in Chicago, IL, rent and utilities included – about $14,100 less a year. Rent and utilities account for most of the difference.

95

Cost of Living Index in Biloxi, MS
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Biloxi, MS Living Index
152

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index

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Biloxi, MS

🇺🇸 United States

$1,965

/mo nomad

Chicago, IL

🇺🇸 United States

$3,139

/mo nomad

Monthly Cost of Living

How much you'll spend in Biloxi, MS and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Biloxi, MS and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $1,965 per month in Biloxi, MS vs $3,139 in Chicago, IL, rent included.

Biloxi, MS $1,965
Chicago, IL $3,139

A couple spends around $2,820 per month in Biloxi, MS vs $4,627 in Chicago, IL, rent included.

Biloxi, MS $2,820
Chicago, IL $4,627

A family of three spends $3,674 per month in Biloxi, MS vs $6,115 in Chicago, IL, rent included.

Biloxi, MS $3,674
Chicago, IL $6,115

Biloxi, MS is about 37% cheaper than Chicago, IL, and outside of rent the biggest gap is in groceries.

Both Biloxi, MS and Chicago, IL sit above the global median – Biloxi, MS by 45%, Chicago, IL by 132%.

Meal at Budget Restaurant

$19.01 $19.01

$20.65 $20.65

-7.94%

Three-Course Dinner for Two, Mid-Range

$49.12 $49.12

$90.2 $90.2

-45.56%

Fast Food Meal (McDonalds, etc)

$9.22 $9.22

$12.94 $12.94

-28.75%

Cappuccino

$4.59 $4.59

$5.60 $5.60

-18.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.73 $2.73

$2.64 $2.64

3.41%

Water (0.33 liter bottle)

$1.54 $1.54

$2.27 $2.27

-32.16%

Local Beer (0.5 liter draught)

$5.14 $5.14

$6.98 $6.98

-26.36%

Imported Beer (0.33 liter bottle)

$5.60 $5.60

$8.83 $8.83

-36.58%

Milk (1 liter)

$0.82 $0.82

$1.27 $1.27

-35.43%

White Bread (500g)

$2.65 $2.65

$3.80 $3.80

-30.26%

Rice (white) (1kg)

$2.65 $2.65

$5.30 $5.30

-50.00%

Eggs

$3.23 $3.23

$4.76 $4.76

-32.14%

Local Cheese (1kg)

$10.67 $10.67

$13.96 $13.96

-23.57%

Chicken Fillets (1kg)

$9.62 $9.62

$14.61 $14.61

-34.15%

Beef Round Steak (1kg)

$14.28 $14.28

$18.77 $18.77

-23.92%

Apples (1kg)

$3.97 $3.97

$5.19 $5.19

-23.51%

Banana (1kg)

$1.33 $1.33

$1.98 $1.98

-32.83%

Oranges (1kg)

$2.75 $2.75

$3.93 $3.93

-30.03%

Tomato (1kg)

$3.37 $3.37

$4.96 $4.96

-32.06%

Potato (1kg)

$2.82 $2.82

$2.76 $2.76

2.17%

Onion (1kg)

$2.77 $2.77

$2.76 $2.76

0.36%

Lettuce (1 head)

$1.53 $1.53

$2.22 $2.22

-31.08%

Water (1.5 liter bottle)

$1.93 $1.93

$2.98 $2.98

-35.23%

Cigarettes 20 Pack (Marlboro, Camel)

$9.09 $9.09

$14.02 $14.02

-35.16%

Wine (Bottle)

$14.90 $14.90

$15.28 $15.28

-2.49%

Local Beer (0.5 liter bottle)

$2.04 $2.04

$2.58 $2.58

-20.93%

Imported Beer (0.33 liter bottle)

$3.89 $3.89

$3.50 $3.50

11.14%

One-way Ticket (Public Transport)

$2.47 $2.47

Public Transport Monthly Pass (Regular Price)

$49.38 $49.38

$74.8 $74.8

-33.95%

Taxi Start (Normal Tariff)

$2.51 $2.51

$3.34 $3.34

-24.85%

Taxi (Normal Tariff) (1km)

$1.64 $1.64

$1.43 $1.43

14.69%

Taxi 1hour Waiting (Normal Tariff)

$25.73 $25.73

$24.32 $24.32

5.80%

Gasoline (1 liter)

$0.73 $0.73

$1.26 $1.26

-42.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.1K $37.1K

$35.0K $35.0K

5.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K $26.4K

$26.1K $26.1K

1.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 $120

$193 $193

-37.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.11 $35.11

$68.3 $68.3

-48.56%

Internet (50+ Mbps, Unlimited Data)

$70.7 $70.7

$61.3 $61.3

15.32%

Gym Membership (Monthly)

$18.32 $18.32

$54.1 $54.1

-66.15%

Tennis Court (1 Hour on Weekend)

$12.25 $12.25

$27.92 $27.92

-56.12%

Cinema Ticket

$12.87 $12.87

$17.74 $17.74

-27.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$619 $619

$1,652 $1,652

-62.53%

International Primary School, 1 Child (Yearly)

$14.0K $14.0K

$31.1K $31.1K

-55.02%

Jeans (Levis 501 Or Similar)

$48.61 $48.61

$66.1 $66.1

-26.43%

Summer Dress (H&M, Zara, etc)

$40.65 $40.65

$51.2 $51.2

-20.67%

Sport Shoes (Adidas, Nike)

$85.3 $85.3

$100 $100

-14.80%

Men's Leather Business Shoes

$95.6 $95.6

$141 $141

-32.15%

1-bedroom Apartment, City Center (Monthly)

$1,219 $1,219

$2,446 $2,446

-50.19%

1-bedroom Apartment, Outside City Center (Monthly)

$897 $897

$1,678 $1,678

-46.51%

3-bedroom Apartment, City Center (Monthly)

$1,665 $1,665

$4,717 $4,717

-64.71%

3-bedroom Apartment, Outside City Center (Monthly)

$1,344 $1,344

$2,795 $2,795

-51.93%

Buy Apartment in City Center (m2)

$1,764 $1,764

$4,105 $4,105

-57.04%

Buy Apartment Outside City Center (m2)

$1,781 $1,781

$2,650 $2,650

-32.79%

Average Monthly Net Salary (After Tax)

$4,667 $4,667

$4,866 $4,866

-4.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.27

6.81

-7.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Biloxi, MS: October 19, 2026

Last update for Chicago, IL: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Biloxi, MS

$897 45.7%

Chicago, IL

$1.7K 53.5% 87% $780

Groceries & Markets

Biloxi, MS

$328 16.7%

Chicago, IL

$449 14.3% 37% $121

Eating Out

Biloxi, MS

$289 14.7%

Chicago, IL

$343 10.9% 18.9% $55

Monthly Utilities & Internet

Biloxi, MS

$225 11.5%

Chicago, IL

$322 10.3% 43% $97

Clothing & Footwear

Biloxi, MS

$122 6.2%

Chicago, IL

$161 5.1% 32.6% $40

Getting Around

Biloxi, MS

$60 * 3.1%

Chicago, IL

$95 3% 58.3% $35

Sport & Entertainment

Biloxi, MS

$44 2.2%

Chicago, IL

$90 2.9% 103% $46

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,219 in Biloxi, MS versus $2,446 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $49.00 in Biloxi, MS versus $90.0 in Chicago, IL. Monthly groceries follow the same trend: $328 vs $449 – making Biloxi, MS the more affordable choice for daily food spending.

Good to know

🇺🇸 Biloxi, MS

🇺🇸 Chicago, IL

🕒 Local time

03:09 3:09 AM

Same time as Biloxi, MS

🌤 Weather

👥 Population

49,449

2,746,388

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Biloxi, MS Chicago, IL 1,280 km ≈ 2 h nonstop flight

From you

Biloxi, MS
Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Biloxi, MS vs Chicago, IL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,965 in Biloxi, MS, $3,139 in Chicago, IL – roughly 60% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,948 per month in Biloxi, MS and $4,708 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Biloxi, MS, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,965 in Biloxi, MS and $3,139 in Chicago, IL. That's a gap of about 60%.

Public transport costs about 51% less in Biloxi, MS. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Biloxi, MS, where all-in costs run around $1,965, than in Chicago, IL at $3,139. In Biloxi, MS it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $1,965 in Biloxi, MS to $3,139 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Biloxi, MS. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.