Cost of Living Comparison Between Chicago, IL and Biloxi, MS Cost of Living Comparison Between Chicago, IL and Biloxi, MS

Monthly Cost of Living

A single person spends $3,106 per month in Chicago, IL vs $2,048 in Biloxi, MS, rent included.

A couple spends around $4,599 per month in Chicago, IL vs $2,912 in Biloxi, MS, rent included.

A family of three spends $6,092 per month in Chicago, IL vs $3,776 in Biloxi, MS, rent included.

Chicago, IL costs about 52% more than Biloxi, MS, driven mainly by Groceries & Markets.

Both Chicago, IL and Biloxi, MS sit above the global median – Chicago, IL by 126%, Biloxi, MS by 49%.

Meal at Budget Restaurant

$19.86 $19.86

$19.65 $19.65

1.07%

Three-Course Dinner for Two, Mid-Range

$88.3 $88.3

$48.64 $48.64

81.62%

Fast Food Meal (McDonalds, etc)

$13.23 $13.23

$9.35 $9.35

41.50%

Cappuccino

$5.86 $5.86

$4.56 $4.56

28.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.61 $2.61

$2.60 $2.60

0.38%

Water (0.33 liter bottle)

$2.32 $2.32

$1.47 $1.47

57.82%

Local Beer (0.5 liter draught)

$7.03 $7.03

$4.91 $4.91

43.18%

Imported Beer (0.33 liter bottle)

$9.25 $9.25

$5.35 $5.35

72.90%

Milk (1 liter)

$1.34 $1.34

$0.96 $0.96

39.58%

White Bread (500g)

$4.19 $4.19

$2.51 $2.51

66.93%

Rice (white) (1kg)

$5.50 $5.50

$6.23 $6.23

-11.72%

Eggs

$4.71 $4.71

$3.42 $3.42

37.72%

Local Cheese (1kg)

$14.72 $14.72

$11.39 $11.39

29.24%

Chicken Fillets (1kg)

$14.53 $14.53

$9.41 $9.41

54.41%

Beef Round Steak (1kg)

$19.69 $19.69

$15.42 $15.42

27.69%

Apples (1kg)

$5.64 $5.64

$4.66 $4.66

21.03%

Banana (1kg)

$1.97 $1.97

$1.31 $1.31

50.38%

Oranges (1kg)

$4.04 $4.04

$3.52 $3.52

14.77%

Tomato (1kg)

$5.07 $5.07

$3.42 $3.42

48.25%

Potato (1kg)

$2.94 $2.94

$2.69 $2.69

9.29%

Onion (1kg)

$2.92 $2.92

$3.13 $3.13

-6.71%

Lettuce (1 head)

$2.28 $2.28

$1.53 $1.53

49.02%

Water (1.5 liter bottle)

$3.12 $3.12

$1.92 $1.92

62.50%

Cigarettes 20 Pack (Marlboro, Camel)

$16.19 $16.19

$9.17 $9.17

76.55%

Wine (Bottle)

$15.17 $15.17

$16.17 $16.17

-6.18%

Local Beer (0.5 liter bottle)

$2.67 $2.67

$2.12 $2.12

25.94%

Imported Beer (0.33 liter bottle)

$3.48 $3.48

$3.98 $3.98

-12.56%

One-way Ticket (Public Transport)

$2.54 $2.54

Public Transport Monthly Pass (Regular Price)

$76.0 $76.0

$49.25 $49.25

54.27%

Taxi Start (Normal Tariff)

$3.16 $3.16

$3.54 $3.54

-10.73%

Taxi (Normal Tariff) (1km)

$1.37 $1.37

$1.47 $1.47

-6.80%

Taxi 1hour Waiting (Normal Tariff)

$22.66 $22.66

$35.36 $35.36

-35.92%

Gasoline (1 liter)

$1.20 $1.20

$0.69 $0.69

73.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.0K $37.0K

$35.8K $35.8K

3.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$25.6K $25.6K

1.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$190 $190

$119 $119

59.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$68.5 $68.5

$35.32 $35.32

93.88%

Internet (50+ Mbps, Unlimited Data)

$61.1 $61.1

$72.4 $72.4

-15.64%

Gym Membership (Monthly)

$63.8 $63.8

$18.10 $18.10

252.38%

Tennis Court (1 Hour on Weekend)

$27.80 $27.80

$12.44 $12.44

123.47%

Cinema Ticket

$18.28 $18.28

$12.43 $12.43

47.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,525 $1,525

$1,582 $1,582

-3.61%

International Primary School, 1 Child (Yearly)

$32.0K $32.0K

$10.0K $10.0K

219.12%

Jeans (Levis 501 Or Similar)

$64.0 $64.0

$58.1 $58.1

10.21%

Summer Dress (H&M, Zara, etc)

$54.4 $54.4

$42.54 $42.54

27.88%

Sport Shoes (Adidas, Nike)

$101 $101

$88.1 $88.1

14.14%

Men's Leather Business Shoes

$153 $153

$119 $119

29.06%

1-bedroom Apartment, City Center (Monthly)

$2,421 $2,421

$1,248 $1,248

94.07%

1-bedroom Apartment, Outside City Center (Monthly)

$1,690 $1,690

$879 $879

92.38%

3-bedroom Apartment, City Center (Monthly)

$4,584 $4,584

$1,677 $1,677

173.30%

3-bedroom Apartment, Outside City Center (Monthly)

$2,782 $2,782

$1,312 $1,312

112.08%

Buy Apartment in City Center (m2)

$4,170 $4,170

$2,308 $2,308

80.62%

Buy Apartment Outside City Center (m2)

$2,739 $2,739

$1,850 $1,850

48.05%

Average Monthly Net Salary (After Tax)

$4,777 $4,777

$4,616 $4,616

3.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.38

5.83

9.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: August 29, 2026

Last update for Biloxi, MS: August 30, 2026

Cost Breakdown

A central one-bedroom costs $2,421 in Chicago, IL versus $1,248 in Biloxi, MS. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $88.0 in Chicago, IL versus $49.00 in Biloxi, MS. Monthly groceries follow the same trend: $465 vs $358 – making Biloxi, MS the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Biloxi, MS: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,106 in Chicago, IL, $2,048 in Biloxi, MS – roughly 52% apart. Chicago, IL costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $4,659 per month in Chicago, IL and $3,072 in Biloxi, MS. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Biloxi, MS, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,106 in Chicago, IL and $2,048 in Biloxi, MS. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 54% less in Biloxi, MS. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Biloxi, MS, where all-in costs run around $2,048, than in Chicago, IL at $3,106. In Biloxi, MS it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,048 in Biloxi, MS to $3,106 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Biloxi, MS. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.