Last update: Oct 2026

Cost of Living Comparison Between Chicago, IL and Biloxi, MS

For one person, living is cheaper in Biloxi, MS: $1,965 a month against $3,139 in Chicago, IL, rent and utilities included – about $14,100 less a year. Rent and utilities account for most of the difference.

152

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index
95

Cost of Living Index in Biloxi, MS
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Biloxi, MS Living Index

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Chicago, IL

🇺🇸 United States

$3,139

/mo nomad

Biloxi, MS

🇺🇸 United States

$1,965

/mo nomad

Monthly Cost of Living

How much you'll spend in Chicago, IL and in Biloxi, MS

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chicago, IL and in Biloxi, MS actually costs, broken down by who's living it.

A single person spends $3,139 per month in Chicago, IL vs $1,965 in Biloxi, MS, rent included.

Chicago, IL $3,139
Biloxi, MS $1,965

A couple spends around $4,627 per month in Chicago, IL vs $2,820 in Biloxi, MS, rent included.

Chicago, IL $4,627
Biloxi, MS $2,820

A family of three spends $6,115 per month in Chicago, IL vs $3,674 in Biloxi, MS, rent included.

Chicago, IL $6,115
Biloxi, MS $3,674

Chicago, IL costs about 60% more than Biloxi, MS, and outside of rent the biggest gap is in groceries.

Both Chicago, IL and Biloxi, MS sit above the global median – Chicago, IL by 132%, Biloxi, MS by 45%.

Meal at Budget Restaurant

$20.65 $20.65

$19.01 $19.01

8.63%

Three-Course Dinner for Two, Mid-Range

$90.2 $90.2

$49.12 $49.12

83.69%

Fast Food Meal (McDonalds, etc)

$12.94 $12.94

$9.22 $9.22

40.35%

Cappuccino

$5.60 $5.60

$4.59 $4.59

22.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 $2.64

$2.73 $2.73

-3.30%

Water (0.33 liter bottle)

$2.27 $2.27

$1.54 $1.54

47.40%

Local Beer (0.5 liter draught)

$6.98 $6.98

$5.14 $5.14

35.80%

Imported Beer (0.33 liter bottle)

$8.83 $8.83

$5.60 $5.60

57.68%

Milk (1 liter)

$1.27 $1.27

$0.82 $0.82

54.88%

White Bread (500g)

$3.80 $3.80

$2.65 $2.65

43.40%

Rice (white) (1kg)

$5.30 $5.30

$2.65 $2.65

100.00%

Eggs

$4.76 $4.76

$3.23 $3.23

47.37%

Local Cheese (1kg)

$13.96 $13.96

$10.67 $10.67

30.83%

Chicken Fillets (1kg)

$14.61 $14.61

$9.62 $9.62

51.87%

Beef Round Steak (1kg)

$18.77 $18.77

$14.28 $14.28

31.44%

Apples (1kg)

$5.19 $5.19

$3.97 $3.97

30.73%

Banana (1kg)

$1.98 $1.98

$1.33 $1.33

48.87%

Oranges (1kg)

$3.93 $3.93

$2.75 $2.75

42.91%

Tomato (1kg)

$4.96 $4.96

$3.37 $3.37

47.18%

Potato (1kg)

$2.76 $2.76

$2.82 $2.82

-2.13%

Onion (1kg)

$2.76 $2.76

$2.77 $2.77

-0.36%

Lettuce (1 head)

$2.22 $2.22

$1.53 $1.53

45.10%

Water (1.5 liter bottle)

$2.98 $2.98

$1.93 $1.93

54.40%

Cigarettes 20 Pack (Marlboro, Camel)

$14.02 $14.02

$9.09 $9.09

54.24%

Wine (Bottle)

$15.28 $15.28

$14.90 $14.90

2.55%

Local Beer (0.5 liter bottle)

$2.58 $2.58

$2.04 $2.04

26.47%

Imported Beer (0.33 liter bottle)

$3.50 $3.50

$3.89 $3.89

-10.03%

One-way Ticket (Public Transport)

$2.47 $2.47

Public Transport Monthly Pass (Regular Price)

$74.8 $74.8

$49.38 $49.38

51.40%

Taxi Start (Normal Tariff)

$3.34 $3.34

$2.51 $2.51

33.07%

Taxi (Normal Tariff) (1km)

$1.43 $1.43

$1.64 $1.64

-12.80%

Taxi 1hour Waiting (Normal Tariff)

$24.32 $24.32

$25.73 $25.73

-5.48%

Gasoline (1 liter)

$1.26 $1.26

$0.73 $0.73

72.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$37.1K $37.1K

-5.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$26.4K $26.4K

-1.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$193 $193

$120 $120

61.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$68.3 $68.3

$35.11 $35.11

94.39%

Internet (50+ Mbps, Unlimited Data)

$61.3 $61.3

$70.7 $70.7

-13.28%

Gym Membership (Monthly)

$54.1 $54.1

$18.32 $18.32

195.41%

Tennis Court (1 Hour on Weekend)

$27.92 $27.92

$12.25 $12.25

127.92%

Cinema Ticket

$17.74 $17.74

$12.87 $12.87

37.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,652 $1,652

$619 $619

166.85%

International Primary School, 1 Child (Yearly)

$31.1K $31.1K

$14.0K $14.0K

122.32%

Jeans (Levis 501 Or Similar)

$66.1 $66.1

$48.61 $48.61

35.92%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$40.65 $40.65

26.05%

Sport Shoes (Adidas, Nike)

$100 $100

$85.3 $85.3

17.37%

Men's Leather Business Shoes

$141 $141

$95.6 $95.6

47.38%

1-bedroom Apartment, City Center (Monthly)

$2,446 $2,446

$1,219 $1,219

100.77%

1-bedroom Apartment, Outside City Center (Monthly)

$1,678 $1,678

$897 $897

86.96%

3-bedroom Apartment, City Center (Monthly)

$4,717 $4,717

$1,665 $1,665

183.39%

3-bedroom Apartment, Outside City Center (Monthly)

$2,795 $2,795

$1,344 $1,344

108.05%

Buy Apartment in City Center (m2)

$4,105 $4,105

$1,764 $1,764

132.76%

Buy Apartment Outside City Center (m2)

$2,650 $2,650

$1,781 $1,781

48.80%

Average Monthly Net Salary (After Tax)

$4,866 $4,866

$4,667 $4,667

4.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.81

6.27

8.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chicago, IL: October 19, 2026

Last update for Biloxi, MS: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chicago, IL

$1.7K 53.5%

Biloxi, MS

$897 45.7% 46.5% $780

Groceries & Markets

Chicago, IL

$449 14.3%

Biloxi, MS

$328 16.7% 27% $121

Eating Out

Chicago, IL

$343 10.9%

Biloxi, MS

$289 14.7% 15.9% $55

Monthly Utilities & Internet

Chicago, IL

$322 10.3%

Biloxi, MS

$225 11.5% 30.1% $97

Clothing & Footwear

Chicago, IL

$161 5.1%

Biloxi, MS

$122 6.2% 24.6% $40

Getting Around

Chicago, IL

$95 3%

Biloxi, MS

$60 * 3.1% 36.8% $35

Sport & Entertainment

Chicago, IL

$90 2.9%

Biloxi, MS

$44 2.2% 50.8% $46

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,446 in Chicago, IL versus $1,219 in Biloxi, MS. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $90.0 in Chicago, IL versus $49.00 in Biloxi, MS. Monthly groceries follow the same trend: $449 vs $328 – making Biloxi, MS the more affordable choice for daily food spending.

Good to know

🇺🇸 Chicago, IL

🇺🇸 Biloxi, MS

🕒 Local time

04:32 4:32 AM

Same time as Chicago, IL

🌤 Weather

👥 Population

2,746,388

49,449

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Chicago, IL Biloxi, MS 1,280 km ≈ 2 h nonstop flight

From you

Chicago, IL
Biloxi, MS

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chicago, IL vs Biloxi, MS: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,139 in Chicago, IL, $1,965 in Biloxi, MS – roughly 60% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,708 per month in Chicago, IL and $2,948 in Biloxi, MS. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Biloxi, MS, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,139 in Chicago, IL and $1,965 in Biloxi, MS. That's a gap of about 60%.

Public transport costs about 51% less in Biloxi, MS. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Biloxi, MS, where all-in costs run around $1,965, than in Chicago, IL at $3,139. In Biloxi, MS it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $1,965 in Biloxi, MS to $3,139 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Biloxi, MS. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.