Last update: Oct 2026

Cost of Living Comparison Between Bila Tserkva and Kyiv

For one person, living is cheaper in Bila Tserkva: $668 a month against $996 in Kyiv, rent and utilities included – about $3,900 less a year. Rent and utilities account for most of the difference.

32

Cost of Living Index in Bila Tserkva
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Bila Tserkva Living Index
48

Cost of Living Index in Kyiv
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Kyiv Living Index

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Bila Tserkva

🇺🇦 Ukraine

$668

/mo nomad

Kyiv

🇺🇦 Ukraine

$996

/mo nomad

Monthly Cost of Living

How much you'll spend in Bila Tserkva and in Kyiv

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bila Tserkva and in Kyiv actually costs, broken down by who's living it.

Monthly costs for one person with rent: $668 in Bila Tserkva versus $996 in Kyiv.

Bila Tserkva $668
Kyiv $996

Estimated couple costs with rent: $1,047 in Bila Tserkva versus $1,575 in Kyiv.

Bila Tserkva $1,047
Kyiv $1,575

Monthly costs for a family of three with rent: $1,425 in Bila Tserkva versus $2,153 in Kyiv.

Bila Tserkva $1,425
Kyiv $2,153

Living in Bila Tserkva costs roughly 33% less than in Kyiv, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Bila Tserkva 51% lower, Kyiv 27% lower.

Meal at Budget Restaurant

$8.59 ₴391

$10.78 ₴491

-20.32%

Three-Course Dinner for Two, Mid-Range

$25.90 ₴1,180

$32.91 ₴1,499

-21.30%

Fast Food Meal (McDonalds, etc)

$5.44 ₴248

$7.54 ₴343

-27.85%

Cappuccino

$1.34 ₴61.1

$1.81 ₴82.3

-25.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.54 ₴24.67

$0.76 ₴34.82

-28.95%

Water (0.33 liter bottle)

$0.34 ₴15.27

$0.59 ₴26.70

-42.37%

Local Beer (0.5 liter draught)

$0.84 ₴38.47

$1.34 ₴60.9

-37.31%

Imported Beer (0.33 liter bottle)

$1.51 ₴69.0

$1.99 ₴90.7

-24.12%

Milk (1 liter)

$1.23 ₴56.0

$1.34 ₴60.9

-8.21%

White Bread (500g)

$0.83 ₴37.74

$0.83 ₴37.71

Rice (white) (1kg)

$1.30 ₴59.0

$1.49 ₴67.8

-12.75%

Eggs

$1.69 ₴76.8

$2.03 ₴92.6

-16.75%

Local Cheese (1kg)

$11.52 ₴524

$10.09 ₴460

14.17%

Chicken Fillets (1kg)

$3.96 ₴180

$5.11 ₴233

-22.50%

Beef Round Steak (1kg)

$6.36 ₴289

$8.65 ₴394

-26.47%

Apples (1kg)

$1.08 ₴49.33

$1.21 ₴55.2

-10.74%

Banana (1kg)

$1.39 ₴63.5

$1.56 ₴71.2

-10.90%

Oranges (1kg)

$1.22 ₴55.6

$1.84 ₴83.9

-33.70%

Tomato (1kg)

$2.48 ₴113

$2.69 ₴123

-7.81%

Potato (1kg)

$0.96 ₴43.65

$0.58 ₴26.23

65.52%

Onion (1kg)

$0.43 ₴19.47

$0.45 ₴20.45

-4.44%

Lettuce (1 head)

$1.66 ₴75.7

$1.48 ₴67.5

12.16%

Water (1.5 liter bottle)

$0.44 ₴19.89

$0.64 ₴29.26

-31.25%

Cigarettes 20 Pack (Marlboro, Camel)

$3.49 ₴159

$3.35 ₴153

4.18%

Wine (Bottle)

$3.32 ₴151

$5.42 ₴247

-38.75%

Local Beer (0.5 liter bottle)

$0.63 ₴28.86

$0.91 ₴41.51

-30.77%

Imported Beer (0.33 liter bottle)

$1.45 ₴66.1

$1.35 ₴61.5

7.41%

One-way Ticket (Public Transport)

$0.32 ₴14.36

$0.69 ₴31.24

-53.62%

Public Transport Monthly Pass (Regular Price)

$12.38 ₴564

Taxi Start (Normal Tariff)

$1.71 ₴77.7

$2.21 ₴100

-22.62%

Taxi (Normal Tariff) (1km)

$0.55 ₴25.09

$0.45 ₴20.69

22.22%

Taxi 1hour Waiting (Normal Tariff)

$5.40 ₴246

$4.70 ₴214

14.89%

Gasoline (1 liter)

$1.63 ₴74.4

$1.82 ₴82.7

-10.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.8K ₴1.4M

$30.9K ₴1.4M

-0.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K ₴1.1M

$25.2K ₴1.1M

-0.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$85.5 ₴3,893

$96.8 ₴4,410

-11.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.86 ₴267

$6.86 ₴312

-14.58%

Internet (50+ Mbps, Unlimited Data)

$4.38 ₴200

$6.30 ₴287

-30.48%

Gym Membership (Monthly)

$33.39 ₴1,521

$37.13 ₴1,691

-10.07%

Tennis Court (1 Hour on Weekend)

$18.04 ₴822

Cinema Ticket

$4.67 ₴213

$5.60 ₴255

-16.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$218 ₴9,945

$424 ₴19.3K

-48.54%

International Primary School, 1 Child (Yearly)

$15.1K ₴688.1K

Jeans (Levis 501 Or Similar)

$40.33 ₴1,836

$73.2 ₴3,334

-44.90%

Summer Dress (H&M, Zara, etc)

$27.11 ₴1,234

$39.13 ₴1,782

-30.72%

Sport Shoes (Adidas, Nike)

$68.6 ₴3,123

$94.9 ₴4,322

-27.75%

Men's Leather Business Shoes

$76.1 ₴3,465

$118 ₴5,379

-35.60%

1-bedroom Apartment, City Center (Monthly)

$196 ₴8,903

$647 ₴29.5K

-69.79%

1-bedroom Apartment, Outside City Center (Monthly)

$151 ₴6,883

$337 ₴15.3K

-55.13%

3-bedroom Apartment, City Center (Monthly)

$331 ₴15.1K

$1,386 ₴63.1K

-76.10%

3-bedroom Apartment, Outside City Center (Monthly)

$266 ₴12.1K

$651 ₴29.7K

-59.13%

Buy Apartment in City Center (m2)

$2,590 ₴117.9K

Buy Apartment Outside City Center (m2)

$1,160 ₴52.8K

Average Monthly Net Salary (After Tax)

$470 ₴21.4K

$820 ₴37.3K

-42.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

15.25

17.88

-14.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bila Tserkva: October 24, 2026

Last update for Kyiv: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Bila Tserkva

$165 24.7%

Kyiv

$188 18.9% 13.8% $23

Accommodation & Living

Bila Tserkva

$151 22.6%

Kyiv

$337 33.8% 123% $186

Eating Out

Bila Tserkva

$112 16.8%

Kyiv

$147 14.7% 31% $35

Monthly Utilities & Internet

Bila Tserkva

$96 14.3%

Kyiv

$110 11% 14.9% $14

Clothing & Footwear

Bila Tserkva

$95 14.3%

Kyiv

$146 14.7% 53.4% $51

Sport & Entertainment

Bila Tserkva

$43 6.4%

Kyiv

$48 4.9% 13.1% $5.6

Getting Around

Bila Tserkva

$5.7 * 0.9%

Kyiv

$20 2% 243% $14

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $196 in Bila Tserkva and $647 in Kyiv. Housing cost is often the main lever when comparing two cities.

Kyiv pays 74% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $26 in Bila Tserkva vs $33 in Kyiv for a mid-range dinner for two. Groceries echo the gap at $165 vs $188 per month, with Bila Tserkva cheaper across the board.

Good to know

🇺🇦 Bila Tserkva

🇺🇦 Kyiv

🕒 Local time

03:03 3:03 AM

Same time as Bila Tserkva

🌤 Weather

👥 Population

209,815

2,908,249 Capital

💱 Currency

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

100 UAH = 2.2 USD

100 UAH = 1.97 EUR

100 UAH = 2.2 USD

100 UAH = 1.97 EUR

Exchange rates and currency converter

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Between locations

Bila Tserkva Kyiv 78 km

From you

Bila Tserkva
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bila Tserkva vs Kyiv: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $668 in Bila Tserkva and $996 in Kyiv, so Bila Tserkva is about 33% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 43% lower in Bila Tserkva. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $196 in Bila Tserkva versus $647 in Kyiv. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 14% higher in Kyiv. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $668 per month in Bila Tserkva versus $996 in Kyiv – Bila Tserkva is about 33% cheaper, which adds up to real savings over time.

Either city works on $1,200 a month, though Bila Tserkva gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Bila Tserkva wins on affordability, Kyiv on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.