Cost of Living Comparison Between Bila Tserkva and Kyiv Cost of Living Comparison Between Bila Tserkva and Kyiv

Monthly Cost of Living

Monthly costs for one person with rent: $540 in Bila Tserkva versus $986 in Kyiv.

Estimated couple costs with rent: $829 in Bila Tserkva versus $1,485 in Kyiv.

Monthly costs for a family of three with rent: $1,119 in Bila Tserkva versus $1,984 in Kyiv.

Living in Bila Tserkva costs roughly 45% less than in Kyiv, driven mainly by Groceries & Markets.

Both cities sit below the global median: Bila Tserkva 60% lower, Kyiv 27% lower.

Meal at Budget Restaurant

$4.74 ₴213

$8.21 ₴369

-42.27%

Three-Course Dinner for Two, Mid-Range

$29.41 ₴1,321

$31.19 ₴1,401

-5.71%

Fast Food Meal (McDonalds, etc)

$5.22 ₴235

$5.94 ₴267

-12.12%

Cappuccino

$0.95 ₴42.73

$1.62 ₴72.7

-41.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.54 ₴24.16

$0.62 ₴27.89

-12.90%

Water (0.33 liter bottle)

$0.32 ₴14.59

$0.46 ₴20.53

-30.43%

Local Beer (0.5 liter draught)

$0.60 ₴27.00

$1.12 ₴50.4

-46.43%

Imported Beer (0.33 liter bottle)

$0.85 ₴38.06

$1.83 ₴82.4

-53.55%

Milk (1 liter)

$0.99 ₴44.53

$1.30 ₴58.3

-23.85%

White Bread (500g)

$0.60 ₴26.76

$0.78 ₴35.03

-23.08%

Rice (white) (1kg)

$1.19 ₴53.3

$1.84 ₴82.7

-35.33%

Eggs

$1.20 ₴54.1

$1.96 ₴88.2

-38.78%

Local Cheese (1kg)

$7.82 ₴351

$9.90 ₴445

-21.01%

Chicken Fillets (1kg)

$3.73 ₴168

$4.39 ₴197

-15.03%

Beef Round Steak (1kg)

$4.22 ₴190

$7.68 ₴345

-45.05%

Apples (1kg)

$0.76 ₴34.22

$1.02 ₴46.03

-25.49%

Banana (1kg)

$1.30 ₴58.3

$1.59 ₴71.6

-18.24%

Oranges (1kg)

$1.22 ₴54.9

$1.77 ₴79.5

-31.07%

Tomato (1kg)

$1.32 ₴59.3

$2.32 ₴104

-43.10%

Potato (1kg)

$0.39 ₴17.72

$0.86 ₴38.43

-54.65%

Onion (1kg)

$0.50 ₴22.63

$0.60 ₴26.85

-16.67%

Lettuce (1 head)

$0.57 ₴25.63

$1.37 ₴61.6

-58.39%

Water (1.5 liter bottle)

$0.47 ₴21.15

$0.54 ₴24.34

-12.96%

Cigarettes 20 Pack (Marlboro, Camel)

$2.27 ₴102

$2.93 ₴132

-22.53%

Wine (Bottle)

$3.26 ₴147

$5.75 ₴258

-43.30%

Local Beer (0.5 liter bottle)

$0.65 ₴29.21

$0.91 ₴40.70

-28.57%

Imported Beer (0.33 liter bottle)

$0.88 ₴39.68

$1.62 ₴73.0

-45.68%

One-way Ticket (Public Transport)

$0.23 ₴10.31

$0.21 ₴9.65

9.52%

Public Transport Monthly Pass (Regular Price)

$9.62 ₴432

Taxi Start (Normal Tariff)

$1.79 ₴80.6

$2.10 ₴94.2

-14.76%

Taxi (Normal Tariff) (1km)

$0.30 ₴13.62

$0.35 ₴15.69

-14.29%

Taxi 1hour Waiting (Normal Tariff)

$2.83 ₴127

$4.25 ₴191

-33.41%

Gasoline (1 liter)

$1.34 ₴60.2

$1.42 ₴64.0

-5.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.3K ₴1.4M

$31.2K ₴1.4M

0.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.1K ₴1.1M

$25.0K ₴1.1M

-3.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$56.1 ₴2,519

$111 ₴4,989

-49.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.48 ₴246

$5.65 ₴254

-3.01%

Internet (50+ Mbps, Unlimited Data)

$3.72 ₴167

$6.96 ₴313

-46.55%

Gym Membership (Monthly)

$24.87 ₴1,117

$37.07 ₴1,665

-32.91%

Tennis Court (1 Hour on Weekend)

$9.86 ₴443

$16.42 ₴738

-39.95%

Cinema Ticket

$3.46 ₴155

$4.70 ₴211

-26.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$293 ₴13.2K

$377 ₴16.9K

-22.36%

International Primary School, 1 Child (Yearly)

$3,426 ₴153.9K

$7,761 ₴348.7K

-55.86%

Jeans (Levis 501 Or Similar)

$42.19 ₴1,895

$68.6 ₴3,080

-38.46%

Summer Dress (H&M, Zara, etc)

$12.12 ₴544

$35.94 ₴1,614

-66.28%

Sport Shoes (Adidas, Nike)

$77.7 ₴3,492

$103 ₴4,630

-24.59%

Men's Leather Business Shoes

$84.5 ₴3,794

$114 ₴5,119

-25.88%

1-bedroom Apartment, City Center (Monthly)

$158 ₴7,080

$602 ₴27.0K

-73.82%

1-bedroom Apartment, Outside City Center (Monthly)

$131 ₴5,863

$350 ₴15.7K

-62.75%

3-bedroom Apartment, City Center (Monthly)

$204 ₴9,150

$1,288 ₴57.9K

-84.18%

3-bedroom Apartment, Outside City Center (Monthly)

$158 ₴7,093

$616 ₴27.7K

-74.39%

Buy Apartment in City Center (m2)

$1,141 ₴51.3K

$2,621 ₴117.7K

-56.46%

Buy Apartment Outside City Center (m2)

$749 ₴33.7K

$1,148 ₴51.6K

-34.73%

Average Monthly Net Salary (After Tax)

$444 ₴19.9K

$757 ₴34.0K

-41.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

19.34

-58.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bila Tserkva: June 8, 2026

Last update for Kyiv: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $158 in Bila Tserkva and $602 in Kyiv. Housing cost is often the main lever when comparing two cities.

Kyiv pays 70% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $29.00 in Bila Tserkva vs $31.00 in Kyiv for a mid-range dinner for two. Groceries echo the gap at $125 vs $179 per month, with Bila Tserkva cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bila Tserkva vs Kyiv: Cost of Living - Frequently Asked Questions

Bila Tserkva and Kyiv differ by about 83% in total monthly costs ($540 vs $986 including rent). Bila Tserkva is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Kyiv earns 70% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $158 in Bila Tserkva versus $602 in Kyiv. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 43% higher in Kyiv. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $540 per month in Bila Tserkva versus $986 in Kyiv – a 83% gap that adds up to real savings over time for anyone picking the cheaper option.

At $540 in Bila Tserkva versus $986 in Kyiv, a $2,000 budget is realistic in Bila Tserkva but tight or insufficient in Kyiv. The gap between the two cities makes Bila Tserkva the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bila Tserkva and Kyiv are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bila Tserkva gentler on the wallet – expenses run 83% less than in Kyiv. Beyond cost, consider language, visa policies, and how big the international community is in each city.