Cost of Living Comparison Between Bila Tserkva and Odesa Cost of Living Comparison Between Bila Tserkva and Odesa

Monthly Cost of Living

Monthly costs for one person with rent: $696 in Bila Tserkva versus $806 in Odesa.

Estimated couple costs with rent: $1,069 in Bila Tserkva versus $1,299 in Odesa.

Monthly costs for a family of three with rent: $1,442 in Bila Tserkva versus $1,792 in Odesa.

Living in Bila Tserkva costs roughly 14% less than in Odesa, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Bila Tserkva 49% lower, Odesa 41% lower.

Meal at Budget Restaurant

$9.13 ₴408

$7.95 ₴355

14.84%

Three-Course Dinner for Two, Mid-Range

$25.50 ₴1,138

$35.69 ₴1,593

-28.55%

Fast Food Meal (McDonalds, etc)

$5.72 ₴256

$5.76 ₴257

-0.69%

Cappuccino

$1.36 ₴60.7

$1.56 ₴69.4

-12.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.60 ₴26.76

$0.91 ₴40.44

-34.07%

Water (0.33 liter bottle)

$0.34 ₴15.18

$0.80 ₴35.66

-57.50%

Local Beer (0.5 liter draught)

$0.88 ₴39.22

$1.84 ₴82.3

-52.17%

Imported Beer (0.33 liter bottle)

$1.59 ₴71.1

$2.12 ₴94.5

-25.00%

Milk (1 liter)

$1.19 ₴53.3

$1.38 ₴61.5

-13.77%

White Bread (500g)

$0.83 ₴37.23

$0.75 ₴33.40

10.67%

Rice (white) (1kg)

$1.37 ₴61.3

$1.87 ₴83.5

-26.74%

Eggs

$1.72 ₴76.7

$2.04 ₴90.9

-15.69%

Local Cheese (1kg)

$11.60 ₴518

$9.72 ₴434

19.34%

Chicken Fillets (1kg)

$4.13 ₴184

$5.21 ₴232

-20.73%

Beef Round Steak (1kg)

$6.39 ₴285

$6.80 ₴304

-6.03%

Apples (1kg)

$1.09 ₴48.74

$1.21 ₴53.9

-9.92%

Banana (1kg)

$1.44 ₴64.3

$1.52 ₴67.8

-5.26%

Oranges (1kg)

$1.20 ₴53.4

$2.03 ₴90.7

-40.89%

Tomato (1kg)

$2.59 ₴115

$3.21 ₴143

-19.31%

Potato (1kg)

$0.92 ₴40.97

$0.74 ₴33.06

24.32%

Onion (1kg)

$0.43 ₴19.20

$0.52 ₴23.25

-17.31%

Lettuce (1 head)

$1.76 ₴78.5

$1.57 ₴70.2

12.10%

Water (1.5 liter bottle)

$0.44 ₴19.71

$0.53 ₴23.72

-16.98%

Cigarettes 20 Pack (Marlboro, Camel)

$3.39 ₴151

$2.99 ₴134

13.38%

Wine (Bottle)

$3.43 ₴153

$5.52 ₴246

-37.86%

Local Beer (0.5 liter bottle)

$0.65 ₴29.14

$0.95 ₴42.24

-31.58%

Imported Beer (0.33 liter bottle)

$1.43 ₴64.0

$1.51 ₴67.5

-5.30%

One-way Ticket (Public Transport)

$0.32 ₴14.47

$0.46 ₴20.54

-30.43%

Public Transport Monthly Pass (Regular Price)

$20.37 ₴909

Taxi Start (Normal Tariff)

$1.74 ₴77.7

$1.82 ₴81.4

-4.40%

Taxi (Normal Tariff) (1km)

$0.57 ₴25.28

$0.33 ₴14.53

72.73%

Taxi 1hour Waiting (Normal Tariff)

$5.51 ₴246

$4.38 ₴196

25.80%

Gasoline (1 liter)

$1.56 ₴69.7

$1.63 ₴72.7

-4.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.4K ₴1.3M

$29.9K ₴1.3M

-1.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.4K ₴1.0M

$25.1K ₴1.1M

-6.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$86.7 ₴3,871

$115 ₴5,121

-24.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.02 ₴269

$6.84 ₴305

-11.99%

Internet (50+ Mbps, Unlimited Data)

$4.62 ₴206

$6.48 ₴289

-28.70%

Gym Membership (Monthly)

$33.74 ₴1,506

$22.15 ₴989

52.33%

Tennis Court (1 Hour on Weekend)

$12.90 ₴576

Cinema Ticket

$4.76 ₴212

$5.69 ₴254

-16.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$222 ₴9,929

$264 ₴11.8K

-15.73%

International Primary School, 1 Child (Yearly)

$3,643 ₴162.6K

Jeans (Levis 501 Or Similar)

$42.11 ₴1,880

$65.5 ₴2,926

-35.75%

Summer Dress (H&M, Zara, etc)

$27.51 ₴1,228

$43.78 ₴1,954

-37.16%

Sport Shoes (Adidas, Nike)

$72.1 ₴3,219

$89.1 ₴3,979

-19.09%

Men's Leather Business Shoes

$78.8 ₴3,517

$105 ₴4,670

-24.69%

1-bedroom Apartment, City Center (Monthly)

$202 ₴9,007

$343 ₴15.3K

-41.10%

1-bedroom Apartment, Outside City Center (Monthly)

$158 ₴7,061

$184 ₴8,219

-14.10%

3-bedroom Apartment, City Center (Monthly)

$339 ₴15.1K

$599 ₴26.7K

-43.41%

3-bedroom Apartment, Outside City Center (Monthly)

$264 ₴11.8K

$377 ₴16.8K

-29.97%

Buy Apartment in City Center (m2)

$1,576 ₴70.4K

Buy Apartment Outside City Center (m2)

$1,073 ₴47.9K

$886 ₴39.5K

21.18%

Average Monthly Net Salary (After Tax)

$491 ₴21.9K

$486 ₴21.7K

0.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

15.25

21.17

-27.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bila Tserkva: September 13, 2026

Last update for Odesa: September 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $202 in Bila Tserkva and $343 in Odesa. Housing cost is often the main lever when comparing two cities.

Bila Tserkva pays 1% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $25.00 in Bila Tserkva vs $36.00 in Odesa for a mid-range dinner for two. Groceries echo the gap at $168 vs $187 per month, with Bila Tserkva cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bila Tserkva vs Odesa: Cost of Living - Frequently Asked Questions

Bila Tserkva and Odesa differ by about 16% in total monthly costs ($696 vs $806 including rent). Bila Tserkva is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 1% higher in Bila Tserkva, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $202 in Bila Tserkva versus $343 in Odesa. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 11% higher in Odesa. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $696 per month in Bila Tserkva versus $806 in Odesa – a 16% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Bila Tserkva gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bila Tserkva and Odesa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bila Tserkva gentler on the wallet – expenses run 16% less than in Odesa. Beyond cost, consider language, visa policies, and how big the international community is in each city.