Last update: Oct 2026

Cost of Living Comparison Between Bila Tserkva and Odesa

For one person, living is cheaper in Bila Tserkva: $668 a month against $818 in Odesa, rent and utilities included – about $1,800 less a year. Rent and utilities account for about half of the difference.

32

Cost of Living Index in Bila Tserkva
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Bila Tserkva Living Index
39

Cost of Living Index in Odesa
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Odesa Living Index

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Bila Tserkva

🇺🇦 Ukraine

$668

/mo nomad

Odesa

🇺🇦 Ukraine

$818

/mo nomad

Monthly Cost of Living

How much you'll spend in Bila Tserkva and in Odesa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bila Tserkva and in Odesa actually costs, broken down by who's living it.

Monthly costs for one person with rent: $668 in Bila Tserkva versus $818 in Odesa.

Bila Tserkva $668
Odesa $818

Estimated couple costs with rent: $1,047 in Bila Tserkva versus $1,302 in Odesa.

Bila Tserkva $1,047
Odesa $1,302

Monthly costs for a family of three with rent: $1,425 in Bila Tserkva versus $1,787 in Odesa.

Bila Tserkva $1,425
Odesa $1,787

Living in Bila Tserkva costs roughly 18% less than in Odesa, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Bila Tserkva 51% lower, Odesa 40% lower.

Meal at Budget Restaurant

$8.59 ₴391

$7.60 ₴346

13.03%

Three-Course Dinner for Two, Mid-Range

$25.90 ₴1,179

$35.51 ₴1,617

-27.06%

Fast Food Meal (McDonalds, etc)

$5.44 ₴248

$5.77 ₴263

-5.72%

Cappuccino

$1.34 ₴61.1

$1.57 ₴71.5

-14.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.54 ₴24.66

$0.83 ₴37.96

-34.94%

Water (0.33 liter bottle)

$0.34 ₴15.27

$0.82 ₴37.24

-58.54%

Local Beer (0.5 liter draught)

$0.84 ₴38.47

$1.79 ₴81.3

-53.07%

Imported Beer (0.33 liter bottle)

$1.51 ₴69.0

$2.05 ₴93.1

-26.34%

Milk (1 liter)

$1.23 ₴56.0

$1.32 ₴60.2

-6.82%

White Bread (500g)

$0.83 ₴37.73

$0.72 ₴33.01

15.28%

Rice (white) (1kg)

$1.30 ₴59.0

$1.77 ₴80.7

-26.55%

Eggs

$1.69 ₴76.8

$2.07 ₴94.3

-18.36%

Local Cheese (1kg)

$11.52 ₴524

$9.80 ₴446

17.55%

Chicken Fillets (1kg)

$3.96 ₴180

$5.28 ₴240

-25.00%

Beef Round Steak (1kg)

$6.36 ₴289

$6.83 ₴311

-6.88%

Apples (1kg)

$1.08 ₴49.32

$1.20 ₴54.7

-10.00%

Banana (1kg)

$1.39 ₴63.5

$1.49 ₴68.0

-6.71%

Oranges (1kg)

$1.22 ₴55.6

$1.93 ₴88.1

-36.79%

Tomato (1kg)

$2.48 ₴113

$3.03 ₴138

-18.15%

Potato (1kg)

$0.96 ₴43.64

$0.74 ₴33.59

29.73%

Onion (1kg)

$0.43 ₴19.47

$0.46 ₴20.82

-6.52%

Lettuce (1 head)

$1.66 ₴75.7

$1.59 ₴72.4

4.40%

Water (1.5 liter bottle)

$0.44 ₴19.88

$0.51 ₴23.39

-13.73%

Cigarettes 20 Pack (Marlboro, Camel)

$3.49 ₴159

$3.03 ₴138

15.18%

Wine (Bottle)

$3.32 ₴151

$5.45 ₴248

-39.08%

Local Beer (0.5 liter bottle)

$0.63 ₴28.85

$0.87 ₴39.44

-27.59%

Imported Beer (0.33 liter bottle)

$1.45 ₴66.0

$1.48 ₴67.5

-2.03%

One-way Ticket (Public Transport)

$0.32 ₴14.36

$0.46 ₴20.90

-30.43%

Public Transport Monthly Pass (Regular Price)

$19.95 ₴908

Taxi Start (Normal Tariff)

$1.71 ₴77.7

$1.73 ₴78.7

-1.16%

Taxi (Normal Tariff) (1km)

$0.55 ₴25.09

$0.32 ₴14.57

71.88%

Taxi 1hour Waiting (Normal Tariff)

$5.40 ₴246

$4.49 ₴205

20.27%

Gasoline (1 liter)

$1.63 ₴74.4

$1.74 ₴79.0

-6.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.8K ₴1.4M

$29.4K ₴1.3M

4.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K ₴1.1M

$24.6K ₴1.1M

1.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$85.5 ₴3,892

$112 ₴5,109

-23.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.86 ₴267

$6.76 ₴308

-13.31%

Internet (50+ Mbps, Unlimited Data)

$4.38 ₴200

$6.45 ₴294

-32.09%

Gym Membership (Monthly)

$33.39 ₴1,520

$23.03 ₴1,048

44.98%

Tennis Court (1 Hour on Weekend)

$12.19 ₴555

Cinema Ticket

$4.67 ₴213

$5.41 ₴246

-13.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$218 ₴9,943

$257 ₴11.7K

-15.15%

International Primary School, 1 Child (Yearly)

$3,649 ₴166.1K

Jeans (Levis 501 Or Similar)

$40.33 ₴1,836

$64.6 ₴2,940

-37.54%

Summer Dress (H&M, Zara, etc)

$27.11 ₴1,234

$42.66 ₴1,942

-36.45%

Sport Shoes (Adidas, Nike)

$68.6 ₴3,122

$85.9 ₴3,910

-20.15%

Men's Leather Business Shoes

$76.1 ₴3,464

$102 ₴4,643

-25.40%

1-bedroom Apartment, City Center (Monthly)

$196 ₴8,902

$347 ₴15.8K

-43.73%

1-bedroom Apartment, Outside City Center (Monthly)

$151 ₴6,882

$200 ₴9,128

-24.61%

3-bedroom Apartment, City Center (Monthly)

$331 ₴15.1K

$566 ₴25.8K

-41.45%

3-bedroom Apartment, Outside City Center (Monthly)

$266 ₴12.1K

$389 ₴17.7K

-31.56%

Buy Apartment in City Center (m2)

$1,587 ₴72.3K

Buy Apartment Outside City Center (m2)

$947 ₴43.1K

Average Monthly Net Salary (After Tax)

$470 ₴21.4K

$485 ₴22.1K

-3.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

15.25

21.17

-27.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bila Tserkva: October 24, 2026

Last update for Odesa: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Bila Tserkva

$165 24.7%

Odesa

$184 22.5% 11.2% $19

Accommodation & Living

Bila Tserkva

$151 22.6%

Odesa

$200 24.5% 32.6% $49

Eating Out

Bila Tserkva

$112 16.8%

Odesa

$117 14.3% 4.2% $4.7

Monthly Utilities & Internet

Bila Tserkva

$96 14.3%

Odesa

$125 15.3% 31% $30

Clothing & Footwear

Bila Tserkva

$95 14.3%

Odesa

$133 16.2% 39.1% $37

Sport & Entertainment

Bila Tserkva

$43 6.4%

Odesa

$34 4.1% 20.8% $8.9

Getting Around

Bila Tserkva

$5.7 * 0.9%

Odesa

$25 3.1% 339% $19

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $196 in Bila Tserkva and $347 in Odesa. Housing cost is often the main lever when comparing two cities.

Odesa pays 3% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $26 in Bila Tserkva vs $36 in Odesa for a mid-range dinner for two. Groceries echo the gap at $165 vs $184 per month, with Bila Tserkva cheaper across the board.

Good to know

🇺🇦 Bila Tserkva

🇺🇦 Odesa

🕒 Local time

06:02 6:02 AM

Same time as Bila Tserkva

🌤 Weather

👥 Population

209,815

1,008,852

💱 Currency

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

100 UAH = 2.2 USD

100 UAH = 1.97 EUR

100 UAH = 2.2 USD

100 UAH = 1.97 EUR

Exchange rates and currency converter

On the map

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Between locations

Bila Tserkva Odesa 370 km

From you

Bila Tserkva
Odesa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bila Tserkva vs Odesa: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $668 in Bila Tserkva and $818 in Odesa, so Bila Tserkva is about 18% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 3% lower in Bila Tserkva. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $196 in Bila Tserkva versus $347 in Odesa. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 11% higher in Odesa. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $668 per month in Bila Tserkva versus $818 in Odesa – Bila Tserkva is about 18% cheaper, which adds up to real savings over time.

Either city works on $1,200 a month, though Bila Tserkva gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Bila Tserkva wins on affordability, Odesa on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.