Cost of Living Comparison Between Odesa and Bila Tserkva Cost of Living Comparison Between Odesa and Bila Tserkva

Monthly Cost of Living

Monthly costs for one person with rent: $811 in Odesa versus $692 in Bila Tserkva.

Estimated couple costs with rent: $1,324 in Odesa versus $1,080 in Bila Tserkva.

Monthly costs for a family of three with rent: $1,837 in Odesa versus $1,469 in Bila Tserkva.

Living in Odesa is roughly 17% more expensive than in Bila Tserkva, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Odesa 41% lower, Bila Tserkva 50% lower.

Meal at Budget Restaurant

$8.00 ₴357

$9.07 ₴404

-11.80%

Three-Course Dinner for Two, Mid-Range

$36.53 ₴1,627

$26.49 ₴1,180

37.90%

Fast Food Meal (McDonalds, etc)

$5.67 ₴253

$5.72 ₴255

-0.87%

Cappuccino

$1.58 ₴70.2

$1.36 ₴60.7

16.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.90 ₴40.27

$0.60 ₴26.94

50.00%

Water (0.33 liter bottle)

$0.80 ₴35.44

$0.34 ₴15.19

135.29%

Local Beer (0.5 liter draught)

$1.75 ₴77.8

$0.94 ₴42.00

86.17%

Imported Beer (0.33 liter bottle)

$2.17 ₴96.6

$1.54 ₴68.7

40.91%

Milk (1 liter)

$1.31 ₴58.4

$1.23 ₴54.8

6.50%

White Bread (500g)

$0.73 ₴32.64

$0.85 ₴37.90

-14.12%

Rice (white) (1kg)

$1.87 ₴83.2

$1.32 ₴58.7

41.67%

Eggs

$2.06 ₴91.9

$1.74 ₴77.5

18.39%

Local Cheese (1kg)

$9.77 ₴435

$11.88 ₴529

-17.76%

Chicken Fillets (1kg)

$5.36 ₴239

$4.11 ₴183

30.41%

Beef Round Steak (1kg)

$6.92 ₴309

$6.35 ₴283

8.98%

Apples (1kg)

$1.25 ₴55.5

$1.11 ₴49.61

12.61%

Banana (1kg)

$1.55 ₴69.0

$1.50 ₴66.9

3.33%

Oranges (1kg)

$2.06 ₴91.6

$1.27 ₴56.6

62.20%

Tomato (1kg)

$3.17 ₴141

$2.55 ₴114

24.31%

Potato (1kg)

$0.74 ₴32.85

$0.92 ₴41.13

-19.57%

Onion (1kg)

$0.49 ₴21.67

$0.43 ₴19.23

13.95%

Lettuce (1 head)

$1.57 ₴69.9

$1.77 ₴78.7

-11.30%

Water (1.5 liter bottle)

$0.57 ₴25.49

$0.49 ₴21.79

16.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.08 ₴137

$3.59 ₴160

-14.21%

Wine (Bottle)

$5.66 ₴252

$3.30 ₴147

71.52%

Local Beer (0.5 liter bottle)

$0.88 ₴39.21

$0.65 ₴28.97

35.38%

Imported Beer (0.33 liter bottle)

$1.46 ₴65.1

$1.45 ₴64.5

0.69%

One-way Ticket (Public Transport)

$0.43 ₴19.35

$0.33 ₴14.50

30.30%

Public Transport Monthly Pass (Regular Price)

$20.03 ₴892

Taxi Start (Normal Tariff)

$1.84 ₴81.9

$1.83 ₴81.7

0.55%

Taxi (Normal Tariff) (1km)

$0.36 ₴15.89

$0.58 ₴25.82

-37.93%

Taxi 1hour Waiting (Normal Tariff)

$4.53 ₴202

$5.29 ₴236

-14.37%

Gasoline (1 liter)

$1.61 ₴71.9

$1.51 ₴67.4

6.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.3K ₴1.3M

$29.8K ₴1.3M

1.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K ₴1.1M

$23.2K ₴1.0M

6.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$116 ₴5,186

$87.0 ₴3,874

33.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.10 ₴316

$6.21 ₴277

14.33%

Internet (50+ Mbps, Unlimited Data)

$6.50 ₴290

$4.68 ₴208

38.89%

Gym Membership (Monthly)

$22.25 ₴991

$33.18 ₴1,478

-32.94%

Tennis Court (1 Hour on Weekend)

$12.87 ₴574

Cinema Ticket

$5.58 ₴249

$4.87 ₴217

14.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$265 ₴11.8K

$221 ₴9,844

19.86%

International Primary School, 1 Child (Yearly)

$3,639 ₴162.1K

Jeans (Levis 501 Or Similar)

$65.4 ₴2,915

$42.66 ₴1,901

53.38%

Summer Dress (H&M, Zara, etc)

$44.84 ₴1,998

$28.05 ₴1,250

59.86%

Sport Shoes (Adidas, Nike)

$88.0 ₴3,922

$71.5 ₴3,186

23.10%

Men's Leather Business Shoes

$104 ₴4,639

$77.4 ₴3,446

34.59%

1-bedroom Apartment, City Center (Monthly)

$355 ₴15.8K

$203 ₴9,059

74.67%

1-bedroom Apartment, Outside City Center (Monthly)

$190 ₴8,457

$156 ₴6,955

21.59%

3-bedroom Apartment, City Center (Monthly)

$606 ₴27.0K

$337 ₴15.0K

79.66%

3-bedroom Apartment, Outside City Center (Monthly)

$376 ₴16.7K

$266 ₴11.9K

41.21%

Buy Apartment in City Center (m2)

$1,623 ₴72.3K

Buy Apartment Outside City Center (m2)

$890 ₴39.7K

$1,083 ₴48.3K

-17.82%

Average Monthly Net Salary (After Tax)

$497 ₴22.2K

$485 ₴21.6K

2.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

21.17

15.25

38.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Odesa: September 6, 2026

Last update for Bila Tserkva: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $355 in Odesa and $203 in Bila Tserkva. Housing cost is often the main lever when comparing two cities.

Odesa pays 3% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $37.00 in Odesa vs $26.00 in Bila Tserkva for a mid-range dinner for two. Groceries echo the gap at $188 vs $170 per month, with Bila Tserkva cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Odesa vs Bila Tserkva: Cost of Living - Frequently Asked Questions

Odesa and Bila Tserkva differ by about 17% in total monthly costs ($811 vs $692 including rent). Bila Tserkva is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 3% higher in Odesa, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $355 in Odesa versus $203 in Bila Tserkva. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 10% higher in Odesa. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $811 per month in Odesa versus $692 in Bila Tserkva – a 17% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Bila Tserkva gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Odesa and Bila Tserkva are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bila Tserkva gentler on the wallet – expenses run 17% less than in Odesa. Beyond cost, consider language, visa policies, and how big the international community is in each city.