Cost of Living Comparison Between Odesa and Bila Tserkva Cost of Living Comparison Between Odesa and Bila Tserkva

Monthly Cost of Living

Monthly costs for one person with rent: $731 in Odesa versus $536 in Bila Tserkva.

Estimated couple costs with rent: $1,166 in Odesa versus $813 in Bila Tserkva.

Monthly costs for a family of three with rent: $1,601 in Odesa versus $1,091 in Bila Tserkva.

Living in Odesa is roughly 37% more expensive than Bila Tserkva, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Odesa 45% lower, Bila Tserkva 60% lower.

Meal at Budget Restaurant

$7.17 ₴316

$4.92 ₴217

45.73%

Three-Course Dinner for Two, Mid-Range

$28.62 ₴1,261

$29.50 ₴1,300

-2.98%

Fast Food Meal (McDonalds, etc)

$6.49 ₴286

$5.23 ₴231

24.09%

Cappuccino

$1.44 ₴63.4

$0.98 ₴43.23

46.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.71 ₴31.42

$0.54 ₴23.71

31.48%

Water (0.33 liter bottle)

$0.49 ₴21.61

$0.29 ₴12.99

68.97%

Local Beer (0.5 liter draught)

$0.94 ₴41.40

$0.59 ₴26.08

59.32%

Imported Beer (0.33 liter bottle)

$1.71 ₴75.3

$0.81 ₴35.58

111.11%

Milk (1 liter)

$1.09 ₴48.06

$0.96 ₴42.35

13.54%

White Bread (500g)

$0.66 ₴29.24

$0.59 ₴26.08

11.86%

Rice (white) (1kg)

$1.46 ₴64.3

$1.20 ₴52.7

21.67%

Eggs

$1.62 ₴71.3

$1.25 ₴55.2

29.60%

Local Cheese (1kg)

$8.00 ₴352

$7.96 ₴351

0.50%

Chicken Fillets (1kg)

$4.21 ₴186

$3.53 ₴155

19.26%

Beef Round Steak (1kg)

$6.32 ₴279

$4.31 ₴190

46.64%

Apples (1kg)

$0.75 ₴33.04

$0.77 ₴33.92

-2.60%

Banana (1kg)

$1.59 ₴70.1

$1.35 ₴59.6

17.78%

Oranges (1kg)

$1.79 ₴78.7

$1.19 ₴52.3

50.42%

Tomato (1kg)

$2.28 ₴100

$1.31 ₴57.5

74.05%

Potato (1kg)

$0.61 ₴26.99

$0.42 ₴18.55

45.24%

Onion (1kg)

$0.51 ₴22.65

$0.51 ₴22.30

Lettuce (1 head)

$1.56 ₴68.7

$0.61 ₴26.94

155.74%

Water (1.5 liter bottle)

$0.55 ₴24.27

$0.44 ₴19.58

25.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.67 ₴118

$2.34 ₴103

14.10%

Wine (Bottle)

$5.73 ₴252

$4.15 ₴183

38.07%

Local Beer (0.5 liter bottle)

$0.85 ₴37.62

$0.66 ₴29.00

28.79%

Imported Beer (0.33 liter bottle)

$1.51 ₴66.5

$0.87 ₴38.27

73.56%

One-way Ticket (Public Transport)

$0.35 ₴15.24

$0.25 ₴11.09

40.00%

Public Transport Monthly Pass (Regular Price)

$13.93 ₴614

Taxi Start (Normal Tariff)

$1.91 ₴84.4

$1.79 ₴79.0

6.70%

Taxi (Normal Tariff) (1km)

$0.32 ₴13.92

$0.30 ₴13.38

6.67%

Taxi 1hour Waiting (Normal Tariff)

$2.96 ₴131

$2.97 ₴131

-0.34%

Gasoline (1 liter)

$1.35 ₴59.4

$1.36 ₴60.1

-0.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.0K ₴1.4M

$31.0K ₴1.4M

3.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.5K ₴1.3M

$24.9K ₴1.1M

14.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$91.9 ₴4,051

$57.3 ₴2,526

60.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.19 ₴229

$5.45 ₴240

-4.77%

Internet (50+ Mbps, Unlimited Data)

$6.67 ₴294

$3.73 ₴165

78.82%

Gym Membership (Monthly)

$26.12 ₴1,151

$24.32 ₴1,072

7.40%

Tennis Court (1 Hour on Weekend)

$12.60 ₴556

$9.93 ₴438

26.89%

Cinema Ticket

$6.20 ₴273

$3.46 ₴152

79.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$260 ₴11.4K

$290 ₴12.8K

-10.33%

International Primary School, 1 Child (Yearly)

$2,122 ₴93.5K

$3,549 ₴156.4K

-40.21%

Jeans (Levis 501 Or Similar)

$63.3 ₴2,788

$41.75 ₴1,840

51.50%

Summer Dress (H&M, Zara, etc)

$40.07 ₴1,766

$12.25 ₴540

227.10%

Sport Shoes (Adidas, Nike)

$87.1 ₴3,840

$75.8 ₴3,341

14.95%

Men's Leather Business Shoes

$103 ₴4,530

$84.1 ₴3,704

22.28%

1-bedroom Apartment, City Center (Monthly)

$268 ₴11.8K

$156 ₴6,868

71.96%

1-bedroom Apartment, Outside City Center (Monthly)

$174 ₴7,649

$134 ₴5,913

29.37%

3-bedroom Apartment, City Center (Monthly)

$510 ₴22.5K

$209 ₴9,203

144.32%

3-bedroom Apartment, Outside City Center (Monthly)

$304 ₴13.4K

$158 ₴6,971

92.35%

Buy Apartment in City Center (m2)

$1,534 ₴67.6K

Buy Apartment Outside City Center (m2)

$888 ₴39.1K

$1,083 ₴47.7K

-18.04%

Average Monthly Net Salary (After Tax)

$461 ₴20.3K

$444 ₴19.6K

3.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

162.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Odesa: April 28, 2026

Last update for Bila Tserkva: April 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $268 in Odesa and $156 in Bila Tserkva. Housing cost is often the main lever when comparing two cities.

Odesa pays 4% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $29.00 in Odesa vs $29.00 in Bila Tserkva. Groceries flip the comparison at $160 vs $126, with Bila Tserkva cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Odesa vs Bila Tserkva: Cost of Living - Frequently Asked Questions

Odesa and Bila Tserkva differ by about 37% in total monthly costs ($731 vs $536 including rent). Bila Tserkva is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Odesa pays 4% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $268 in Odesa versus $156 in Bila Tserkva. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 27% higher in Odesa. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $731 per month in Odesa versus $536 in Bila Tserkva – a 37% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Bila Tserkva gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Odesa and Bila Tserkva are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bila Tserkva gentler on the wallet – expenses run 37% less than in Odesa. Beyond cost, consider language, visa policies, and how big the international community is in each city.