Last update: Oct 2026

Cost of Living Comparison Between Odesa and Bila Tserkva

For one person, living is cheaper in Bila Tserkva: $668 a month against $818 in Odesa, rent and utilities included – about $1,800 less a year. Rent and utilities account for about half of the difference.

39

Cost of Living Index in Odesa
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Odesa Living Index
32

Cost of Living Index in Bila Tserkva
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Bila Tserkva Living Index

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Odesa

🇺🇦 Ukraine

$818

/mo nomad

Bila Tserkva

🇺🇦 Ukraine

$668

/mo nomad

Monthly Cost of Living

How much you'll spend in Odesa and in Bila Tserkva

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Odesa and in Bila Tserkva actually costs, broken down by who's living it.

Monthly costs for one person with rent: $818 in Odesa versus $668 in Bila Tserkva.

Odesa $818
Bila Tserkva $668

Estimated couple costs with rent: $1,302 in Odesa versus $1,047 in Bila Tserkva.

Odesa $1,302
Bila Tserkva $1,047

Monthly costs for a family of three with rent: $1,787 in Odesa versus $1,425 in Bila Tserkva.

Odesa $1,787
Bila Tserkva $1,425

Living in Odesa is roughly 22% more expensive than in Bila Tserkva, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Odesa 40% lower, Bila Tserkva 51% lower.

Meal at Budget Restaurant

$7.60 ₴346

$8.59 ₴392

-11.53%

Three-Course Dinner for Two, Mid-Range

$35.51 ₴1,619

$25.90 ₴1,181

37.10%

Fast Food Meal (McDonalds, etc)

$5.77 ₴263

$5.44 ₴248

6.07%

Cappuccino

$1.57 ₴71.7

$1.34 ₴61.2

17.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.83 ₴38.02

$0.54 ₴24.70

53.70%

Water (0.33 liter bottle)

$0.82 ₴37.30

$0.34 ₴15.29

141.18%

Local Beer (0.5 liter draught)

$1.79 ₴81.4

$0.84 ₴38.53

113.10%

Imported Beer (0.33 liter bottle)

$2.05 ₴93.3

$1.51 ₴69.1

35.76%

Milk (1 liter)

$1.32 ₴60.3

$1.23 ₴56.1

7.32%

White Bread (500g)

$0.72 ₴33.06

$0.83 ₴37.79

-13.25%

Rice (white) (1kg)

$1.77 ₴80.9

$1.30 ₴59.1

36.15%

Eggs

$2.07 ₴94.4

$1.69 ₴76.9

22.49%

Local Cheese (1kg)

$9.80 ₴447

$11.52 ₴525

-14.93%

Chicken Fillets (1kg)

$5.28 ₴241

$3.96 ₴181

33.33%

Beef Round Steak (1kg)

$6.83 ₴312

$6.36 ₴290

7.39%

Apples (1kg)

$1.20 ₴54.8

$1.08 ₴49.40

11.11%

Banana (1kg)

$1.49 ₴68.2

$1.39 ₴63.6

7.19%

Oranges (1kg)

$1.93 ₴88.2

$1.22 ₴55.7

58.20%

Tomato (1kg)

$3.03 ₴138

$2.48 ₴113

22.18%

Potato (1kg)

$0.74 ₴33.64

$0.96 ₴43.71

-22.92%

Onion (1kg)

$0.46 ₴20.86

$0.43 ₴19.50

6.98%

Lettuce (1 head)

$1.59 ₴72.5

$1.66 ₴75.8

-4.22%

Water (1.5 liter bottle)

$0.51 ₴23.43

$0.44 ₴19.91

15.91%

Cigarettes 20 Pack (Marlboro, Camel)

$3.03 ₴138

$3.49 ₴159

-13.18%

Wine (Bottle)

$5.45 ₴249

$3.32 ₴151

64.16%

Local Beer (0.5 liter bottle)

$0.87 ₴39.50

$0.63 ₴28.90

38.10%

Imported Beer (0.33 liter bottle)

$1.48 ₴67.6

$1.45 ₴66.1

2.07%

One-way Ticket (Public Transport)

$0.46 ₴20.94

$0.32 ₴14.38

43.75%

Public Transport Monthly Pass (Regular Price)

$19.95 ₴910

Taxi Start (Normal Tariff)

$1.73 ₴78.9

$1.71 ₴77.8

1.17%

Taxi (Normal Tariff) (1km)

$0.32 ₴14.59

$0.55 ₴25.13

-41.82%

Taxi 1hour Waiting (Normal Tariff)

$4.49 ₴205

$5.40 ₴246

-16.85%

Gasoline (1 liter)

$1.74 ₴79.2

$1.63 ₴74.5

6.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.4K ₴1.3M

$30.8K ₴1.4M

-4.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.6K ₴1.1M

$25.0K ₴1.1M

-1.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$112 ₴5,117

$85.5 ₴3,898

31.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.76 ₴308

$5.86 ₴267

15.36%

Internet (50+ Mbps, Unlimited Data)

$6.45 ₴294

$4.38 ₴200

47.26%

Gym Membership (Monthly)

$23.03 ₴1,050

$33.39 ₴1,523

-31.03%

Tennis Court (1 Hour on Weekend)

$12.19 ₴556

Cinema Ticket

$5.41 ₴247

$4.67 ₴213

15.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$257 ₴11.7K

$218 ₴9,959

17.85%

International Primary School, 1 Child (Yearly)

$3,649 ₴166.4K

Jeans (Levis 501 Or Similar)

$64.6 ₴2,944

$40.33 ₴1,839

60.10%

Summer Dress (H&M, Zara, etc)

$42.66 ₴1,945

$27.11 ₴1,236

57.36%

Sport Shoes (Adidas, Nike)

$85.9 ₴3,917

$68.6 ₴3,127

25.24%

Men's Leather Business Shoes

$102 ₴4,651

$76.1 ₴3,470

34.06%

1-bedroom Apartment, City Center (Monthly)

$347 ₴15.8K

$196 ₴8,916

77.71%

1-bedroom Apartment, Outside City Center (Monthly)

$200 ₴9,142

$151 ₴6,892

32.64%

3-bedroom Apartment, City Center (Monthly)

$566 ₴25.8K

$331 ₴15.1K

70.80%

3-bedroom Apartment, Outside City Center (Monthly)

$389 ₴17.7K

$266 ₴12.1K

46.12%

Buy Apartment in City Center (m2)

$1,587 ₴72.4K

Buy Apartment Outside City Center (m2)

$947 ₴43.2K

Average Monthly Net Salary (After Tax)

$485 ₴22.1K

$470 ₴21.4K

3.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

21.17

15.25

38.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Odesa: October 25, 2026

Last update for Bila Tserkva: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Odesa

$200 24.5%

Bila Tserkva

$151 22.6% 24.6% $49

Groceries & Markets

Odesa

$184 22.5%

Bila Tserkva

$165 24.7% 10.1% $19

Clothing & Footwear

Odesa

$133 16.2%

Bila Tserkva

$95 14.3% 28.1% $37

Monthly Utilities & Internet

Odesa

$125 15.3%

Bila Tserkva

$96 14.3% 23.7% $30

Eating Out

Odesa

$117 14.3%

Bila Tserkva

$112 16.8% 4% $4.7

Sport & Entertainment

Odesa

$34 4.1%

Bila Tserkva

$43 6.4% 26.3% $8.9

Getting Around

Odesa

$25 3.1%

Bila Tserkva

$5.7 * 0.9% 77.2% $19

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $347 in Odesa and $196 in Bila Tserkva. Housing cost is often the main lever when comparing two cities.

Odesa pays 3% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36 in Odesa vs $26 in Bila Tserkva for a mid-range dinner for two. Groceries echo the gap at $184 vs $165 per month, with Bila Tserkva cheaper across the board.

Good to know

🇺🇦 Odesa

🇺🇦 Bila Tserkva

🕒 Local time

06:02 6:02 AM

Same time as Odesa

🌤 Weather

👥 Population

1,008,852

209,815

💱 Currency

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

100 UAH = 2.19 USD

100 UAH = 1.97 EUR

100 UAH = 2.19 USD

100 UAH = 1.97 EUR

Exchange rates and currency converter

On the map

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Between locations

Odesa Bila Tserkva 370 km

From you

Odesa
Bila Tserkva

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Odesa vs Bila Tserkva: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $818 in Odesa and $668 in Bila Tserkva, so Bila Tserkva is about 18% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay runs 3% higher in Odesa, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $347 in Odesa versus $196 in Bila Tserkva. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 11% higher in Odesa. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $818 per month in Odesa versus $668 in Bila Tserkva – Bila Tserkva is about 18% cheaper, which adds up to real savings over time.

Either city works on $1,200 a month, though Bila Tserkva gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Bila Tserkva wins on affordability, Odesa on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.