Cost of Living Comparison Between Kyiv and Bila Tserkva Cost of Living Comparison Between Kyiv and Bila Tserkva

Monthly Cost of Living

Monthly costs for one person with rent: $989 in Kyiv versus $536 in Bila Tserkva.

Estimated couple costs with rent: $1,501 in Kyiv versus $821 in Bila Tserkva.

Monthly costs for a family of three with rent: $2,012 in Kyiv versus $1,105 in Bila Tserkva.

Living in Kyiv is roughly 84% more expensive than Bila Tserkva, driven mainly by Groceries & Markets.

Both cities sit below the global median: Kyiv 26% lower, Bila Tserkva 60% lower.

Meal at Budget Restaurant

$8.65 ₴388

$4.90 ₴220

76.53%

Three-Course Dinner for Two, Mid-Range

$30.81 ₴1,381

$28.95 ₴1,297

6.42%

Fast Food Meal (McDonalds, etc)

$6.08 ₴273

$5.02 ₴225

21.12%

Cappuccino

$1.55 ₴69.6

$0.94 ₴42.00

64.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.67 ₴30.09

$0.53 ₴23.85

26.42%

Water (0.33 liter bottle)

$0.46 ₴20.46

$0.30 ₴13.32

53.33%

Local Beer (0.5 liter draught)

$1.06 ₴47.54

$0.64 ₴28.53

65.63%

Imported Beer (0.33 liter bottle)

$1.89 ₴84.9

$0.82 ₴36.57

130.49%

Milk (1 liter)

$1.26 ₴56.5

$0.94 ₴42.28

34.04%

White Bread (500g)

$0.82 ₴36.83

$0.57 ₴25.44

43.86%

Rice (white) (1kg)

$1.84 ₴82.6

$1.22 ₴54.9

50.82%

Eggs

$1.99 ₴89.0

$1.25 ₴56.2

59.20%

Local Cheese (1kg)

$10.06 ₴451

$7.70 ₴345

30.65%

Chicken Fillets (1kg)

$4.35 ₴195

$3.52 ₴158

23.58%

Beef Round Steak (1kg)

$7.69 ₴345

$4.43 ₴199

73.59%

Apples (1kg)

$1.03 ₴46.08

$0.76 ₴34.28

35.53%

Banana (1kg)

$1.61 ₴72.1

$1.30 ₴58.1

23.85%

Oranges (1kg)

$1.77 ₴79.6

$1.20 ₴53.7

47.50%

Tomato (1kg)

$2.25 ₴101

$1.36 ₴60.9

65.44%

Potato (1kg)

$0.88 ₴39.28

$0.42 ₴18.99

109.52%

Onion (1kg)

$0.59 ₴26.62

$0.50 ₴22.33

18.00%

Lettuce (1 head)

$1.43 ₴64.1

$0.62 ₴27.64

130.65%

Water (1.5 liter bottle)

$0.57 ₴25.70

$0.44 ₴19.59

29.55%

Cigarettes 20 Pack (Marlboro, Camel)

$2.91 ₴131

$2.24 ₴100

29.91%

Wine (Bottle)

$5.54 ₴248

$3.43 ₴154

61.52%

Local Beer (0.5 liter bottle)

$0.90 ₴40.56

$0.64 ₴28.77

40.63%

Imported Beer (0.33 liter bottle)

$1.55 ₴69.7

$0.89 ₴39.73

74.16%

One-way Ticket (Public Transport)

$0.18 ₴7.90

$0.25 ₴11.22

-28.00%

Public Transport Monthly Pass (Regular Price)

$9.43 ₴423

Taxi Start (Normal Tariff)

$2.11 ₴94.4

$1.86 ₴83.5

13.44%

Taxi (Normal Tariff) (1km)

$0.35 ₴15.52

$0.28 ₴12.40

25.00%

Taxi 1hour Waiting (Normal Tariff)

$4.41 ₴198

$2.83 ₴127

55.83%

Gasoline (1 liter)

$1.41 ₴63.3

$1.34 ₴60.3

5.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.7K ₴1.4M

$30.6K ₴1.4M

0.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K ₴1.1M

$24.2K ₴1.1M

2.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$111 ₴4,977

$58.0 ₴2,601

91.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.78 ₴259

$5.32 ₴238

8.65%

Internet (50+ Mbps, Unlimited Data)

$6.83 ₴306

$3.83 ₴171

78.33%

Gym Membership (Monthly)

$37.04 ₴1,660

$24.72 ₴1,108

49.84%

Tennis Court (1 Hour on Weekend)

$16.18 ₴725

$9.56 ₴428

69.25%

Cinema Ticket

$4.96 ₴222

$3.34 ₴150

48.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$385 ₴17.2K

$288 ₴12.9K

33.71%

International Primary School, 1 Child (Yearly)

$7,619 ₴341.5K

$3,422 ₴153.3K

122.67%

Jeans (Levis 501 Or Similar)

$69.1 ₴3,098

$41.88 ₴1,877

65.04%

Summer Dress (H&M, Zara, etc)

$35.19 ₴1,577

$12.15 ₴545

189.63%

Sport Shoes (Adidas, Nike)

$103 ₴4,637

$77.9 ₴3,491

32.84%

Men's Leather Business Shoes

$114 ₴5,102

$84.4 ₴3,781

34.95%

1-bedroom Apartment, City Center (Monthly)

$592 ₴26.5K

$158 ₴7,083

274.46%

1-bedroom Apartment, Outside City Center (Monthly)

$349 ₴15.6K

$133 ₴5,977

161.65%

3-bedroom Apartment, City Center (Monthly)

$1,285 ₴57.6K

$206 ₴9,242

522.92%

3-bedroom Apartment, Outside City Center (Monthly)

$625 ₴28.0K

$159 ₴7,141

292.03%

Buy Apartment in City Center (m2)

$2,622 ₴117.5K

$1,031 ₴46.2K

154.36%

Buy Apartment Outside City Center (m2)

$1,143 ₴51.2K

$749 ₴33.6K

52.61%

Average Monthly Net Salary (After Tax)

$757 ₴33.9K

$438 ₴19.6K

72.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

19.34

141.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kyiv: June 14, 2026

Last update for Bila Tserkva: June 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $592 in Kyiv and $158 in Bila Tserkva. Housing cost is often the main lever when comparing two cities.

Kyiv pays 73% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $31.00 in Kyiv vs $29.00 in Bila Tserkva for a mid-range dinner for two. Groceries echo the gap at $179 vs $124 per month, with Bila Tserkva cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kyiv vs Bila Tserkva: Cost of Living - Frequently Asked Questions

Kyiv and Bila Tserkva differ by about 84% in total monthly costs ($989 vs $536 including rent). Bila Tserkva is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Kyiv pays 73% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $592 in Kyiv versus $158 in Bila Tserkva. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 45% higher in Kyiv. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $989 per month in Kyiv versus $536 in Bila Tserkva – a 84% gap that adds up to real savings over time for anyone picking the cheaper option.

At $536 in Bila Tserkva versus $989 in Kyiv, a $2,000 budget is realistic in Bila Tserkva but tight or insufficient in Kyiv. The gap between the two cities makes Bila Tserkva the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kyiv and Bila Tserkva are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bila Tserkva gentler on the wallet – expenses run 84% less than in Kyiv. Beyond cost, consider language, visa policies, and how big the international community is in each city.