Cost of Living Comparison Between Kyiv and Bila Tserkva Cost of Living Comparison Between Kyiv and Bila Tserkva

Monthly Cost of Living

Monthly costs for one person with rent: $1,013 in Kyiv versus $696 in Bila Tserkva.

Estimated couple costs with rent: $1,562 in Kyiv versus $1,069 in Bila Tserkva.

Monthly costs for a family of three with rent: $2,111 in Kyiv versus $1,442 in Bila Tserkva.

Living in Kyiv is roughly 46% more expensive than in Bila Tserkva, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Kyiv 26% lower, Bila Tserkva 49% lower.

Meal at Budget Restaurant

$11.13 ₴496

$9.13 ₴407

21.91%

Three-Course Dinner for Two, Mid-Range

$33.91 ₴1,513

$25.50 ₴1,137

32.98%

Fast Food Meal (McDonalds, etc)

$6.66 ₴297

$5.72 ₴255

16.43%

Cappuccino

$1.65 ₴73.5

$1.36 ₴60.6

21.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.78 ₴35.01

$0.60 ₴26.74

30.00%

Water (0.33 liter bottle)

$0.55 ₴24.67

$0.34 ₴15.17

61.76%

Local Beer (0.5 liter draught)

$1.37 ₴60.9

$0.88 ₴39.18

55.68%

Imported Beer (0.33 liter bottle)

$2.04 ₴91.0

$1.59 ₴71.0

28.30%

Milk (1 liter)

$1.36 ₴60.5

$1.19 ₴53.2

14.29%

White Bread (500g)

$0.89 ₴39.85

$0.83 ₴37.19

7.23%

Rice (white) (1kg)

$1.48 ₴66.2

$1.37 ₴61.3

8.03%

Eggs

$1.99 ₴88.8

$1.72 ₴76.7

15.70%

Local Cheese (1kg)

$10.28 ₴458

$11.60 ₴517

-11.38%

Chicken Fillets (1kg)

$5.31 ₴237

$4.13 ₴184

28.57%

Beef Round Steak (1kg)

$8.99 ₴401

$6.39 ₴285

40.69%

Apples (1kg)

$1.20 ₴53.3

$1.09 ₴48.70

10.09%

Banana (1kg)

$1.54 ₴68.5

$1.44 ₴64.2

6.94%

Oranges (1kg)

$1.82 ₴81.0

$1.20 ₴53.3

51.67%

Tomato (1kg)

$2.56 ₴114

$2.59 ₴115

-1.16%

Potato (1kg)

$0.60 ₴26.81

$0.92 ₴40.94

-34.78%

Onion (1kg)

$0.45 ₴20.19

$0.43 ₴19.19

4.65%

Lettuce (1 head)

$1.42 ₴63.2

$1.76 ₴78.4

-19.32%

Water (1.5 liter bottle)

$0.60 ₴26.86

$0.44 ₴19.69

36.36%

Cigarettes 20 Pack (Marlboro, Camel)

$3.43 ₴153

$3.39 ₴151

1.18%

Wine (Bottle)

$5.47 ₴244

$3.43 ₴153

59.48%

Local Beer (0.5 liter bottle)

$0.96 ₴42.64

$0.65 ₴29.12

47.69%

Imported Beer (0.33 liter bottle)

$1.44 ₴64.0

$1.43 ₴64.0

0.70%

One-way Ticket (Public Transport)

$0.57 ₴25.50

$0.32 ₴14.46

78.12%

Public Transport Monthly Pass (Regular Price)

$11.00 ₴491

Taxi Start (Normal Tariff)

$2.22 ₴99.1

$1.74 ₴77.7

27.59%

Taxi (Normal Tariff) (1km)

$0.44 ₴19.45

$0.57 ₴25.25

-22.81%

Taxi 1hour Waiting (Normal Tariff)

$4.49 ₴200

$5.51 ₴246

-18.51%

Gasoline (1 liter)

$1.67 ₴74.7

$1.56 ₴69.6

7.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.1K ₴1.3M

$29.4K ₴1.3M

2.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K ₴1.2M

$23.4K ₴1.0M

12.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$93.2 ₴4,158

$86.7 ₴3,868

7.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.76 ₴302

$6.02 ₴268

12.29%

Internet (50+ Mbps, Unlimited Data)

$6.59 ₴294

$4.62 ₴206

42.64%

Gym Membership (Monthly)

$34.37 ₴1,533

$33.74 ₴1,505

1.87%

Tennis Court (1 Hour on Weekend)

$17.54 ₴782

Cinema Ticket

$5.47 ₴244

$4.76 ₴212

14.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$398 ₴17.8K

$222 ₴9,920

79.16%

International Primary School, 1 Child (Yearly)

$14.6K ₴652.2K

Jeans (Levis 501 Or Similar)

$70.1 ₴3,126

$42.11 ₴1,878

66.45%

Summer Dress (H&M, Zara, etc)

$40.39 ₴1,801

$27.51 ₴1,227

46.82%

Sport Shoes (Adidas, Nike)

$93.0 ₴4,148

$72.1 ₴3,217

28.95%

Men's Leather Business Shoes

$116 ₴5,196

$78.8 ₴3,514

47.87%

1-bedroom Apartment, City Center (Monthly)

$639 ₴28.5K

$202 ₴9,000

216.73%

1-bedroom Apartment, Outside City Center (Monthly)

$361 ₴16.1K

$158 ₴7,055

128.16%

3-bedroom Apartment, City Center (Monthly)

$1,340 ₴59.7K

$339 ₴15.1K

295.31%

3-bedroom Apartment, Outside City Center (Monthly)

$647 ₴28.8K

$264 ₴11.8K

145.14%

Buy Apartment in City Center (m2)

$2,711 ₴120.9K

Buy Apartment Outside City Center (m2)

$1,157 ₴51.6K

$1,073 ₴47.9K

7.80%

Average Monthly Net Salary (After Tax)

$794 ₴35.4K

$491 ₴21.9K

61.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

15.25

18.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kyiv: September 14, 2026

Last update for Bila Tserkva: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $639 in Kyiv and $202 in Bila Tserkva. Housing cost is often the main lever when comparing two cities.

Kyiv pays 62% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $34.00 in Kyiv vs $25.00 in Bila Tserkva for a mid-range dinner for two. Groceries echo the gap at $190 vs $168 per month, with Bila Tserkva cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kyiv vs Bila Tserkva: Cost of Living - Frequently Asked Questions

Kyiv and Bila Tserkva differ by about 46% in total monthly costs ($1,013 vs $696 including rent). Bila Tserkva is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 62% higher in Kyiv, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $639 in Kyiv versus $202 in Bila Tserkva. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 13% higher in Kyiv. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,013 per month in Kyiv versus $696 in Bila Tserkva – a 46% gap that adds up to real savings over time for anyone picking the cheaper option.

At $696 in Bila Tserkva versus $1,013 in Kyiv, a $2,000 budget is realistic in Bila Tserkva but tight or insufficient in Kyiv. The gap between the two cities makes Bila Tserkva the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kyiv and Bila Tserkva are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bila Tserkva gentler on the wallet – expenses run 46% less than in Kyiv. Beyond cost, consider language, visa policies, and how big the international community is in each city.