Cost of Living Comparison Between Kyiv and Bila Tserkva Cost of Living Comparison Between Kyiv and Bila Tserkva

Monthly Cost of Living

Monthly costs for one person with rent: $977 in Kyiv versus $536 in Bila Tserkva.

Estimated couple costs with rent: $1,498 in Kyiv versus $822 in Bila Tserkva.

Monthly costs for a family of three with rent: $2,018 in Kyiv versus $1,108 in Bila Tserkva.

Living in Kyiv is roughly 82% more expensive than in Bila Tserkva, driven mainly by Groceries & Markets.

Both cities sit below the global median: Kyiv 27% lower, Bila Tserkva 60% lower.

Meal at Budget Restaurant

$8.44 ₴377

$4.80 ₴215

75.83%

Three-Course Dinner for Two, Mid-Range

$31.48 ₴1,407

$29.34 ₴1,311

7.29%

Fast Food Meal (McDonalds, etc)

$6.18 ₴276

$5.06 ₴226

22.13%

Cappuccino

$1.61 ₴72.1

$0.94 ₴42.20

71.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.62 ₴27.63

$0.50 ₴22.31

24.00%

Water (0.33 liter bottle)

$0.46 ₴20.50

$0.33 ₴14.53

39.39%

Local Beer (0.5 liter draught)

$1.10 ₴49.29

$0.61 ₴27.26

80.33%

Imported Beer (0.33 liter bottle)

$1.91 ₴85.5

$0.80 ₴35.56

138.75%

Milk (1 liter)

$1.24 ₴55.6

$0.96 ₴42.85

29.17%

White Bread (500g)

$0.81 ₴35.98

$0.56 ₴25.02

44.64%

Rice (white) (1kg)

$1.81 ₴80.7

$1.19 ₴53.3

52.10%

Eggs

$2.05 ₴91.5

$1.25 ₴55.9

64.00%

Local Cheese (1kg)

$9.96 ₴445

$7.65 ₴342

30.20%

Chicken Fillets (1kg)

$4.43 ₴198

$3.53 ₴158

25.50%

Beef Round Steak (1kg)

$7.81 ₴349

$4.27 ₴191

82.90%

Apples (1kg)

$0.97 ₴43.38

$0.73 ₴32.62

32.88%

Banana (1kg)

$1.54 ₴68.7

$1.36 ₴60.8

13.24%

Oranges (1kg)

$1.86 ₴83.3

$1.18 ₴52.9

57.63%

Tomato (1kg)

$2.23 ₴99.6

$1.29 ₴57.8

72.87%

Potato (1kg)

$0.85 ₴38.06

$0.40 ₴17.83

112.50%

Onion (1kg)

$0.56 ₴24.82

$0.53 ₴23.70

5.66%

Lettuce (1 head)

$1.37 ₴61.3

$0.62 ₴27.65

120.97%

Water (1.5 liter bottle)

$0.57 ₴25.62

$0.47 ₴21.04

21.28%

Cigarettes 20 Pack (Marlboro, Camel)

$2.83 ₴127

$2.32 ₴104

21.98%

Wine (Bottle)

$5.53 ₴247

$3.39 ₴151

63.13%

Local Beer (0.5 liter bottle)

$0.83 ₴37.20

$0.65 ₴29.13

27.69%

Imported Beer (0.33 liter bottle)

$1.55 ₴69.5

$0.88 ₴39.43

76.14%

One-way Ticket (Public Transport)

$0.17 ₴7.61

$0.25 ₴11.23

-32.00%

Public Transport Monthly Pass (Regular Price)

$9.40 ₴420

Taxi Start (Normal Tariff)

$2.08 ₴92.9

$1.83 ₴81.7

13.66%

Taxi (Normal Tariff) (1km)

$0.38 ₴16.80

$0.30 ₴13.52

26.67%

Taxi 1hour Waiting (Normal Tariff)

$4.43 ₴198

$2.86 ₴128

54.90%

Gasoline (1 liter)

$1.44 ₴64.3

$1.30 ₴58.0

10.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.6K ₴1.4M

$31.1K ₴1.4M

1.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K ₴1.1M

$24.9K ₴1.1M

-1.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$110 ₴4,921

$57.1 ₴2,553

92.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.59 ₴250

$5.35 ₴239

4.49%

Internet (50+ Mbps, Unlimited Data)

$7.20 ₴322

$3.80 ₴170

89.47%

Gym Membership (Monthly)

$37.87 ₴1,693

$24.88 ₴1,112

52.21%

Tennis Court (1 Hour on Weekend)

$16.64 ₴744

$9.87 ₴441

68.59%

Cinema Ticket

$4.96 ₴222

$3.41 ₴153

45.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$386 ₴17.2K

$294 ₴13.1K

31.28%

International Primary School, 1 Child (Yearly)

$7,654 ₴342.1K

$3,475 ₴155.3K

120.26%

Jeans (Levis 501 Or Similar)

$68.0 ₴3,038

$42.32 ₴1,891

60.63%

Summer Dress (H&M, Zara, etc)

$35.38 ₴1,581

$11.98 ₴535

195.33%

Sport Shoes (Adidas, Nike)

$102 ₴4,560

$75.3 ₴3,364

35.57%

Men's Leather Business Shoes

$115 ₴5,137

$84.5 ₴3,777

36.00%

1-bedroom Apartment, City Center (Monthly)

$600 ₴26.8K

$158 ₴7,067

279.14%

1-bedroom Apartment, Outside City Center (Monthly)

$357 ₴16.0K

$134 ₴6,004

165.83%

3-bedroom Apartment, City Center (Monthly)

$1,284 ₴57.4K

$203 ₴9,075

532.21%

3-bedroom Apartment, Outside City Center (Monthly)

$618 ₴27.6K

$155 ₴6,909

299.83%

Buy Apartment in City Center (m2)

$2,630 ₴117.5K

Buy Apartment Outside City Center (m2)

$1,119 ₴50.0K

$1,087 ₴48.6K

2.87%

Average Monthly Net Salary (After Tax)

$763 ₴34.1K

$436 ₴19.5K

75.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

19.34

141.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kyiv: July 25, 2026

Last update for Bila Tserkva: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $600 in Kyiv and $158 in Bila Tserkva. Housing cost is often the main lever when comparing two cities.

Kyiv pays 75% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $31.00 in Kyiv vs $29.00 in Bila Tserkva for a mid-range dinner for two. Groceries echo the gap at $178 vs $124 per month, with Bila Tserkva cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kyiv vs Bila Tserkva: Cost of Living - Frequently Asked Questions

Kyiv and Bila Tserkva differ by about 82% in total monthly costs ($977 vs $536 including rent). Bila Tserkva is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 75% higher in Kyiv, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $600 in Kyiv versus $158 in Bila Tserkva. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 44% higher in Kyiv. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $977 per month in Kyiv versus $536 in Bila Tserkva – a 82% gap that adds up to real savings over time for anyone picking the cheaper option.

At $536 in Bila Tserkva versus $977 in Kyiv, a $2,000 budget is realistic in Bila Tserkva but tight or insufficient in Kyiv. The gap between the two cities makes Bila Tserkva the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kyiv and Bila Tserkva are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bila Tserkva gentler on the wallet – expenses run 82% less than in Kyiv. Beyond cost, consider language, visa policies, and how big the international community is in each city.