Cost of Living Comparison Between Kyiv and Bila Tserkva Cost of Living Comparison Between Kyiv and Bila Tserkva

Monthly Cost of Living

Monthly costs for one person with rent: $975 in Kyiv versus $536 in Bila Tserkva.

Estimated couple costs with rent: $1,507 in Kyiv versus $813 in Bila Tserkva.

Monthly costs for a family of three with rent: $2,038 in Kyiv versus $1,091 in Bila Tserkva.

Living in Kyiv is roughly 82% more expensive than Bila Tserkva, driven mainly by Groceries & Markets.

Both cities sit below the global median: Kyiv 27% lower, Bila Tserkva 60% lower.

Meal at Budget Restaurant

$8.57 ₴378

$4.92 ₴217

74.19%

Three-Course Dinner for Two, Mid-Range

$31.96 ₴1,408

$29.50 ₴1,300

8.34%

Fast Food Meal (McDonalds, etc)

$6.00 ₴265

$5.23 ₴231

14.72%

Cappuccino

$1.61 ₴71.1

$0.98 ₴43.23

64.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.63 ₴27.84

$0.54 ₴23.71

16.67%

Water (0.33 liter bottle)

$0.43 ₴18.89

$0.29 ₴12.99

48.28%

Local Beer (0.5 liter draught)

$1.11 ₴48.86

$0.59 ₴26.08

88.14%

Imported Beer (0.33 liter bottle)

$1.81 ₴79.9

$0.81 ₴35.58

123.46%

Milk (1 liter)

$1.25 ₴55.3

$0.96 ₴42.35

30.21%

White Bread (500g)

$0.77 ₴34.08

$0.59 ₴26.08

30.51%

Rice (white) (1kg)

$1.91 ₴84.2

$1.20 ₴52.7

59.17%

Eggs

$1.96 ₴86.6

$1.25 ₴55.2

56.80%

Local Cheese (1kg)

$9.66 ₴426

$7.96 ₴351

21.36%

Chicken Fillets (1kg)

$4.44 ₴196

$3.53 ₴155

25.78%

Beef Round Steak (1kg)

$7.99 ₴352

$4.31 ₴190

85.38%

Apples (1kg)

$0.97 ₴42.81

$0.77 ₴33.92

25.97%

Banana (1kg)

$1.57 ₴69.2

$1.35 ₴59.6

16.30%

Oranges (1kg)

$1.83 ₴80.7

$1.19 ₴52.3

53.78%

Tomato (1kg)

$2.27 ₴100.0

$1.31 ₴57.5

73.28%

Potato (1kg)

$0.80 ₴35.36

$0.42 ₴18.55

90.48%

Onion (1kg)

$0.55 ₴24.35

$0.51 ₴22.30

7.84%

Lettuce (1 head)

$1.43 ₴63.0

$0.61 ₴26.94

134.43%

Water (1.5 liter bottle)

$0.59 ₴25.91

$0.44 ₴19.58

34.09%

Cigarettes 20 Pack (Marlboro, Camel)

$2.88 ₴127

$2.34 ₴103

23.08%

Wine (Bottle)

$5.79 ₴255

$4.15 ₴183

39.52%

Local Beer (0.5 liter bottle)

$0.83 ₴36.64

$0.66 ₴29.00

25.76%

Imported Beer (0.33 liter bottle)

$1.54 ₴67.7

$0.87 ₴38.27

77.01%

One-way Ticket (Public Transport)

$0.19 ₴8.42

$0.25 ₴11.09

-24.00%

Public Transport Monthly Pass (Regular Price)

$9.83 ₴433

Taxi Start (Normal Tariff)

$2.07 ₴91.2

$1.79 ₴79.0

15.64%

Taxi (Normal Tariff) (1km)

$0.35 ₴15.32

$0.30 ₴13.38

16.67%

Taxi 1hour Waiting (Normal Tariff)

$4.27 ₴188

$2.97 ₴131

43.77%

Gasoline (1 liter)

$1.39 ₴61.2

$1.36 ₴60.1

2.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.8K ₴1.4M

$31.0K ₴1.4M

2.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K ₴1.1M

$24.9K ₴1.1M

0.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$111 ₴4,885

$57.3 ₴2,526

93.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.81 ₴256

$5.45 ₴240

6.61%

Internet (50+ Mbps, Unlimited Data)

$7.11 ₴313

$3.73 ₴165

90.62%

Gym Membership (Monthly)

$37.90 ₴1,670

$24.32 ₴1,072

55.84%

Tennis Court (1 Hour on Weekend)

$16.29 ₴718

$9.93 ₴438

64.05%

Cinema Ticket

$4.70 ₴207

$3.46 ₴152

35.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$386 ₴17.0K

$290 ₴12.8K

33.20%

International Primary School, 1 Child (Yearly)

$7,702 ₴339.4K

$3,549 ₴156.4K

117.03%

Jeans (Levis 501 Or Similar)

$68.3 ₴3,008

$41.75 ₴1,840

63.50%

Summer Dress (H&M, Zara, etc)

$35.66 ₴1,571

$12.25 ₴540

191.10%

Sport Shoes (Adidas, Nike)

$101 ₴4,466

$75.8 ₴3,341

33.66%

Men's Leather Business Shoes

$115 ₴5,061

$84.1 ₴3,704

36.62%

1-bedroom Apartment, City Center (Monthly)

$598 ₴26.3K

$156 ₴6,868

283.58%

1-bedroom Apartment, Outside City Center (Monthly)

$349 ₴15.4K

$134 ₴5,913

159.85%

3-bedroom Apartment, City Center (Monthly)

$1,300 ₴57.3K

$209 ₴9,203

522.55%

3-bedroom Apartment, Outside City Center (Monthly)

$621 ₴27.4K

$158 ₴6,971

292.83%

Buy Apartment in City Center (m2)

$2,691 ₴118.6K

Buy Apartment Outside City Center (m2)

$1,097 ₴48.3K

$1,083 ₴47.7K

1.24%

Average Monthly Net Salary (After Tax)

$738 ₴32.5K

$444 ₴19.6K

66.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

19.34

141.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kyiv: April 26, 2026

Last update for Bila Tserkva: April 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $598 in Kyiv and $156 in Bila Tserkva. Housing cost is often the main lever when comparing two cities.

Kyiv pays 66% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Kyiv vs $29.00 in Bila Tserkva for a mid-range dinner for two. Groceries echo the gap at $179 vs $126 per month, with Bila Tserkva cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kyiv vs Bila Tserkva: Cost of Living - Frequently Asked Questions

Kyiv and Bila Tserkva differ by about 82% in total monthly costs ($975 vs $536 including rent). Bila Tserkva is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Kyiv pays 66% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $598 in Kyiv versus $156 in Bila Tserkva. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 42% higher in Kyiv. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $975 per month in Kyiv versus $536 in Bila Tserkva – a 82% gap that adds up to real savings over time for anyone picking the cheaper option.

At $536 in Bila Tserkva versus $975 in Kyiv, a $2,000 budget is realistic in Bila Tserkva but tight or insufficient in Kyiv. The gap between the two cities makes Bila Tserkva the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kyiv and Bila Tserkva are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bila Tserkva gentler on the wallet – expenses run 82% less than in Kyiv. Beyond cost, consider language, visa policies, and how big the international community is in each city.