Last update: Oct 2026

Cost of Living Comparison Between Kyiv and Bila Tserkva

For one person, living is cheaper in Bila Tserkva: $672 a month against $996 in Kyiv, rent and utilities included – about $3,900 less a year. Rent and utilities account for most of the difference.

48

Cost of Living Index in Kyiv
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Kyiv Living Index
32

Cost of Living Index in Bila Tserkva
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Bila Tserkva Living Index

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Kyiv

🇺🇦 Ukraine

$996

/mo nomad

Bila Tserkva

🇺🇦 Ukraine

$672

/mo nomad

Monthly Cost of Living

How much you'll spend in Kyiv and in Bila Tserkva

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kyiv and in Bila Tserkva actually costs, broken down by who's living it.

Monthly costs for one person with rent: $996 in Kyiv versus $672 in Bila Tserkva.

Kyiv $996
Bila Tserkva $672

Estimated couple costs with rent: $1,599 in Kyiv versus $1,046 in Bila Tserkva.

Kyiv $1,599
Bila Tserkva $1,046

Monthly costs for a family of three with rent: $2,203 in Kyiv versus $1,421 in Bila Tserkva.

Kyiv $2,203
Bila Tserkva $1,421

Living in Kyiv is roughly 48% more expensive than in Bila Tserkva, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Kyiv 26% lower, Bila Tserkva 50% lower.

Meal at Budget Restaurant

$11.03 ₴502

$8.55 ₴390

29.01%

Three-Course Dinner for Two, Mid-Range

$33.43 ₴1,522

$25.37 ₴1,155

31.77%

Fast Food Meal (McDonalds, etc)

$7.86 ₴358

$5.41 ₴246

45.29%

Cappuccino

$1.79 ₴81.6

$1.41 ₴64.0

26.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.75 ₴34.04

$0.58 ₴26.37

29.31%

Water (0.33 liter bottle)

$0.59 ₴26.78

$0.31 ₴14.10

90.32%

Local Beer (0.5 liter draught)

$1.28 ₴58.2

$0.90 ₴41.04

42.22%

Imported Beer (0.33 liter bottle)

$2.03 ₴92.3

$1.57 ₴71.3

29.30%

Milk (1 liter)

$1.33 ₴60.4

$1.18 ₴53.7

12.71%

White Bread (500g)

$0.88 ₴39.86

$0.83 ₴37.86

6.02%

Rice (white) (1kg)

$1.46 ₴66.6

$1.29 ₴58.8

13.18%

Eggs

$1.94 ₴88.5

$1.63 ₴74.3

19.02%

Local Cheese (1kg)

$9.52 ₴433

$11.41 ₴520

-16.56%

Chicken Fillets (1kg)

$5.21 ₴237

$3.84 ₴175

35.68%

Beef Round Steak (1kg)

$8.78 ₴400

$6.32 ₴288

38.92%

Apples (1kg)

$1.16 ₴52.7

$1.07 ₴48.62

8.41%

Banana (1kg)

$1.52 ₴69.1

$1.40 ₴63.9

8.57%

Oranges (1kg)

$1.83 ₴83.3

$1.17 ₴53.1

56.41%

Tomato (1kg)

$2.84 ₴129

$2.49 ₴113

14.06%

Potato (1kg)

$0.62 ₴28.45

$0.91 ₴41.23

-31.87%

Onion (1kg)

$0.44 ₴19.86

$0.42 ₴19.06

4.76%

Lettuce (1 head)

$1.47 ₴66.9

$1.75 ₴79.7

-16.00%

Water (1.5 liter bottle)

$0.65 ₴29.78

$0.43 ₴19.59

51.16%

Cigarettes 20 Pack (Marlboro, Camel)

$3.42 ₴156

$3.38 ₴154

1.18%

Wine (Bottle)

$5.62 ₴256

$3.32 ₴151

69.28%

Local Beer (0.5 liter bottle)

$0.94 ₴42.70

$0.68 ₴31.01

38.24%

Imported Beer (0.33 liter bottle)

$1.44 ₴65.7

$1.40 ₴63.7

2.86%

One-way Ticket (Public Transport)

$0.68 ₴31.07

$0.32 ₴14.39

112.50%

Public Transport Monthly Pass (Regular Price)

$13.56 ₴617

Taxi Start (Normal Tariff)

$2.24 ₴102

$1.80 ₴81.8

24.44%

Taxi (Normal Tariff) (1km)

$0.50 ₴22.66

$0.59 ₴26.95

-15.25%

Taxi 1hour Waiting (Normal Tariff)

$4.84 ₴221

$5.22 ₴238

-7.28%

Gasoline (1 liter)

$1.74 ₴79.1

$1.63 ₴74.0

6.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K ₴1.4M

$31.1K ₴1.4M

-0.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K ₴1.2M

$25.0K ₴1.1M

1.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.7 ₴4,539

$86.0 ₴3,917

15.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.76 ₴308

$6.07 ₴277

11.37%

Internet (50+ Mbps, Unlimited Data)

$6.31 ₴287

$4.44 ₴202

42.12%

Gym Membership (Monthly)

$36.47 ₴1,661

$32.93 ₴1,500

10.75%

Tennis Court (1 Hour on Weekend)

$18.63 ₴848

Cinema Ticket

$5.59 ₴255

$4.46 ₴203

25.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$428 ₴19.5K

$223 ₴10.2K

91.67%

International Primary School, 1 Child (Yearly)

$15.1K ₴689.7K

$2,949 ₴134.3K

413.60%

Jeans (Levis 501 Or Similar)

$73.0 ₴3,324

$41.57 ₴1,893

75.63%

Summer Dress (H&M, Zara, etc)

$39.34 ₴1,791

$27.08 ₴1,233

45.27%

Sport Shoes (Adidas, Nike)

$94.7 ₴4,313

$68.6 ₴3,122

38.14%

Men's Leather Business Shoes

$118 ₴5,365

$76.2 ₴3,471

54.56%

1-bedroom Apartment, City Center (Monthly)

$640 ₴29.2K

$194 ₴8,823

230.56%

1-bedroom Apartment, Outside City Center (Monthly)

$331 ₴15.1K

$155 ₴7,047

113.72%

3-bedroom Apartment, City Center (Monthly)

$1,362 ₴62.0K

$323 ₴14.7K

322.20%

3-bedroom Apartment, Outside City Center (Monthly)

$689 ₴31.4K

$267 ₴12.1K

158.43%

Buy Apartment in City Center (m2)

$2,614 ₴119.0K

Buy Apartment Outside City Center (m2)

$1,245 ₴56.7K

Average Monthly Net Salary (After Tax)

$806 ₴36.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

17.83

15.25

16.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kyiv: October 31, 2026

Last update for Bila Tserkva: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kyiv

$331 33.2%

Bila Tserkva

$155 23% 53.2% $176

Groceries & Markets

Kyiv

$188 18.9%

Bila Tserkva

$164 24.4% 13.1% $25

Eating Out

Kyiv

$149 15%

Bila Tserkva

$113 16.8% 24.4% $36

Clothing & Footwear

Kyiv

$146 14.7%

Bila Tserkva

$96 14.3% 34.3% $50

Monthly Utilities & Internet

Kyiv

$113 11.3%

Bila Tserkva

$97 14.4% 14.4% $16

Sport & Entertainment

Kyiv

$48 4.8%

Bila Tserkva

$42 6.2% 12.2% $5.8

Getting Around

Kyiv

$21 2.1%

Bila Tserkva

$6 * 0.9% 71.3% $15

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $640 in Kyiv and $194 in Bila Tserkva. Housing cost is often the main lever when comparing two cities.

Dining out: $33 in Kyiv vs $25 in Bila Tserkva for a mid-range dinner for two. Groceries echo the gap at $188 vs $164 per month, with Bila Tserkva cheaper across the board.

Good to know

🇺🇦 Kyiv

🇺🇦 Bila Tserkva

🕒 Local time

12:07 12:07 PM

Same time as Kyiv

🌤 Weather

👥 Population

2,908,249 Capital

209,815

💱 Currency

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

100 UAH = 2.2 USD

100 UAH = 1.96 EUR

100 UAH = 2.2 USD

100 UAH = 1.96 EUR

Exchange rates and currency converter

On the map

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Between locations

Kyiv Bila Tserkva 78 km

From you

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kyiv vs Bila Tserkva: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $996 in Kyiv and $672 in Bila Tserkva, so Bila Tserkva is about 33% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $1,494 in Kyiv and $1,007 in Bila Tserkva to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $640 in Kyiv versus $194 in Bila Tserkva. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 15% higher in Kyiv. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $996 per month in Kyiv versus $672 in Bila Tserkva – Bila Tserkva is about 33% cheaper, which adds up to real savings over time.

Either city works on $1,200 a month, though Bila Tserkva gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.