Cost of Living Comparison Between Bila Tserkva and Chiang Mai Cost of Living Comparison Between Bila Tserkva and Chiang Mai

Monthly Cost of Living

Monthly costs for one person with rent: $698 in Bila Tserkva versus $942 in Chiang Mai.

Estimated couple costs with rent: $1,088 in Bila Tserkva versus $1,427 in Chiang Mai.

Monthly costs for a family of three with rent: $1,477 in Bila Tserkva versus $1,912 in Chiang Mai.

Living in Bila Tserkva costs roughly 26% less than in Chiang Mai, driven mainly by Groceries & Markets.

Both cities sit below the global median: Bila Tserkva 48% lower, Chiang Mai 30% lower.

Meal at Budget Restaurant

$9.17 ₴413

$2.08 ฿69.4

340.87%

Three-Course Dinner for Two, Mid-Range

$25.63 ₴1,153

$19.91 ฿664

28.73%

Fast Food Meal (McDonalds, etc)

$5.41 ₴243

$5.58 ฿186

-3.05%

Cappuccino

$1.40 ₴63.1

$1.74 ฿58.0

-19.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.56 ₴25.03

$0.72 ฿24.01

-22.22%

Water (0.33 liter bottle)

$0.32 ₴14.33

$0.32 ฿10.67

Local Beer (0.5 liter draught)

$0.91 ₴40.90

$2.25 ฿75.1

-59.56%

Imported Beer (0.33 liter bottle)

$1.54 ₴69.2

$3.81 ฿127

-59.58%

Milk (1 liter)

$1.20 ₴54.0

$2.02 ฿67.4

-40.59%

White Bread (500g)

$0.81 ₴36.39

$1.57 ฿52.4

-48.41%

Rice (white) (1kg)

$1.33 ₴59.8

$1.40 ฿46.58

-5.00%

Eggs

$1.66 ₴74.8

$2.15 ฿71.8

-22.79%

Local Cheese (1kg)

$11.50 ₴517

$15.63 ฿522

-26.42%

Chicken Fillets (1kg)

$3.97 ₴179

$2.95 ฿98.3

34.58%

Beef Round Steak (1kg)

$6.23 ₴280

$9.49 ฿317

-34.35%

Apples (1kg)

$1.09 ₴49.05

$2.60 ฿86.9

-58.08%

Banana (1kg)

$1.42 ₴64.1

$1.08 ฿36.08

31.48%

Oranges (1kg)

$1.21 ₴54.6

$1.59 ฿53.1

-23.90%

Tomato (1kg)

$2.58 ₴116

$1.45 ฿48.47

77.93%

Potato (1kg)

$0.98 ₴44.08

$1.28 ฿42.60

-23.44%

Onion (1kg)

$0.44 ₴19.78

$1.11 ฿37.07

-60.36%

Lettuce (1 head)

$1.72 ₴77.3

$0.73 ฿24.23

135.62%

Water (1.5 liter bottle)

$0.44 ₴19.76

$0.50 ฿16.67

-12.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.41 ₴154

$4.27 ฿143

-20.14%

Wine (Bottle)

$3.29 ₴148

$17.67 ฿590

-81.38%

Local Beer (0.5 liter bottle)

$0.64 ₴28.99

$1.68 ฿56.1

-61.90%

Imported Beer (0.33 liter bottle)

$1.47 ₴66.3

$2.80 ฿93.5

-47.50%

One-way Ticket (Public Transport)

$0.35 ₴15.83

$0.87 ฿28.87

-59.77%

Public Transport Monthly Pass (Regular Price)

$54.2 ฿1,808

Taxi Start (Normal Tariff)

$1.81 ₴81.4

$1.21 ฿40.47

49.59%

Taxi (Normal Tariff) (1km)

$0.57 ₴25.51

$0.54 ฿17.98

5.56%

Taxi 1hour Waiting (Normal Tariff)

$5.27 ₴237

$2.39 ฿79.6

120.50%

Gasoline (1 liter)

$1.58 ₴70.8

$1.46 ฿48.84

8.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.7K ₴1.3M

$21.0K ฿701.2K

41.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.2K ₴1.0M

$26.7K ฿890.8K

-13.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$86.7 ₴3,897

$62.1 ฿2,071

39.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.17 ₴277

$12.93 ฿431

-52.28%

Internet (50+ Mbps, Unlimited Data)

$4.43 ₴199

$20.61 ฿688

-78.51%

Gym Membership (Monthly)

$34.01 ₴1,529

$39.21 ฿1,308

-13.26%

Tennis Court (1 Hour on Weekend)

$3.77 ฿126

Cinema Ticket

$4.80 ₴216

$6.52 ฿217

-26.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$221 ₴9,917

$803 ฿26.8K

-72.54%

International Primary School, 1 Child (Yearly)

$14.7K ฿490.4K

Jeans (Levis 501 Or Similar)

$41.10 ₴1,848

$55.9 ฿1,864

-26.42%

Summer Dress (H&M, Zara, etc)

$28.19 ₴1,268

$25.51 ฿851

10.51%

Sport Shoes (Adidas, Nike)

$70.4 ₴3,164

$91.1 ฿3,039

-22.74%

Men's Leather Business Shoes

$77.9 ₴3,504

$73.3 ฿2,446

6.29%

1-bedroom Apartment, City Center (Monthly)

$203 ₴9,117

$484 ฿16.1K

-58.08%

1-bedroom Apartment, Outside City Center (Monthly)

$158 ₴7,092

$288 ฿9,617

-45.28%

3-bedroom Apartment, City Center (Monthly)

$339 ₴15.2K

$885 ฿29.5K

-61.73%

3-bedroom Apartment, Outside City Center (Monthly)

$271 ₴12.2K

$523 ฿17.5K

-48.25%

Buy Apartment in City Center (m2)

$1,989 ฿66.4K

Buy Apartment Outside City Center (m2)

$1,091 ₴49.0K

$1,440 ฿48.1K

-24.29%

Average Monthly Net Salary (After Tax)

$471 ₴21.2K

$603 ฿20.1K

-21.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

15.25

5.57

173.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bila Tserkva: September 20, 2026

Last update for Chiang Mai: September 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $203 in Bila Tserkva and $484 in Chiang Mai. Housing cost is often the main lever when comparing two cities.

Chiang Mai pays 28% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $26.00 in Bila Tserkva vs $20.00 in Chiang Mai. Groceries flip the comparison at $166 vs $238, with Bila Tserkva cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bila Tserkva vs Chiang Mai: Cost of Living - Frequently Asked Questions

Bila Tserkva and Chiang Mai differ by about 35% in total monthly costs ($698 vs $942 including rent). Bila Tserkva is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 28% lower in Chiang Mai. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $203 in Bila Tserkva versus $484 in Chiang Mai. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 43% higher in Chiang Mai. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $698 per month in Bila Tserkva versus $942 in Chiang Mai – a 35% gap that adds up to real savings over time for anyone picking the cheaper option.

At $698 in Bila Tserkva versus $942 in Chiang Mai, a $2,000 budget is realistic in Bila Tserkva but tight or insufficient in Chiang Mai. The gap between the two cities makes Bila Tserkva the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bila Tserkva and Chiang Mai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bila Tserkva gentler on the wallet – expenses run 35% less than in Chiang Mai. Beyond cost, consider language, visa policies, and how big the international community is in each city.