Cost of Living Comparison Between Bila Tserkva and Chiang Mai Cost of Living Comparison Between Bila Tserkva and Chiang Mai

Monthly Cost of Living

Monthly costs for one person with rent: $540 in Bila Tserkva versus $869 in Chiang Mai.

Estimated couple costs with rent: $829 in Bila Tserkva versus $1,362 in Chiang Mai.

Monthly costs for a family of three with rent: $1,119 in Bila Tserkva versus $1,855 in Chiang Mai.

Living in Bila Tserkva costs roughly 38% less than in Chiang Mai, driven mainly by Groceries & Markets.

Both cities sit below the global median: Bila Tserkva 60% lower, Chiang Mai 35% lower.

Meal at Budget Restaurant

$4.74 ₴213

$1.98 ฿64.3

139.39%

Three-Course Dinner for Two, Mid-Range

$29.41 ₴1,321

$18.80 ฿612

56.44%

Fast Food Meal (McDonalds, etc)

$5.22 ₴235

$7.75 ฿252

-32.65%

Cappuccino

$0.95 ₴42.73

$1.92 ฿62.5

-50.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.54 ₴24.16

$0.79 ฿25.79

-31.65%

Water (0.33 liter bottle)

$0.32 ₴14.59

$0.36 ฿11.62

-11.11%

Local Beer (0.5 liter draught)

$0.60 ₴27.00

$2.21 ฿72.1

-72.85%

Imported Beer (0.33 liter bottle)

$0.85 ₴38.06

$3.66 ฿119

-76.78%

Milk (1 liter)

$0.99 ₴44.53

$1.65 ฿53.8

-40.00%

White Bread (500g)

$0.60 ₴26.76

$1.63 ฿53.2

-63.19%

Rice (white) (1kg)

$1.19 ₴53.3

$1.19 ฿38.86

Eggs

$1.20 ₴54.1

$2.00 ฿65.1

-40.00%

Local Cheese (1kg)

$7.82 ₴351

$15.98 ฿520

-51.06%

Chicken Fillets (1kg)

$3.73 ₴168

$3.03 ฿98.5

23.10%

Beef Round Steak (1kg)

$4.22 ₴190

$10.86 ฿354

-61.14%

Apples (1kg)

$0.76 ₴34.22

$2.76 ฿90.0

-72.46%

Banana (1kg)

$1.30 ₴58.3

$1.18 ฿38.42

10.17%

Oranges (1kg)

$1.22 ₴54.9

$1.64 ฿53.5

-25.61%

Tomato (1kg)

$1.32 ₴59.3

$1.52 ฿49.51

-13.16%

Potato (1kg)

$0.39 ₴17.72

$1.38 ฿45.10

-71.74%

Onion (1kg)

$0.50 ₴22.63

$1.19 ฿38.84

-57.98%

Lettuce (1 head)

$0.57 ₴25.63

$0.70 ฿22.86

-18.57%

Water (1.5 liter bottle)

$0.47 ₴21.15

$0.56 ฿18.13

-16.07%

Cigarettes 20 Pack (Marlboro, Camel)

$2.27 ₴102

$4.58 ฿149

-50.44%

Wine (Bottle)

$3.26 ₴147

$16.56 ฿539

-80.31%

Local Beer (0.5 liter bottle)

$0.65 ₴29.21

$1.83 ฿59.5

-64.48%

Imported Beer (0.33 liter bottle)

$0.88 ₴39.68

$3.20 ฿104

-72.50%

One-way Ticket (Public Transport)

$0.23 ₴10.31

$0.88 ฿28.56

-73.86%

Public Transport Monthly Pass (Regular Price)

$18.72 ฿610

Taxi Start (Normal Tariff)

$1.79 ₴80.6

$1.36 ฿44.16

31.62%

Taxi (Normal Tariff) (1km)

$0.30 ₴13.62

$1.34 ฿43.65

-77.61%

Taxi 1hour Waiting (Normal Tariff)

$2.83 ₴127

$7.84 ฿256

-63.90%

Gasoline (1 liter)

$1.34 ₴60.2

$1.23 ฿39.92

8.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.3K ₴1.4M

$21.6K ฿704.3K

44.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.1K ₴1.1M

$22.5K ฿734.3K

6.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$56.1 ₴2,519

$70.5 ฿2,298

-20.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.48 ₴246

$13.68 ฿445

-59.94%

Internet (50+ Mbps, Unlimited Data)

$3.72 ₴167

$17.45 ฿568

-78.68%

Gym Membership (Monthly)

$24.87 ₴1,117

$41.33 ฿1,346

-39.83%

Tennis Court (1 Hour on Weekend)

$9.86 ₴443

$6.96 ฿227

41.67%

Cinema Ticket

$3.46 ₴155

$5.77 ฿188

-40.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$293 ₴13.2K

$307 ฿10.0K

-4.63%

International Primary School, 1 Child (Yearly)

$3,426 ₴153.9K

$14.6K ฿475.9K

-76.55%

Jeans (Levis 501 Or Similar)

$42.19 ₴1,895

$55.8 ฿1,817

-24.38%

Summer Dress (H&M, Zara, etc)

$12.12 ₴544

$26.21 ฿854

-53.76%

Sport Shoes (Adidas, Nike)

$77.7 ₴3,492

$85.8 ฿2,793

-9.36%

Men's Leather Business Shoes

$84.5 ₴3,794

$72.2 ฿2,353

16.92%

1-bedroom Apartment, City Center (Monthly)

$158 ₴7,080

$430 ฿14.0K

-63.33%

1-bedroom Apartment, Outside City Center (Monthly)

$131 ₴5,863

$239 ฿7,774

-45.32%

3-bedroom Apartment, City Center (Monthly)

$204 ₴9,150

$817 ฿26.6K

-75.08%

3-bedroom Apartment, Outside City Center (Monthly)

$158 ₴7,093

$511 ฿16.6K

-69.09%

Buy Apartment in City Center (m2)

$1,141 ₴51.3K

$1,983 ฿64.6K

-42.46%

Buy Apartment Outside City Center (m2)

$749 ₴33.7K

$1,484 ฿48.3K

-49.51%

Average Monthly Net Salary (After Tax)

$444 ₴19.9K

$619 ฿20.2K

-28.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

60.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bila Tserkva: June 8, 2026

Last update for Chiang Mai: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $158 in Bila Tserkva and $430 in Chiang Mai. Housing cost is often the main lever when comparing two cities.

Chiang Mai pays 39% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $29.00 in Bila Tserkva vs $19.00 in Chiang Mai. Groceries flip the comparison at $125 vs $241, with Bila Tserkva cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bila Tserkva vs Chiang Mai: Cost of Living - Frequently Asked Questions

Bila Tserkva and Chiang Mai differ by about 61% in total monthly costs ($540 vs $869 including rent). Bila Tserkva is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Chiang Mai earns 39% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $158 in Bila Tserkva versus $430 in Chiang Mai. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 93% higher in Chiang Mai. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $540 per month in Bila Tserkva versus $869 in Chiang Mai – a 61% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Bila Tserkva gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bila Tserkva and Chiang Mai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bila Tserkva gentler on the wallet – expenses run 61% less than in Chiang Mai. Beyond cost, consider language, visa policies, and how big the international community is in each city.