🙂Monthly costs for one person with rent: $1,431 in Bielsko-biala versus $1,438 in Ubud, Bali.
🙂Estimated couple costs with rent: $2,140 in Bielsko-biala versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,848 in Bielsko-biala versus $3,732 in Ubud, Bali.
🙂Monthly costs are close between Bielsko-biala and Ubud, Bali; which city is cheaper depends on the spending category.
📊Both cities are pricier than the global median: Bielsko-biala7% above, Ubud, Bali7% above.
Currency
🍽 Eating Out
Bielsko-biala
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.05zł 36.48
$3.57Rp 61.6K
181.51%
Three-Course Dinner for Two, Mid-Range
$47.06zł 171
$32.58Rp 562.6K
44.44%
Fast Food Meal(McDonalds, etc)
$8.04zł 29.20
$5.07Rp 87.5K
58.58%
Cappuccino
$3.39zł 12.30
$2.83Rp 48.8K
19.79%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.97zł 3.51
$1.34Rp 23.1K
-27.61%
Water(0.33 liter bottle)
$1.19zł 4.31
$0.69Rp 12.0K
72.46%
Local Beer(0.5 liter draught)
$3.18zł 11.55
$2.99Rp 51.6K
6.35%
Imported Beer(0.33 liter bottle)
$3.69zł 13.41
$3.85Rp 66.4K
-4.16%
🛒 Groceries & Markets
Bielsko-biala
Ubud, Bali
Difference
Milk(1 liter)
$1.03zł 3.75
$1.74Rp 30.1K
-40.80%
White Bread(500g)
$1.22zł 4.44
$2.54Rp 43.8K
-51.97%
Rice(white)(1kg)
$1.21zł 4.41
$1.19Rp 20.6K
1.68%
Eggs
$3.12zł 11.32
$2.43Rp 41.9K
28.40%
Local Cheese(1kg)
$8.48zł 30.78
$14.66Rp 253.2K
-42.16%
Chicken Fillets(1kg)
$6.87zł 24.94
$4.18Rp 72.1K
64.35%
Beef Round Steak(1kg)
$10.71zł 38.88
$11.94Rp 206.1K
-10.30%
Apples(1kg)
$1.15zł 4.19
$3.69Rp 63.6K
-68.83%
Banana(1kg)
$1.74zł 6.30
$1.61Rp 27.7K
8.07%
Oranges(1kg)
$1.99zł 7.24
$2.69Rp 46.4K
-26.02%
Tomato(1kg)
$2.72zł 9.89
$2.33Rp 40.2K
16.74%
Potato(1kg)
$0.94zł 3.42
$1.91Rp 32.9K
-50.79%
Onion(1kg)
$0.83zł 3.02
$2.19Rp 37.7K
-62.10%
Lettuce(1 head)
$1.10zł 4.00
$1.06Rp 18.3K
3.77%
Water(1.5 liter bottle)
$0.56zł 2.03
$0.72Rp 12.5K
-22.22%
Cigarettes 20 Pack(Marlboro, Camel)
$4.52zł 16.42
$3.13Rp 54.1K
44.41%
Wine(Bottle)
$7.22zł 26.22
$23.49Rp 405.6K
-69.26%
Local Beer(0.5 liter bottle)
$1.21zł 4.41
$2.74Rp 47.3K
-55.84%
Imported Beer(0.33 liter bottle)
$1.96zł 7.12
$2.88Rp 49.7K
-31.94%
🚌 Getting Around
Bielsko-biala
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.18zł 4.28
$0.29Rp 5,010
306.90%
Public Transport Monthly Pass(Regular Price)
$30.31zł 110
$8.17Rp 141.0K
270.99%
Taxi Start(Normal Tariff)
$1.53zł 5.54
$0.45Rp 7,834
240.00%
Taxi(Normal Tariff)(1km)
$0.49zł 1.77
$0.42Rp 7,278
16.67%
Taxi 1hour Waiting(Normal Tariff)
$10.09zł 36.64
$6.16Rp 106.3K
63.80%
Gasoline(1 liter)
$1.68zł 6.11
$0.84Rp 14.5K
100.00%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.6Kzł 122.1K
$26.2KRp 453.1M
28.17%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.7Kzł 108.0K
$32.5KRp 560.8M
-8.41%
🧾 Monthly Utilities & Internet
Bielsko-biala
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$332zł 1,205
$78.4Rp 1.4M
323.13%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$8.35zł 30.30
$3.95Rp 68.2K
111.39%
Internet(50+ Mbps, Unlimited Data)
$16.59zł 60.2
$24.40Rp 421.4K
-32.01%
🎉 Sport & Entertainment
Bielsko-biala
Ubud, Bali
Difference
Gym Membership(Monthly)
$31.47zł 114
$96.5Rp 1.7M
-67.40%
Tennis Court(1 Hour on Weekend)
$16.39zł 59.5
$6.35Rp 109.6K
158.11%
Cinema Ticket
$6.85zł 24.88
$4.04Rp 69.7K
69.55%
🧸 Childcare & Education
Bielsko-biala
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$272zł 986
$303Rp 5.2M
-10.26%
International Primary School, 1 Child(Yearly)
$2,685zł 9,747
$6,523Rp 112.6M
-58.84%
👕👟 Clothing & Footwear
Bielsko-biala
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$92.8zł 337
$53.8Rp 929.5K
72.27%
Summer Dress(H&M, Zara, etc)
$31.47zł 114
$37.98Rp 655.8K
-17.14%
Sport Shoes(Adidas, Nike)
$75.6zł 275
$86.8Rp 1.5M
-12.84%
Men's Leather Business Shoes
$94.6zł 343
$78.9Rp 1.4M
19.97%
🏠 Accommodation & Living
Bielsko-biala
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$723zł 2,624
$1,012Rp 17.5M
-28.60%
1-bedroom Apartment, Outside City Center(Monthly)
$495zł 1,798
$674Rp 11.6M
-26.56%
3-bedroom Apartment, City Center(Monthly)
$2,241zł 8,133
$3,390Rp 58.5M
-33.90%
3-bedroom Apartment, Outside City Center(Monthly)
$957zł 3,473
$2,098Rp 36.2M
-54.41%
Buy Apartment in City Center(m2)
$2,495zł 9,055
$2,985Rp 51.5M
-16.42%
Buy Apartment Outside City Center(m2)
$2,162zł 7,847
$2,339Rp 40.4M
-7.58%
💵 Salaries & Financials
Bielsko-biala
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,427zł 5,179
$173Rp 3.0M
724.05%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.3
13.28
-52.56%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Bielsko-biala: April 28, 2026
Last update for Ubud, Bali: April 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $723 in Bielsko-biala and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Bielsko-biala pays 724% more on average. How far that income stretches comes down to housing choices and lifestyle.
🛒Dining out: $47.00 in Bielsko-biala vs $33.00 in Ubud, Bali. Groceries flip the comparison at $210 vs $298, with Bielsko-biala cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bielsko-biala vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Bielsko-biala and Ubud, Bali?
Bielsko-biala and Ubud, Bali differ by about 1% in total monthly costs ($1,431 vs $1,438 including rent). Bielsko-biala is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Bielsko-biala or Ubud, Bali?
Bielsko-biala pays 724% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Bielsko-biala and Ubud, Bali?
Rent for a central apartment: $723 in Bielsko-biala versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in Bielsko-biala and Ubud, Bali?
A monthly transit pass in Bielsko-biala runs roughly 271% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between Bielsko-biala and Ubud, Bali?
Childcare runs $272 in Bielsko-biala versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $2,000 per month?
At $1,431 in Bielsko-biala versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Bielsko-biala but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bielsko-biala the clear choice for anyone on this budget.
How does quality of life compare between Bielsko-biala and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Bielsko-biala or Ubud, Bali safer for residents?
Safety-wise, Bielsko-biala and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Bielsko-biala or Ubud, Bali?
Expats usually find Bielsko-biala gentler on the wallet – expenses run 1% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Bielsko-biala vs other spots: cost of living compared