Cost of Living Comparison Between Bielsko-biala and Ubud, Bali Cost of Living Comparison Between Bielsko-biala and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,484 in Bielsko-biala versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $2,178 in Bielsko-biala versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,872 in Bielsko-biala versus $3,327 in Ubud, Bali.

Living in Bielsko-biala is roughly 9% more expensive than in Ubud, Bali, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Bielsko-biala 8% above, Ubud, Bali 0% above.

Currency
🍽 Eating Out
Bielsko-biala
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.29 zł 39.15
$3.44 Rp 60.9K
199.13%
Three-Course Dinner for Two, Mid-Range
$48.65 zł 185
$36.31 Rp 643.0K
33.99%
Fast Food Meal (McDonalds, etc)
$9.12 zł 34.69
$5.71 Rp 101.0K
59.72%
Cappuccino
$3.78 zł 14.38
$2.67 Rp 47.3K
41.57%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.30 zł 8.76
$1.75 Rp 31.0K
31.43%
Water (0.33 liter bottle)
$1.43 zł 5.43
$0.87 Rp 15.4K
64.37%
Local Beer (0.5 liter draught)
$4.08 zł 15.50
$2.95 Rp 52.3K
38.31%
Imported Beer (0.33 liter bottle)
$3.91 zł 14.89
$4.52 Rp 80.0K
-13.50%
🛒 Groceries & Markets
Bielsko-biala
Ubud, Bali
Difference
Milk (1 liter)
$1.05 zł 4.01
$1.62 Rp 28.7K
-35.19%
White Bread (500g)
$1.14 zł 4.35
$2.33 Rp 41.3K
-51.07%
Rice (white) (1kg)
$1.41 zł 5.35
$1.11 Rp 19.6K
27.03%
Eggs
$3.02 zł 11.47
$2.20 Rp 39.0K
37.27%
Local Cheese (1kg)
$8.90 zł 33.84
$17.69 Rp 313.3K
-49.69%
Chicken Fillets (1kg)
$6.02 zł 22.90
$4.10 Rp 72.5K
46.83%
Beef Round Steak (1kg)
$10.22 zł 38.87
$12.18 Rp 215.6K
-16.09%
Apples (1kg)
$1.18 zł 4.47
$3.71 Rp 65.6K
-68.19%
Banana (1kg)
$1.68 zł 6.39
$1.59 Rp 28.1K
5.66%
Oranges (1kg)
$2.21 zł 8.41
$2.28 Rp 40.4K
-3.07%
Tomato (1kg)
$2.03 zł 7.73
$1.95 Rp 34.6K
4.10%
Potato (1kg)
$0.89 zł 3.39
$1.91 Rp 33.7K
-53.40%
Onion (1kg)
$0.82 zł 3.13
$2.33 Rp 41.3K
-64.81%
Lettuce (1 head)
$1.05 zł 3.99
$1.01 Rp 17.8K
3.96%
Water (1.5 liter bottle)
$0.61 zł 2.34
$0.55 Rp 9,773
10.91%
Cigarettes 20 Pack (Marlboro, Camel)
$5.18 zł 19.70
$2.23 Rp 39.5K
132.29%
Wine (Bottle)
$6.75 zł 25.66
$23.07 Rp 408.6K
-70.74%
Local Beer (0.5 liter bottle)
$1.16 zł 4.40
$2.42 Rp 42.8K
-52.07%
Imported Beer (0.33 liter bottle)
$1.76 zł 6.70
$3.00 Rp 53.1K
-41.33%
🚌 Getting Around
Bielsko-biala
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.35 zł 5.12
$0.27 Rp 4,814
400.00%
Public Transport Monthly Pass (Regular Price)
$36.93 zł 140
$8.98 Rp 159.1K
311.25%
Taxi Start (Normal Tariff)
$1.63 zł 6.20
$0.48 Rp 8,566
239.58%
Taxi (Normal Tariff) (1km)
$0.60 zł 2.29
$0.43 Rp 7,679
39.53%
Taxi 1hour Waiting (Normal Tariff)
$9.61 zł 36.53
$5.64 Rp 99.9K
70.39%
Gasoline (1 liter)
$1.63 zł 6.19
$0.80 Rp 14.2K
103.75%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.9K zł 121.1K
$24.9K Rp 441.7M
27.71%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.2K zł 103.5K
$31.7K Rp 561.5M
-14.19%
🧾 Monthly Utilities & Internet
Bielsko-biala
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$307 zł 1,166
$81.5 Rp 1.4M
276.42%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.78 zł 33.40
$6.49 Rp 115.0K
35.29%
Internet (50+ Mbps, Unlimited Data)
$18.29 zł 69.5
$18.77 Rp 332.4K
-2.56%
🎉 Sport & Entertainment
Bielsko-biala
Ubud, Bali
Difference
Gym Membership (Monthly)
$42.21 zł 161
$56.9 Rp 1.0M
-25.78%
Tennis Court (1 Hour on Weekend)
$46.19 zł 176
$18.73 Rp 331.7K
146.61%
Cinema Ticket
$7.46 zł 28.37
$4.54 Rp 80.4K
64.32%
🧸 Childcare & Education
Bielsko-biala
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$303 zł 1,154
$481 Rp 8.5M
-36.89%
International Primary School, 1 Child (Yearly)
$2,633 zł 10.0K
$5,711 Rp 101.1M
-53.90%
👕👟 Clothing & Footwear
Bielsko-biala
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$78.0 zł 297
$45.52 Rp 806.0K
71.29%
Summer Dress (H&M, Zara, etc)
$41.25 zł 157
$35.88 Rp 635.4K
14.97%
Sport Shoes (Adidas, Nike)
$93.1 zł 354
$80.4 Rp 1.4M
15.77%
Men's Leather Business Shoes
$101 zł 383
$78.7 Rp 1.4M
27.99%
🏠 Accommodation & Living
Bielsko-biala
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$631 zł 2,400
$1,115 Rp 19.7M
-43.37%
1-bedroom Apartment, Outside City Center (Monthly)
$530 zł 2,017
$698 Rp 12.4M
-23.96%
3-bedroom Apartment, City Center (Monthly)
$1,043 zł 3,965
$3,637 Rp 64.4M
-71.33%
3-bedroom Apartment, Outside City Center (Monthly)
$884 zł 3,362
$1,737 Rp 30.8M
-49.11%
Buy Apartment in City Center (m2)
$2,524 zł 9,597
$2,784 Rp 49.3M
-9.36%
Buy Apartment Outside City Center (m2)
$2,067 zł 7,861
$2,290 Rp 40.5M
-9.72%
💵 Salaries & Financials
Bielsko-biala
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,468 zł 5,583
$168 Rp 3.0M
773.84%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.87
13.78
-50.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bielsko-biala: September 12, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $631 in Bielsko-biala and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Bielsko-biala pays 774% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $49.00 in Bielsko-biala vs $36.00 in Ubud, Bali. Groceries flip the comparison at $201 vs $295, with Bielsko-biala cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bielsko-biala vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Bielsko-biala and in Ubud, Bali?
Bielsko-biala and Ubud, Bali differ by about 9% in total monthly costs ($1,484 vs $1,368 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Bielsko-biala or Ubud, Bali?
Average pay runs 774% higher in Bielsko-biala, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Bielsko-biala and in Ubud, Bali?
Rent for a central apartment: $631 in Bielsko-biala versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in Bielsko-biala and in Ubud, Bali?
A monthly transit pass in Ubud, Bali runs roughly 311% less than in Bielsko-biala. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between Bielsko-biala and Ubud, Bali?
Childcare runs $303 in Bielsko-biala versus $481 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $1,000 per month?
At $1,368 in Ubud, Bali versus $1,484 in Bielsko-biala, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Bielsko-biala. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Bielsko-biala and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Bielsko-biala or Ubud, Bali safer for residents?
Safety-wise, Bielsko-biala and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Bielsko-biala or Ubud, Bali?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 9% less than in Bielsko-biala. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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