😐Monthly costs for one person with rent: $1,418 in Bielsko-biala versus $1,404 in Ubud, Bali.
🙂Estimated couple costs with rent: $2,163 in Bielsko-biala versus $2,549 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,909 in Bielsko-biala versus $3,694 in Ubud, Bali.
😐Living in Bielsko-biala is roughly 1% more expensive than Ubud, Bali, driven mainly by Groceries & Markets.
📊Both cities are pricier than the global median: Bielsko-biala5% above, Ubud, Bali4% above.
Currency
🍽 Eating Out
Bielsko-biala
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.05zł 36.72
$3.57Rp 64.0K
181.51%
Three-Course Dinner for Two, Mid-Range
$47.38zł 173
$32.50Rp 582.3K
45.78%
Fast Food Meal(McDonalds, etc)
$8.07zł 29.49
$4.86Rp 87.1K
66.05%
Cappuccino
$3.53zł 12.91
$2.75Rp 49.2K
28.36%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.98zł 3.58
$1.32Rp 23.7K
-25.76%
Water(0.33 liter bottle)
$1.19zł 4.34
$0.70Rp 12.6K
70.00%
Local Beer(0.5 liter draught)
$3.30zł 12.08
$2.91Rp 52.2K
13.40%
Imported Beer(0.33 liter bottle)
$3.61zł 13.20
$3.79Rp 68.0K
-4.75%
🛒 Groceries & Markets
Bielsko-biala
Ubud, Bali
Difference
Milk(1 liter)
$1.03zł 3.77
$1.71Rp 30.6K
-39.77%
White Bread(500g)
$1.22zł 4.46
$2.47Rp 44.3K
-50.61%
Rice(white)(1kg)
$1.19zł 4.34
$1.20Rp 21.5K
-0.83%
Eggs
$3.12zł 11.40
$2.44Rp 43.8K
27.87%
Local Cheese(1kg)
$8.78zł 32.08
$14.38Rp 257.7K
-38.94%
Chicken Fillets(1kg)
$6.79zł 24.83
$4.31Rp 77.1K
57.54%
Beef Round Steak(1kg)
$10.97zł 40.11
$12.21Rp 218.7K
-10.16%
Apples(1kg)
$1.16zł 4.23
$3.68Rp 66.0K
-68.48%
Banana(1kg)
$1.73zł 6.31
$1.55Rp 27.8K
11.61%
Oranges(1kg)
$1.91zł 6.97
$2.79Rp 49.9K
-31.54%
Tomato(1kg)
$2.63zł 9.63
$2.33Rp 41.8K
12.88%
Potato(1kg)
$0.90zł 3.29
$1.97Rp 35.3K
-54.31%
Onion(1kg)
$0.77zł 2.82
$2.31Rp 41.4K
-66.67%
Lettuce(1 head)
$1.07zł 3.93
$1.06Rp 19.1K
0.94%
Water(1.5 liter bottle)
$0.58zł 2.12
$0.73Rp 13.1K
-20.55%
Cigarettes 20 Pack(Marlboro, Camel)
$4.52zł 16.52
$3.28Rp 58.8K
37.80%
Wine(Bottle)
$7.09zł 25.92
$22.79Rp 408.4K
-68.89%
Local Beer(0.5 liter bottle)
$1.20zł 4.40
$2.81Rp 50.3K
-57.30%
Imported Beer(0.33 liter bottle)
$1.94zł 7.09
$2.78Rp 49.9K
-30.22%
🚌 Getting Around
Bielsko-biala
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.13zł 4.13
$0.29Rp 5,217
289.66%
Public Transport Monthly Pass(Regular Price)
$30.22zł 110
$8.06Rp 144.4K
274.94%
Taxi Start(Normal Tariff)
$1.54zł 5.63
$0.45Rp 8,047
242.22%
Taxi(Normal Tariff)(1km)
$0.52zł 1.90
$0.45Rp 8,094
15.56%
Taxi 1hour Waiting(Normal Tariff)
$10.22zł 37.36
$6.24Rp 111.7K
63.78%
Gasoline(1 liter)
$1.71zł 6.24
$0.85Rp 15.2K
101.18%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.4Kzł 122.1K
$26.0KRp 465.4M
28.55%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.4Kzł 107.3K
$31.7KRp 567.2M
-7.27%
🧾 Monthly Utilities & Internet
Bielsko-biala
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$331zł 1,210
$80.8Rp 1.4M
309.83%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$8.73zł 31.92
$4.06Rp 72.7K
115.02%
Internet(50+ Mbps, Unlimited Data)
$17.13zł 62.6
$24.42Rp 437.6K
-29.85%
🎉 Sport & Entertainment
Bielsko-biala
Ubud, Bali
Difference
Gym Membership(Monthly)
$30.64zł 112
$97.7Rp 1.7M
-68.63%
Tennis Court(1 Hour on Weekend)
$16.19zł 59.2
$6.45Rp 115.5K
151.01%
Cinema Ticket
$6.77zł 24.73
$4.04Rp 72.4K
67.57%
🧸 Childcare & Education
Bielsko-biala
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$273zł 999
$304Rp 5.4M
-10.05%
International Primary School, 1 Child(Yearly)
$2,656zł 9,708
$6,621Rp 118.6M
-59.89%
👕👟 Clothing & Footwear
Bielsko-biala
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$90.6zł 331
$54.2Rp 971.7K
67.01%
Summer Dress(H&M, Zara, etc)
$31.16zł 114
$38.78Rp 694.7K
-19.65%
Sport Shoes(Adidas, Nike)
$74.6zł 273
$86.1Rp 1.5M
-13.39%
Men's Leather Business Shoes
$95.3zł 348
$76.7Rp 1.4M
24.34%
🏠 Accommodation & Living
Bielsko-biala
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$704zł 2,574
$986Rp 17.7M
-28.55%
1-bedroom Apartment, Outside City Center(Monthly)
$486zł 1,775
$658Rp 11.8M
-26.19%
3-bedroom Apartment, City Center(Monthly)
$2,182zł 7,975
$3,369Rp 60.4M
-35.24%
3-bedroom Apartment, Outside City Center(Monthly)
$935zł 3,416
$2,066Rp 37.0M
-54.75%
Buy Apartment in City Center(m2)
$2,437zł 8,907
$2,741Rp 49.1M
-11.11%
Buy Apartment Outside City Center(m2)
$2,128zł 7,777
$2,228Rp 39.9M
-4.48%
💵 Salaries & Financials
Bielsko-biala
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,472zł 5,382
$163Rp 2.9M
800.98%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.3
13.28
-52.56%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Bielsko-biala: June 7, 2026
Last update for Ubud, Bali: June 9, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $704 in Bielsko-biala and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Bielsko-biala pays 801% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $47.00 in Bielsko-biala vs $33.00 in Ubud, Bali. Groceries flip the comparison at $210 vs $297, with Bielsko-biala cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bielsko-biala vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Bielsko-biala and Ubud, Bali?
Bielsko-biala and Ubud, Bali differ by about 1% in total monthly costs ($1,418 vs $1,404 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Bielsko-biala or Ubud, Bali?
Bielsko-biala pays 801% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Bielsko-biala and Ubud, Bali?
Rent for a central apartment: $704 in Bielsko-biala versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in Bielsko-biala and Ubud, Bali?
A monthly transit pass in Ubud, Bali runs roughly 275% less than in Bielsko-biala. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between Bielsko-biala and Ubud, Bali?
Childcare runs $273 in Bielsko-biala versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $1,000 per month?
At $1,404 in Ubud, Bali versus $1,418 in Bielsko-biala, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Bielsko-biala. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Bielsko-biala and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Bielsko-biala or Ubud, Bali safer for residents?
Safety-wise, Bielsko-biala and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Bielsko-biala or Ubud, Bali?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 1% less than in Bielsko-biala. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Bielsko-biala vs other spots: cost of living compared