😐Monthly costs for one person with rent: $1,484 in Bielsko-biala versus $1,368 in Ubud, Bali.
🙂Estimated couple costs with rent: $2,178 in Bielsko-biala versus $2,348 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,872 in Bielsko-biala versus $3,327 in Ubud, Bali.
🌍Living in Bielsko-biala is roughly 9% more expensive than in Ubud, Bali, driven mainly by Groceries & Markets.
📊Both cities are pricier than the global median: Bielsko-biala8% above, Ubud, Bali0% above.
Currency
🍽 Eating Out
Bielsko-biala
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.29zł 39.15
$3.44Rp 60.9K
199.13%
Three-Course Dinner for Two, Mid-Range
$48.65zł 185
$36.31Rp 643.0K
33.99%
Fast Food Meal(McDonalds, etc)
$9.12zł 34.69
$5.71Rp 101.0K
59.72%
Cappuccino
$3.78zł 14.38
$2.67Rp 47.3K
41.57%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.30zł 8.76
$1.75Rp 31.0K
31.43%
Water(0.33 liter bottle)
$1.43zł 5.43
$0.87Rp 15.4K
64.37%
Local Beer(0.5 liter draught)
$4.08zł 15.50
$2.95Rp 52.3K
38.31%
Imported Beer(0.33 liter bottle)
$3.91zł 14.89
$4.52Rp 80.0K
-13.50%
🛒 Groceries & Markets
Bielsko-biala
Ubud, Bali
Difference
Milk(1 liter)
$1.05zł 4.01
$1.62Rp 28.7K
-35.19%
White Bread(500g)
$1.14zł 4.35
$2.33Rp 41.3K
-51.07%
Rice(white)(1kg)
$1.41zł 5.35
$1.11Rp 19.6K
27.03%
Eggs
$3.02zł 11.47
$2.20Rp 39.0K
37.27%
Local Cheese(1kg)
$8.90zł 33.84
$17.69Rp 313.3K
-49.69%
Chicken Fillets(1kg)
$6.02zł 22.90
$4.10Rp 72.5K
46.83%
Beef Round Steak(1kg)
$10.22zł 38.87
$12.18Rp 215.6K
-16.09%
Apples(1kg)
$1.18zł 4.47
$3.71Rp 65.6K
-68.19%
Banana(1kg)
$1.68zł 6.39
$1.59Rp 28.1K
5.66%
Oranges(1kg)
$2.21zł 8.41
$2.28Rp 40.4K
-3.07%
Tomato(1kg)
$2.03zł 7.73
$1.95Rp 34.6K
4.10%
Potato(1kg)
$0.89zł 3.39
$1.91Rp 33.7K
-53.40%
Onion(1kg)
$0.82zł 3.13
$2.33Rp 41.3K
-64.81%
Lettuce(1 head)
$1.05zł 3.99
$1.01Rp 17.8K
3.96%
Water(1.5 liter bottle)
$0.61zł 2.34
$0.55Rp 9,773
10.91%
Cigarettes 20 Pack(Marlboro, Camel)
$5.18zł 19.70
$2.23Rp 39.5K
132.29%
Wine(Bottle)
$6.75zł 25.66
$23.07Rp 408.6K
-70.74%
Local Beer(0.5 liter bottle)
$1.16zł 4.40
$2.42Rp 42.8K
-52.07%
Imported Beer(0.33 liter bottle)
$1.76zł 6.70
$3.00Rp 53.1K
-41.33%
🚌 Getting Around
Bielsko-biala
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.35zł 5.12
$0.27Rp 4,814
400.00%
Public Transport Monthly Pass(Regular Price)
$36.93zł 140
$8.98Rp 159.1K
311.25%
Taxi Start(Normal Tariff)
$1.63zł 6.20
$0.48Rp 8,566
239.58%
Taxi(Normal Tariff)(1km)
$0.60zł 2.29
$0.43Rp 7,679
39.53%
Taxi 1hour Waiting(Normal Tariff)
$9.61zł 36.53
$5.64Rp 99.9K
70.39%
Gasoline(1 liter)
$1.63zł 6.19
$0.80Rp 14.2K
103.75%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.9Kzł 121.1K
$24.9KRp 441.7M
27.71%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.2Kzł 103.5K
$31.7KRp 561.5M
-14.19%
🧾 Monthly Utilities & Internet
Bielsko-biala
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$307zł 1,166
$81.5Rp 1.4M
276.42%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$8.78zł 33.40
$6.49Rp 115.0K
35.29%
Internet(50+ Mbps, Unlimited Data)
$18.29zł 69.5
$18.77Rp 332.4K
-2.56%
🎉 Sport & Entertainment
Bielsko-biala
Ubud, Bali
Difference
Gym Membership(Monthly)
$42.21zł 161
$56.9Rp 1.0M
-25.78%
Tennis Court(1 Hour on Weekend)
$46.19zł 176
$18.73Rp 331.7K
146.61%
Cinema Ticket
$7.46zł 28.37
$4.54Rp 80.4K
64.32%
🧸 Childcare & Education
Bielsko-biala
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$303zł 1,154
$481Rp 8.5M
-36.89%
International Primary School, 1 Child(Yearly)
$2,633zł 10.0K
$5,711Rp 101.1M
-53.90%
👕👟 Clothing & Footwear
Bielsko-biala
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$78.0zł 297
$45.52Rp 806.0K
71.29%
Summer Dress(H&M, Zara, etc)
$41.25zł 157
$35.88Rp 635.4K
14.97%
Sport Shoes(Adidas, Nike)
$93.1zł 354
$80.4Rp 1.4M
15.77%
Men's Leather Business Shoes
$101zł 383
$78.7Rp 1.4M
27.99%
🏠 Accommodation & Living
Bielsko-biala
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$631zł 2,400
$1,115Rp 19.7M
-43.37%
1-bedroom Apartment, Outside City Center(Monthly)
$530zł 2,017
$698Rp 12.4M
-23.96%
3-bedroom Apartment, City Center(Monthly)
$1,043zł 3,965
$3,637Rp 64.4M
-71.33%
3-bedroom Apartment, Outside City Center(Monthly)
$884zł 3,362
$1,737Rp 30.8M
-49.11%
Buy Apartment in City Center(m2)
$2,524zł 9,597
$2,784Rp 49.3M
-9.36%
Buy Apartment Outside City Center(m2)
$2,067zł 7,861
$2,290Rp 40.5M
-9.72%
💵 Salaries & Financials
Bielsko-biala
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,468zł 5,583
$168Rp 3.0M
773.84%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.87
13.78
-50.15%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Bielsko-biala: September 12, 2026
Last update for Ubud, Bali: September 14, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $631 in Bielsko-biala and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Bielsko-biala pays 774% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $49.00 in Bielsko-biala vs $36.00 in Ubud, Bali. Groceries flip the comparison at $201 vs $295, with Bielsko-biala cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bielsko-biala vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Bielsko-biala and in Ubud, Bali?
Bielsko-biala and Ubud, Bali differ by about 9% in total monthly costs ($1,484 vs $1,368 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Bielsko-biala or Ubud, Bali?
Average pay runs 774% higher in Bielsko-biala, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Bielsko-biala and in Ubud, Bali?
Rent for a central apartment: $631 in Bielsko-biala versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in Bielsko-biala and in Ubud, Bali?
A monthly transit pass in Ubud, Bali runs roughly 311% less than in Bielsko-biala. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between Bielsko-biala and Ubud, Bali?
Childcare runs $303 in Bielsko-biala versus $481 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $1,000 per month?
At $1,368 in Ubud, Bali versus $1,484 in Bielsko-biala, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Bielsko-biala. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Bielsko-biala and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Bielsko-biala or Ubud, Bali safer for residents?
Safety-wise, Bielsko-biala and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Bielsko-biala or Ubud, Bali?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 9% less than in Bielsko-biala. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Bielsko-biala vs other spots: cost of living compared