😐Monthly costs for one person with rent: $1,436 in Bielsko-biala versus $1,392 in Ubud, Bali.
🙂Estimated couple costs with rent: $2,167 in Bielsko-biala versus $2,557 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,898 in Bielsko-biala versus $3,723 in Ubud, Bali.
🌍Living in Bielsko-biala is roughly 3% more expensive than in Ubud, Bali, driven mainly by Groceries & Markets.
📊Both cities are pricier than the global median: Bielsko-biala8% above, Ubud, Bali5% above.
Currency
🍽 Eating Out
Bielsko-biala
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.11zł 37.73
$3.57Rp 64.5K
183.19%
Three-Course Dinner for Two, Mid-Range
$48.38zł 180
$32.32Rp 583.4K
49.69%
Fast Food Meal(McDonalds, etc)
$8.03zł 29.96
$5.01Rp 90.4K
60.28%
Cappuccino
$3.53zł 13.18
$2.82Rp 51.0K
25.18%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.98zł 3.67
$1.35Rp 24.4K
-27.41%
Water(0.33 liter bottle)
$1.18zł 4.42
$0.73Rp 13.2K
61.64%
Local Beer(0.5 liter draught)
$3.23zł 12.04
$2.93Rp 53.0K
10.24%
Imported Beer(0.33 liter bottle)
$3.74zł 13.94
$3.94Rp 71.1K
-5.08%
🛒 Groceries & Markets
Bielsko-biala
Ubud, Bali
Difference
Milk(1 liter)
$1.07zł 4.00
$1.78Rp 32.1K
-39.89%
White Bread(500g)
$1.23zł 4.61
$2.45Rp 44.2K
-49.80%
Rice(white)(1kg)
$1.22zł 4.56
$1.15Rp 20.7K
6.09%
Eggs
$3.05zł 11.36
$2.41Rp 43.6K
26.56%
Local Cheese(1kg)
$8.50zł 31.70
$14.33Rp 258.7K
-40.68%
Chicken Fillets(1kg)
$6.62zł 24.69
$4.19Rp 75.6K
58.00%
Beef Round Steak(1kg)
$10.68zł 39.83
$12.06Rp 217.7K
-11.44%
Apples(1kg)
$1.21zł 4.50
$3.64Rp 65.7K
-66.76%
Banana(1kg)
$1.74zł 6.50
$1.57Rp 28.3K
10.83%
Oranges(1kg)
$2.00zł 7.46
$2.79Rp 50.3K
-28.32%
Tomato(1kg)
$2.78zł 10.36
$2.24Rp 40.5K
24.11%
Potato(1kg)
$0.91zł 3.41
$1.98Rp 35.7K
-54.04%
Onion(1kg)
$0.83zł 3.08
$2.28Rp 41.1K
-63.60%
Lettuce(1 head)
$1.10zł 4.11
$1.05Rp 19.0K
4.76%
Water(1.5 liter bottle)
$0.55zł 2.07
$0.79Rp 14.2K
-30.38%
Cigarettes 20 Pack(Marlboro, Camel)
$4.63zł 17.25
$3.19Rp 57.6K
45.14%
Wine(Bottle)
$7.73zł 28.82
$23.49Rp 424.1K
-67.09%
Local Beer(0.5 liter bottle)
$1.25zł 4.67
$2.90Rp 52.3K
-56.90%
Imported Beer(0.33 liter bottle)
$1.89zł 7.06
$2.76Rp 49.7K
-31.52%
🚌 Getting Around
Bielsko-biala
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.13zł 4.21
$0.27Rp 4,813
318.52%
Public Transport Monthly Pass(Regular Price)
$29.52zł 110
$8.37Rp 151.1K
252.69%
Taxi Start(Normal Tariff)
$1.60zł 5.96
$0.45Rp 8,167
255.56%
Taxi(Normal Tariff)(1km)
$0.48zł 1.78
$0.46Rp 8,298
4.35%
Taxi 1hour Waiting(Normal Tariff)
$10.36zł 38.65
$6.07Rp 109.6K
70.68%
Gasoline(1 liter)
$1.67zł 6.24
$0.86Rp 15.6K
94.19%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.8Kzł 122.4K
$26.6KRp 480.0M
23.42%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.6Kzł 110.3K
$32.5KRp 587.6M
-9.12%
🧾 Monthly Utilities & Internet
Bielsko-biala
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$330zł 1,230
$79.0Rp 1.4M
317.21%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$8.37zł 31.21
$4.09Rp 73.9K
104.65%
Internet(50+ Mbps, Unlimited Data)
$16.73zł 62.4
$23.85Rp 430.5K
-29.85%
🎉 Sport & Entertainment
Bielsko-biala
Ubud, Bali
Difference
Gym Membership(Monthly)
$31.39zł 117
$98.8Rp 1.8M
-68.22%
Tennis Court(1 Hour on Weekend)
$16.33zł 60.9
$6.35Rp 114.7K
157.17%
Cinema Ticket
$6.69zł 24.97
$4.01Rp 72.3K
66.83%
🧸 Childcare & Education
Bielsko-biala
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$272zł 1,013
$297Rp 5.4M
-8.64%
International Primary School, 1 Child(Yearly)
$2,638zł 9,840
$6,602Rp 119.2M
-60.04%
👕👟 Clothing & Footwear
Bielsko-biala
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$91.6zł 342
$53.4Rp 964.5K
71.40%
Summer Dress(H&M, Zara, etc)
$31.12zł 116
$38.11Rp 688.1K
-18.34%
Sport Shoes(Adidas, Nike)
$76.1zł 284
$88.7Rp 1.6M
-14.21%
Men's Leather Business Shoes
$94.2zł 351
$76.6Rp 1.4M
22.93%
🏠 Accommodation & Living
Bielsko-biala
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$707zł 2,638
$1,020Rp 18.4M
-30.66%
1-bedroom Apartment, Outside City Center(Monthly)
$495zł 1,847
$680Rp 12.3M
-27.20%
3-bedroom Apartment, City Center(Monthly)
$2,238zł 8,348
$3,469Rp 62.6M
-35.49%
3-bedroom Apartment, Outside City Center(Monthly)
$935zł 3,489
$2,090Rp 37.7M
-55.25%
Buy Apartment in City Center(m2)
$2,451zł 9,142
$2,729Rp 49.3M
-10.19%
Buy Apartment Outside City Center(m2)
$2,038zł 7,600
$2,295Rp 41.4M
-11.24%
💵 Salaries & Financials
Bielsko-biala
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,442zł 5,379
$164Rp 3.0M
780.94%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.3
13.28
-52.56%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Bielsko-biala: July 26, 2026
Last update for Ubud, Bali: July 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $707 in Bielsko-biala and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Bielsko-biala pays 781% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $48.00 in Bielsko-biala vs $32.00 in Ubud, Bali. Groceries flip the comparison at $210 vs $298, with Bielsko-biala cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bielsko-biala vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Bielsko-biala and in Ubud, Bali?
Bielsko-biala and Ubud, Bali differ by about 3% in total monthly costs ($1,436 vs $1,392 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Bielsko-biala or Ubud, Bali?
Average pay runs 781% higher in Bielsko-biala, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Bielsko-biala and in Ubud, Bali?
Rent for a central apartment: $707 in Bielsko-biala versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in Bielsko-biala and in Ubud, Bali?
A monthly transit pass in Ubud, Bali runs roughly 253% less than in Bielsko-biala. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between Bielsko-biala and Ubud, Bali?
Childcare runs $272 in Bielsko-biala versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $1,000 per month?
At $1,392 in Ubud, Bali versus $1,436 in Bielsko-biala, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Bielsko-biala. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Bielsko-biala and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Bielsko-biala or Ubud, Bali safer for residents?
Safety-wise, Bielsko-biala and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Bielsko-biala or Ubud, Bali?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 3% less than in Bielsko-biala. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Bielsko-biala vs other spots: cost of living compared