Cost of Living Comparison Between Ubud, Bali and Bielsko-biala Cost of Living Comparison Between Ubud, Bali and Bielsko-biala

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $1,431 in Bielsko-biala.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $2,140 in Bielsko-biala.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $2,848 in Bielsko-biala.

Living in Ubud, Bali is roughly 1% more expensive than Bielsko-biala, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Ubud, Bali 7% above, Bielsko-biala 7% above.

Currency
🍽 Eating Out
Ubud, Bali
Bielsko-biala
Difference
Meal at Budget Restaurant
$3.57 Rp 61.9K
$10.05 zł 36.58
-64.48%
Three-Course Dinner for Two, Mid-Range
$32.58 Rp 564.7K
$47.06 zł 171
-30.77%
Fast Food Meal (McDonalds, etc)
$5.07 Rp 87.8K
$8.04 zł 29.28
-36.94%
Cappuccino
$2.83 Rp 49.0K
$3.39 zł 12.34
-16.52%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 23.2K
$0.97 zł 3.52
38.14%
Water (0.33 liter bottle)
$0.69 Rp 12.0K
$1.19 zł 4.32
-42.02%
Local Beer (0.5 liter draught)
$2.99 Rp 51.8K
$3.18 zł 11.58
-5.97%
Imported Beer (0.33 liter bottle)
$3.85 Rp 66.7K
$3.69 zł 13.44
4.34%
🛒 Groceries & Markets
Ubud, Bali
Bielsko-biala
Difference
Milk (1 liter)
$1.74 Rp 30.2K
$1.03 zł 3.76
68.93%
White Bread (500g)
$2.54 Rp 44.0K
$1.22 zł 4.46
108.20%
Rice (white) (1kg)
$1.19 Rp 20.6K
$1.21 zł 4.42
-1.65%
Eggs
$2.43 Rp 42.0K
$3.12 zł 11.35
-22.12%
Local Cheese (1kg)
$14.66 Rp 254.1K
$8.48 zł 30.87
72.88%
Chicken Fillets (1kg)
$4.18 Rp 72.4K
$6.87 zł 25.01
-39.16%
Beef Round Steak (1kg)
$11.94 Rp 206.9K
$10.71 zł 38.99
11.48%
Apples (1kg)
$3.69 Rp 63.9K
$1.15 zł 4.20
220.87%
Banana (1kg)
$1.61 Rp 27.8K
$1.74 zł 6.32
-7.47%
Oranges (1kg)
$2.69 Rp 46.5K
$1.99 zł 7.26
35.18%
Tomato (1kg)
$2.33 Rp 40.4K
$2.72 zł 9.91
-14.34%
Potato (1kg)
$1.91 Rp 33.0K
$0.94 zł 3.43
103.19%
Onion (1kg)
$2.19 Rp 37.9K
$0.83 zł 3.03
163.86%
Lettuce (1 head)
$1.06 Rp 18.3K
$1.10 zł 4.01
-3.64%
Water (1.5 liter bottle)
$0.72 Rp 12.5K
$0.56 zł 2.03
28.57%
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 Rp 54.3K
$4.52 zł 16.47
-30.75%
Wine (Bottle)
$23.49 Rp 407.1K
$7.22 zł 26.29
225.35%
Local Beer (0.5 liter bottle)
$2.74 Rp 47.5K
$1.21 zł 4.42
126.45%
Imported Beer (0.33 liter bottle)
$2.88 Rp 49.9K
$1.96 zł 7.14
46.94%
🚌 Getting Around
Ubud, Bali
Bielsko-biala
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,029
$1.18 zł 4.29
-75.42%
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 141.6K
$30.31 zł 110
-73.05%
Taxi Start (Normal Tariff)
$0.45 Rp 7,863
$1.53 zł 5.56
-70.59%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,305
$0.49 zł 1.78
-14.29%
Taxi 1hour Waiting (Normal Tariff)
$6.16 Rp 106.7K
$10.09 zł 36.74
-38.95%
Gasoline (1 liter)
$0.84 Rp 14.6K
$1.68 zł 6.13
-50.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 454.9M
$33.6K zł 122.4K
-21.98%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 562.9M
$29.7K zł 108.3K
9.18%
🧾 Monthly Utilities & Internet
Ubud, Bali
Bielsko-biala
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$332 zł 1,208
-76.37%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.95 Rp 68.5K
$8.35 zł 30.38
-52.69%
Internet (50+ Mbps, Unlimited Data)
$24.40 Rp 423.0K
$16.59 zł 60.4
47.08%
🎉 Sport & Entertainment
Ubud, Bali
Bielsko-biala
Difference
Gym Membership (Monthly)
$96.5 Rp 1.7M
$31.47 zł 115
206.77%
Tennis Court (1 Hour on Weekend)
$6.35 Rp 110.0K
$16.39 zł 59.7
-61.26%
Cinema Ticket
$4.04 Rp 70.0K
$6.85 zł 24.95
-41.02%
🧸 Childcare & Education
Ubud, Bali
Bielsko-biala
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$303 Rp 5.2M
$272 zł 989
11.44%
International Primary School, 1 Child (Yearly)
$6,523 Rp 113.1M
$2,685 zł 9,773
142.93%
👕👟 Clothing & Footwear
Ubud, Bali
Bielsko-biala
Difference
Jeans (Levis 501 Or Similar)
$53.8 Rp 933.1K
$92.8 zł 338
-41.95%
Summer Dress (H&M, Zara, etc)
$37.98 Rp 658.3K
$31.47 zł 115
20.69%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.5M
$75.6 zł 275
14.73%
Men's Leather Business Shoes
$78.9 Rp 1.4M
$94.6 zł 344
-16.65%
🏠 Accommodation & Living
Ubud, Bali
Bielsko-biala
Difference
1-bedroom Apartment, City Center (Monthly)
$1,012 Rp 17.5M
$723 zł 2,631
40.05%
1-bedroom Apartment, Outside City Center (Monthly)
$674 Rp 11.7M
$495 zł 1,803
36.16%
3-bedroom Apartment, City Center (Monthly)
$3,390 Rp 58.8M
$2,241 zł 8,156
51.29%
3-bedroom Apartment, Outside City Center (Monthly)
$2,098 Rp 36.4M
$957 zł 3,482
119.33%
Buy Apartment in City Center (m2)
$2,985 Rp 51.7M
$2,495 zł 9,080
19.65%
Buy Apartment Outside City Center (m2)
$2,339 Rp 40.5M
$2,162 zł 7,869
8.20%
💵 Salaries & Financials
Ubud, Bali
Bielsko-biala
Difference
Average Monthly Net Salary (After Tax)
$173 Rp 3.0M
$1,427 zł 5,193
-87.86%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.3
110.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Bielsko-biala: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $723 in Bielsko-biala. Housing cost is often the main lever when comparing two cities.

Bielsko-biala pays 724% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $47.00 in Bielsko-biala. Groceries flip the comparison at $298 vs $210, with Bielsko-biala cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Bielsko-biala: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and Bielsko-biala?
Ubud, Bali and Bielsko-biala differ by about 1% in total monthly costs ($1,438 vs $1,431 including rent). Bielsko-biala is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Bielsko-biala earns 724% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and Bielsko-biala?
Rent for a central apartment: $1,012 in Ubud, Bali versus $723 in Bielsko-biala. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in Ubud, Bali and Bielsko-biala?
A monthly transit pass in Bielsko-biala runs roughly 271% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between Ubud, Bali and Bielsko-biala?
Childcare runs $303 in Ubud, Bali versus $272 in Bielsko-biala. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $2,000 per month?
At $1,431 in Bielsko-biala versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Bielsko-biala but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bielsko-biala the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Bielsko-biala?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Bielsko-biala safer for residents?
Safety-wise, Ubud, Bali and Bielsko-biala are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Bielsko-biala?
Expats usually find Bielsko-biala gentler on the wallet – expenses run 1% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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