🙂Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $1,436 in Bielsko-biala.
😐Estimated couple costs with rent: $2,557 in Ubud, Bali versus $2,167 in Bielsko-biala.
😐Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $2,898 in Bielsko-biala.
🌍Living in Ubud, Bali costs roughly 3% less than in Bielsko-biala, driven mainly by Groceries & Markets.
📊Both cities are pricier than the global median: Ubud, Bali5% above, Bielsko-biala8% above.
Currency
🍽 Eating Out
Ubud, Bali
Bielsko-biala
Difference
Meal at Budget Restaurant
$3.57Rp 64.5K
$10.11zł 37.73
-64.69%
Three-Course Dinner for Two, Mid-Range
$32.32Rp 583.4K
$48.38zł 180
-33.20%
Fast Food Meal(McDonalds, etc)
$5.01Rp 90.4K
$8.03zł 29.96
-37.61%
Cappuccino
$2.82Rp 51.0K
$3.53zł 13.18
-20.11%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.35Rp 24.4K
$0.98zł 3.67
37.76%
Water(0.33 liter bottle)
$0.73Rp 13.2K
$1.18zł 4.42
-38.14%
Local Beer(0.5 liter draught)
$2.93Rp 53.0K
$3.23zł 12.04
-9.29%
Imported Beer(0.33 liter bottle)
$3.94Rp 71.1K
$3.74zł 13.94
5.35%
🛒 Groceries & Markets
Ubud, Bali
Bielsko-biala
Difference
Milk(1 liter)
$1.78Rp 32.1K
$1.07zł 4.00
66.36%
White Bread(500g)
$2.45Rp 44.2K
$1.23zł 4.61
99.19%
Rice(white)(1kg)
$1.15Rp 20.7K
$1.22zł 4.56
-5.74%
Eggs
$2.41Rp 43.6K
$3.05zł 11.36
-20.98%
Local Cheese(1kg)
$14.33Rp 258.7K
$8.50zł 31.70
68.59%
Chicken Fillets(1kg)
$4.19Rp 75.6K
$6.62zł 24.69
-36.71%
Beef Round Steak(1kg)
$12.06Rp 217.7K
$10.68zł 39.83
12.92%
Apples(1kg)
$3.64Rp 65.7K
$1.21zł 4.50
200.83%
Banana(1kg)
$1.57Rp 28.3K
$1.74zł 6.50
-9.77%
Oranges(1kg)
$2.79Rp 50.3K
$2.00zł 7.46
39.50%
Tomato(1kg)
$2.24Rp 40.5K
$2.78zł 10.36
-19.42%
Potato(1kg)
$1.98Rp 35.7K
$0.91zł 3.41
117.58%
Onion(1kg)
$2.28Rp 41.1K
$0.83zł 3.08
174.70%
Lettuce(1 head)
$1.05Rp 19.0K
$1.10zł 4.11
-4.55%
Water(1.5 liter bottle)
$0.79Rp 14.2K
$0.55zł 2.07
43.64%
Cigarettes 20 Pack(Marlboro, Camel)
$3.19Rp 57.6K
$4.63zł 17.25
-31.10%
Wine(Bottle)
$23.49Rp 424.1K
$7.73zł 28.82
203.88%
Local Beer(0.5 liter bottle)
$2.90Rp 52.3K
$1.25zł 4.67
132.00%
Imported Beer(0.33 liter bottle)
$2.76Rp 49.7K
$1.89zł 7.06
46.03%
🚌 Getting Around
Ubud, Bali
Bielsko-biala
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,813
$1.13zł 4.21
-76.11%
Public Transport Monthly Pass(Regular Price)
$8.37Rp 151.1K
$29.52zł 110
-71.65%
Taxi Start(Normal Tariff)
$0.45Rp 8,167
$1.60zł 5.96
-71.88%
Taxi(Normal Tariff)(1km)
$0.46Rp 8,298
$0.48zł 1.78
-4.17%
Taxi 1hour Waiting(Normal Tariff)
$6.07Rp 109.6K
$10.36zł 38.65
-41.41%
Gasoline(1 liter)
$0.86Rp 15.6K
$1.67zł 6.24
-48.50%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6KRp 480.0M
$32.8Kzł 122.4K
-18.98%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5KRp 587.6M
$29.6Kzł 110.3K
10.04%
🧾 Monthly Utilities & Internet
Ubud, Bali
Bielsko-biala
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$79.0Rp 1.4M
$330zł 1,230
-76.03%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.09Rp 73.9K
$8.37zł 31.21
-51.14%
Internet(50+ Mbps, Unlimited Data)
$23.85Rp 430.5K
$16.73zł 62.4
42.56%
🎉 Sport & Entertainment
Ubud, Bali
Bielsko-biala
Difference
Gym Membership(Monthly)
$98.8Rp 1.8M
$31.39zł 117
214.69%
Tennis Court(1 Hour on Weekend)
$6.35Rp 114.7K
$16.33zł 60.9
-61.11%
Cinema Ticket
$4.01Rp 72.3K
$6.69zł 24.97
-40.06%
🧸 Childcare & Education
Ubud, Bali
Bielsko-biala
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$297Rp 5.4M
$272zł 1,013
9.45%
International Primary School, 1 Child(Yearly)
$6,602Rp 119.2M
$2,638zł 9,840
150.28%
👕👟 Clothing & Footwear
Ubud, Bali
Bielsko-biala
Difference
Jeans(Levis 501 Or Similar)
$53.4Rp 964.5K
$91.6zł 342
-41.66%
Summer Dress(H&M, Zara, etc)
$38.11Rp 688.1K
$31.12zł 116
22.46%
Sport Shoes(Adidas, Nike)
$88.7Rp 1.6M
$76.1zł 284
16.57%
Men's Leather Business Shoes
$76.6Rp 1.4M
$94.2zł 351
-18.65%
🏠 Accommodation & Living
Ubud, Bali
Bielsko-biala
Difference
1-bedroom Apartment, City Center(Monthly)
$1,020Rp 18.4M
$707zł 2,638
44.21%
1-bedroom Apartment, Outside City Center(Monthly)
$680Rp 12.3M
$495zł 1,847
37.36%
3-bedroom Apartment, City Center(Monthly)
$3,469Rp 62.6M
$2,238zł 8,348
55.01%
3-bedroom Apartment, Outside City Center(Monthly)
$2,090Rp 37.7M
$935zł 3,489
123.46%
Buy Apartment in City Center(m2)
$2,729Rp 49.3M
$2,451zł 9,142
11.34%
Buy Apartment Outside City Center(m2)
$2,295Rp 41.4M
$2,038zł 7,600
12.66%
💵 Salaries & Financials
Ubud, Bali
Bielsko-biala
Difference
Average Monthly Net Salary(After Tax)
$164Rp 3.0M
$1,442zł 5,379
-88.65%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
6.3
110.79%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: July 28, 2026
Last update for Bielsko-biala: July 26, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $707 in Bielsko-biala. Housing cost is often the main lever when comparing two cities.
💰Bielsko-biala pays 781% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $32.00 in Ubud, Bali vs $48.00 in Bielsko-biala. Groceries flip the comparison at $298 vs $210, with Bielsko-biala cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Bielsko-biala: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and in Bielsko-biala?
Ubud, Bali and Bielsko-biala differ by about 3% in total monthly costs ($1,392 vs $1,436 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 781% lower in Bielsko-biala. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and in Bielsko-biala?
Rent for a central apartment: $1,020 in Ubud, Bali versus $707 in Bielsko-biala. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in Ubud, Bali and in Bielsko-biala?
A monthly transit pass in Ubud, Bali runs roughly 253% less than in Bielsko-biala. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between Ubud, Bali and Bielsko-biala?
Childcare runs $297 in Ubud, Bali versus $272 in Bielsko-biala. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $1,000 per month?
At $1,392 in Ubud, Bali versus $1,436 in Bielsko-biala, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Bielsko-biala. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Bielsko-biala?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Bielsko-biala safer for residents?
Safety-wise, Ubud, Bali and Bielsko-biala are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Bielsko-biala?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 3% less than in Bielsko-biala. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared