Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Bielsko-biala

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,465 in Bielsko-biala, rent and utilities included – about $1,400 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
71

Cost of Living Index in Bielsko-biala
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Bielsko-biala Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Bielsko-biala

🇵🇱 Poland

$1,465

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Bielsko-biala

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Bielsko-biala actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,465 in Bielsko-biala.

Ubud, Bali $1,349
Bielsko-biala $1,465

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,112 in Bielsko-biala.

Ubud, Bali $2,305
Bielsko-biala $2,112

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,758 in Bielsko-biala.

Ubud, Bali $3,261
Bielsko-biala $2,758

Living in Ubud, Bali costs roughly 8% less than in Bielsko-biala, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$9.41 zł 37.20

-64.72%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$46.43 zł 184

-23.24%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$8.96 zł 35.41

-38.28%

Cappuccino

$2.72 Rp 49.3K

$3.64 zł 14.38

-25.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.20 zł 8.69

-22.73%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.36 zł 5.36

-44.12%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$3.80 zł 15.00

-30.26%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$3.88 zł 15.33

12.89%

Milk (1 liter)

$1.49 Rp 27.0K

$1.02 zł 4.05

46.08%

White Bread (500g)

$2.28 Rp 41.3K

$1.10 zł 4.37

107.27%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.32 zł 5.22

-9.85%

Eggs

$2.04 Rp 36.9K

$2.83 zł 11.20

-27.92%

Local Cheese (1kg)

$17.70 Rp 321.1K

$8.06 zł 31.86

119.60%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$5.77 zł 22.79

-31.37%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$9.48 zł 37.46

28.59%

Apples (1kg)

$3.66 Rp 66.3K

$1.19 zł 4.69

207.56%

Banana (1kg)

$1.52 Rp 27.5K

$1.61 zł 6.37

-5.59%

Oranges (1kg)

$2.23 Rp 40.4K

$2.12 zł 8.39

5.19%

Tomato (1kg)

$1.97 Rp 35.8K

$1.91 zł 7.56

3.14%

Potato (1kg)

$1.85 Rp 33.5K

$0.79 zł 3.11

134.18%

Onion (1kg)

$2.42 Rp 44.0K

$0.73 zł 2.89

231.51%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.00 zł 3.94

-1.00%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.61 zł 2.43

-16.39%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$4.83 zł 19.09

-54.04%

Wine (Bottle)

$22.24 Rp 403.4K

$6.19 zł 24.45

259.29%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.11 zł 4.38

103.60%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.63 zł 6.43

82.21%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$1.26 zł 4.98

-80.16%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$35.76 zł 141

-78.13%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$1.59 zł 6.27

-72.33%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$0.55 zł 2.17

-21.82%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$9.25 zł 36.57

-41.51%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.60 zł 6.32

-48.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$29.9K zł 118.3K

-20.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$25.8K zł 101.8K

23.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$291 zł 1,151

-72.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$8.46 zł 33.42

-23.76%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$17.02 zł 67.3

9.17%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$41.22 zł 163

20.04%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$44.19 zł 175

-60.06%

Cinema Ticket

$4.27 Rp 77.5K

$6.85 zł 27.06

-37.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$280 zł 1,107

75.11%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$2,442 zł 9,654

132.33%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$72.7 zł 288

-38.63%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$39.47 zł 156

-11.45%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$89.6 zł 354

-10.82%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$95.9 zł 379

-17.16%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$596 zł 2,356

88.76%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$539 zł 2,129

24.68%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,743 zł 6,891

104.48%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$845 zł 3,339

104.03%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$2,348 zł 9,281

16.34%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,948 zł 7,700

17.25%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,462 zł 5,777

-88.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.87

100.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Bielsko-biala: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Bielsko-biala

$539 36.8% 19.8% $133

Groceries & Markets

Ubud, Bali

$288 21.4%

Bielsko-biala

$189 12.9% 34.4% $99

Eating Out

Ubud, Bali

$108 8%

Bielsko-biala

$187 12.8% 73.5% $79

Clothing & Footwear

Ubud, Bali

$108 8%

Bielsko-biala

$134 9.1% 24.6% $26

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Bielsko-biala

$317 21.6% 204% $213

Sport & Entertainment

Ubud, Bali

$58 4.3%

Bielsko-biala

$55 3.8% 5.4% $3.1

Getting Around

Ubud, Bali

$11 0.9%

Bielsko-biala

$45 3.1% 295% $34

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $596 in Bielsko-biala. Housing cost is often the main lever when comparing two cities.

Bielsko-biala pays about 8.9 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $46 in Bielsko-biala. Groceries flip the comparison at $288 vs $189, with Bielsko-biala cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇵🇱 Bielsko-biala

🕒 Local time

14:14 2:14 PM

07:14 7:14 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

169,756

💱 Currency

Indonesian Rupiah IDR Rp

Polish Złoty PLN zł

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 PLN = 0.253 USD

1 PLN = 0.227 EUR

Exchange rates and currency converter

PLN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Polish Złoty exchange rates as of November 2, 2026: 1 USD = 3.95 PLN (1 PLN = 0.253 USD). 1 EUR = 4.41 PLN (1 PLN = 0.227 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Bielsko-biala 11,170 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Bielsko-biala

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bielsko-biala: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $1,465 in Bielsko-biala, so Ubud, Bali is about 8% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 89% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $596 in Bielsko-biala. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 78% less than in Bielsko-biala. The price difference matters if you commute daily and watch your budget.

Childcare runs $491 in Ubud, Bali versus $280 in Bielsko-biala. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Bielsko-biala are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Bielsko-biala on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.