🙂Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,484 in Bielsko-biala.
😐Estimated couple costs with rent: $2,348 in Ubud, Bali versus $2,178 in Bielsko-biala.
😐Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $2,872 in Bielsko-biala.
🌍Living in Ubud, Bali costs roughly 8% less than in Bielsko-biala, driven mainly by Groceries & Markets.
📊Both cities are pricier than the global median: Ubud, Bali0% above, Bielsko-biala8% above.
Currency
🍽 Eating Out
Ubud, Bali
Bielsko-biala
Difference
Meal at Budget Restaurant
$3.44Rp 60.9K
$10.29zł 39.15
-66.57%
Three-Course Dinner for Two, Mid-Range
$36.31Rp 643.0K
$48.65zł 185
-25.36%
Fast Food Meal(McDonalds, etc)
$5.71Rp 101.0K
$9.12zł 34.69
-37.39%
Cappuccino
$2.67Rp 47.3K
$3.78zł 14.38
-29.37%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.75Rp 31.0K
$2.30zł 8.76
-23.91%
Water(0.33 liter bottle)
$0.87Rp 15.4K
$1.43zł 5.43
-39.16%
Local Beer(0.5 liter draught)
$2.95Rp 52.3K
$4.08zł 15.50
-27.70%
Imported Beer(0.33 liter bottle)
$4.52Rp 80.0K
$3.91zł 14.89
15.60%
🛒 Groceries & Markets
Ubud, Bali
Bielsko-biala
Difference
Milk(1 liter)
$1.62Rp 28.7K
$1.05zł 4.01
54.29%
White Bread(500g)
$2.33Rp 41.3K
$1.14zł 4.35
104.39%
Rice(white)(1kg)
$1.11Rp 19.6K
$1.41zł 5.35
-21.28%
Eggs
$2.20Rp 39.0K
$3.02zł 11.47
-27.15%
Local Cheese(1kg)
$17.69Rp 313.3K
$8.90zł 33.84
98.76%
Chicken Fillets(1kg)
$4.10Rp 72.5K
$6.02zł 22.90
-31.89%
Beef Round Steak(1kg)
$12.18Rp 215.6K
$10.22zł 38.87
19.18%
Apples(1kg)
$3.71Rp 65.6K
$1.18zł 4.47
214.41%
Banana(1kg)
$1.59Rp 28.1K
$1.68zł 6.39
-5.36%
Oranges(1kg)
$2.28Rp 40.4K
$2.21zł 8.41
3.17%
Tomato(1kg)
$1.95Rp 34.6K
$2.03zł 7.73
-3.94%
Potato(1kg)
$1.91Rp 33.7K
$0.89zł 3.39
114.61%
Onion(1kg)
$2.33Rp 41.3K
$0.82zł 3.13
184.15%
Lettuce(1 head)
$1.01Rp 17.8K
$1.05zł 3.99
-3.81%
Water(1.5 liter bottle)
$0.55Rp 9,773
$0.61zł 2.34
-9.84%
Cigarettes 20 Pack(Marlboro, Camel)
$2.23Rp 39.5K
$5.18zł 19.70
-56.95%
Wine(Bottle)
$23.07Rp 408.6K
$6.75zł 25.66
241.78%
Local Beer(0.5 liter bottle)
$2.42Rp 42.8K
$1.16zł 4.40
108.62%
Imported Beer(0.33 liter bottle)
$3.00Rp 53.1K
$1.76zł 6.70
70.45%
🚌 Getting Around
Ubud, Bali
Bielsko-biala
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,814
$1.35zł 5.12
-80.00%
Public Transport Monthly Pass(Regular Price)
$8.98Rp 159.1K
$36.93zł 140
-75.68%
Taxi Start(Normal Tariff)
$0.48Rp 8,566
$1.63zł 6.20
-70.55%
Taxi(Normal Tariff)(1km)
$0.43Rp 7,679
$0.60zł 2.29
-28.33%
Taxi 1hour Waiting(Normal Tariff)
$5.64Rp 99.9K
$9.61zł 36.53
-41.31%
Gasoline(1 liter)
$0.80Rp 14.2K
$1.63zł 6.19
-50.92%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9KRp 441.7M
$31.9Kzł 121.1K
-21.70%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7KRp 561.5M
$27.2Kzł 103.5K
16.54%
🧾 Monthly Utilities & Internet
Ubud, Bali
Bielsko-biala
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$81.5Rp 1.4M
$307zł 1,166
-73.43%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$6.49Rp 115.0K
$8.78zł 33.40
-26.08%
Internet(50+ Mbps, Unlimited Data)
$18.77Rp 332.4K
$18.29zł 69.5
2.62%
🎉 Sport & Entertainment
Ubud, Bali
Bielsko-biala
Difference
Gym Membership(Monthly)
$56.9Rp 1.0M
$42.21zł 161
34.73%
Tennis Court(1 Hour on Weekend)
$18.73Rp 331.7K
$46.19zł 176
-59.45%
Cinema Ticket
$4.54Rp 80.4K
$7.46zł 28.37
-39.14%
🧸 Childcare & Education
Ubud, Bali
Bielsko-biala
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$481Rp 8.5M
$303zł 1,154
58.46%
International Primary School, 1 Child(Yearly)
$5,711Rp 101.1M
$2,633zł 10.0K
116.94%
👕👟 Clothing & Footwear
Ubud, Bali
Bielsko-biala
Difference
Jeans(Levis 501 Or Similar)
$45.52Rp 806.0K
$78.0zł 297
-41.62%
Summer Dress(H&M, Zara, etc)
$35.88Rp 635.4K
$41.25zł 157
-13.02%
Sport Shoes(Adidas, Nike)
$80.4Rp 1.4M
$93.1zł 354
-13.62%
Men's Leather Business Shoes
$78.7Rp 1.4M
$101zł 383
-21.87%
🏠 Accommodation & Living
Ubud, Bali
Bielsko-biala
Difference
1-bedroom Apartment, City Center(Monthly)
$1,115Rp 19.7M
$631zł 2,400
76.58%
1-bedroom Apartment, Outside City Center(Monthly)
$698Rp 12.4M
$530zł 2,017
31.52%
3-bedroom Apartment, City Center(Monthly)
$3,637Rp 64.4M
$1,043zł 3,965
248.76%
3-bedroom Apartment, Outside City Center(Monthly)
$1,737Rp 30.8M
$884zł 3,362
96.49%
Buy Apartment in City Center(m2)
$2,784Rp 49.3M
$2,524zł 9,597
10.33%
Buy Apartment Outside City Center(m2)
$2,290Rp 40.5M
$2,067zł 7,861
10.77%
💵 Salaries & Financials
Ubud, Bali
Bielsko-biala
Difference
Average Monthly Net Salary(After Tax)
$168Rp 3.0M
$1,468zł 5,583
-88.56%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.78
6.87
100.58%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: September 14, 2026
Last update for Bielsko-biala: September 12, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $631 in Bielsko-biala. Housing cost is often the main lever when comparing two cities.
💰Bielsko-biala pays 774% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $36.00 in Ubud, Bali vs $49.00 in Bielsko-biala. Groceries flip the comparison at $295 vs $201, with Bielsko-biala cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Bielsko-biala: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and in Bielsko-biala?
Ubud, Bali and Bielsko-biala differ by about 9% in total monthly costs ($1,368 vs $1,484 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 774% lower in Bielsko-biala. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and in Bielsko-biala?
Rent for a central apartment: $1,115 in Ubud, Bali versus $631 in Bielsko-biala. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in Ubud, Bali and in Bielsko-biala?
A monthly transit pass in Ubud, Bali runs roughly 311% less than in Bielsko-biala. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between Ubud, Bali and Bielsko-biala?
Childcare runs $481 in Ubud, Bali versus $303 in Bielsko-biala. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $1,000 per month?
At $1,368 in Ubud, Bali versus $1,484 in Bielsko-biala, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Bielsko-biala. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Bielsko-biala?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Bielsko-biala safer for residents?
Safety-wise, Ubud, Bali and Bielsko-biala are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Bielsko-biala?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 9% less than in Bielsko-biala. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared