🙂Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $1,448 in Bielsko-biala.
😐Estimated couple costs with rent: $2,551 in Ubud, Bali versus $2,166 in Bielsko-biala.
😐Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $2,885 in Bielsko-biala.
🙂Living in Ubud, Bali costs roughly 4% less than in Bielsko-biala, driven mainly by Groceries & Markets.
📊Both cities are pricier than the global median: Ubud, Bali5% above, Bielsko-biala9% above.
Currency
🍽 Eating Out
Ubud, Bali
Bielsko-biala
Difference
Meal at Budget Restaurant
$3.40Rp 60.2K
$10.37zł 37.85
-67.21%
Three-Course Dinner for Two, Mid-Range
$32.38Rp 573.6K
$48.16zł 176
-32.77%
Fast Food Meal(McDonalds, etc)
$5.00Rp 88.6K
$8.18zł 29.83
-38.88%
Cappuccino
$2.82Rp 50.0K
$3.49zł 12.74
-19.20%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.38Rp 24.4K
$0.93zł 3.39
48.39%
Water(0.33 liter bottle)
$0.73Rp 13.0K
$1.23zł 4.49
-40.65%
Local Beer(0.5 liter draught)
$2.98Rp 52.8K
$3.24zł 11.81
-8.02%
Imported Beer(0.33 liter bottle)
$3.97Rp 70.3K
$3.62zł 13.19
9.67%
🛒 Groceries & Markets
Ubud, Bali
Bielsko-biala
Difference
Milk(1 liter)
$1.79Rp 31.8K
$1.08zł 3.94
65.74%
White Bread(500g)
$2.46Rp 43.7K
$1.24zł 4.54
98.39%
Rice(white)(1kg)
$1.20Rp 21.2K
$1.17zł 4.27
2.56%
Eggs
$2.39Rp 42.3K
$3.14zł 11.44
-23.89%
Local Cheese(1kg)
$14.40Rp 255.1K
$8.50zł 31.01
69.41%
Chicken Fillets(1kg)
$4.28Rp 75.9K
$6.61zł 24.11
-35.25%
Beef Round Steak(1kg)
$11.82Rp 209.4K
$10.87zł 39.67
8.74%
Apples(1kg)
$3.78Rp 67.0K
$1.15zł 4.20
228.70%
Banana(1kg)
$1.63Rp 28.9K
$1.79zł 6.54
-8.94%
Oranges(1kg)
$2.80Rp 49.6K
$1.96zł 7.16
42.86%
Tomato(1kg)
$2.26Rp 40.0K
$2.67zł 9.73
-15.36%
Potato(1kg)
$2.00Rp 35.3K
$0.95zł 3.46
110.53%
Onion(1kg)
$2.21Rp 39.2K
$0.83zł 3.02
166.27%
Lettuce(1 head)
$1.07Rp 18.9K
$1.10zł 4.03
-2.73%
Water(1.5 liter bottle)
$0.76Rp 13.5K
$0.58zł 2.13
31.03%
Cigarettes 20 Pack(Marlboro, Camel)
$3.13Rp 55.4K
$4.49zł 16.38
-30.29%
Wine(Bottle)
$23.81Rp 421.9K
$7.03zł 25.65
238.69%
Local Beer(0.5 liter bottle)
$2.84Rp 50.3K
$1.20zł 4.37
136.67%
Imported Beer(0.33 liter bottle)
$2.78Rp 49.2K
$1.93zł 7.03
44.04%
🚌 Getting Around
Ubud, Bali
Bielsko-biala
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,726
$1.18zł 4.32
-77.12%
Public Transport Monthly Pass(Regular Price)
$8.37Rp 148.2K
$29.97zł 109
-72.07%
Taxi Start(Normal Tariff)
$0.45Rp 8,034
$1.60zł 5.82
-71.88%
Taxi(Normal Tariff)(1km)
$0.43Rp 7,578
$0.48zł 1.75
-10.42%
Taxi 1hour Waiting(Normal Tariff)
$5.98Rp 105.9K
$10.05zł 36.66
-40.50%
Gasoline(1 liter)
$0.80Rp 14.2K
$1.68zł 6.11
-52.38%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8KRp 457.2M
$33.4Kzł 121.9K
-22.76%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.8KRp 563.4M
$29.4Kzł 107.3K
8.20%
🧾 Monthly Utilities & Internet
Ubud, Bali
Bielsko-biala
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$80.7Rp 1.4M
$328zł 1,196
-75.37%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.14Rp 73.3K
$8.66zł 31.61
-52.19%
Internet(50+ Mbps, Unlimited Data)
$24.12Rp 427.2K
$17.02zł 62.1
41.72%
🎉 Sport & Entertainment
Ubud, Bali
Bielsko-biala
Difference
Gym Membership(Monthly)
$97.8Rp 1.7M
$30.71zł 112
218.30%
Tennis Court(1 Hour on Weekend)
$6.64Rp 117.7K
$16.16zł 59.0
-58.91%
Cinema Ticket
$4.04Rp 71.5K
$6.91zł 25.21
-41.53%
🧸 Childcare & Education
Ubud, Bali
Bielsko-biala
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$297Rp 5.3M
$269zł 982
10.43%
International Primary School, 1 Child(Yearly)
$6,590Rp 116.7M
$2,636zł 9,619
149.99%
👕👟 Clothing & Footwear
Ubud, Bali
Bielsko-biala
Difference
Jeans(Levis 501 Or Similar)
$55.1Rp 976.8K
$93.7zł 342
-41.13%
Summer Dress(H&M, Zara, etc)
$38.51Rp 682.1K
$30.88zł 113
24.71%
Sport Shoes(Adidas, Nike)
$86.1Rp 1.5M
$75.8zł 276
13.67%
Men's Leather Business Shoes
$78.0Rp 1.4M
$93.5zł 341
-16.62%
🏠 Accommodation & Living
Ubud, Bali
Bielsko-biala
Difference
1-bedroom Apartment, City Center(Monthly)
$985Rp 17.5M
$716zł 2,614
37.55%
1-bedroom Apartment, Outside City Center(Monthly)
$665Rp 11.8M
$492zł 1,797
34.98%
3-bedroom Apartment, City Center(Monthly)
$3,446Rp 61.0M
$2,246zł 8,196
53.41%
3-bedroom Apartment, Outside City Center(Monthly)
$2,042Rp 36.2M
$947zł 3,457
115.58%
Buy Apartment in City Center(m2)
$2,829Rp 50.1M
$2,440zł 8,904
15.93%
Buy Apartment Outside City Center(m2)
$2,282Rp 40.4M
$2,095zł 7,645
8.92%
💵 Salaries & Financials
Ubud, Bali
Bielsko-biala
Difference
Average Monthly Net Salary(After Tax)
$169Rp 3.0M
$1,460zł 5,326
-88.41%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
6.3
110.79%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: June 14, 2026
Last update for Bielsko-biala: June 15, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $985 in Ubud, Bali and $716 in Bielsko-biala. Housing cost is often the main lever when comparing two cities.
💰Bielsko-biala pays 762% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $32.00 in Ubud, Bali vs $48.00 in Bielsko-biala. Groceries flip the comparison at $299 vs $209, with Bielsko-biala cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Bielsko-biala: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and Bielsko-biala?
Ubud, Bali and Bielsko-biala differ by about 4% in total monthly costs ($1,394 vs $1,448 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Bielsko-biala earns 762% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and Bielsko-biala?
Rent for a central apartment: $985 in Ubud, Bali versus $716 in Bielsko-biala. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in Ubud, Bali and Bielsko-biala?
A monthly transit pass in Ubud, Bali runs roughly 258% less than in Bielsko-biala. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between Ubud, Bali and Bielsko-biala?
Childcare runs $297 in Ubud, Bali versus $269 in Bielsko-biala. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $1,000 per month?
At $1,394 in Ubud, Bali versus $1,448 in Bielsko-biala, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Bielsko-biala. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Bielsko-biala?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Bielsko-biala safer for residents?
Safety-wise, Ubud, Bali and Bielsko-biala are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Bielsko-biala?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 4% less than in Bielsko-biala. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared