😐Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $1,431 in Bielsko-biala.
😐Estimated couple costs with rent: $2,585 in Ubud, Bali versus $2,140 in Bielsko-biala.
😐Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $2,848 in Bielsko-biala.
😐Living in Ubud, Bali is roughly 1% more expensive than Bielsko-biala, driven mainly by Groceries & Markets.
📊Both cities are pricier than the global median: Ubud, Bali7% above, Bielsko-biala7% above.
Currency
🍽 Eating Out
Ubud, Bali
Bielsko-biala
Difference
Meal at Budget Restaurant
$3.57Rp 61.9K
$10.05zł 36.58
-64.48%
Three-Course Dinner for Two, Mid-Range
$32.58Rp 564.7K
$47.06zł 171
-30.77%
Fast Food Meal(McDonalds, etc)
$5.07Rp 87.8K
$8.04zł 29.28
-36.94%
Cappuccino
$2.83Rp 49.0K
$3.39zł 12.34
-16.52%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.34Rp 23.2K
$0.97zł 3.52
38.14%
Water(0.33 liter bottle)
$0.69Rp 12.0K
$1.19zł 4.32
-42.02%
Local Beer(0.5 liter draught)
$2.99Rp 51.8K
$3.18zł 11.58
-5.97%
Imported Beer(0.33 liter bottle)
$3.85Rp 66.7K
$3.69zł 13.44
4.34%
🛒 Groceries & Markets
Ubud, Bali
Bielsko-biala
Difference
Milk(1 liter)
$1.74Rp 30.2K
$1.03zł 3.76
68.93%
White Bread(500g)
$2.54Rp 44.0K
$1.22zł 4.46
108.20%
Rice(white)(1kg)
$1.19Rp 20.6K
$1.21zł 4.42
-1.65%
Eggs
$2.43Rp 42.0K
$3.12zł 11.35
-22.12%
Local Cheese(1kg)
$14.66Rp 254.1K
$8.48zł 30.87
72.88%
Chicken Fillets(1kg)
$4.18Rp 72.4K
$6.87zł 25.01
-39.16%
Beef Round Steak(1kg)
$11.94Rp 206.9K
$10.71zł 38.99
11.48%
Apples(1kg)
$3.69Rp 63.9K
$1.15zł 4.20
220.87%
Banana(1kg)
$1.61Rp 27.8K
$1.74zł 6.32
-7.47%
Oranges(1kg)
$2.69Rp 46.5K
$1.99zł 7.26
35.18%
Tomato(1kg)
$2.33Rp 40.4K
$2.72zł 9.91
-14.34%
Potato(1kg)
$1.91Rp 33.0K
$0.94zł 3.43
103.19%
Onion(1kg)
$2.19Rp 37.9K
$0.83zł 3.03
163.86%
Lettuce(1 head)
$1.06Rp 18.3K
$1.10zł 4.01
-3.64%
Water(1.5 liter bottle)
$0.72Rp 12.5K
$0.56zł 2.03
28.57%
Cigarettes 20 Pack(Marlboro, Camel)
$3.13Rp 54.3K
$4.52zł 16.47
-30.75%
Wine(Bottle)
$23.49Rp 407.1K
$7.22zł 26.29
225.35%
Local Beer(0.5 liter bottle)
$2.74Rp 47.5K
$1.21zł 4.42
126.45%
Imported Beer(0.33 liter bottle)
$2.88Rp 49.9K
$1.96zł 7.14
46.94%
🚌 Getting Around
Ubud, Bali
Bielsko-biala
Difference
One-way Ticket(Public Transport)
$0.29Rp 5,029
$1.18zł 4.29
-75.42%
Public Transport Monthly Pass(Regular Price)
$8.17Rp 141.6K
$30.31zł 110
-73.05%
Taxi Start(Normal Tariff)
$0.45Rp 7,863
$1.53zł 5.56
-70.59%
Taxi(Normal Tariff)(1km)
$0.42Rp 7,305
$0.49zł 1.78
-14.29%
Taxi 1hour Waiting(Normal Tariff)
$6.16Rp 106.7K
$10.09zł 36.74
-38.95%
Gasoline(1 liter)
$0.84Rp 14.6K
$1.68zł 6.13
-50.00%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2KRp 454.9M
$33.6Kzł 122.4K
-21.98%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5KRp 562.9M
$29.7Kzł 108.3K
9.18%
🧾 Monthly Utilities & Internet
Ubud, Bali
Bielsko-biala
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$78.4Rp 1.4M
$332zł 1,208
-76.37%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$3.95Rp 68.5K
$8.35zł 30.38
-52.69%
Internet(50+ Mbps, Unlimited Data)
$24.40Rp 423.0K
$16.59zł 60.4
47.08%
🎉 Sport & Entertainment
Ubud, Bali
Bielsko-biala
Difference
Gym Membership(Monthly)
$96.5Rp 1.7M
$31.47zł 115
206.77%
Tennis Court(1 Hour on Weekend)
$6.35Rp 110.0K
$16.39zł 59.7
-61.26%
Cinema Ticket
$4.04Rp 70.0K
$6.85zł 24.95
-41.02%
🧸 Childcare & Education
Ubud, Bali
Bielsko-biala
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$303Rp 5.2M
$272zł 989
11.44%
International Primary School, 1 Child(Yearly)
$6,523Rp 113.1M
$2,685zł 9,773
142.93%
👕👟 Clothing & Footwear
Ubud, Bali
Bielsko-biala
Difference
Jeans(Levis 501 Or Similar)
$53.8Rp 933.1K
$92.8zł 338
-41.95%
Summer Dress(H&M, Zara, etc)
$37.98Rp 658.3K
$31.47zł 115
20.69%
Sport Shoes(Adidas, Nike)
$86.8Rp 1.5M
$75.6zł 275
14.73%
Men's Leather Business Shoes
$78.9Rp 1.4M
$94.6zł 344
-16.65%
🏠 Accommodation & Living
Ubud, Bali
Bielsko-biala
Difference
1-bedroom Apartment, City Center(Monthly)
$1,012Rp 17.5M
$723zł 2,631
40.05%
1-bedroom Apartment, Outside City Center(Monthly)
$674Rp 11.7M
$495zł 1,803
36.16%
3-bedroom Apartment, City Center(Monthly)
$3,390Rp 58.8M
$2,241zł 8,156
51.29%
3-bedroom Apartment, Outside City Center(Monthly)
$2,098Rp 36.4M
$957zł 3,482
119.33%
Buy Apartment in City Center(m2)
$2,985Rp 51.7M
$2,495zł 9,080
19.65%
Buy Apartment Outside City Center(m2)
$2,339Rp 40.5M
$2,162zł 7,869
8.20%
💵 Salaries & Financials
Ubud, Bali
Bielsko-biala
Difference
Average Monthly Net Salary(After Tax)
$173Rp 3.0M
$1,427zł 5,193
-87.86%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
6.3
110.79%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: April 28, 2026
Last update for Bielsko-biala: April 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $723 in Bielsko-biala. Housing cost is often the main lever when comparing two cities.
💰Bielsko-biala pays 724% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $33.00 in Ubud, Bali vs $47.00 in Bielsko-biala. Groceries flip the comparison at $298 vs $210, with Bielsko-biala cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Bielsko-biala: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and Bielsko-biala?
Ubud, Bali and Bielsko-biala differ by about 1% in total monthly costs ($1,438 vs $1,431 including rent). Bielsko-biala is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Bielsko-biala earns 724% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and Bielsko-biala?
Rent for a central apartment: $1,012 in Ubud, Bali versus $723 in Bielsko-biala. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in Ubud, Bali and Bielsko-biala?
A monthly transit pass in Bielsko-biala runs roughly 271% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between Ubud, Bali and Bielsko-biala?
Childcare runs $303 in Ubud, Bali versus $272 in Bielsko-biala. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $2,000 per month?
At $1,431 in Bielsko-biala versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Bielsko-biala but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bielsko-biala the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Bielsko-biala?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Bielsko-biala safer for residents?
Safety-wise, Ubud, Bali and Bielsko-biala are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Bielsko-biala?
Expats usually find Bielsko-biala gentler on the wallet – expenses run 1% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared