Cost of Living Comparison Between Ubud, Bali and Bielsko-biala Cost of Living Comparison Between Ubud, Bali and Bielsko-biala

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $1,436 in Bielsko-biala.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $2,167 in Bielsko-biala.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $2,898 in Bielsko-biala.

Living in Ubud, Bali costs roughly 3% less than in Bielsko-biala, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Ubud, Bali 5% above, Bielsko-biala 8% above.

Currency
🍽 Eating Out
Ubud, Bali
Bielsko-biala
Difference
Meal at Budget Restaurant
$3.57 Rp 64.5K
$10.11 zł 37.73
-64.69%
Three-Course Dinner for Two, Mid-Range
$32.32 Rp 583.4K
$48.38 zł 180
-33.20%
Fast Food Meal (McDonalds, etc)
$5.01 Rp 90.4K
$8.03 zł 29.96
-37.61%
Cappuccino
$2.82 Rp 51.0K
$3.53 zł 13.18
-20.11%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.35 Rp 24.4K
$0.98 zł 3.67
37.76%
Water (0.33 liter bottle)
$0.73 Rp 13.2K
$1.18 zł 4.42
-38.14%
Local Beer (0.5 liter draught)
$2.93 Rp 53.0K
$3.23 zł 12.04
-9.29%
Imported Beer (0.33 liter bottle)
$3.94 Rp 71.1K
$3.74 zł 13.94
5.35%
🛒 Groceries & Markets
Ubud, Bali
Bielsko-biala
Difference
Milk (1 liter)
$1.78 Rp 32.1K
$1.07 zł 4.00
66.36%
White Bread (500g)
$2.45 Rp 44.2K
$1.23 zł 4.61
99.19%
Rice (white) (1kg)
$1.15 Rp 20.7K
$1.22 zł 4.56
-5.74%
Eggs
$2.41 Rp 43.6K
$3.05 zł 11.36
-20.98%
Local Cheese (1kg)
$14.33 Rp 258.7K
$8.50 zł 31.70
68.59%
Chicken Fillets (1kg)
$4.19 Rp 75.6K
$6.62 zł 24.69
-36.71%
Beef Round Steak (1kg)
$12.06 Rp 217.7K
$10.68 zł 39.83
12.92%
Apples (1kg)
$3.64 Rp 65.7K
$1.21 zł 4.50
200.83%
Banana (1kg)
$1.57 Rp 28.3K
$1.74 zł 6.50
-9.77%
Oranges (1kg)
$2.79 Rp 50.3K
$2.00 zł 7.46
39.50%
Tomato (1kg)
$2.24 Rp 40.5K
$2.78 zł 10.36
-19.42%
Potato (1kg)
$1.98 Rp 35.7K
$0.91 zł 3.41
117.58%
Onion (1kg)
$2.28 Rp 41.1K
$0.83 zł 3.08
174.70%
Lettuce (1 head)
$1.05 Rp 19.0K
$1.10 zł 4.11
-4.55%
Water (1.5 liter bottle)
$0.79 Rp 14.2K
$0.55 zł 2.07
43.64%
Cigarettes 20 Pack (Marlboro, Camel)
$3.19 Rp 57.6K
$4.63 zł 17.25
-31.10%
Wine (Bottle)
$23.49 Rp 424.1K
$7.73 zł 28.82
203.88%
Local Beer (0.5 liter bottle)
$2.90 Rp 52.3K
$1.25 zł 4.67
132.00%
Imported Beer (0.33 liter bottle)
$2.76 Rp 49.7K
$1.89 zł 7.06
46.03%
🚌 Getting Around
Ubud, Bali
Bielsko-biala
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,813
$1.13 zł 4.21
-76.11%
Public Transport Monthly Pass (Regular Price)
$8.37 Rp 151.1K
$29.52 zł 110
-71.65%
Taxi Start (Normal Tariff)
$0.45 Rp 8,167
$1.60 zł 5.96
-71.88%
Taxi (Normal Tariff) (1km)
$0.46 Rp 8,298
$0.48 zł 1.78
-4.17%
Taxi 1hour Waiting (Normal Tariff)
$6.07 Rp 109.6K
$10.36 zł 38.65
-41.41%
Gasoline (1 liter)
$0.86 Rp 15.6K
$1.67 zł 6.24
-48.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 480.0M
$32.8K zł 122.4K
-18.98%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 587.6M
$29.6K zł 110.3K
10.04%
🧾 Monthly Utilities & Internet
Ubud, Bali
Bielsko-biala
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.0 Rp 1.4M
$330 zł 1,230
-76.03%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.09 Rp 73.9K
$8.37 zł 31.21
-51.14%
Internet (50+ Mbps, Unlimited Data)
$23.85 Rp 430.5K
$16.73 zł 62.4
42.56%
🎉 Sport & Entertainment
Ubud, Bali
Bielsko-biala
Difference
Gym Membership (Monthly)
$98.8 Rp 1.8M
$31.39 zł 117
214.69%
Tennis Court (1 Hour on Weekend)
$6.35 Rp 114.7K
$16.33 zł 60.9
-61.11%
Cinema Ticket
$4.01 Rp 72.3K
$6.69 zł 24.97
-40.06%
🧸 Childcare & Education
Ubud, Bali
Bielsko-biala
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$297 Rp 5.4M
$272 zł 1,013
9.45%
International Primary School, 1 Child (Yearly)
$6,602 Rp 119.2M
$2,638 zł 9,840
150.28%
👕👟 Clothing & Footwear
Ubud, Bali
Bielsko-biala
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rp 964.5K
$91.6 zł 342
-41.66%
Summer Dress (H&M, Zara, etc)
$38.11 Rp 688.1K
$31.12 zł 116
22.46%
Sport Shoes (Adidas, Nike)
$88.7 Rp 1.6M
$76.1 zł 284
16.57%
Men's Leather Business Shoes
$76.6 Rp 1.4M
$94.2 zł 351
-18.65%
🏠 Accommodation & Living
Ubud, Bali
Bielsko-biala
Difference
1-bedroom Apartment, City Center (Monthly)
$1,020 Rp 18.4M
$707 zł 2,638
44.21%
1-bedroom Apartment, Outside City Center (Monthly)
$680 Rp 12.3M
$495 zł 1,847
37.36%
3-bedroom Apartment, City Center (Monthly)
$3,469 Rp 62.6M
$2,238 zł 8,348
55.01%
3-bedroom Apartment, Outside City Center (Monthly)
$2,090 Rp 37.7M
$935 zł 3,489
123.46%
Buy Apartment in City Center (m2)
$2,729 Rp 49.3M
$2,451 zł 9,142
11.34%
Buy Apartment Outside City Center (m2)
$2,295 Rp 41.4M
$2,038 zł 7,600
12.66%
💵 Salaries & Financials
Ubud, Bali
Bielsko-biala
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
$1,442 zł 5,379
-88.65%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.3
110.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Bielsko-biala: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $707 in Bielsko-biala. Housing cost is often the main lever when comparing two cities.

Bielsko-biala pays 781% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $48.00 in Bielsko-biala. Groceries flip the comparison at $298 vs $210, with Bielsko-biala cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Bielsko-biala: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and in Bielsko-biala?
Ubud, Bali and Bielsko-biala differ by about 3% in total monthly costs ($1,392 vs $1,436 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 781% lower in Bielsko-biala. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and in Bielsko-biala?
Rent for a central apartment: $1,020 in Ubud, Bali versus $707 in Bielsko-biala. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in Ubud, Bali and in Bielsko-biala?
A monthly transit pass in Ubud, Bali runs roughly 253% less than in Bielsko-biala. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between Ubud, Bali and Bielsko-biala?
Childcare runs $297 in Ubud, Bali versus $272 in Bielsko-biala. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $1,000 per month?
At $1,392 in Ubud, Bali versus $1,436 in Bielsko-biala, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Bielsko-biala. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Bielsko-biala?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Bielsko-biala safer for residents?
Safety-wise, Ubud, Bali and Bielsko-biala are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Bielsko-biala?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 3% less than in Bielsko-biala. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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