Last update: Oct 2026

Cost of Living Comparison Between Bielsko-biala and Warsaw

For one person, living is cheaper in Bielsko-biala: $1,480 a month against $2,032 in Warsaw, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.

72

Cost of Living Index in Bielsko-biala
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Bielsko-biala Living Index
99

Cost of Living Index in Warsaw
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Warsaw Living Index

Jump to prices

Bielsko-biala

🇵🇱 Poland

$1,480

/mo nomad

Warsaw

🇵🇱 Poland

$2,032

/mo nomad

Monthly Cost of Living

How much you'll spend in Bielsko-biala and in Warsaw

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bielsko-biala and in Warsaw actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,480 in Bielsko-biala versus $2,032 in Warsaw.

Bielsko-biala $1,480
Warsaw $2,032

Estimated couple costs with rent: $2,131 in Bielsko-biala versus $2,918 in Warsaw.

Bielsko-biala $2,131
Warsaw $2,918

Monthly costs for a family of three with rent: $2,782 in Bielsko-biala versus $3,804 in Warsaw.

Bielsko-biala $2,782
Warsaw $3,804

Living in Bielsko-biala costs roughly 27% less than in Warsaw, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Bielsko-biala 10% above, Warsaw 50% above.

Meal at Budget Restaurant

$9.45 zł 36.70

$11.51 zł 44.72

-17.90%

Three-Course Dinner for Two, Mid-Range

$45.98 zł 179

$60.6 zł 236

-24.16%

Fast Food Meal (McDonalds, etc)

$8.95 zł 34.76

$10.00 zł 38.87

-10.50%

Cappuccino

$3.61 zł 14.03

$4.17 zł 16.22

-13.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.21 zł 8.60

$2.27 zł 8.81

-2.64%

Water (0.33 liter bottle)

$1.36 zł 5.27

$2.21 zł 8.61

-38.46%

Local Beer (0.5 liter draught)

$3.77 zł 14.66

$4.60 zł 17.87

-18.04%

Imported Beer (0.33 liter bottle)

$3.79 zł 14.73

$5.01 zł 19.47

-24.35%

Milk (1 liter)

$1.04 zł 4.03

$1.05 zł 4.07

-0.95%

White Bread (500g)

$1.11 zł 4.30

$1.52 zł 5.90

-26.97%

Rice (white) (1kg)

$1.39 zł 5.40

$1.54 zł 6.00

-9.74%

Eggs

$2.87 zł 11.16

$3.76 zł 14.60

-23.67%

Local Cheese (1kg)

$8.22 zł 31.95

$8.55 zł 33.22

-3.86%

Chicken Fillets (1kg)

$5.86 zł 22.77

$6.29 zł 24.43

-6.84%

Beef Round Steak (1kg)

$9.75 zł 37.88

$14.54 zł 56.5

-32.94%

Apples (1kg)

$1.17 zł 4.56

$1.17 zł 4.55

Banana (1kg)

$1.61 zł 6.25

$1.73 zł 6.73

-6.94%

Oranges (1kg)

$2.11 zł 8.19

$1.71 zł 6.66

23.39%

Tomato (1kg)

$1.94 zł 7.53

$4.04 zł 15.71

-51.98%

Potato (1kg)

$0.80 zł 3.10

$0.91 zł 3.53

-12.09%

Onion (1kg)

$0.79 zł 3.07

$0.86 zł 3.34

-8.14%

Lettuce (1 head)

$1.04 zł 4.03

$1.39 zł 5.39

-25.18%

Water (1.5 liter bottle)

$0.62 zł 2.41

$0.69 zł 2.67

-10.14%

Cigarettes 20 Pack (Marlboro, Camel)

$4.91 zł 19.09

$6.19 zł 24.04

-20.68%

Wine (Bottle)

$6.33 zł 24.61

$6.46 zł 25.10

-2.01%

Local Beer (0.5 liter bottle)

$1.10 zł 4.29

$1.10 zł 4.28

Imported Beer (0.33 liter bottle)

$1.65 zł 6.41

$1.63 zł 6.35

1.23%

One-way Ticket (Public Transport)

$1.25 zł 4.85

$1.11 zł 4.31

12.61%

Public Transport Monthly Pass (Regular Price)

$36.33 zł 141

$28.52 zł 111

27.38%

Taxi Start (Normal Tariff)

$1.51 zł 5.85

$2.47 zł 9.58

-38.87%

Taxi (Normal Tariff) (1km)

$0.54 zł 2.09

$1.31 zł 5.08

-58.78%

Taxi 1hour Waiting (Normal Tariff)

$9.36 zł 36.38

$12.87 zł 50.0

-27.27%

Gasoline (1 liter)

$1.66 zł 6.46

$1.75 zł 6.80

-5.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.8K zł 119.7K

$30.7K zł 119.4K

0.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K zł 99.5K

$30.8K zł 119.5K

-16.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$291 zł 1,132

$341 zł 1,324

-14.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.48 zł 32.95

$9.00 zł 34.95

-5.78%

Internet (50+ Mbps, Unlimited Data)

$16.92 zł 65.8

$16.19 zł 62.9

4.51%

Gym Membership (Monthly)

$40.85 zł 159

$45.81 zł 178

-10.83%

Tennis Court (1 Hour on Weekend)

$44.81 zł 174

$27.81 zł 108

61.13%

Cinema Ticket

$7.08 zł 27.51

$9.04 zł 35.12

-21.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$286 zł 1,111

$594 zł 2,306

-51.83%

International Primary School, 1 Child (Yearly)

$2,529 zł 9,825

$14.3K zł 55.6K

-82.34%

Jeans (Levis 501 Or Similar)

$72.8 zł 283

$109 zł 424

-33.24%

Summer Dress (H&M, Zara, etc)

$40.10 zł 156

$40.12 zł 156

-0.05%

Sport Shoes (Adidas, Nike)

$88.2 zł 343

$104 zł 405

-15.41%

Men's Leather Business Shoes

$95.2 zł 370

$111 zł 431

-14.22%

1-bedroom Apartment, City Center (Monthly)

$605 zł 2,351

$1,181 zł 4,587

-48.75%

1-bedroom Apartment, Outside City Center (Monthly)

$551 zł 2,139

$942 zł 3,659

-41.53%

3-bedroom Apartment, City Center (Monthly)

$1,700 zł 6,606

$2,074 zł 8,056

-18.00%

3-bedroom Apartment, Outside City Center (Monthly)

$864 zł 3,355

$1,533 zł 5,958

-43.68%

Buy Apartment in City Center (m2)

$2,428 zł 9,433

$5,932 zł 23.0K

-59.07%

Buy Apartment Outside City Center (m2)

$1,942 zł 7,545

$3,836 zł 14.9K

-49.37%

Average Monthly Net Salary (After Tax)

$1,435 zł 5,574

$2,049 zł 7,959

-29.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.87

6.68

2.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bielsko-biala: October 10, 2026

Last update for Warsaw: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bielsko-biala

$551 37.2%

Warsaw

$942 46.4% 71% $391

Monthly Utilities & Internet

Bielsko-biala

$317 21.4%

Warsaw

$366 18% 15.5% $49

Groceries & Markets

Bielsko-biala

$192 13%

Warsaw

$231 11.4% 20% $38

Eating Out

Bielsko-biala

$186 12.6%

Warsaw

$223 11% 19.6% $37

Clothing & Footwear

Bielsko-biala

$133 9%

Warsaw

$164 8.1% 23% $31

Sport & Entertainment

Bielsko-biala

$55 3.7%

Warsaw

$64 3.1% 16.1% $8.9

Getting Around

Bielsko-biala

$46 3.1%

Warsaw

$42 2.1% 7.8% $3.5

Cost Breakdown

A one-bedroom apartment in the center runs $605 in Bielsko-biala and $1,181 in Warsaw. Housing cost is often the main lever when comparing two cities.

Warsaw pays 43% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $46.00 in Bielsko-biala vs $61.0 in Warsaw for a mid-range dinner for two. Groceries echo the gap at $192 vs $231 per month, with Bielsko-biala cheaper across the board.

Good to know

🇵🇱 Bielsko-biala

🇵🇱 Warsaw

🕒 Local time

21:41 9:41 PM

Same time as Bielsko-biala

🌤 Weather

👥 Population

169,756

1,861,599 Capital

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

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From you

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bielsko-biala vs Warsaw: Cost of Living - Frequently Asked Questions

Bielsko-biala and Warsaw differ by about 37% in total monthly costs ($1,480 vs $2,032 including rent). Bielsko-biala is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 43% lower in Warsaw. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $605 in Bielsko-biala versus $1,181 in Warsaw. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Bielsko-biala runs roughly 27% less than in Warsaw. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $286 in Bielsko-biala versus $594 in Warsaw. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,480 in Bielsko-biala versus $2,032 in Warsaw, a $2,000 budget is realistic in Bielsko-biala but tight or insufficient in Warsaw. The gap between the two cities makes Bielsko-biala the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bielsko-biala and Warsaw are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bielsko-biala gentler on the wallet – expenses run 37% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.