Last update: Oct 2026

Cost of Living Comparison Between Bhilai and Mumbai (Bombay)

For one person, living is cheaper in Bhilai: $328 a month against $813 in Mumbai (Bombay), rent and utilities included – about $5,800 less a year. Rent and utilities account for most of the difference.

Bhilai, India
Mumbai (Bombay), India
Bhilai
🇮🇳 India
$328
/mo nomad
Mumbai (Bombay)
🇮🇳 India
$813
/mo nomad
Monthly Cost of Living

How much you'll spend in Bhilai and in Mumbai (Bombay)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bhilai and in Mumbai (Bombay) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $328 in Bhilai versus $813 in Mumbai (Bombay).

  • Bhilai $328
  • Mumbai (Bombay) $813

Estimated couple costs with rent: $557 in Bhilai versus $1,352 in Mumbai (Bombay).

  • Bhilai $557
  • Mumbai (Bombay) $1,352

Monthly costs for a family of three with rent: $786 in Bhilai versus $1,891 in Mumbai (Bombay).

  • Bhilai $786
  • Mumbai (Bombay) $1,891

Living in Bhilai costs roughly 60% less than in Mumbai (Bombay), and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Bhilai 76% lower, Mumbai (Bombay) 40% lower.

Currency
🍽 Eating Out
Bhilai
Mumbai (Bombay)
Difference
Meal at Budget Restaurant
$2.67 ₹254
$5.35 ₹508
-50.09%
Three-Course Dinner for Two, Mid-Range
$8.83 ₹839
$20.87 ₹1,985
-57.69%
Fast Food Meal (McDonalds, etc)
$3.08 ₹293
$4.08 ₹388
-24.51%
Cappuccino
$1.91 ₹181
$2.78 ₹264
-31.29%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.29 ₹27.11
$0.40 ₹38.30
-27.50%
Water (0.33 liter bottle)
$0.22 ₹20.59
$0.15 ₹14.44
46.67%
Local Beer (0.5 liter draught)
$1.59 ₹151
$2.64 ₹251
-39.77%
Imported Beer (0.33 liter bottle)
$2.81 ₹267
$4.25 ₹404
-33.88%
🛒 Groceries & Markets
Bhilai
Mumbai (Bombay)
Difference
Milk (1 liter)
$0.56 ₹53.0
$0.74 ₹70.7
-24.32%
White Bread (500g)
$0.39 ₹36.82
$0.54 ₹51.4
-27.78%
Rice (white) (1kg)
$0.60 ₹56.9
$0.78 ₹74.2
-23.08%
Eggs
$1.01 ₹96.3
$1.00 ₹95.2
1.00%
Local Cheese (1kg)
$4.09 ₹389
$5.61 ₹534
-27.09%
Chicken Fillets (1kg)
$2.82 ₹268
$3.58 ₹340
-21.23%
Apples (1kg)
$2.36 ₹224
$2.17 ₹206
8.76%
Banana (1kg)
$0.53 ₹50.7
$0.69 ₹65.9
-23.19%
Oranges (1kg)
$0.89 ₹84.6
$1.21 ₹115
-26.45%
Tomato (1kg)
$0.48 ₹45.27
$0.49 ₹46.41
-2.04%
Potato (1kg)
$0.35 ₹33.66
$0.33 ₹31.76
6.06%
Onion (1kg)
$0.45 ₹42.38
$0.37 ₹35.59
21.62%
Lettuce (1 head)
$0.27 ₹25.79
$0.44 ₹41.85
-38.64%
Water (1.5 liter bottle)
$0.29 ₹27.27
$0.31 ₹29.69
-6.45%
Cigarettes 20 Pack (Marlboro, Camel)
$5.16 ₹491
$5.00 ₹476
3.20%
Wine (Bottle)
$4.66 ₹443
$8.34 ₹793
-44.12%
Local Beer (0.5 liter bottle)
$1.69 ₹161
$1.99 ₹190
-15.08%
Imported Beer (0.33 liter bottle)
$2.70 ₹257
$3.12 ₹297
-13.46%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$3.83 ₹364
$6.01 ₹571
-36.27%
🚌 Getting Around
Bhilai
Mumbai (Bombay)
Difference
One-way Ticket (Public Transport)
$0.38 ₹36.52
$0.20 ₹18.98
90.00%
Public Transport Monthly Pass (Regular Price)
$6.37 ₹606
$6.90 ₹656
-7.68%
Taxi Start (Normal Tariff)
$1.02 ₹97.3
$0.31 ₹29.89
229.03%
Taxi (Normal Tariff) (1km)
$0.22 ₹20.95
$0.31 ₹29.46
-29.03%
Taxi 1hour Waiting (Normal Tariff)
$1.86 ₹177
$1.61 ₹153
15.53%
Gasoline (1 liter)
$1.12 ₹106
$1.10 ₹105
1.82%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$11.3K ₹1.1M
$15.6K ₹1.5M
-27.48%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.1K ₹1.7M
$22.4K ₹2.1M
-19.13%
🧾 Monthly Utilities & Internet
Bhilai
Mumbai (Bombay)
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$31.61 ₹3,007
$61.9 ₹5,882
-48.89%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.21 ₹305
$4.52 ₹430
-28.98%
Internet (50+ Mbps, Unlimited Data)
$4.79 ₹455
$8.97 ₹853
-46.60%
🎉 Sport & Entertainment
Bhilai
Mumbai (Bombay)
Difference
Gym Membership (Monthly)
$6.94 ₹660
$37.11 ₹3,530
-81.30%
Tennis Court (1 Hour on Weekend)
$3.08 ₹293
$14.11 ₹1,342
-78.17%
Cinema Ticket
$3.31 ₹315
$5.01 ₹476
-33.93%
🧸 Childcare & Education
Bhilai
Mumbai (Bombay)
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$82.5 ₹7,845
$119 ₹11.3K
-30.69%
International Primary School, 1 Child (Yearly)
$1,042 ₹99.1K
$4,948 ₹470.6K
-78.95%
👕👟 Clothing & Footwear
Bhilai
Mumbai (Bombay)
Difference
Jeans (Levis 501 Or Similar)
$23.26 ₹2,212
$36.37 ₹3,459
-36.05%
Summer Dress (H&M, Zara, etc)
$28.63 ₹2,723
$38.71 ₹3,681
-26.04%
Sport Shoes (Adidas, Nike)
$23.96 ₹2,278
$54.7 ₹5,205
-56.22%
Men's Leather Business Shoes
$23.58 ₹2,242
$48.03 ₹4,568
-50.91%
🏠 Accommodation & Living
Bhilai
Mumbai (Bombay)
Difference
1-bedroom Apartment, City Center (Monthly)
$73.8 ₹7,014
$640 ₹60.8K
-88.47%
1-bedroom Apartment, Outside City Center (Monthly)
$58.0 ₹5,517
$372 ₹35.3K
-84.39%
3-bedroom Apartment, City Center (Monthly)
$265 ₹25.2K
$2,093 ₹199.0K
-87.34%
3-bedroom Apartment, Outside City Center (Monthly)
$209 ₹19.8K
$925 ₹87.9K
-77.45%
Buy Apartment in City Center (m2)
-
$5,706 ₹542.6K
-
Buy Apartment Outside City Center (m2)
-
$2,560 ₹243.5K
-
💵 Salaries & Financials
Bhilai
Mumbai (Bombay)
Difference
Average Monthly Net Salary (After Tax)
$675 ₹64.2K
$757 ₹72.0K
-10.83%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.82
8.29
6.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bhilai: October 25, 2026

Last update for Mumbai (Bombay): October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Bhilai
$93
Mumbai (Bombay)
$117 26.2% $24
Eating Out
Bhilai
$69
Mumbai (Bombay)
$112 62.6% $43
Accommodation & Living
Bhilai
$58
Mumbai (Bombay)
$372 541% $314
Clothing & Footwear
Bhilai
$45
Mumbai (Bombay)
$80 78.9% $35
Monthly Utilities & Internet
Bhilai
$40
Mumbai (Bombay)
$75 90.2% $36
Sport & Entertainment
Bhilai
$14
Mumbai (Bombay)
$47 248% $34
Getting Around
Bhilai
$10
Mumbai (Bombay)
$9.6 4.7% $0.5

Cost Breakdown

A one-bedroom apartment in the center runs $74 in Bhilai and $640 in Mumbai (Bombay). Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 12% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $9 in Bhilai vs $21 in Mumbai (Bombay) for a mid-range dinner for two. Groceries echo the gap at $93 vs $117 per month, with Bhilai cheaper across the board.

Good to know
🇮🇳 Bhilai
🇮🇳 Mumbai (Bombay)
🕒 Local time
21:20 9:20 PM
21:20 9:20 PM
Same time as Bhilai
🌤 Weather
👥 Population
627,734
12,442,373
💱 Currency
Exchange rates and currency converter

USD, EUR to INR – Indian Rupee Converter

Indian Rupee exchange rates as of October 28, 2026: 1 USD = 95.1 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.45 EUR).

On the map
Between locations
  • Bhilai Mumbai (Bombay) 920 km ≈ 1 h 45 min nonstop flight
From you
  • Bhilai
  • Mumbai (Bombay)

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bhilai vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Bhilai and in Mumbai (Bombay)?
Bhilai and Mumbai (Bombay) differ by about 148% in total monthly costs ($328 vs $813 including rent). Bhilai is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 11% lower in Bhilai. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Bhilai and in Mumbai (Bombay)?
Rent for a central apartment: $74 in Bhilai versus $640 in Mumbai (Bombay). Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Bhilai and Mumbai (Bombay)?
Childcare runs $82 in Bhilai versus $119 in Mumbai (Bombay). Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 26% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.
How far does $1,200 go in Bhilai compared to Mumbai (Bombay)?
Either city works on $1,200 a month, though Bhilai gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
How does quality of life compare between Bhilai and Mumbai (Bombay)?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Bhilai or Mumbai (Bombay)?
Expats usually find Bhilai gentler on the wallet – expenses run 60% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.

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