Cost of Living Comparison Between Mumbai (Bombay) and Bhilai Cost of Living Comparison Between Mumbai (Bombay) and Bhilai

Monthly Cost of Living

Monthly costs for one person with rent: $786 in Mumbai (Bombay) versus $333 in Bhilai.

Estimated couple costs with rent: $1,295 in Mumbai (Bombay) versus $571 in Bhilai.

Monthly costs for a family of three with rent: $1,805 in Mumbai (Bombay) versus $809 in Bhilai.

Living in Mumbai (Bombay) is roughly 136% more expensive than in Bhilai, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 43% lower, Bhilai 76% lower.

Meal at Budget Restaurant

$5.16 ₹493

$2.62 ₹250

96.95%

Three-Course Dinner for Two, Mid-Range

$20.80 ₹1,987

$8.74 ₹835

137.99%

Fast Food Meal (McDonalds, etc)

$4.30 ₹410

$3.18 ₹304

35.22%

Cappuccino

$2.65 ₹253

$1.97 ₹188

34.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 ₹35.56

$0.32 ₹31.00

15.62%

Water (0.33 liter bottle)

$0.16 ₹15.27

$0.21 ₹19.73

-23.81%

Local Beer (0.5 liter draught)

$2.70 ₹258

$1.57 ₹150

71.97%

Imported Beer (0.33 liter bottle)

$4.24 ₹405

$2.92 ₹279

45.21%

Milk (1 liter)

$0.70 ₹66.4

$0.53 ₹50.3

32.08%

White Bread (500g)

$0.48 ₹46.29

$0.35 ₹33.64

37.14%

Rice (white) (1kg)

$0.76 ₹72.8

$0.64 ₹61.5

18.75%

Eggs

$1.02 ₹97.7

$1.00 ₹95.6

2.00%

Local Cheese (1kg)

$5.75 ₹549

$4.18 ₹400

37.56%

Chicken Fillets (1kg)

$3.53 ₹337

$2.82 ₹269

25.18%

Apples (1kg)

$2.23 ₹213

$2.34 ₹223

-4.70%

Banana (1kg)

$0.72 ₹69.0

$0.54 ₹51.7

33.33%

Oranges (1kg)

$1.23 ₹117

$0.95 ₹90.8

29.47%

Tomato (1kg)

$0.49 ₹46.68

$0.44 ₹41.76

11.36%

Potato (1kg)

$0.35 ₹33.36

$0.39 ₹37.05

-10.26%

Onion (1kg)

$0.40 ₹38.30

$0.46 ₹43.92

-13.04%

Lettuce (1 head)

$0.49 ₹47.27

$0.25 ₹23.88

96.00%

Water (1.5 liter bottle)

$0.31 ₹30.09

$0.29 ₹27.40

6.90%

Cigarettes 20 Pack (Marlboro, Camel)

$5.10 ₹487

$5.12 ₹489

-0.39%

Wine (Bottle)

$8.25 ₹788

$4.88 ₹466

69.06%

Local Beer (0.5 liter bottle)

$2.04 ₹195

$1.72 ₹165

18.60%

Imported Beer (0.33 liter bottle)

$3.02 ₹288

$2.78 ₹265

8.63%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.22 ₹594

$3.70 ₹354

68.11%

One-way Ticket (Public Transport)

$0.20 ₹19.09

$0.38 ₹36.70

-47.37%

Public Transport Monthly Pass (Regular Price)

$5.93 ₹567

$6.47 ₹619

-8.35%

Taxi Start (Normal Tariff)

$0.33 ₹31.57

$1.05 ₹100

-68.57%

Taxi (Normal Tariff) (1km)

$0.33 ₹31.67

$0.20 ₹19.07

65.00%

Taxi 1hour Waiting (Normal Tariff)

$1.63 ₹156

$1.84 ₹176

-11.41%

Gasoline (1 liter)

$1.14 ₹109

$1.11 ₹106

2.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.4K ₹1.6M

$11.9K ₹1.1M

37.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₹2.1M

$18.1K ₹1.7M

23.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$60.1 ₹5,739

$32.28 ₹3,084

86.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.37 ₹417

$3.20 ₹306

36.56%

Internet (50+ Mbps, Unlimited Data)

$9.32 ₹890

$4.80 ₹459

94.17%

Gym Membership (Monthly)

$27.53 ₹2,631

$6.67 ₹637

312.74%

Tennis Court (1 Hour on Weekend)

$13.67 ₹1,306

$3.15 ₹301

333.97%

Cinema Ticket

$4.62 ₹442

$3.42 ₹327

35.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.3K

$80.5 ₹7,690

46.75%

International Primary School, 1 Child (Yearly)

$4,970 ₹474.8K

$1,075 ₹102.7K

362.16%

Jeans (Levis 501 Or Similar)

$34.94 ₹3,338

$23.92 ₹2,285

46.07%

Summer Dress (H&M, Zara, etc)

$37.94 ₹3,625

$29.27 ₹2,796

29.62%

Sport Shoes (Adidas, Nike)

$60.3 ₹5,758

$23.88 ₹2,281

152.35%

Men's Leather Business Shoes

$49.94 ₹4,771

$23.50 ₹2,246

112.51%

1-bedroom Apartment, City Center (Monthly)

$641 ₹61.2K

$75.5 ₹7,210

748.75%

1-bedroom Apartment, Outside City Center (Monthly)

$371 ₹35.4K

$58.2 ₹5,561

536.68%

3-bedroom Apartment, City Center (Monthly)

$1,937 ₹185.0K

$262 ₹25.0K

638.82%

3-bedroom Apartment, Outside City Center (Monthly)

$869 ₹83.0K

$214 ₹20.4K

306.62%

Buy Apartment in City Center (m2)

$6,174 ₹589.9K

Buy Apartment Outside City Center (m2)

$2,428 ₹232.0K

Average Monthly Net Salary (After Tax)

$810 ₹77.4K

$657 ₹62.8K

23.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.36

7.5

11.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): September 7, 2026

Last update for Bhilai: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $641 in Mumbai (Bombay) and $75.5 in Bhilai. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 23% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21.00 in Mumbai (Bombay) vs $9.00 in Bhilai for a mid-range dinner for two. Groceries echo the gap at $117 vs $93.0 per month, with Bhilai cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Bhilai: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) and Bhilai differ by about 136% in total monthly costs ($786 vs $333 including rent). Bhilai is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 23% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $641 in Mumbai (Bombay) versus $75.5 in Bhilai. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $118 in Mumbai (Bombay) versus $80.5 in Bhilai. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 25% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.

At $333 in Bhilai versus $786 in Mumbai (Bombay), a $2,000 budget is realistic in Bhilai but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Bhilai the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Bhilai gentler on the wallet – expenses run 136% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.