Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and Bhilai

For one person, living is cheaper in Bhilai: $328 a month against $813 in Mumbai (Bombay), rent and utilities included – about $5,800 less a year. Rent and utilities account for most of the difference.

39

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index
16

Cost of Living Index in Bhilai
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Bhilai Living Index

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Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Bhilai

🇮🇳 India

$328

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Bhilai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Bhilai actually costs, broken down by who's living it.

Monthly costs for one person with rent: $813 in Mumbai (Bombay) versus $328 in Bhilai.

Mumbai (Bombay) $813
Bhilai $328

Estimated couple costs with rent: $1,352 in Mumbai (Bombay) versus $557 in Bhilai.

Mumbai (Bombay) $1,352
Bhilai $557

Monthly costs for a family of three with rent: $1,891 in Mumbai (Bombay) versus $786 in Bhilai.

Mumbai (Bombay) $1,891
Bhilai $786

Living in Mumbai (Bombay) is roughly 148% more expensive than in Bhilai, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Mumbai (Bombay) 40% lower, Bhilai 76% lower.

Meal at Budget Restaurant

$5.35 ₹509

$2.67 ₹254

100.37%

Three-Course Dinner for Two, Mid-Range

$20.87 ₹1,988

$8.83 ₹840

136.35%

Fast Food Meal (McDonalds, etc)

$4.08 ₹388

$3.08 ₹293

32.47%

Cappuccino

$2.78 ₹264

$1.91 ₹182

45.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.34

$0.29 ₹27.14

37.93%

Water (0.33 liter bottle)

$0.15 ₹14.46

$0.22 ₹20.62

-31.82%

Local Beer (0.5 liter draught)

$2.64 ₹252

$1.59 ₹152

66.04%

Imported Beer (0.33 liter bottle)

$4.25 ₹405

$2.81 ₹267

51.25%

Milk (1 liter)

$0.74 ₹70.7

$0.56 ₹53.0

32.14%

White Bread (500g)

$0.54 ₹51.5

$0.39 ₹36.87

38.46%

Rice (white) (1kg)

$0.78 ₹74.3

$0.60 ₹57.0

30.00%

Eggs

$1.00 ₹95.3

$1.01 ₹96.4

-0.99%

Local Cheese (1kg)

$5.61 ₹534

$4.09 ₹390

37.16%

Chicken Fillets (1kg)

$3.58 ₹341

$2.82 ₹268

26.95%

Apples (1kg)

$2.17 ₹206

$2.36 ₹224

-8.05%

Banana (1kg)

$0.69 ₹66.0

$0.53 ₹50.7

30.19%

Oranges (1kg)

$1.21 ₹115

$0.89 ₹84.7

35.96%

Tomato (1kg)

$0.49 ₹46.46

$0.48 ₹45.32

2.08%

Potato (1kg)

$0.33 ₹31.80

$0.35 ₹33.70

-5.71%

Onion (1kg)

$0.37 ₹35.63

$0.45 ₹42.44

-17.78%

Lettuce (1 head)

$0.44 ₹41.91

$0.27 ₹25.82

62.96%

Water (1.5 liter bottle)

$0.31 ₹29.73

$0.29 ₹27.30

6.90%

Cigarettes 20 Pack (Marlboro, Camel)

$5.00 ₹476

$5.16 ₹491

-3.10%

Wine (Bottle)

$8.34 ₹794

$4.66 ₹443

78.97%

Local Beer (0.5 liter bottle)

$1.99 ₹190

$1.69 ₹161

17.75%

Imported Beer (0.33 liter bottle)

$3.12 ₹297

$2.70 ₹257

15.56%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.01 ₹572

$3.83 ₹364

56.92%

One-way Ticket (Public Transport)

$0.20 ₹19.01

$0.38 ₹36.56

-47.37%

Public Transport Monthly Pass (Regular Price)

$6.90 ₹657

$6.37 ₹607

8.32%

Taxi Start (Normal Tariff)

$0.31 ₹29.93

$1.02 ₹97.4

-69.61%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.50

$0.22 ₹20.98

40.91%

Taxi 1hour Waiting (Normal Tariff)

$1.61 ₹154

$1.86 ₹177

-13.44%

Gasoline (1 liter)

$1.10 ₹105

$1.12 ₹107

-1.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.6K ₹1.5M

$11.3K ₹1.1M

37.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₹2.1M

$18.1K ₹1.7M

23.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.9 ₹5,889

$31.61 ₹3,010

95.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.52 ₹430

$3.21 ₹306

40.81%

Internet (50+ Mbps, Unlimited Data)

$8.97 ₹854

$4.79 ₹456

87.27%

Gym Membership (Monthly)

$37.11 ₹3,534

$6.94 ₹661

434.73%

Tennis Court (1 Hour on Weekend)

$14.11 ₹1,344

$3.08 ₹293

358.12%

Cinema Ticket

$5.01 ₹477

$3.31 ₹315

51.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$119 ₹11.3K

$82.5 ₹7,855

44.27%

International Primary School, 1 Child (Yearly)

$4,948 ₹471.1K

$1,042 ₹99.2K

375.01%

Jeans (Levis 501 Or Similar)

$36.37 ₹3,463

$23.26 ₹2,214

56.36%

Summer Dress (H&M, Zara, etc)

$38.71 ₹3,686

$28.63 ₹2,726

35.21%

Sport Shoes (Adidas, Nike)

$54.7 ₹5,211

$23.96 ₹2,281

128.42%

Men's Leather Business Shoes

$48.03 ₹4,574

$23.58 ₹2,245

103.69%

1-bedroom Apartment, City Center (Monthly)

$640 ₹60.9K

$73.8 ₹7,022

767.38%

1-bedroom Apartment, Outside City Center (Monthly)

$372 ₹35.4K

$58.0 ₹5,524

540.70%

3-bedroom Apartment, City Center (Monthly)

$2,093 ₹199.3K

$265 ₹25.2K

689.71%

3-bedroom Apartment, Outside City Center (Monthly)

$925 ₹88.1K

$209 ₹19.9K

343.41%

Buy Apartment in City Center (m2)

$5,706 ₹543.3K

Buy Apartment Outside City Center (m2)

$2,560 ₹243.8K

Average Monthly Net Salary (After Tax)

$757 ₹72.1K

$675 ₹64.3K

12.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

8.82

-6.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 26, 2026

Last update for Bhilai: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$372 45.7%

Bhilai

$58 17.7% 84.4% $314

Groceries & Markets

Mumbai (Bombay)

$117 14.4%

Bhilai

$93 28.3% 20.8% $24

Eating Out

Mumbai (Bombay)

$112 13.8%

Bhilai

$69 21.1% 38.5% $43

Clothing & Footwear

Mumbai (Bombay)

$80 9.8%

Bhilai

$45 13.7% 44.1% $35

Monthly Utilities & Internet

Mumbai (Bombay)

$75 9.3%

Bhilai

$40 12.1% 47.4% $36

Sport & Entertainment

Mumbai (Bombay)

$47 5.8%

Bhilai

$14 4.1% 71.2% $34

Getting Around

Mumbai (Bombay)

$9.6 1.2%

Bhilai

$10 3.1% 4.9% $0.5

Cost Breakdown

A one-bedroom apartment in the center runs $640 in Mumbai (Bombay) and $74 in Bhilai. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 12% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21 in Mumbai (Bombay) vs $9 in Bhilai for a mid-range dinner for two. Groceries echo the gap at $117 vs $93 per month, with Bhilai cheaper across the board.

Good to know

🇮🇳 Mumbai (Bombay)

🇮🇳 Bhilai

🕒 Local time

00:11 12:11 AM

Same time as Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

627,734

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

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Between locations

Mumbai (Bombay) Bhilai 920 km ≈ 1 h 45 min nonstop flight

From you

Mumbai (Bombay)
Bhilai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Bhilai: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) and Bhilai differ by about 148% in total monthly costs ($813 vs $328 including rent). Bhilai is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 12% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $640 in Mumbai (Bombay) versus $74 in Bhilai. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $119 in Mumbai (Bombay) versus $82 in Bhilai. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 26% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.

Either city works on $1,200 a month, though Bhilai gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Bhilai gentler on the wallet – expenses run 60% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.