Cost of Living Comparison Between United States and Bermuda Cost of Living Comparison Between United States and Bermuda

Name: Bermuda
Address: BM

Monthly Cost of Living

A single person spends $2,643 per month in United States vs $4,364 in Bermuda, rent included.

A couple spends around $3,857 per month in United States vs $8,203 in Bermuda, rent included.

A family of three spends $5,070 per month in United States vs $12.0K in Bermuda, rent included.

United States is roughly 39% cheaper than Bermuda on average – the gap runs across housing, groceries, transport, and services.

Both United States and Bermuda are pricier than the global median – United States by 97%, Bermuda by 226%.

Both countries show comparable internal variation: United States spans $1,343–$5,081, Bermuda spans $2,356–$6,516. City choice affects budget similarly in either country.

Meal at Budget Restaurant

$20.04 $20.04

$61.0 BMD 61.0

-67.16%

Three-Course Dinner for Two, Mid-Range

$76.0 $76.0

$165 BMD 165

-53.96%

Fast Food Meal (McDonalds, etc)

$11.42 $11.42

$14.97 BMD 14.97

-23.71%

Cappuccino

$5.39 $5.39

$6.06 BMD 6.06

-11.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.55 $2.55

$3.48 BMD 3.48

-26.72%

Water (0.33 liter bottle)

$2.04 $2.04

$3.30 BMD 3.30

-38.18%

Local Beer (0.5 liter draught)

$6.14 $6.14

$10.02 BMD 10.02

-38.72%

Imported Beer (0.33 liter bottle)

$7.18 $7.18

$8.51 BMD 8.51

-15.63%

Milk (1 liter)

$1.04 $1.04

$5.11 BMD 5.11

-79.65%

White Bread (500g)

$3.65 $3.65

$8.57 BMD 8.57

-57.41%

Rice (white) (1kg)

$4.73 $4.73

$5.18 BMD 5.18

-8.69%

Eggs

$4.38 $4.38

$8.37 BMD 8.37

-47.67%

Local Cheese (1kg)

$12.76 $12.76

$10.98 BMD 10.98

16.21%

Chicken Fillets (1kg)

$12.42 $12.42

$28.36 BMD 28.36

-56.21%

Beef Round Steak (1kg)

$16.41 $16.41

$21.12 BMD 21.12

-22.30%

Apples (1kg)

$5.42 $5.42

$10.67 BMD 10.67

-49.20%

Banana (1kg)

$1.65 $1.65

$7.02 BMD 7.02

-76.50%

Oranges (1kg)

$4.59 $4.59

$10.11 BMD 10.11

-54.60%

Tomato (1kg)

$4.91 $4.91

$8.82 BMD 8.82

-44.33%

Potato (1kg)

$2.92 $2.92

$8.11 BMD 8.11

-64.00%

Onion (1kg)

$3.13 $3.13

$6.24 BMD 6.24

-49.84%

Lettuce (1 head)

$2.26 $2.26

$5.90 BMD 5.90

-61.69%

Water (1.5 liter bottle)

$2.30 $2.30

$4.30 BMD 4.30

-46.51%

Cigarettes 20 Pack (Marlboro, Camel)

$9.89 $9.89

$18.10 BMD 18.10

-45.36%

Wine (Bottle)

$15.10 $15.10

$25.29 BMD 25.29

-40.29%

Local Beer (0.5 liter bottle)

$1.91 $1.91

$5.44 BMD 5.44

-64.89%

Imported Beer (0.33 liter bottle)

$3.66 $3.66

$4.44 BMD 4.44

-17.57%

One-way Ticket (Public Transport)

$2.48 $2.48

$4.61 BMD 4.61

-46.20%

Public Transport Monthly Pass (Regular Price)

$64.8 $64.8

$70.0 BMD 70.0

-7.36%

Taxi Start (Normal Tariff)

$3.84 $3.84

$6.37 BMD 6.37

-39.72%

Taxi (Normal Tariff) (1km)

$1.76 $1.76

$3.33 BMD 3.33

-47.15%

Taxi 1hour Waiting (Normal Tariff)

$30.58 $30.58

$53.1 BMD 53.1

-42.39%

Gasoline (1 liter)

$0.96 $0.96

$2.30 BMD 2.30

-58.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K $30.5K

$34.7K BMD 34.7K

-12.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K $26.4K

$38.8K BMD 38.8K

-32.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$204 $204

$236 BMD 236

-13.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$57.3 $57.3

$120 BMD 120

-52.15%

Internet (50+ Mbps, Unlimited Data)

$71.2 $71.2

$158 BMD 158

-54.80%

Gym Membership (Monthly)

$46.67 $46.67

$181 BMD 181

-74.25%

Tennis Court (1 Hour on Weekend)

$22.12 $22.12

$47.44 BMD 47.44

-53.37%

Cinema Ticket

$13.84 $13.84

$13.37 BMD 13.37

3.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,384 $1,384

$1,345 BMD 1,345

2.90%

International Primary School, 1 Child (Yearly)

$22.7K $22.7K

$24.2K BMD 24.2K

-6.21%

Jeans (Levis 501 Or Similar)

$53.0 $53.0

$74.4 BMD 74.4

-28.76%

Summer Dress (H&M, Zara, etc)

$43.17 $43.17

$59.7 BMD 59.7

-27.63%

Sport Shoes (Adidas, Nike)

$90.6 $90.6

$137 BMD 137

-33.82%

Men's Leather Business Shoes

$114 $114

$125 BMD 125

-8.72%

1-bedroom Apartment, City Center (Monthly)

$1,766 $1,766

$3,473 BMD 3,473

-49.14%

1-bedroom Apartment, Outside City Center (Monthly)

$1,459 $1,459

$2,468 BMD 2,468

-40.86%

3-bedroom Apartment, City Center (Monthly)

$2,832 $2,832

$8,179 BMD 8,179

-65.38%

3-bedroom Apartment, Outside City Center (Monthly)

$2,411 $2,411

$7,486 BMD 7,486

-67.79%

Buy Apartment in City Center (m2)

$3,287 $3,287

$14.7K BMD 14.7K

-77.64%

Buy Apartment Outside City Center (m2)

$2,650 $2,650

$9,130 BMD 9,130

-70.97%

Average Monthly Net Salary (After Tax)

$4,379 $4,379

$7,052 BMD 7,052

-37.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.51

7.08

-8.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for United States: May 30, 2026

Last update for Bermuda: May 30, 2026

Cost Breakdown

Average rent: $1,637 in United States vs $2,847 in Bermuda. For reference, capital cities sit at $2,591 in Washington, DC and $3,342 in Hamilton.

Average salary: $4,500 in United States vs $8,124 in Bermuda. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 74% higher in Bermuda.

Dining out costs 137% more in Bermuda.

Salaries are 81% higher in Bermuda, giving Bermuda stronger purchasing power.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

United States vs Bermuda: Cost of Living - Frequently Asked Questions

United States is the cheaper option – living costs run roughly 38% lower on average. The gap is consistent across housing, groceries, transport, and entertainment.

Housing costs more in Bermuda, and the gap is biggest in capital cities. Regional towns show less difference, but Bermuda consistently has higher rents.

Groceries, transport, and utilities all cost less in United States, contributing to the overall 38% price gap. The savings show up everywhere – from supermarket receipts to monthly bills.

$4,000 buys a comfortable lifestyle in United States, but in Bermuda it only works with careful planning outside the capital. Same money, very different lives.

United States is the budget-friendly choice for expats – lower housing and daily costs. But cost isn't everything: visa policies, language, healthcare quality, and job markets all weigh in too.