Last update: Oct 2026

Cost of Living Comparison Between the United States and Bermuda

Name: Bermuda
Address: BM

For one person, living is cheaper in the United States: $2,734 a month against $5,211 in Bermuda, rent and utilities included – about $29,700 less a year. Rent and utilities account for about half of the difference.

131

Cost of Living Index in the United States
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United States Living Index
251

Cost of Living Index in Bermuda
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Bermuda Living Index

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🇺🇸 United States

$2,734

/mo nomad

🇧🇲 Bermuda

$5,211

/mo nomad

Monthly Cost of Living

How much you'll spend in the United States and in Bermuda

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in the United States and in Bermuda actually costs, broken down by who's living it.

A single person spends $2,734 per month in the United States vs $5,211 in Bermuda, rent included.

United States $2,734
Bermuda $5,211

A couple spends around $3,985 per month in the United States vs $9,034 in Bermuda, rent included.

United States $3,985
Bermuda $9,034

A family of three spends $5,235 per month in the United States vs $12.9K in Bermuda, rent included.

United States $5,235
Bermuda $12.9K

The regional cost range is wider in the United States ($979–$5,160) than in Bermuda ($2,374–$5,399), so city choice matters more there.

The cost of living in the United States is roughly 48% lower than in Bermuda on average.

Both the United States and Bermuda are pricier than the global median – the United States by 101%, Bermuda by 283%.

Meal at Budget Restaurant

$20.03 $20.03

$54.3 BMD 54.3

-63.08%

Three-Course Dinner for Two, Mid-Range

$80.0 $80.0

$152 BMD 152

-47.32%

Fast Food Meal (McDonalds, etc)

$11.80 $11.80

$17.99 BMD 17.99

-34.41%

Cappuccino

$5.55 $5.55

$6.81 BMD 6.81

-18.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.66 $2.66

$3.45 BMD 3.45

-22.90%

Water (0.33 liter bottle)

$2.17 $2.17

$3.25 BMD 3.25

-33.23%

Local Beer (0.5 liter draught)

$6.12 $6.12

$7.93 BMD 7.93

-22.82%

Imported Beer (0.33 liter bottle)

$7.94 $7.94

$8.81 BMD 8.81

-9.88%

Milk (1 liter)

$1.04 $1.04

$5.17 BMD 5.17

-79.88%

White Bread (500g)

$3.59 $3.59

$8.31 BMD 8.31

-56.80%

Rice (white) (1kg)

$4.52 $4.52

$5.17 BMD 5.17

-12.57%

Eggs

$4.28 $4.28

$7.80 BMD 7.80

-45.13%

Local Cheese (1kg)

$13.22 $13.22

$18.50 BMD 18.50

-28.54%

Chicken Fillets (1kg)

$12.60 $12.60

$22.47 BMD 22.47

-43.93%

Beef Round Steak (1kg)

$17.60 $17.60

$24.68 BMD 24.68

-28.69%

Apples (1kg)

$5.30 $5.30

$12.19 BMD 12.19

-56.52%

Banana (1kg)

$1.69 $1.69

$7.52 BMD 7.52

-77.53%

Oranges (1kg)

$4.44 $4.44

$9.50 BMD 9.50

-53.26%

Tomato (1kg)

$4.77 $4.77

$10.48 BMD 10.48

-54.48%

Potato (1kg)

$2.97 $2.97

$7.89 BMD 7.89

-62.36%

Onion (1kg)

$3.15 $3.15

$7.91 BMD 7.91

-60.18%

Lettuce (1 head)

$2.20 $2.20

$6.18 BMD 6.18

-64.40%

Water (1.5 liter bottle)

$2.35 $2.35

$4.66 BMD 4.66

-49.57%

Cigarettes 20 Pack (Marlboro, Camel)

$10.98 $10.98

$18.49 BMD 18.49

-40.62%

Wine (Bottle)

$15.05 $15.05

$25.06 BMD 25.06

-39.94%

Local Beer (0.5 liter bottle)

$2.06 $2.06

$7.55 BMD 7.55

-72.72%

Imported Beer (0.33 liter bottle)

$3.79 $3.79

$4.23 BMD 4.23

-10.40%

One-way Ticket (Public Transport)

$1.94 $1.94

$4.67 BMD 4.67

-58.46%

Public Transport Monthly Pass (Regular Price)

$59.4 $59.4

$70.0 BMD 70.0

-15.12%

Taxi Start (Normal Tariff)

$3.58 $3.58

$6.56 BMD 6.56

-45.43%

Taxi (Normal Tariff) (1km)

$1.88 $1.88

$2.47 BMD 2.47

-23.89%

Taxi 1hour Waiting (Normal Tariff)

$29.84 $29.84

$70.2 BMD 70.2

-57.46%

Gasoline (1 liter)

$1.02 $1.02

$2.23 BMD 2.23

-54.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.8K $28.8K

$35.4K BMD 35.4K

-18.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$40.9K BMD 40.9K

-35.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$218 $218

$288 BMD 288

-24.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$62.5 $62.5

$161 BMD 161

-61.12%

Internet (50+ Mbps, Unlimited Data)

$74.5 $74.5

$161 BMD 161

-53.63%

Gym Membership (Monthly)

$41.86 $41.86

$193 BMD 193

-78.26%

Tennis Court (1 Hour on Weekend)

$22.81 $22.81

$15.15 BMD 15.15

50.56%

Cinema Ticket

$14.70 $14.70

$13.73 BMD 13.73

7.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,489 $1,489

$1,338 BMD 1,338

11.28%

International Primary School, 1 Child (Yearly)

$25.3K $25.3K

$25.1K BMD 25.1K

0.60%

Jeans (Levis 501 Or Similar)

$54.3 $54.3

$90.3 BMD 90.3

-39.79%

Summer Dress (H&M, Zara, etc)

$42.71 $42.71

$69.8 BMD 69.8

-38.85%

Sport Shoes (Adidas, Nike)

$94.1 $94.1

$143 BMD 143

-34.22%

Men's Leather Business Shoes

$114 $114

$131 BMD 131

-13.31%

1-bedroom Apartment, City Center (Monthly)

$1,659 $1,659

$3,613 BMD 3,613

-54.08%

1-bedroom Apartment, Outside City Center (Monthly)

$1,348 $1,348

$2,583 BMD 2,583

-47.83%

3-bedroom Apartment, City Center (Monthly)

$2,682 $2,682

$8,371 BMD 8,371

-67.96%

3-bedroom Apartment, Outside City Center (Monthly)

$2,169 $2,169

$6,913 BMD 6,913

-68.63%

Buy Apartment in City Center (m2)

$3,283 $3,283

$14.7K BMD 14.7K

-77.62%

Buy Apartment Outside City Center (m2)

$2,482 $2,482

$9,013 BMD 9,013

-72.46%

Average Monthly Net Salary (After Tax)

$4,296 $4,296

$6,916 BMD 6,916

-37.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

8.63

-24.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for the United States: October 25, 2026

Last update for Bermuda: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

United States

$1.3K 49.3%

Bermuda

$2.6K 49.6% 91.7% $1.2K

Groceries & Markets

United States

$415 15.2%

Bermuda

$842 16.2% 103% $426

Monthly Utilities & Internet

United States

$355 13%

Bermuda

$609 11.7% 71.7% $254

Eating Out

United States

$328 12%

Bermuda

$654 12.6% 99.4% $326

Clothing & Footwear

United States

$137 5%

Bermuda

$195 3.8% 42.5% $58

Getting Around

United States

$80 2.9%

Bermuda

$108 2.1% 34.2% $27

Sport & Entertainment

United States

$71 2.6%

Bermuda

$220 4.2% 209% $149

Cost Breakdown

Average rent: $1,620 in the United States vs $3,696 in Bermuda. For reference, capital cities sit at $2,768 in Washington, DC and $3,924 in Hamilton.

Average salary: $4,549 in the United States vs $7,044 in Bermuda. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 128% higher in Bermuda.

Dining out costs 101% more in Bermuda.

Public transport is 57% more expensive in Bermuda.

Salaries are 55% higher in Bermuda, and purchasing power comes out stronger in the United States.

Good to know

🇺🇸 United States

🇧🇲 Bermuda

🕒 Local time

06:21 6:21 AM

07:21 7:21 AM

1 h ahead of the United States

🌤 Weather

👥 Population

340,110,988

65,024

💱 Currency

United States Dollar USD $

Bermudian Dollar BMD $

📈 Exchange rate

1 USD = 0.899 EUR

1 BMD = 1 USD

1 BMD = 0.899 EUR

Exchange rates and currency converter

BMD, EUR to USD – United States Dollar Converter

🇧🇲 Bermudian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.899 EUR).

Bermudian Dollar exchange rates as of October 28, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.11 BMD (1 BMD = 0.899 EUR).

BMD to USD in detail →

On the map

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Highest

Between locations

United States Bermuda 2,080 km ≈ 3 h nonstop flight

From you

United States
Bermuda

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

United States vs Bermuda: Cost of Living - Frequently Asked Questions

The United States is the cheaper option – living costs run roughly 48% lower on average.

Housing costs more in Bermuda: a central one-bedroom averages $3,696 versus $1,620 in the United States.

Groceries, public transport, and eating out all cost less in the United States, adding to the overall 91% price gap.

$4,000 buys a comfortable lifestyle in the United States, but in Bermuda it only works with careful planning outside the capital. Same money, very different lives.

The United States is the budget-friendly choice for expats. But cost isn’t everything: visa policies, language, healthcare quality, and job markets all weigh in too.