Cost of Living Comparison Between Bermuda and United Kingdom Cost of Living Comparison Between Bermuda and United Kingdom

Name: United Kingdom
Address: GB

Monthly Cost of Living

A single person spends $4,264 per month in Bermuda vs $2,405 in United Kingdom, rent included.

A couple spends around $7,690 per month in Bermuda vs $3,520 in United Kingdom, rent included.

A family of three spends $11.1K per month in Bermuda vs $4,635 in United Kingdom, rent included.

The cost of living in Bermuda is about 77% higher than in United Kingdom on average – the gap runs across housing, groceries, transport, and services.

Both Bermuda and United Kingdom are pricier than the global median – Bermuda by 209%, United Kingdom by 74%.

Cost ranges are similar: Bermuda spans $2,337–$5,489, United Kingdom $1,100–$4,235. City choice affects budget similarly in either country.

Meal at Budget Restaurant

$55.6 BMD 55.6

$21.52 £15.90

158.46%

Three-Course Dinner for Two, Mid-Range

$149 BMD 149

$88.0 £65.0

69.88%

Fast Food Meal (McDonalds, etc)

$18.28 BMD 18.28

$10.89 £8.05

67.86%

Cappuccino

$6.80 BMD 6.80

$4.92 £3.64

38.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.43 BMD 3.43

$2.59 £1.91

32.43%

Water (0.33 liter bottle)

$3.24 BMD 3.24

$1.84 £1.36

76.09%

Local Beer (0.5 liter draught)

$7.87 BMD 7.87

$6.91 £5.11

13.89%

Imported Beer (0.33 liter bottle)

$8.79 BMD 8.79

$6.86 £5.07

28.13%

Milk (1 liter)

$5.26 BMD 5.26

$1.67 £1.23

214.97%

White Bread (500g)

$8.98 BMD 8.98

$1.67 £1.23

437.72%

Rice (white) (1kg)

$5.11 BMD 5.11

$2.20 £1.63

132.27%

Eggs

$8.36 BMD 8.36

$4.19 £3.10

99.52%

Local Cheese (1kg)

$19.14 BMD 19.14

$9.98 £7.38

91.78%

Chicken Fillets (1kg)

$23.63 BMD 23.63

$9.47 £7.00

149.52%

Beef Round Steak (1kg)

$22.36 BMD 22.36

$15.41 £11.39

45.10%

Apples (1kg)

$12.34 BMD 12.34

$3.02 £2.23

308.61%

Banana (1kg)

$7.72 BMD 7.72

$1.70 £1.25

354.12%

Oranges (1kg)

$10.29 BMD 10.29

$2.92 £2.16

252.40%

Tomato (1kg)

$10.17 BMD 10.17

$3.38 £2.50

200.89%

Potato (1kg)

$8.33 BMD 8.33

$1.84 £1.36

352.72%

Onion (1kg)

$10.22 BMD 10.22

$1.58 £1.17

546.84%

Lettuce (1 head)

$6.58 BMD 6.58

$1.26 £0.93

422.22%

Water (1.5 liter bottle)

$4.70 BMD 4.70

$1.70 £1.26

176.47%

Cigarettes 20 Pack (Marlboro, Camel)

$19.32 BMD 19.32

$24.21 £17.90

-20.20%

Wine (Bottle)

$24.58 BMD 24.58

$11.00 £8.13

123.45%

Local Beer (0.5 liter bottle)

$7.37 BMD 7.37

$2.98 £2.21

147.32%

Imported Beer (0.33 liter bottle)

$4.45 BMD 4.45

$3.39 £2.51

31.27%

One-way Ticket (Public Transport)

$4.84 BMD 4.84

$3.43 £2.53

41.11%

Public Transport Monthly Pass (Regular Price)

$68.4 BMD 68.4

$105 £77.9

-35.10%

Taxi Start (Normal Tariff)

$6.68 BMD 6.68

$5.36 £3.96

24.63%

Taxi (Normal Tariff) (1km)

$2.42 BMD 2.42

$2.37 £1.75

2.11%

Taxi 1hour Waiting (Normal Tariff)

$68.6 BMD 68.6

$27.55 £20.36

149.11%

Gasoline (1 liter)

$2.12 BMD 2.12

$1.93 £1.43

9.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K BMD 32.4K

$39.7K £29.3K

-18.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.3K BMD 42.3K

$40.7K £30.1K

3.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$249 BMD 249

$321 £238

-22.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$157 BMD 157

$18.67 £13.80

739.42%

Internet (50+ Mbps, Unlimited Data)

$152 BMD 152

$43.93 £32.47

247.10%

Gym Membership (Monthly)

$189 BMD 189

$46.56 £34.41

305.37%

Tennis Court (1 Hour on Weekend)

$14.74 BMD 14.74

$18.71 £13.83

-21.22%

Cinema Ticket

$13.59 BMD 13.59

$13.53 £10.00

0.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,353 BMD 1,353

$1,739 £1,285

-22.18%

International Primary School, 1 Child (Yearly)

$24.7K BMD 24.7K

$22.7K £16.7K

8.88%

Jeans (Levis 501 Or Similar)

$89.0 BMD 89.0

$90.9 £67.2

-2.10%

Summer Dress (H&M, Zara, etc)

$71.4 BMD 71.4

$47.40 £35.04

50.55%

Sport Shoes (Adidas, Nike)

$145 BMD 145

$105 £77.8

37.83%

Men's Leather Business Shoes

$127 BMD 127

$101 £74.9

25.24%

1-bedroom Apartment, City Center (Monthly)

$3,713 BMD 3,713

$1,382 £1,022

168.66%

1-bedroom Apartment, Outside City Center (Monthly)

$2,453 BMD 2,453

$1,095 £809

124.06%

3-bedroom Apartment, City Center (Monthly)

$8,502 BMD 8,502

$2,216 £1,638

283.60%

3-bedroom Apartment, Outside City Center (Monthly)

$7,058 BMD 7,058

$1,814 £1,341

289.17%

Buy Apartment in City Center (m2)

$14.7K BMD 14.7K

$5,730 £4,235

157.02%

Buy Apartment Outside City Center (m2)

$8,853 BMD 8,853

$4,515 £3,337

96.08%

Average Monthly Net Salary (After Tax)

$6,860 BMD 6,860

$3,329 £2,461

106.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

5.32

62.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bermuda: September 5, 2026

Last update for United Kingdom: September 5, 2026

Cost Breakdown

Average rent: $2,918 in Bermuda vs $1,285 in United Kingdom. For reference, capital cities sit at $3,714 in Hamilton and $2,926 in London.

Average salary: $7,161 in Bermuda vs $3,292 in United Kingdom. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 127% higher in Bermuda.

Dining out costs 77% more in Bermuda.

Public transport is 110% more expensive in United Kingdom.

Salaries are 118% higher in Bermuda, and purchasing power comes out stronger in Bermuda.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bermuda vs United Kingdom: Cost of Living - Frequently Asked Questions

United Kingdom is the cheaper option – living costs run roughly 47% lower on average. The gap is consistent across housing, groceries, transport, and entertainment.

Housing costs more in Bermuda, and the gap is biggest in capital cities. Regional towns show less difference, but Bermuda consistently has higher rents.

Groceries, transport, and utilities all cost less in United Kingdom, contributing to the overall 47% price gap. The savings show up everywhere – from supermarket receipts to monthly bills.

$4,000 buys a comfortable lifestyle in United Kingdom, but in Bermuda it only works with careful planning outside the capital. Same money, very different lives.

United Kingdom is the budget-friendly choice for expats – lower housing and daily costs. But cost isn't everything: visa policies, language, healthcare quality, and job markets all weigh in too.