Last update: Oct 2026

Cost of Living Comparison Between Bermuda and the United Kingdom

Name: United Kingdom
Address: GB

For one person, living is cheaper in the United Kingdom: $2,462 a month against $5,211 in Bermuda, rent and utilities included – about $33,000 less a year. Rent and utilities account for about half of the difference.

251

Cost of Living Index in Bermuda
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Bermuda Living Index
119

Cost of Living Index in the United Kingdom
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United Kingdom Living Index

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🇧🇲 Bermuda

$5,211

/mo nomad

🇬🇧 United Kingdom

$2,462

/mo nomad

Monthly Cost of Living

How much you'll spend in Bermuda and in the United Kingdom

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bermuda and in the United Kingdom actually costs, broken down by who's living it.

A single person spends $5,211 per month in Bermuda vs $2,462 in the United Kingdom, rent included.

Bermuda $5,211
United Kingdom $2,462

A couple spends around $9,034 per month in Bermuda vs $3,600 in the United Kingdom, rent included.

Bermuda $9,034
United Kingdom $3,600

A family of three spends $12.9K per month in Bermuda vs $4,738 in the United Kingdom, rent included.

Bermuda $12.9K
United Kingdom $4,738

Cost ranges are similar: Bermuda spans $2,374–$5,399, the United Kingdom $1,126–$4,646. City choice affects budget similarly in either country.

The cost of living in Bermuda is about 112% higher than in the United Kingdom on average.

Both Bermuda and the United Kingdom are pricier than the global median – Bermuda by 283%, the United Kingdom by 81%.

Meal at Budget Restaurant

$54.3 BMD 54.3

$21.48 £16.15

152.56%

Three-Course Dinner for Two, Mid-Range

$152 BMD 152

$85.7 £64.4

77.22%

Fast Food Meal (McDonalds, etc)

$17.99 BMD 17.99

$10.61 £7.98

69.56%

Cappuccino

$6.81 BMD 6.81

$4.91 £3.69

38.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.45 BMD 3.45

$2.66 £2.00

29.70%

Water (0.33 liter bottle)

$3.25 BMD 3.25

$1.87 £1.40

73.80%

Local Beer (0.5 liter draught)

$7.93 BMD 7.93

$6.63 £4.98

19.61%

Imported Beer (0.33 liter bottle)

$8.81 BMD 8.81

$6.84 £5.14

28.80%

Milk (1 liter)

$5.17 BMD 5.17

$1.68 £1.26

207.74%

White Bread (500g)

$8.31 BMD 8.31

$1.72 £1.29

383.14%

Rice (white) (1kg)

$5.17 BMD 5.17

$2.17 £1.63

138.25%

Eggs

$7.80 BMD 7.80

$4.00 £3.01

95.00%

Local Cheese (1kg)

$18.50 BMD 18.50

$9.42 £7.08

96.39%

Chicken Fillets (1kg)

$22.47 BMD 22.47

$9.19 £6.90

144.50%

Beef Round Steak (1kg)

$24.68 BMD 24.68

$14.77 £11.10

67.10%

Apples (1kg)

$12.19 BMD 12.19

$2.97 £2.23

310.44%

Banana (1kg)

$7.52 BMD 7.52

$1.62 £1.22

364.20%

Oranges (1kg)

$9.50 BMD 9.50

$2.85 £2.15

233.33%

Tomato (1kg)

$10.48 BMD 10.48

$3.52 £2.65

197.73%

Potato (1kg)

$7.89 BMD 7.89

$1.83 £1.38

331.15%

Onion (1kg)

$7.91 BMD 7.91

$1.61 £1.21

391.30%

Lettuce (1 head)

$6.18 BMD 6.18

$1.25 £0.94

394.40%

Water (1.5 liter bottle)

$4.66 BMD 4.66

$1.66 £1.25

180.72%

Cigarettes 20 Pack (Marlboro, Camel)

$18.49 BMD 18.49

$23.65 £17.77

-21.82%

Wine (Bottle)

$25.06 BMD 25.06

$10.50 £7.89

138.67%

Local Beer (0.5 liter bottle)

$7.55 BMD 7.55

$2.98 £2.24

153.36%

Imported Beer (0.33 liter bottle)

$4.23 BMD 4.23

$3.51 £2.64

20.51%

One-way Ticket (Public Transport)

$4.67 BMD 4.67

$3.98 £2.99

17.34%

Public Transport Monthly Pass (Regular Price)

$70.0 BMD 70.0

$107 £80.7

-34.86%

Taxi Start (Normal Tariff)

$6.56 BMD 6.56

$5.18 £3.89

26.64%

Taxi (Normal Tariff) (1km)

$2.47 BMD 2.47

$2.35 £1.76

5.11%

Taxi 1hour Waiting (Normal Tariff)

$70.2 BMD 70.2

$26.84 £20.17

161.36%

Gasoline (1 liter)

$2.23 BMD 2.23

$1.99 £1.49

12.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K BMD 35.4K

$39.4K £29.6K

-10.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.9K BMD 40.9K

$40.5K £30.4K

1.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$288 BMD 288

$327 £246

-11.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$161 BMD 161

$18.21 £13.69

782.32%

Internet (50+ Mbps, Unlimited Data)

$161 BMD 161

$43.60 £32.77

268.26%

Gym Membership (Monthly)

$193 BMD 193

$42.36 £31.83

354.49%

Tennis Court (1 Hour on Weekend)

$15.15 BMD 15.15

$18.22 £13.69

-16.85%

Cinema Ticket

$13.73 BMD 13.73

$13.85 £10.41

-0.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,338 BMD 1,338

$1,868 £1,404

-28.36%

International Primary School, 1 Child (Yearly)

$25.1K BMD 25.1K

$22.6K £17.0K

10.92%

Jeans (Levis 501 Or Similar)

$90.3 BMD 90.3

$92.9 £69.8

-2.88%

Summer Dress (H&M, Zara, etc)

$69.8 BMD 69.8

$45.92 £34.51

52.09%

Sport Shoes (Adidas, Nike)

$143 BMD 143

$102 £76.4

40.71%

Men's Leather Business Shoes

$131 BMD 131

$102 £76.8

28.09%

1-bedroom Apartment, City Center (Monthly)

$3,613 BMD 3,613

$1,342 £1,009

169.16%

1-bedroom Apartment, Outside City Center (Monthly)

$2,583 BMD 2,583

$1,073 £807

140.68%

3-bedroom Apartment, City Center (Monthly)

$8,371 BMD 8,371

$2,231 £1,677

275.11%

3-bedroom Apartment, Outside City Center (Monthly)

$6,913 BMD 6,913

$1,742 £1,309

296.87%

Buy Apartment in City Center (m2)

$14.7K BMD 14.7K

$5,601 £4,210

161.88%

Buy Apartment Outside City Center (m2)

$9,013 BMD 9,013

$4,265 £3,205

111.31%

Average Monthly Net Salary (After Tax)

$6,916 BMD 6,916

$3,349 £2,517

106.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

5.32

62.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bermuda: October 24, 2026

Last update for the United Kingdom: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bermuda

$2.6K 49.6%

United Kingdom

$1.1K 43.6% 58.5% $1.5K

Groceries & Markets

Bermuda

$842 16.2%

United Kingdom

$307 12.5% 63.5% $534

Eating Out

Bermuda

$654 12.6%

United Kingdom

$328 13.3% 49.9% $326

Monthly Utilities & Internet

Bermuda

$609 11.7%

United Kingdom

$389 15.8% 36.2% $220

Sport & Entertainment

Bermuda

$220 4.2%

United Kingdom

$70 2.9% 68.2% $150

Clothing & Footwear

Bermuda

$195 3.8%

United Kingdom

$154 6.3% 21% $41

Getting Around

Bermuda

$108 2.1%

United Kingdom

$140 5.7% 30.4% $33

Cost Breakdown

Average rent: $3,696 in Bermuda vs $1,287 in the United Kingdom. For reference, capital cities sit at $3,924 in Hamilton and $2,811 in London.

Average salary: $7,044 in Bermuda vs $3,251 in the United Kingdom. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 187% higher in Bermuda.

Dining out costs 82% more in Bermuda.

Salaries are about 2.2 times higher in Bermuda.

Good to know

🇧🇲 Bermuda

🇬🇧 United Kingdom

🕒 Local time

06:21 6:21 AM

09:21 9:21 AM

3 h ahead of Bermuda

🌤 Weather

👥 Population

65,024

67,326,569

💱 Currency

Bermudian Dollar BMD $

British Pound GBP £

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.899 EUR

1 GBP = 1.33 USD

1 GBP = 1.2 EUR

Exchange rates and currency converter

GBP, USD, EUR to BMD – Bermudian Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇲 Bermudian Dollar ($)

Bermudian Dollar exchange rates as of October 28, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.11 BMD (1 BMD = 0.899 EUR).

British Pound exchange rates as of October 28, 2026: 1 USD = 0.752 GBP (1 GBP = 1.33 USD). 1 EUR = 0.836 GBP (1 GBP = 1.2 EUR).

USD to BMD in detail →

On the map

Lowest

Highest

Between locations

Bermuda United Kingdom 5,550 km ≈ 7 h nonstop flight

From you

Bermuda
United Kingdom

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bermuda vs United Kingdom: Cost of Living - Frequently Asked Questions

The United Kingdom is the cheaper option – living costs run roughly 53% lower on average.

Housing costs more in Bermuda: a central one-bedroom averages $3,696 versus $1,287 in the United Kingdom.

$4,000 buys a comfortable lifestyle in the United Kingdom, but in Bermuda it only works with careful planning outside the capital. Same money, very different lives.

The United Kingdom is the budget-friendly choice for expats. But cost isn’t everything: visa policies, language, healthcare quality, and job markets all weigh in too.