Cost of Living Comparison Between Bermuda and United Kingdom Cost of Living Comparison Between Bermuda and United Kingdom

Name: United Kingdom
Address: GB

Monthly Cost of Living

A single person spends $4,364 per month in Bermuda vs $2,363 in United Kingdom, rent included.

A couple spends around $8,203 per month in Bermuda vs $3,474 in United Kingdom, rent included.

A family of three spends $12.0K per month in Bermuda vs $4,585 in United Kingdom, rent included.

Bermuda costs about 85% more than United Kingdom on average – the gap runs across housing, groceries, transport, and services.

Both Bermuda and United Kingdom are pricier than the global median – Bermuda by 226%, United Kingdom by 76%.

Bermuda has a wider regional cost range ($2,356–$6,516) than United Kingdom ($1,678–$3,892), so location matters more when choosing where to live in Bermuda.

Meal at Budget Restaurant

$61.0 BMD 61.0

$20.41 £15.17

198.97%

Three-Course Dinner for Two, Mid-Range

$165 BMD 165

$87.0 £64.7

89.72%

Fast Food Meal (McDonalds, etc)

$14.97 BMD 14.97

$10.13 £7.53

47.78%

Cappuccino

$6.06 BMD 6.06

$4.70 £3.49

28.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.48 BMD 3.48

$2.36 £1.75

47.46%

Water (0.33 liter bottle)

$3.30 BMD 3.30

$1.76 £1.30

87.50%

Local Beer (0.5 liter draught)

$10.02 BMD 10.02

$6.66 £4.95

50.45%

Imported Beer (0.33 liter bottle)

$8.51 BMD 8.51

$6.43 £4.78

32.35%

Milk (1 liter)

$5.11 BMD 5.11

$1.70 £1.27

200.59%

White Bread (500g)

$8.57 BMD 8.57

$1.63 £1.21

425.77%

Rice (white) (1kg)

$5.18 BMD 5.18

$2.29 £1.70

126.20%

Eggs

$8.37 BMD 8.37

$4.03 £2.99

107.69%

Local Cheese (1kg)

$10.98 BMD 10.98

$9.77 £7.26

12.38%

Chicken Fillets (1kg)

$28.36 BMD 28.36

$8.92 £6.63

217.94%

Beef Round Steak (1kg)

$21.12 BMD 21.12

$14.31 £10.64

47.59%

Apples (1kg)

$10.67 BMD 10.67

$3.05 £2.26

249.84%

Banana (1kg)

$7.02 BMD 7.02

$1.61 £1.19

336.02%

Oranges (1kg)

$10.11 BMD 10.11

$2.84 £2.11

255.99%

Tomato (1kg)

$8.82 BMD 8.82

$3.53 £2.62

149.86%

Potato (1kg)

$8.11 BMD 8.11

$1.61 £1.19

403.73%

Onion (1kg)

$6.24 BMD 6.24

$1.57 £1.17

297.45%

Lettuce (1 head)

$5.90 BMD 5.90

$1.17 £0.87

404.27%

Water (1.5 liter bottle)

$4.30 BMD 4.30

$1.56 £1.16

175.64%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 BMD 18.10

$20.03 £14.89

-9.64%

Wine (Bottle)

$25.29 BMD 25.29

$10.90 £8.10

132.02%

Local Beer (0.5 liter bottle)

$5.44 BMD 5.44

$2.90 £2.16

87.59%

Imported Beer (0.33 liter bottle)

$4.44 BMD 4.44

$3.38 £2.51

31.36%

One-way Ticket (Public Transport)

$4.61 BMD 4.61

$3.17 £2.35

45.43%

Public Transport Monthly Pass (Regular Price)

$70.0 BMD 70.0

$95.2 £70.8

-26.51%

Taxi Start (Normal Tariff)

$6.37 BMD 6.37

$5.45 £4.05

16.88%

Taxi (Normal Tariff) (1km)

$3.33 BMD 3.33

$1.59 £1.18

109.43%

Taxi 1hour Waiting (Normal Tariff)

$53.1 BMD 53.1

$27.31 £20.30

94.36%

Gasoline (1 liter)

$2.30 BMD 2.30

$1.99 £1.48

15.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K BMD 34.7K

$37.8K £28.1K

-8.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.8K BMD 38.8K

$40.2K £29.9K

-3.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$236 BMD 236

$323 £240

-26.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$120 BMD 120

$17.22 £12.80

595.01%

Internet (50+ Mbps, Unlimited Data)

$158 BMD 158

$42.23 £31.39

273.03%

Gym Membership (Monthly)

$181 BMD 181

$46.03 £34.21

293.76%

Tennis Court (1 Hour on Weekend)

$47.44 BMD 47.44

$15.67 £11.65

202.74%

Cinema Ticket

$13.37 BMD 13.37

$13.48 £10.02

-0.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,345 BMD 1,345

$1,713 £1,274

-21.53%

International Primary School, 1 Child (Yearly)

$24.2K BMD 24.2K

$20.8K £15.5K

16.32%

Jeans (Levis 501 Or Similar)

$74.4 BMD 74.4

$91.3 £67.8

-18.49%

Summer Dress (H&M, Zara, etc)

$59.7 BMD 59.7

$44.88 £33.36

32.91%

Sport Shoes (Adidas, Nike)

$137 BMD 137

$102 £75.9

34.08%

Men's Leather Business Shoes

$125 BMD 125

$104 £77.3

20.41%

1-bedroom Apartment, City Center (Monthly)

$3,473 BMD 3,473

$1,417 £1,053

145.18%

1-bedroom Apartment, Outside City Center (Monthly)

$2,468 BMD 2,468

$1,132 £841

118.08%

3-bedroom Apartment, City Center (Monthly)

$8,179 BMD 8,179

$2,308 £1,715

254.41%

3-bedroom Apartment, Outside City Center (Monthly)

$7,486 BMD 7,486

$1,839 £1,367

307.09%

Buy Apartment in City Center (m2)

$14.7K BMD 14.7K

$5,727 £4,257

156.76%

Buy Apartment Outside City Center (m2)

$9,130 BMD 9,130

$4,523 £3,362

101.85%

Average Monthly Net Salary (After Tax)

$7,052 BMD 7,052

$3,333 £2,477

111.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.08

5.75

23.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bermuda: May 30, 2026

Last update for United Kingdom: May 30, 2026

Cost Breakdown

Average rent: $2,847 in Bermuda vs $1,265 in United Kingdom. For reference, capital cities sit at $3,342 in Hamilton and $3,019 in London.

Average salary: $8,124 in Bermuda vs $3,219 in United Kingdom. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 125% higher in Bermuda.

Dining out costs 106% more in Bermuda.

Public transport is 244% more expensive in United Kingdom.

Salaries are 152% higher in Bermuda, giving Bermuda stronger purchasing power.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bermuda vs United Kingdom: Cost of Living - Frequently Asked Questions

United Kingdom is the cheaper option – living costs run roughly 59% lower on average. The gap is consistent across housing, groceries, transport, and entertainment.

Housing costs more in Bermuda, and the gap is biggest in capital cities. Regional towns show less difference, but Bermuda consistently has higher rents.

Groceries, transport, and utilities all cost less in United Kingdom, contributing to the overall 59% price gap. The savings show up everywhere – from supermarket receipts to monthly bills.

$2,500 buys a comfortable lifestyle in United Kingdom, but in Bermuda it only works with careful planning outside the capital. Same money, very different lives.

United Kingdom is the budget-friendly choice for expats – lower housing and daily costs. But cost isn't everything: visa policies, language, healthcare quality, and job markets all weigh in too.