Last update: Oct 2026

Cost of Living Comparison Between the United Kingdom and Bermuda

For one person, living is cheaper in the United Kingdom: $2,508 a month against $5,143 in Bermuda, rent and utilities included – about $31,600 less a year. Rent and utilities account for about half of the difference.

United Kingdom
Bermuda
🇬🇧 United Kingdom
$2,508
/mo nomad
🇧🇲 Bermuda
$5,143
/mo nomad
Monthly Cost of Living

How much you'll spend in the United Kingdom and in Bermuda

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in the United Kingdom and in Bermuda actually costs, broken down by who's living it.

A single person spends $2,508 per month in the United Kingdom vs $5,143 in Bermuda, rent included.

  • United Kingdom $2,508
  • Bermuda $5,143

A couple spends around $3,619 per month in the United Kingdom vs $9,081 in Bermuda, rent included.

  • United Kingdom $3,619
  • Bermuda $9,081

A family of three spends $4,730 per month in the United Kingdom vs $13.0K in Bermuda, rent included.

  • United Kingdom $4,730
  • Bermuda $13.0K

Cost ranges are similar: the United Kingdom spans $1,139–$4,519, Bermuda $2,331–$5,432. City choice affects budget similarly in either country.

The cost of living in the United Kingdom is roughly 51% lower than in Bermuda on average.

Both the United Kingdom and Bermuda are pricier than the global median – the United Kingdom by 85%, Bermuda by 280%.

Currency
🍽 Eating Out
United Kingdom
Bermuda
Difference
Meal at Budget Restaurant
$21.67 £16.11
$49.03 BMD 49.03
-55.80%
Three-Course Dinner for Two, Mid-Range
$86.1 £64.0
$147 BMD 147
-41.46%
Fast Food Meal (McDonalds, etc)
$10.52 £7.82
$18.91 BMD 18.91
-44.37%
Cappuccino
$4.89 £3.64
$6.79 BMD 6.79
-27.98%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.60 £1.93
$3.44 BMD 3.44
-24.42%
Water (0.33 liter bottle)
$1.88 £1.40
$3.40 BMD 3.40
-44.71%
Local Beer (0.5 liter draught)
$6.82 £5.07
$7.97 BMD 7.97
-14.43%
Imported Beer (0.33 liter bottle)
$6.55 £4.87
$9.05 BMD 9.05
-27.62%
🛒 Groceries & Markets
United Kingdom
Bermuda
Difference
Milk (1 liter)
$1.71 £1.27
$5.04 BMD 5.04
-66.07%
White Bread (500g)
$1.66 £1.24
$8.57 BMD 8.57
-80.63%
Rice (white) (1kg)
$2.23 £1.66
$5.45 BMD 5.45
-59.08%
Eggs
$4.14 £3.08
$7.65 BMD 7.65
-45.88%
Local Cheese (1kg)
$9.94 £7.39
$18.18 BMD 18.18
-45.32%
Chicken Fillets (1kg)
$9.37 £6.97
$22.34 BMD 22.34
-58.06%
Beef Round Steak (1kg)
$14.69 £10.92
$23.93 BMD 23.93
-38.61%
Apples (1kg)
$3.10 £2.30
$12.45 BMD 12.45
-75.10%
Banana (1kg)
$1.62 £1.20
$7.51 BMD 7.51
-78.43%
Oranges (1kg)
$2.90 £2.16
$9.41 BMD 9.41
-69.18%
Tomato (1kg)
$3.39 £2.52
$10.67 BMD 10.67
-68.23%
Potato (1kg)
$1.77 £1.32
$7.75 BMD 7.75
-77.16%
Onion (1kg)
$1.63 £1.21
$7.78 BMD 7.78
-79.05%
Lettuce (1 head)
$1.19 £0.88
$6.51 BMD 6.51
-81.72%
Water (1.5 liter bottle)
$1.64 £1.22
$4.58 BMD 4.58
-64.19%
Cigarettes 20 Pack (Marlboro, Camel)
$24.10 £17.91
$18.56 BMD 18.56
29.85%
Wine (Bottle)
$10.78 £8.01
$25.03 BMD 25.03
-56.93%
Local Beer (0.5 liter bottle)
$3.11 £2.31
$7.63 BMD 7.63
-59.24%
Imported Beer (0.33 liter bottle)
$3.43 £2.55
$4.30 BMD 4.30
-20.23%
🚌 Getting Around
United Kingdom
Bermuda
Difference
One-way Ticket (Public Transport)
$3.95 £2.93
$5.08 BMD 5.08
-22.24%
Public Transport Monthly Pass (Regular Price)
$108 £80.1
$68.3 BMD 68.3
57.78%
Taxi Start (Normal Tariff)
$5.25 £3.90
$6.53 BMD 6.53
-19.60%
Taxi (Normal Tariff) (1km)
$2.15 £1.60
$2.43 BMD 2.43
-11.52%
Taxi 1hour Waiting (Normal Tariff)
$26.45 £19.66
$70.6 BMD 70.6
-62.54%
Gasoline (1 liter)
$2.06 £1.53
$2.12 BMD 2.12
-2.83%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$39.6K £29.4K
$34.6K BMD 34.6K
14.32%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.3K £30.7K
$40.0K BMD 40.0K
3.40%
🧾 Monthly Utilities & Internet
United Kingdom
Bermuda
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$324 £241
$292 BMD 292
10.76%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.04 £13.41
$157 BMD 157
-88.49%
Internet (50+ Mbps, Unlimited Data)
$43.17 £32.09
$161 BMD 161
-73.17%
🎉 Sport & Entertainment
United Kingdom
Bermuda
Difference
Gym Membership (Monthly)
$41.63 £30.94
$191 BMD 191
-78.23%
Tennis Court (1 Hour on Weekend)
$18.43 £13.70
$14.84 BMD 14.84
24.19%
Cinema Ticket
$14.10 £10.48
$13.68 BMD 13.68
3.07%
🧸 Childcare & Education
United Kingdom
Bermuda
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,846 £1,372
$1,354 BMD 1,354
36.30%
International Primary School, 1 Child (Yearly)
$26.8K £19.9K
$26.9K BMD 26.9K
-0.27%
👕👟 Clothing & Footwear
United Kingdom
Bermuda
Difference
Jeans (Levis 501 Or Similar)
$93.2 £69.3
$89.7 BMD 89.7
3.89%
Summer Dress (H&M, Zara, etc)
$45.49 £33.81
$70.2 BMD 70.2
-35.19%
Sport Shoes (Adidas, Nike)
$102 £76.0
$144 BMD 144
-29.24%
Men's Leather Business Shoes
$100 £74.4
$131 BMD 131
-23.28%
🏠 Accommodation & Living
United Kingdom
Bermuda
Difference
1-bedroom Apartment, City Center (Monthly)
$1,376 £1,023
$3,820 BMD 3,820
-63.98%
1-bedroom Apartment, Outside City Center (Monthly)
$1,120 £833
$2,555 BMD 2,555
-56.14%
3-bedroom Apartment, City Center (Monthly)
$2,249 £1,672
$8,366 BMD 8,366
-73.11%
3-bedroom Apartment, Outside City Center (Monthly)
$1,729 £1,285
$7,196 BMD 7,196
-75.97%
Buy Apartment in City Center (m2)
$5,631 £4,185
$14.8K BMD 14.8K
-61.86%
Buy Apartment Outside City Center (m2)
$4,197 £3,120
$8,908 BMD 8,908
-52.88%
💵 Salaries & Financials
United Kingdom
Bermuda
Difference
Average Monthly Net Salary (After Tax)
$3,540 £2,631
$6,805 BMD 6,805
-47.98%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.32
8.63
-38.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for the United Kingdom: October 31, 2026

Last update for Bermuda: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
United Kingdom
$1.1K
Bermuda
$2.6K 128% $1.4K
Monthly Utilities & Internet
United Kingdom
$385
Bermuda
$610 58.4% $225
Eating Out
United Kingdom
$329
Bermuda
$616 87.3% $287
Groceries & Markets
United Kingdom
$311
Bermuda
$841 171% $531
Clothing & Footwear
United Kingdom
$153
Bermuda
$196 27.5% $42
Getting Around
United Kingdom
$140
Bermuda
$107 23.1% $32
Sport & Entertainment
United Kingdom
$70
Bermuda
$219 213% $149

Cost Breakdown

Average rent: $1,311 in the United Kingdom vs $3,644 in Bermuda. For reference, capital cities sit at $2,935 in London and $3,885 in Hamilton.

Average salary: $3,387 in the United Kingdom vs $7,032 in Bermuda. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 178% higher in Bermuda.

Dining out costs 85% more in Bermuda.

Salaries are about 2.1 times higher in Bermuda.

Good to know
🇬🇧 United Kingdom
🇧🇲 Bermuda
🕒 Local time
23:18 11:18 PM
19:18 7:18 PM
4 h behind the United Kingdom
🌤 Weather
👥 Population
67,326,569
65,024
💱 Currency
Exchange rates and currency converter

BMD, USD, EUR to GBP – British Pound Converter

British Pound exchange rates as of November 5, 2026: 1 USD = 0.743 GBP (1 GBP = 1.35 USD). 1 EUR = 0.834 GBP (1 GBP = 1.2 EUR).

Bermudian Dollar exchange rates as of November 5, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.891 EUR).

On the map
Between locations
  • United Kingdom Bermuda 5,550 km ≈ 7 h nonstop flight
From you
  • United Kingdom
  • Bermuda

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
United Kingdom vs Bermuda: Cost of Living - Frequently Asked Questions
How do Bermuda and the United Kingdom compare in cost of living?
The United Kingdom is the cheaper option – living costs run roughly 51% lower on average.
How do rents compare between Bermuda and the United Kingdom?
Housing costs more in Bermuda: a central one-bedroom averages $3,644 versus $1,311 in the United Kingdom.
How far does $4,000 go in Bermuda compared to the United Kingdom?
$4,000 buys a comfortable lifestyle in the United Kingdom, but in Bermuda it only works with careful planning outside the capital. Same money, very different lives.
How do I choose between living in Bermuda and in the United Kingdom?
The United Kingdom is the budget-friendly choice for expats. But cost isn’t everything: visa policies, language, healthcare quality, and job markets all weigh in too.

United Kingdom vs other spots: cost of living compared

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