Last update: Oct 2026
Cost of Living Comparison Between Bermuda and Toronto
For one person, living is cheaper in Toronto: $2,530 a month against $5,272 in Bermuda, rent and utilities included – about $32,900 less a year. Rent and utilities account for about half of the difference.
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😐 Solo nomad: Bermuda is 129.5% more expensive than Toronto without rent, and 108.4% more expensive with rent.
😐 Family of 3: Bermuda is 115.4% more expensive than Toronto without rent, and 166.3% more expensive with rent.
🍽 Eating Out
Bermuda
Toronto
Difference
Meal at Budget Restaurant
$55.1 BMD 55.1
$17.67 CA$25.19
211.94%
Three-Course Dinner for Two, Mid-Range
$151 BMD 151
$77.4 CA$110
95.75%
Fast Food Meal (McDonalds, etc)
$17.67 BMD 17.67
$10.47 CA$14.93
68.77%
Cappuccino
$6.68 BMD 6.68
$4.08 CA$5.81
63.73%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.35 BMD 3.35
$2.12 CA$3.02
58.02%
Water (0.33 liter bottle)
$3.31 BMD 3.31
$1.76 CA$2.51
88.07%
Local Beer (0.5 liter draught)
$7.87 BMD 7.87
$6.17 CA$8.80
27.55%
Imported Beer (0.33 liter bottle)
$8.78 BMD 8.78
$6.89 CA$9.82
27.43%
🛒 Groceries & Markets
Bermuda
Toronto
Difference
Milk (1 liter)
$5.02 BMD 5.02
$2.43 CA$3.46
106.58%
White Bread (500g)
$8.24 BMD 8.24
$2.75 CA$3.92
199.64%
Rice (white) (1kg)
$5.27 BMD 5.27
$2.23 CA$3.18
136.32%
Eggs
$7.64 BMD 7.64
$3.45 CA$4.91
121.45%
Local Cheese (1kg)
$18.30 BMD 18.30
$8.93 CA$12.73
104.93%
Chicken Fillets (1kg)
$21.89 BMD 21.89
$11.44 CA$16.31
91.35%
Beef Round Steak (1kg)
$24.22 BMD 24.22
$14.61 CA$20.83
65.78%
Apples (1kg)
$12.33 BMD 12.33
$3.75 CA$5.34
228.80%
Banana (1kg)
$7.51 BMD 7.51
$1.15 CA$1.64
553.04%
Oranges (1kg)
$9.42 BMD 9.42
$3.55 CA$5.06
165.35%
Tomato (1kg)
$10.70 BMD 10.70
$4.28 CA$6.10
150.00%
Potato (1kg)
$7.68 BMD 7.68
$1.85 CA$2.63
315.14%
Onion (1kg)
$8.01 BMD 8.01
$1.67 CA$2.38
379.64%
Lettuce (1 head)
$6.28 BMD 6.28
$2.22 CA$3.16
182.88%
Water (1.5 liter bottle)
$4.53 BMD 4.53
$1.21 CA$1.72
274.38%
Cigarettes 20 Pack (Marlboro, Camel)
$18.95 BMD 18.95
$13.88 CA$19.78
36.53%
Wine (Bottle)
$24.92 BMD 24.92
$14.25 CA$20.31
74.88%
Local Beer (0.5 liter bottle)
$7.29 BMD 7.29
$2.20 CA$3.13
231.36%
Imported Beer (0.33 liter bottle)
$4.30 BMD 4.30
$2.42 CA$3.45
77.69%
🚌 Getting Around
Bermuda
Toronto
Difference
One-way Ticket (Public Transport)
$5.14 BMD 5.14
$2.42 CA$3.44
112.40%
Public Transport Monthly Pass (Regular Price)
$70.1 BMD 70.1
$111 CA$158
-36.73%
Taxi Start (Normal Tariff)
$6.66 BMD 6.66
$2.90 CA$4.13
129.66%
Taxi (Normal Tariff) (1km)
$2.52 BMD 2.52
$1.26 CA$1.80
100.00%
Taxi 1hour Waiting (Normal Tariff)
$70.1 BMD 70.1
$22.03 CA$31.40
218.29%
Gasoline (1 liter)
$2.16 BMD 2.16
$1.22 CA$1.74
77.05%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.1K BMD 35.1K
$27.6K CA$39.4K
27.09%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.8K BMD 40.8K
$19.8K CA$28.3K
105.69%
🧾 Monthly Utilities & Internet
Bermuda
Toronto
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$289 BMD 289
$122 CA$174
137.33%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$157 BMD 157
$32.03 CA$45.66
388.98%
Internet (50+ Mbps, Unlimited Data)
$161 BMD 161
$47.92 CA$68.3
235.10%
🎉 Sport & Entertainment
Bermuda
Toronto
Difference
Gym Membership (Monthly)
$189 BMD 189
$38.90 CA$55.5
385.22%
Tennis Court (1 Hour on Weekend)
$15.08 BMD 15.08
$23.24 CA$33.12
-35.11%
Cinema Ticket
$13.29 BMD 13.29
$12.61 CA$17.97
5.39%
🧸 Childcare & Education
Bermuda
Toronto
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,315 BMD 1,315
$834 CA$1,189
57.68%
International Primary School, 1 Child (Yearly)
$24.6K BMD 24.6K
$23.3K CA$33.3K
5.25%
👕👟 Clothing & Footwear
Bermuda
Toronto
Difference
Jeans (Levis 501 Or Similar)
$89.0 BMD 89.0
$52.6 CA$75.0
69.20%
Summer Dress (H&M, Zara, etc)
$69.5 BMD 69.5
$40.26 CA$57.4
72.63%
Sport Shoes (Adidas, Nike)
$144 BMD 144
$96.2 CA$137
49.32%
Men's Leather Business Shoes
$128 BMD 128
$123 CA$175
4.13%
🏠 Accommodation & Living
Bermuda
Toronto
Difference
1-bedroom Apartment, City Center (Monthly)
$3,595 BMD 3,595
$1,598 CA$2,278
124.96%
1-bedroom Apartment, Outside City Center (Monthly)
$2,554 BMD 2,554
$1,435 CA$2,045
78.02%
3-bedroom Apartment, City Center (Monthly)
$8,175 BMD 8,175
$2,657 CA$3,787
207.70%
3-bedroom Apartment, Outside City Center (Monthly)
$7,064 BMD 7,064
$2,096 CA$2,988
237.01%
Buy Apartment in City Center (m2)
$14.9K BMD 14.9K
$8,033 CA$11.5K
85.35%
Buy Apartment Outside City Center (m2)
$8,923 BMD 8,923
$6,557 CA$9,347
36.07%
💵 Salaries & Financials
Bermuda
Toronto
Difference
Average Monthly Net Salary (After Tax)
$6,948 BMD 6,948
$3,743 CA$5,335
85.61%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.63
4.47
93.06%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Bermuda: October 5, 2026
Last update for Toronto: October 4, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Accommodation & Living
Bermuda $2.6K 49.4%
Toronto $1.4K 55.4% 43.8% $1.1K
Groceries & Markets
Bermuda $832 16.1%
Toronto $340 13.1% 59.1% $492
Eating Out
Bermuda $658 12.7%
Toronto $282 10.9% 57.1% $376
Monthly Utilities & Internet
Bermuda $606 11.7%
Toronto $202 7.8% 66.7% $405
Sport & Entertainment
Bermuda $215 4.2%
Toronto $64 2.5% 70.2% $151
Clothing & Footwear
Bermuda $194 3.7%
Toronto $140 5.4% 27.5% $53
Getting Around
Bermuda $110 2.1%
Toronto $130 5% 17.9% $20
Accommodation & Living
Bermuda $7.1K 54.4%
Toronto $2.1K 43.7% 70.3% $5K
Groceries & Markets
Bermuda $1.9K 14.7%
Toronto $781 16.3% 59.1% $1.1K
Eating Out
Bermuda $2.1K 16.5%
Toronto $955 19.9% 55.3% $1.2K
Monthly Utilities & Internet
Bermuda $763 5.9%
Toronto $234 4.9% 69.4% $529
Sport & Entertainment
Bermuda $446 3.4%
Toronto $151 3.2% 66% $294
Clothing & Footwear
Bermuda $430 3.3%
Toronto $312 6.5% 27.5% $118
Getting Around
Bermuda $230 1.8%
Toronto $264 5.5% 14.8% $34
Good to know
🇧🇲 Bermuda
🇨🇦 Toronto
Weather
Population
65,024
2,731,571
Exchange rates and currency converter
On the map
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Between locations
- Bermuda Toronto 1,790 km ≈ 2 h 45 min nonstop flight
From you
- Bermuda
- Toronto
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bermuda vs other spots: cost of living compared
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