Last update: Oct 2026

Cost of Living Comparison Between Toronto and Bermuda

For one person, living is cheaper in Toronto: $2,530 a month against $5,272 in Bermuda, rent and utilities included – about $32,900 less a year. Rent and utilities account for about half of the difference.

Toronto
🇨🇦 Canada
$2,530
/mo nomad
🇧🇲 Bermuda
$5,272
/mo nomad
🙂 Solo nomad: Toronto is 56.4% cheaper than Bermuda without rent, and 52% cheaper with rent.
🙂 Family of 3: Toronto is 53.6% cheaper than Bermuda without rent, and 62.5% cheaper with rent.
Currency
🍽 Eating Out
Toronto
Bermuda
Difference
Meal at Budget Restaurant
$17.67 CA$25.19
$55.1 BMD 55.1
-67.94%
Three-Course Dinner for Two, Mid-Range
$77.4 CA$110
$151 BMD 151
-48.91%
Fast Food Meal (McDonalds, etc)
$10.47 CA$14.93
$17.67 BMD 17.67
-40.75%
Cappuccino
$4.08 CA$5.81
$6.68 BMD 6.68
-38.92%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.12 CA$3.02
$3.35 BMD 3.35
-36.72%
Water (0.33 liter bottle)
$1.76 CA$2.51
$3.31 BMD 3.31
-46.83%
Local Beer (0.5 liter draught)
$6.17 CA$8.80
$7.87 BMD 7.87
-21.60%
Imported Beer (0.33 liter bottle)
$6.89 CA$9.82
$8.78 BMD 8.78
-21.53%
🛒 Groceries & Markets
Toronto
Bermuda
Difference
Milk (1 liter)
$2.43 CA$3.46
$5.02 BMD 5.02
-51.59%
White Bread (500g)
$2.75 CA$3.92
$8.24 BMD 8.24
-66.63%
Rice (white) (1kg)
$2.23 CA$3.18
$5.27 BMD 5.27
-57.69%
Eggs
$3.45 CA$4.91
$7.64 BMD 7.64
-54.84%
Local Cheese (1kg)
$8.93 CA$12.73
$18.30 BMD 18.30
-51.20%
Chicken Fillets (1kg)
$11.44 CA$16.31
$21.89 BMD 21.89
-47.74%
Beef Round Steak (1kg)
$14.61 CA$20.83
$24.22 BMD 24.22
-39.68%
Apples (1kg)
$3.75 CA$5.34
$12.33 BMD 12.33
-69.59%
Banana (1kg)
$1.15 CA$1.64
$7.51 BMD 7.51
-84.69%
Oranges (1kg)
$3.55 CA$5.06
$9.42 BMD 9.42
-62.31%
Tomato (1kg)
$4.28 CA$6.10
$10.70 BMD 10.70
-60.00%
Potato (1kg)
$1.85 CA$2.63
$7.68 BMD 7.68
-75.91%
Onion (1kg)
$1.67 CA$2.38
$8.01 BMD 8.01
-79.15%
Lettuce (1 head)
$2.22 CA$3.16
$6.28 BMD 6.28
-64.65%
Water (1.5 liter bottle)
$1.21 CA$1.72
$4.53 BMD 4.53
-73.29%
Cigarettes 20 Pack (Marlboro, Camel)
$13.88 CA$19.78
$18.95 BMD 18.95
-26.75%
Wine (Bottle)
$14.25 CA$20.31
$24.92 BMD 24.92
-42.82%
Local Beer (0.5 liter bottle)
$2.20 CA$3.13
$7.29 BMD 7.29
-69.82%
Imported Beer (0.33 liter bottle)
$2.42 CA$3.45
$4.30 BMD 4.30
-43.72%
🚌 Getting Around
Toronto
Bermuda
Difference
One-way Ticket (Public Transport)
$2.42 CA$3.44
$5.14 BMD 5.14
-52.92%
Public Transport Monthly Pass (Regular Price)
$111 CA$158
$70.1 BMD 70.1
58.04%
Taxi Start (Normal Tariff)
$2.90 CA$4.13
$6.66 BMD 6.66
-56.46%
Taxi (Normal Tariff) (1km)
$1.26 CA$1.80
$2.52 BMD 2.52
-50.00%
Taxi 1hour Waiting (Normal Tariff)
$22.03 CA$31.40
$70.1 BMD 70.1
-68.58%
Gasoline (1 liter)
$1.22 CA$1.74
$2.16 BMD 2.16
-43.52%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.6K CA$39.4K
$35.1K BMD 35.1K
-21.31%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.8K CA$28.3K
$40.8K BMD 40.8K
-51.38%
🧾 Monthly Utilities & Internet
Toronto
Bermuda
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$122 CA$174
$289 BMD 289
-57.86%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.03 CA$45.66
$157 BMD 157
-79.55%
Internet (50+ Mbps, Unlimited Data)
$47.92 CA$68.3
$161 BMD 161
-70.16%
🎉 Sport & Entertainment
Toronto
Bermuda
Difference
Gym Membership (Monthly)
$38.90 CA$55.5
$189 BMD 189
-79.39%
Tennis Court (1 Hour on Weekend)
$23.24 CA$33.12
$15.08 BMD 15.08
54.11%
Cinema Ticket
$12.61 CA$17.97
$13.29 BMD 13.29
-5.12%
🧸 Childcare & Education
Toronto
Bermuda
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$834 CA$1,189
$1,315 BMD 1,315
-36.58%
International Primary School, 1 Child (Yearly)
$23.3K CA$33.3K
$24.6K BMD 24.6K
-4.99%
👕👟 Clothing & Footwear
Toronto
Bermuda
Difference
Jeans (Levis 501 Or Similar)
$52.6 CA$75.0
$89.0 BMD 89.0
-40.90%
Summer Dress (H&M, Zara, etc)
$40.26 CA$57.4
$69.5 BMD 69.5
-42.07%
Sport Shoes (Adidas, Nike)
$96.2 CA$137
$144 BMD 144
-33.03%
Men's Leather Business Shoes
$123 CA$175
$128 BMD 128
-3.97%
🏠 Accommodation & Living
Toronto
Bermuda
Difference
1-bedroom Apartment, City Center (Monthly)
$1,598 CA$2,278
$3,595 BMD 3,595
-55.55%
1-bedroom Apartment, Outside City Center (Monthly)
$1,435 CA$2,045
$2,554 BMD 2,554
-43.83%
3-bedroom Apartment, City Center (Monthly)
$2,657 CA$3,787
$8,175 BMD 8,175
-67.50%
3-bedroom Apartment, Outside City Center (Monthly)
$2,096 CA$2,988
$7,064 BMD 7,064
-70.33%
Buy Apartment in City Center (m2)
$8,033 CA$11.5K
$14.9K BMD 14.9K
-46.05%
Buy Apartment Outside City Center (m2)
$6,557 CA$9,347
$8,923 BMD 8,923
-26.51%
💵 Salaries & Financials
Toronto
Bermuda
Difference
Average Monthly Net Salary (After Tax)
$3,743 CA$5,335
$6,948 BMD 6,948
-46.12%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.47
8.63
-48.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Bermuda: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Toronto
$1.4K
Bermuda
$2.6K 78% $1.1K
Groceries & Markets
Toronto
$340
Bermuda
$832 145% $492
Eating Out
Toronto
$282
Bermuda
$658 133% $376
Monthly Utilities & Internet
Toronto
$202
Bermuda
$606 201% $405
Clothing & Footwear
Toronto
$140
Bermuda
$194 37.9% $53
Getting Around
Toronto
$130
Bermuda
$110 15.2% $20
Sport & Entertainment
Toronto
$64
Bermuda
$215 236% $151
Good to know
🇨🇦 Toronto
🇧🇲 Bermuda
🕒 Local time
23:52 11:52 PM
00:52 12:52 AM
1 h ahead of Toronto
🌤 Weather
👥 Population
2,731,571
65,024
💱 Currency
Exchange rates and currency converter

BMD, USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

Bermudian Dollar exchange rates as of October 10, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.892 EUR).

On the map
Between locations
  • Toronto Bermuda 1,790 km ≈ 2 h 45 min nonstop flight
From you
  • Toronto
  • Bermuda

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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