Cost of Living Comparison Between Bermuda and Germany Cost of Living Comparison Between Bermuda and Germany

Name: Germany
Address: DE

Monthly Cost of Living

A single person spends $4,365 per month in Bermuda vs $2,017 in Germany, rent included.

A couple spends around $8,207 per month in Bermuda vs $3,048 in Germany, rent included.

A family of three spends $12.0K per month in Bermuda vs $4,078 in Germany, rent included.

The cost of living in Bermuda is about 116% higher than in Germany on average – the gap runs across housing, groceries, transport, and services.

Both Bermuda and Germany are pricier than the global median – Bermuda by 227%, Germany by 51%.

The regional cost range is wider in Bermuda ($2,339–$6,589) than in Germany ($1,340–$2,866), so city choice matters more there.

Meal at Budget Restaurant

$60.2 BMD 60.2

$17.10 €14.96

252.16%

Three-Course Dinner for Two, Mid-Range

$164 BMD 164

$76.0 €66.5

116.27%

Fast Food Meal (McDonalds, etc)

$15.28 BMD 15.28

$11.77 €10.30

29.82%

Cappuccino

$5.97 BMD 5.97

$3.96 €3.46

50.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.49 BMD 3.49

$3.39 €2.97

2.95%

Water (0.33 liter bottle)

$3.20 BMD 3.20

$3.04 €2.66

5.26%

Local Beer (0.5 liter draught)

$9.80 BMD 9.80

$5.27 €4.61

85.96%

Imported Beer (0.33 liter bottle)

$8.71 BMD 8.71

$4.64 €4.06

87.72%

Milk (1 liter)

$5.00 BMD 5.00

$1.29 €1.13

287.60%

White Bread (500g)

$8.46 BMD 8.46

$2.19 €1.92

286.30%

Rice (white) (1kg)

$5.08 BMD 5.08

$3.47 €3.04

46.40%

Eggs

$7.98 BMD 7.98

$3.91 €3.42

104.09%

Local Cheese (1kg)

$10.71 BMD 10.71

$15.03 €13.15

-28.74%

Chicken Fillets (1kg)

$28.51 BMD 28.51

$13.89 €12.15

105.26%

Beef Round Steak (1kg)

$21.22 BMD 21.22

$20.12 €17.61

5.47%

Apples (1kg)

$10.61 BMD 10.61

$3.14 €2.75

237.90%

Banana (1kg)

$6.90 BMD 6.90

$1.89 €1.65

265.08%

Oranges (1kg)

$10.24 BMD 10.24

$2.34 €2.05

337.61%

Tomato (1kg)

$8.60 BMD 8.60

$4.74 €4.15

81.43%

Potato (1kg)

$7.96 BMD 7.96

$1.61 €1.40

394.41%

Onion (1kg)

$6.18 BMD 6.18

$1.57 €1.37

293.63%

Lettuce (1 head)

$5.93 BMD 5.93

$1.90 €1.66

212.11%

Water (1.5 liter bottle)

$4.12 BMD 4.12

$1.11 €0.97

271.17%

Cigarettes 20 Pack (Marlboro, Camel)

$18.35 BMD 18.35

$9.89 €8.65

85.54%

Wine (Bottle)

$25.48 BMD 25.48

$5.82 €5.09

337.80%

Local Beer (0.5 liter bottle)

$5.27 BMD 5.27

$1.07 €0.93

392.52%

Imported Beer (0.33 liter bottle)

$4.44 BMD 4.44

$1.68 €1.47

164.29%

One-way Ticket (Public Transport)

$4.45 BMD 4.45

$3.80 €3.32

17.11%

Public Transport Monthly Pass (Regular Price)

$67.8 BMD 67.8

$66.7 €58.3

1.65%

Taxi Start (Normal Tariff)

$6.10 BMD 6.10

$5.73 €5.02

6.46%

Taxi (Normal Tariff) (1km)

$3.31 BMD 3.31

$2.31 €2.03

43.29%

Taxi 1hour Waiting (Normal Tariff)

$52.9 BMD 52.9

$38.07 €33.30

39.01%

Gasoline (1 liter)

$2.31 BMD 2.31

$1.95 €1.70

18.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.4K BMD 34.4K

$30.9K €27.0K

11.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.7K BMD 39.7K

$37.6K €32.9K

5.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$231 BMD 231

$349 €305

-33.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$120 BMD 120

$27.86 €24.37

330.40%

Internet (50+ Mbps, Unlimited Data)

$157 BMD 157

$51.0 €44.64

208.08%

Gym Membership (Monthly)

$178 BMD 178

$41.21 €36.06

331.18%

Tennis Court (1 Hour on Weekend)

$47.43 BMD 47.43

$24.50 €21.43

93.59%

Cinema Ticket

$13.49 BMD 13.49

$13.86 €12.12

-2.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,334 BMD 1,334

$472 €413

182.70%

International Primary School, 1 Child (Yearly)

$24.3K BMD 24.3K

$14.9K €13.1K

62.82%

Jeans (Levis 501 Or Similar)

$74.3 BMD 74.3

$92.9 €81.2

-19.97%

Summer Dress (H&M, Zara, etc)

$61.1 BMD 61.1

$43.33 €37.91

40.94%

Sport Shoes (Adidas, Nike)

$138 BMD 138

$104 €90.6

33.73%

Men's Leather Business Shoes

$128 BMD 128

$131 €115

-2.48%

1-bedroom Apartment, City Center (Monthly)

$3,434 BMD 3,434

$1,037 €907

231.06%

1-bedroom Apartment, Outside City Center (Monthly)

$2,440 BMD 2,440

$762 €666

220.38%

3-bedroom Apartment, City Center (Monthly)

$8,180 BMD 8,180

$1,928 €1,687

324.27%

3-bedroom Apartment, Outside City Center (Monthly)

$7,282 BMD 7,282

$1,437 €1,258

406.57%

Buy Apartment in City Center (m2)

$14.7K BMD 14.7K

$6,101 €5,338

140.19%

Buy Apartment Outside City Center (m2)

$9,078 BMD 9,078

$4,120 €3,604

120.37%

Average Monthly Net Salary (After Tax)

$6,906 BMD 6,906

$3,351 €2,932

106.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.08

3.98

77.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bermuda: July 12, 2026

Last update for Germany: July 12, 2026

Cost Breakdown

Average rent: $2,869 in Bermuda vs $846 in Germany. For reference, capital cities sit at $3,377 in Hamilton and $1,439 in Berlin.

Average salary: $8,158 in Bermuda vs $3,150 in Germany. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 239% higher in Bermuda.

Dining out costs 142% more in Bermuda.

Public transport is 130% more expensive in Germany.

Salaries are 159% higher in Bermuda, and purchasing power comes out stronger in Bermuda.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bermuda vs Germany: Cost of Living - Frequently Asked Questions

Germany is the cheaper option – living costs run roughly 112% lower on average. The gap is consistent across housing, groceries, transport, and entertainment.

Housing costs more in Bermuda, and the gap is biggest in capital cities. Regional towns show less difference, but Bermuda consistently has higher rents.

Groceries, transport, and utilities all cost less in Germany, contributing to the overall 112% price gap. The savings show up everywhere – from supermarket receipts to monthly bills.

$3,000 buys a comfortable lifestyle in Germany, but in Bermuda it only works with careful planning outside the capital. Same money, very different lives.

Germany is the budget-friendly choice for expats – lower housing and daily costs. But cost isn't everything: visa policies, language, healthcare quality, and job markets all weigh in too.