Last update: Oct 2026

Cost of Living Comparison Between Bermuda and Germany

Name: Germany
Address: DE

For one person, living is cheaper in Germany: $2,080 a month against $5,211 in Bermuda, rent and utilities included – about $37,600 less a year. Rent and utilities account for most of the difference.

251

Cost of Living Index in Bermuda
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Bermuda Living Index
100

Cost of Living Index in Germany
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Germany Living Index

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🇧🇲 Bermuda

$5,211

/mo nomad

🇩🇪 Germany

$2,080

/mo nomad

Monthly Cost of Living

How much you'll spend in Bermuda and in Germany

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bermuda and in Germany actually costs, broken down by who's living it.

A single person spends $5,211 per month in Bermuda vs $2,080 in Germany, rent included.

Bermuda $5,211
Germany $2,080

A couple spends around $9,034 per month in Bermuda vs $3,130 in Germany, rent included.

Bermuda $9,034
Germany $3,130

A family of three spends $12.9K per month in Bermuda vs $4,180 in Germany, rent included.

Bermuda $12.9K
Germany $4,180

The regional cost range is wider in Bermuda ($2,374–$5,399) than in Germany ($1,337–$2,681), so city choice matters more there.

The cost of living in Bermuda is about 151% higher than in Germany on average.

Both Bermuda and Germany are pricier than the global median – Bermuda by 283%, Germany by 53%.

Meal at Budget Restaurant

$54.3 BMD 54.3

$16.60 €14.92

226.81%

Three-Course Dinner for Two, Mid-Range

$152 BMD 152

$71.8 €64.5

111.57%

Fast Food Meal (McDonalds, etc)

$17.99 BMD 17.99

$12.12 €10.89

48.43%

Cappuccino

$6.81 BMD 6.81

$3.96 €3.56

71.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.45 BMD 3.45

$3.36 €3.02

2.68%

Water (0.33 liter bottle)

$3.25 BMD 3.25

$2.89 €2.60

12.46%

Local Beer (0.5 liter draught)

$7.93 BMD 7.93

$5.07 €4.55

56.41%

Imported Beer (0.33 liter bottle)

$8.81 BMD 8.81

$4.50 €4.05

95.78%

Milk (1 liter)

$5.17 BMD 5.17

$1.26 €1.13

310.32%

White Bread (500g)

$8.31 BMD 8.31

$2.20 €1.97

277.73%

Rice (white) (1kg)

$5.17 BMD 5.17

$3.54 €3.18

46.05%

Eggs

$7.80 BMD 7.80

$3.88 €3.49

101.03%

Local Cheese (1kg)

$18.50 BMD 18.50

$14.24 €12.79

29.92%

Chicken Fillets (1kg)

$22.47 BMD 22.47

$11.90 €10.69

88.82%

Beef Round Steak (1kg)

$24.68 BMD 24.68

$20.68 €18.58

19.34%

Apples (1kg)

$12.19 BMD 12.19

$3.28 €2.95

271.65%

Banana (1kg)

$7.52 BMD 7.52

$2.05 €1.84

266.83%

Oranges (1kg)

$9.50 BMD 9.50

$2.31 €2.08

311.26%

Tomato (1kg)

$10.48 BMD 10.48

$4.29 €3.85

144.29%

Potato (1kg)

$7.89 BMD 7.89

$1.53 €1.38

415.69%

Onion (1kg)

$7.91 BMD 7.91

$1.50 €1.34

427.33%

Lettuce (1 head)

$6.18 BMD 6.18

$1.64 €1.47

276.83%

Water (1.5 liter bottle)

$4.66 BMD 4.66

$1.02 €0.91

356.86%

Cigarettes 20 Pack (Marlboro, Camel)

$18.49 BMD 18.49

$9.69 €8.71

90.82%

Wine (Bottle)

$25.06 BMD 25.06

$6.01 €5.40

316.97%

Local Beer (0.5 liter bottle)

$7.55 BMD 7.55

$1.12 €1.01

574.11%

Imported Beer (0.33 liter bottle)

$4.23 BMD 4.23

$1.56 €1.41

171.15%

One-way Ticket (Public Transport)

$4.67 BMD 4.67

$3.85 €3.46

21.30%

Public Transport Monthly Pass (Regular Price)

$70.0 BMD 70.0

$69.7 €62.6

0.36%

Taxi Start (Normal Tariff)

$6.56 BMD 6.56

$5.34 €4.79

22.85%

Taxi (Normal Tariff) (1km)

$2.47 BMD 2.47

$2.81 €2.52

-12.10%

Taxi 1hour Waiting (Normal Tariff)

$70.2 BMD 70.2

$38.83 €34.89

80.66%

Gasoline (1 liter)

$2.23 BMD 2.23

$2.13 €1.91

4.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K BMD 35.4K

$32.6K €29.3K

8.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.9K BMD 40.9K

$37.7K €33.9K

8.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$288 BMD 288

$342 €307

-15.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$161 BMD 161

$24.87 €22.35

546.04%

Internet (50+ Mbps, Unlimited Data)

$161 BMD 161

$48.49 €43.57

231.12%

Gym Membership (Monthly)

$193 BMD 193

$39.42 €35.42

388.38%

Tennis Court (1 Hour on Weekend)

$15.15 BMD 15.15

$27.47 €24.69

-44.85%

Cinema Ticket

$13.73 BMD 13.73

$14.65 €13.17

-6.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,338 BMD 1,338

$611 €549

119.17%

International Primary School, 1 Child (Yearly)

$25.1K BMD 25.1K

$17.3K €15.5K

45.30%

Jeans (Levis 501 Or Similar)

$90.3 BMD 90.3

$89.1 €80.0

1.32%

Summer Dress (H&M, Zara, etc)

$69.8 BMD 69.8

$42.07 €37.80

66.01%

Sport Shoes (Adidas, Nike)

$143 BMD 143

$98.3 €88.3

45.50%

Men's Leather Business Shoes

$131 BMD 131

$131 €117

0.22%

1-bedroom Apartment, City Center (Monthly)

$3,613 BMD 3,613

$934 €839

286.77%

1-bedroom Apartment, Outside City Center (Monthly)

$2,583 BMD 2,583

$718 €645

259.57%

3-bedroom Apartment, City Center (Monthly)

$8,371 BMD 8,371

$1,704 €1,531

391.36%

3-bedroom Apartment, Outside City Center (Monthly)

$6,913 BMD 6,913

$1,294 €1,162

434.41%

Buy Apartment in City Center (m2)

$14.7K BMD 14.7K

$5,944 €5,341

146.79%

Buy Apartment Outside City Center (m2)

$9,013 BMD 9,013

$3,958 €3,556

127.72%

Average Monthly Net Salary (After Tax)

$6,916 BMD 6,916

$3,290 €2,956

110.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

3.96

117.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bermuda: October 24, 2026

Last update for Germany: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bermuda

$2.6K 49.6%

Germany

$718 34.6% 72.2% $1.9K

Groceries & Markets

Bermuda

$842 16.2%

Germany

$335 16.1% 60.2% $507

Eating Out

Bermuda

$654 12.6%

Germany

$276 13.3% 57.8% $378

Monthly Utilities & Internet

Bermuda

$609 11.7%

Germany

$415 20% 31.8% $194

Sport & Entertainment

Bermuda

$220 4.2%

Germany

$69 3.3% 68.8% $151

Clothing & Footwear

Bermuda

$195 3.8%

Germany

$162 7.8% 17% $33

Getting Around

Bermuda

$108 2.1%

Germany

$104 5% 2.8% $3

Cost Breakdown

Average rent: $3,696 in Bermuda vs $812 in Germany. For reference, capital cities sit at $3,924 in Hamilton and $1,407 in Berlin.

Average salary: $7,044 in Bermuda vs $3,107 in Germany. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 355% higher in Bermuda.

Dining out costs 113% more in Bermuda.

Public transport is 46% more expensive in Bermuda.

Salaries are about 2.3 times higher in Bermuda, and purchasing power comes out stronger in Germany.

Good to know

🇧🇲 Bermuda

🇩🇪 Germany

🕒 Local time

07:18 7:18 AM

11:18 11:18 AM

4 h ahead of Bermuda

🌤 Weather

👥 Population

65,024

84,358,845

💱 Currency

Bermudian Dollar BMD $

Euro EUR €

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.899 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to BMD – Bermudian Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇲 Bermudian Dollar ($)

Bermudian Dollar exchange rates as of October 28, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.11 BMD (1 BMD = 0.899 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to BMD in detail →

On the map

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Between locations

Bermuda Germany 6,450 km ≈ 9 h nonstop flight

From you

Bermuda
Germany

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bermuda vs Germany: Cost of Living - Frequently Asked Questions

Germany is the cheaper option – living costs run roughly 60% lower on average.

Housing costs more in Bermuda: a central one-bedroom averages $3,696 versus $812 in Germany.

Groceries, public transport, and eating out all cost less in Germany, adding to the overall 151% price gap.

$3,000 buys a comfortable lifestyle in Germany, but in Bermuda it only works with careful planning outside the capital. Same money, very different lives.

Germany is the budget-friendly choice for expats. But cost isn’t everything: visa policies, language, healthcare quality, and job markets all weigh in too.