Cost of Living Comparison Between Bermuda and Germany Cost of Living Comparison Between Bermuda and Germany

Name: Germany
Address: DE

Monthly Cost of Living

A single person spends $4,364 per month in Bermuda vs $2,017 in Germany, rent included.

A couple spends around $8,203 per month in Bermuda vs $3,049 in Germany, rent included.

A family of three spends $12.0K per month in Bermuda vs $4,081 in Germany, rent included.

Bermuda costs about 116% more than Germany on average – the gap runs across housing, groceries, transport, and services.

Both Bermuda and Germany are pricier than the global median – Bermuda by 226%, Germany by 51%.

Bermuda has a wider regional cost range ($2,356–$6,516) than Germany ($1,333–$2,865), so location matters more when choosing where to live in Bermuda.

Meal at Budget Restaurant

$61.0 BMD 61.0

$17.12 €14.73

256.43%

Three-Course Dinner for Two, Mid-Range

$165 BMD 165

$75.6 €65.0

118.40%

Fast Food Meal (McDonalds, etc)

$14.97 BMD 14.97

$11.77 €10.12

27.19%

Cappuccino

$6.06 BMD 6.06

$4.15 €3.57

46.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.48 BMD 3.48

$3.38 €2.91

2.96%

Water (0.33 liter bottle)

$3.30 BMD 3.30

$2.96 €2.55

11.49%

Local Beer (0.5 liter draught)

$10.02 BMD 10.02

$5.33 €4.59

87.99%

Imported Beer (0.33 liter bottle)

$8.51 BMD 8.51

$4.59 €3.95

85.40%

Milk (1 liter)

$5.11 BMD 5.11

$1.32 €1.13

287.12%

White Bread (500g)

$8.57 BMD 8.57

$2.19 €1.89

291.32%

Rice (white) (1kg)

$5.18 BMD 5.18

$3.30 €2.84

56.97%

Eggs

$8.37 BMD 8.37

$3.88 €3.34

115.72%

Local Cheese (1kg)

$10.98 BMD 10.98

$14.64 €12.59

-25.00%

Chicken Fillets (1kg)

$28.36 BMD 28.36

$13.85 €11.92

104.77%

Beef Round Steak (1kg)

$21.12 BMD 21.12

$20.07 €17.26

5.23%

Apples (1kg)

$10.67 BMD 10.67

$3.20 €2.75

233.44%

Banana (1kg)

$7.02 BMD 7.02

$1.89 €1.63

271.43%

Oranges (1kg)

$10.11 BMD 10.11

$2.29 €1.97

341.48%

Tomato (1kg)

$8.82 BMD 8.82

$4.78 €4.11

84.52%

Potato (1kg)

$8.11 BMD 8.11

$1.60 €1.38

406.87%

Onion (1kg)

$6.24 BMD 6.24

$1.64 €1.41

280.49%

Lettuce (1 head)

$5.90 BMD 5.90

$1.92 €1.65

207.29%

Water (1.5 liter bottle)

$4.30 BMD 4.30

$1.10 €0.95

290.91%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 BMD 18.10

$9.68 €8.33

86.98%

Wine (Bottle)

$25.29 BMD 25.29

$5.75 €4.94

339.83%

Local Beer (0.5 liter bottle)

$5.44 BMD 5.44

$1.10 €0.95

394.55%

Imported Beer (0.33 liter bottle)

$4.44 BMD 4.44

$1.63 €1.40

172.39%

One-way Ticket (Public Transport)

$4.61 BMD 4.61

$3.74 €3.22

23.26%

Public Transport Monthly Pass (Regular Price)

$70.0 BMD 70.0

$67.0 €57.6

4.46%

Taxi Start (Normal Tariff)

$6.37 BMD 6.37

$5.93 €5.10

7.42%

Taxi (Normal Tariff) (1km)

$3.33 BMD 3.33

$2.34 €2.02

42.31%

Taxi 1hour Waiting (Normal Tariff)

$53.1 BMD 53.1

$37.50 €32.26

41.55%

Gasoline (1 liter)

$2.30 BMD 2.30

$2.02 €1.74

13.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K BMD 34.7K

$31.2K €26.8K

11.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.8K BMD 38.8K

$37.8K €32.5K

2.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$236 BMD 236

$356 €306

-33.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$120 BMD 120

$27.58 €23.73

333.94%

Internet (50+ Mbps, Unlimited Data)

$158 BMD 158

$51.7 €44.49

204.58%

Gym Membership (Monthly)

$181 BMD 181

$40.39 €34.75

348.75%

Tennis Court (1 Hour on Weekend)

$47.44 BMD 47.44

$25.17 €21.65

88.48%

Cinema Ticket

$13.37 BMD 13.37

$13.75 €11.83

-2.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,345 BMD 1,345

$477 €410

182.09%

International Primary School, 1 Child (Yearly)

$24.2K BMD 24.2K

$15.1K €13.0K

60.10%

Jeans (Levis 501 Or Similar)

$74.4 BMD 74.4

$95.0 €81.7

-21.72%

Summer Dress (H&M, Zara, etc)

$59.7 BMD 59.7

$44.64 €38.40

33.62%

Sport Shoes (Adidas, Nike)

$137 BMD 137

$103 €89.0

32.30%

Men's Leather Business Shoes

$125 BMD 125

$136 €117

-7.64%

1-bedroom Apartment, City Center (Monthly)

$3,473 BMD 3,473

$1,007 €867

244.74%

1-bedroom Apartment, Outside City Center (Monthly)

$2,468 BMD 2,468

$779 €670

216.64%

3-bedroom Apartment, City Center (Monthly)

$8,179 BMD 8,179

$1,927 €1,657

324.53%

3-bedroom Apartment, Outside City Center (Monthly)

$7,486 BMD 7,486

$1,467 €1,262

410.34%

Buy Apartment in City Center (m2)

$14.7K BMD 14.7K

$6,266 €5,390

134.66%

Buy Apartment Outside City Center (m2)

$9,130 BMD 9,130

$4,093 €3,521

123.07%

Average Monthly Net Salary (After Tax)

$7,052 BMD 7,052

$3,405 €2,929

107.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.08

3.98

77.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bermuda: May 30, 2026

Last update for Germany: June 1, 2026

Cost Breakdown

Average rent: $2,847 in Bermuda vs $846 in Germany. For reference, capital cities sit at $3,342 in Hamilton and $1,410 in Berlin.

Average salary: $8,124 in Bermuda vs $3,209 in Germany. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 237% higher in Bermuda.

Dining out costs 140% more in Bermuda.

Public transport is 130% more expensive in Germany.

Salaries are 153% higher in Bermuda, giving Bermuda stronger purchasing power.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bermuda vs Germany: Cost of Living - Frequently Asked Questions

Germany is the cheaper option – living costs run roughly 111% lower on average. The gap is consistent across housing, groceries, transport, and entertainment.

Housing costs more in Bermuda, and the gap is biggest in capital cities. Regional towns show less difference, but Bermuda consistently has higher rents.

Groceries, transport, and utilities all cost less in Germany, contributing to the overall 111% price gap. The savings show up everywhere – from supermarket receipts to monthly bills.

$3,000 buys a comfortable lifestyle in Germany, but in Bermuda it only works with careful planning outside the capital. Same money, very different lives.

Germany is the budget-friendly choice for expats – lower housing and daily costs. But cost isn't everything: visa policies, language, healthcare quality, and job markets all weigh in too.