Last update: Oct 2026

Cost of Living Comparison Between Germany and Bermuda

Name: Bermuda
Address: BM

For one person, living is cheaper in Germany: $2,080 a month against $5,211 in Bermuda, rent and utilities included – about $37,600 less a year. Rent and utilities account for most of the difference.

100

Cost of Living Index in Germany
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Germany Living Index
251

Cost of Living Index in Bermuda
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Bermuda Living Index

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🇩🇪 Germany

$2,080

/mo nomad

🇧🇲 Bermuda

$5,211

/mo nomad

Monthly Cost of Living

How much you'll spend in Germany and in Bermuda

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Germany and in Bermuda actually costs, broken down by who's living it.

A single person spends $2,080 per month in Germany vs $5,211 in Bermuda, rent included.

Germany $2,080
Bermuda $5,211

A couple spends around $3,130 per month in Germany vs $9,034 in Bermuda, rent included.

Germany $3,130
Bermuda $9,034

A family of three spends $4,180 per month in Germany vs $12.9K in Bermuda, rent included.

Germany $4,180
Bermuda $12.9K

The regional cost range is wider in Bermuda ($2,374–$5,399) than in Germany ($1,337–$2,681), so city choice matters more there.

The cost of living in Germany is roughly 60% lower than in Bermuda on average.

Both Germany and Bermuda are pricier than the global median – Germany by 53%, Bermuda by 283%.

Meal at Budget Restaurant

$16.60 €14.92

$54.3 BMD 54.3

-69.40%

Three-Course Dinner for Two, Mid-Range

$71.8 €64.5

$152 BMD 152

-52.73%

Fast Food Meal (McDonalds, etc)

$12.12 €10.89

$17.99 BMD 17.99

-32.63%

Cappuccino

$3.96 €3.56

$6.81 BMD 6.81

-41.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.36 €3.02

$3.45 BMD 3.45

-2.61%

Water (0.33 liter bottle)

$2.89 €2.60

$3.25 BMD 3.25

-11.08%

Local Beer (0.5 liter draught)

$5.07 €4.55

$7.93 BMD 7.93

-36.07%

Imported Beer (0.33 liter bottle)

$4.50 €4.05

$8.81 BMD 8.81

-48.92%

Milk (1 liter)

$1.26 €1.13

$5.17 BMD 5.17

-75.63%

White Bread (500g)

$2.20 €1.97

$8.31 BMD 8.31

-73.53%

Rice (white) (1kg)

$3.54 €3.18

$5.17 BMD 5.17

-31.53%

Eggs

$3.88 €3.49

$7.80 BMD 7.80

-50.26%

Local Cheese (1kg)

$14.24 €12.79

$18.50 BMD 18.50

-23.03%

Chicken Fillets (1kg)

$11.90 €10.69

$22.47 BMD 22.47

-47.04%

Beef Round Steak (1kg)

$20.68 €18.58

$24.68 BMD 24.68

-16.21%

Apples (1kg)

$3.28 €2.95

$12.19 BMD 12.19

-73.09%

Banana (1kg)

$2.05 €1.84

$7.52 BMD 7.52

-72.74%

Oranges (1kg)

$2.31 €2.08

$9.50 BMD 9.50

-75.68%

Tomato (1kg)

$4.29 €3.85

$10.48 BMD 10.48

-59.06%

Potato (1kg)

$1.53 €1.38

$7.89 BMD 7.89

-80.61%

Onion (1kg)

$1.50 €1.34

$7.91 BMD 7.91

-81.04%

Lettuce (1 head)

$1.64 €1.47

$6.18 BMD 6.18

-73.46%

Water (1.5 liter bottle)

$1.02 €0.91

$4.66 BMD 4.66

-78.11%

Cigarettes 20 Pack (Marlboro, Camel)

$9.69 €8.71

$18.49 BMD 18.49

-47.59%

Wine (Bottle)

$6.01 €5.40

$25.06 BMD 25.06

-76.02%

Local Beer (0.5 liter bottle)

$1.12 €1.01

$7.55 BMD 7.55

-85.17%

Imported Beer (0.33 liter bottle)

$1.56 €1.41

$4.23 BMD 4.23

-63.12%

One-way Ticket (Public Transport)

$3.85 €3.46

$4.67 BMD 4.67

-17.56%

Public Transport Monthly Pass (Regular Price)

$69.7 €62.6

$70.0 BMD 70.0

-0.36%

Taxi Start (Normal Tariff)

$5.34 €4.79

$6.56 BMD 6.56

-18.60%

Taxi (Normal Tariff) (1km)

$2.81 €2.52

$2.47 BMD 2.47

13.77%

Taxi 1hour Waiting (Normal Tariff)

$38.83 €34.89

$70.2 BMD 70.2

-44.65%

Gasoline (1 liter)

$2.13 €1.91

$2.23 BMD 2.23

-4.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.6K €29.3K

$35.4K BMD 35.4K

-8.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.7K €33.9K

$40.9K BMD 40.9K

-7.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$342 €307

$288 BMD 288

18.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.87 €22.35

$161 BMD 161

-84.52%

Internet (50+ Mbps, Unlimited Data)

$48.49 €43.57

$161 BMD 161

-69.80%

Gym Membership (Monthly)

$39.42 €35.42

$193 BMD 193

-79.52%

Tennis Court (1 Hour on Weekend)

$27.47 €24.69

$15.15 BMD 15.15

81.32%

Cinema Ticket

$14.65 €13.17

$13.73 BMD 13.73

6.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$611 €549

$1,338 BMD 1,338

-54.37%

International Primary School, 1 Child (Yearly)

$17.3K €15.5K

$25.1K BMD 25.1K

-31.18%

Jeans (Levis 501 Or Similar)

$89.1 €80.0

$90.3 BMD 90.3

-1.31%

Summer Dress (H&M, Zara, etc)

$42.07 €37.80

$69.8 BMD 69.8

-39.76%

Sport Shoes (Adidas, Nike)

$98.3 €88.3

$143 BMD 143

-31.27%

Men's Leather Business Shoes

$131 €117

$131 BMD 131

-0.22%

1-bedroom Apartment, City Center (Monthly)

$934 €839

$3,613 BMD 3,613

-74.14%

1-bedroom Apartment, Outside City Center (Monthly)

$718 €645

$2,583 BMD 2,583

-72.19%

3-bedroom Apartment, City Center (Monthly)

$1,704 €1,531

$8,371 BMD 8,371

-79.65%

3-bedroom Apartment, Outside City Center (Monthly)

$1,294 €1,162

$6,913 BMD 6,913

-81.29%

Buy Apartment in City Center (m2)

$5,944 €5,341

$14.7K BMD 14.7K

-59.48%

Buy Apartment Outside City Center (m2)

$3,958 €3,556

$9,013 BMD 9,013

-56.09%

Average Monthly Net Salary (After Tax)

$3,290 €2,956

$6,916 BMD 6,916

-52.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.96

8.63

-54.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Germany: October 25, 2026

Last update for Bermuda: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Germany

$718 34.6%

Bermuda

$2.6K 49.6% 260% $1.9K

Monthly Utilities & Internet

Germany

$415 20%

Bermuda

$609 11.7% 46.7% $194

Groceries & Markets

Germany

$335 16.1%

Bermuda

$842 16.2% 151% $507

Eating Out

Germany

$276 13.3%

Bermuda

$654 12.6% 137% $378

Clothing & Footwear

Germany

$162 7.8%

Bermuda

$195 3.8% 20.5% $33

Getting Around

Germany

$104 5%

Bermuda

$108 2.1% 2.9% $3

Sport & Entertainment

Germany

$69 3.3%

Bermuda

$220 4.2% 220% $151

Cost Breakdown

Average rent: $812 in Germany vs $3,696 in Bermuda. For reference, capital cities sit at $1,407 in Berlin and $3,924 in Hamilton.

Average salary: $3,107 in Germany vs $7,044 in Bermuda. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 355% higher in Bermuda.

Dining out costs 113% more in Bermuda.

Public transport is 46% more expensive in Bermuda.

Salaries are about 2.3 times higher in Bermuda, and purchasing power comes out stronger in Germany.

Good to know

🇩🇪 Germany

🇧🇲 Bermuda

🕒 Local time

12:04 12:04 PM

08:04 8:04 AM

4 h behind Germany

🌤 Weather

👥 Population

84,358,845

65,024

💱 Currency

Euro EUR €

Bermudian Dollar BMD $

📈 Exchange rate

1 EUR = 1.11 USD

1 BMD = 1 USD

1 BMD = 0.899 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Germany Bermuda 6,450 km ≈ 9 h nonstop flight

From you

Germany
Bermuda

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Germany vs Bermuda: Cost of Living - Frequently Asked Questions

Germany is the cheaper option – living costs run roughly 60% lower on average.

Housing costs more in Bermuda: a central one-bedroom averages $3,696 versus $812 in Germany.

Groceries, public transport, and eating out all cost less in Germany, adding to the overall 151% price gap.

$3,000 buys a comfortable lifestyle in Germany, but in Bermuda it only works with careful planning outside the capital. Same money, very different lives.

Germany is the budget-friendly choice for expats. But cost isn’t everything: visa policies, language, healthcare quality, and job markets all weigh in too.