Cost of Living Comparison Between Germany and Bermuda Cost of Living Comparison Between Germany and Bermuda

Name: Bermuda
Address: BM

Monthly Cost of Living

A single person spends $2,062 per month in Germany vs $4,264 in Bermuda, rent included.

A couple spends around $3,093 per month in Germany vs $7,690 in Bermuda, rent included.

A family of three spends $4,124 per month in Germany vs $11.1K in Bermuda, rent included.

The cost of living in Germany is roughly 52% lower than in Bermuda on average – the gap runs across housing, groceries, transport, and services.

Both Germany and Bermuda are pricier than the global median – Germany by 50%, Bermuda by 209%.

The regional cost range is wider in Bermuda ($2,337–$5,489) than in Germany ($1,373–$2,819), so city choice matters more there.

Meal at Budget Restaurant

$17.76 €15.31

$55.6 BMD 55.6

-68.07%

Three-Course Dinner for Two, Mid-Range

$75.8 €65.3

$149 BMD 149

-49.30%

Fast Food Meal (McDonalds, etc)

$12.99 €11.20

$18.28 BMD 18.28

-28.94%

Cappuccino

$4.21 €3.63

$6.80 BMD 6.80

-38.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.61 €3.11

$3.43 BMD 3.43

5.25%

Water (0.33 liter bottle)

$3.15 €2.72

$3.24 BMD 3.24

-2.78%

Local Beer (0.5 liter draught)

$5.15 €4.44

$7.87 BMD 7.87

-34.56%

Imported Beer (0.33 liter bottle)

$4.76 €4.10

$8.79 BMD 8.79

-45.85%

Milk (1 liter)

$1.39 €1.19

$5.26 BMD 5.26

-73.57%

White Bread (500g)

$2.27 €1.95

$8.98 BMD 8.98

-74.72%

Rice (white) (1kg)

$3.67 €3.16

$5.11 BMD 5.11

-28.18%

Eggs

$4.04 €3.49

$8.36 BMD 8.36

-51.67%

Local Cheese (1kg)

$15.25 €13.14

$19.14 BMD 19.14

-20.32%

Chicken Fillets (1kg)

$12.19 €10.51

$23.63 BMD 23.63

-48.41%

Beef Round Steak (1kg)

$22.15 €19.09

$22.36 BMD 22.36

-0.94%

Apples (1kg)

$3.29 €2.84

$12.34 BMD 12.34

-73.34%

Banana (1kg)

$2.06 €1.78

$7.72 BMD 7.72

-73.32%

Oranges (1kg)

$2.36 €2.03

$10.29 BMD 10.29

-77.07%

Tomato (1kg)

$4.45 €3.84

$10.17 BMD 10.17

-56.24%

Potato (1kg)

$1.48 €1.28

$8.33 BMD 8.33

-82.23%

Onion (1kg)

$1.47 €1.27

$10.22 BMD 10.22

-85.62%

Lettuce (1 head)

$1.70 €1.46

$6.58 BMD 6.58

-74.16%

Water (1.5 liter bottle)

$1.07 €0.93

$4.70 BMD 4.70

-77.23%

Cigarettes 20 Pack (Marlboro, Camel)

$10.26 €8.84

$19.32 BMD 19.32

-46.89%

Wine (Bottle)

$5.84 €5.04

$24.58 BMD 24.58

-76.24%

Local Beer (0.5 liter bottle)

$1.13 €0.97

$7.37 BMD 7.37

-84.67%

Imported Beer (0.33 liter bottle)

$1.67 €1.44

$4.45 BMD 4.45

-62.47%

One-way Ticket (Public Transport)

$3.91 €3.37

$4.84 BMD 4.84

-19.21%

Public Transport Monthly Pass (Regular Price)

$74.4 €64.1

$68.4 BMD 68.4

8.70%

Taxi Start (Normal Tariff)

$5.49 €4.73

$6.68 BMD 6.68

-17.81%

Taxi (Normal Tariff) (1km)

$2.93 €2.52

$2.42 BMD 2.42

21.07%

Taxi 1hour Waiting (Normal Tariff)

$41.10 €35.42

$68.6 BMD 68.6

-40.11%

Gasoline (1 liter)

$2.18 €1.88

$2.12 BMD 2.12

2.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.6K €28.9K

$32.4K BMD 32.4K

3.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.1K €34.5K

$42.3K BMD 42.3K

-5.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$361 €311

$249 BMD 249

44.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.64 €22.10

$157 BMD 157

-83.64%

Internet (50+ Mbps, Unlimited Data)

$50.2 €43.25

$152 BMD 152

-67.10%

Gym Membership (Monthly)

$41.38 €35.67

$189 BMD 189

-78.08%

Tennis Court (1 Hour on Weekend)

$28.86 €24.88

$14.74 BMD 14.74

95.79%

Cinema Ticket

$15.35 €13.24

$13.59 BMD 13.59

12.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$595 €513

$1,353 BMD 1,353

-56.04%

International Primary School, 1 Child (Yearly)

$18.1K €15.6K

$24.7K BMD 24.7K

-26.44%

Jeans (Levis 501 Or Similar)

$92.3 €79.6

$89.0 BMD 89.0

3.75%

Summer Dress (H&M, Zara, etc)

$44.49 €38.35

$71.4 BMD 71.4

-37.65%

Sport Shoes (Adidas, Nike)

$104 €89.6

$145 BMD 145

-28.33%

Men's Leather Business Shoes

$136 €117

$127 BMD 127

7.07%

1-bedroom Apartment, City Center (Monthly)

$937 €808

$3,713 BMD 3,713

-74.75%

1-bedroom Apartment, Outside City Center (Monthly)

$710 €612

$2,453 BMD 2,453

-71.05%

3-bedroom Apartment, City Center (Monthly)

$1,718 €1,481

$8,502 BMD 8,502

-79.79%

3-bedroom Apartment, Outside City Center (Monthly)

$1,341 €1,156

$7,058 BMD 7,058

-81.00%

Buy Apartment in City Center (m2)

$6,286 €5,419

$14.7K BMD 14.7K

-57.32%

Buy Apartment Outside City Center (m2)

$4,188 €3,610

$8,853 BMD 8,853

-52.69%

Average Monthly Net Salary (After Tax)

$3,400 €2,931

$6,860 BMD 6,860

-50.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.96

8.63

-54.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Germany: September 7, 2026

Last update for Bermuda: September 5, 2026

Cost Breakdown

Average rent: $838 in Germany vs $2,918 in Bermuda. For reference, capital cities sit at $1,533 in Berlin and $3,714 in Hamilton.

Average salary: $3,229 in Germany vs $7,161 in Bermuda. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 248% higher in Bermuda.

Dining out costs 101% more in Bermuda.

Public transport is 66% more expensive in Germany.

Salaries are 122% higher in Bermuda, and purchasing power comes out stronger in Bermuda.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Germany vs Bermuda: Cost of Living - Frequently Asked Questions

Germany is the cheaper option – living costs run roughly 87% lower on average. The gap is consistent across housing, groceries, transport, and entertainment.

Housing costs more in Bermuda, and the gap is biggest in capital cities. Regional towns show less difference, but Bermuda consistently has higher rents.

Groceries, transport, and utilities all cost less in Germany, contributing to the overall 87% price gap. The savings show up everywhere – from supermarket receipts to monthly bills.

$3,000 buys a comfortable lifestyle in Germany, but in Bermuda it only works with careful planning outside the capital. Same money, very different lives.

Germany is the budget-friendly choice for expats – lower housing and daily costs. But cost isn't everything: visa policies, language, healthcare quality, and job markets all weigh in too.