Last update: Oct 2026

Cost of Living Comparison Between Costa Rica and Bermuda

For one person, living is cheaper in Costa Rica: $1,821 a month against $5,211 in Bermuda, rent and utilities included – about $40,700 less a year. Rent and utilities account for most of the difference.

Costa Rica
Bermuda
🇨🇷 Costa Rica
$1,821
/mo nomad
🇧🇲 Bermuda
$5,211
/mo nomad
Monthly Cost of Living

How much you'll spend in Costa Rica and in Bermuda

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Costa Rica and in Bermuda actually costs, broken down by who's living it.

A single person spends $1,821 per month in Costa Rica vs $5,211 in Bermuda, rent included.

  • Costa Rica $1,821
  • Bermuda $5,211

A couple spends around $2,773 per month in Costa Rica vs $9,034 in Bermuda, rent included.

  • Costa Rica $2,773
  • Bermuda $9,034

A family of three spends $3,725 per month in Costa Rica vs $12.9K in Bermuda, rent included.

  • Costa Rica $3,725
  • Bermuda $12.9K

The regional cost range is wider in Bermuda ($2,374–$5,399) than in Costa Rica ($1,004–$2,114), so city choice matters more there.

The cost of living in Costa Rica is roughly 65% lower than in Bermuda on average.

Both Costa Rica and Bermuda are pricier than the global median – Costa Rica by 34%, Bermuda by 283%.

Currency
🍽 Eating Out
Costa Rica
Bermuda
Difference
Meal at Budget Restaurant
$11.26 ₡5,082
$54.3 BMD 54.3
-79.24%
Three-Course Dinner for Two, Mid-Range
$54.5 ₡24.6K
$152 BMD 152
-64.13%
Fast Food Meal (McDonalds, etc)
$11.02 ₡4,973
$17.99 BMD 17.99
-38.74%
Cappuccino
$4.43 ₡1,998
$6.81 BMD 6.81
-34.95%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.34 ₡1,055
$3.45 BMD 3.45
-32.17%
Water (0.33 liter bottle)
$1.84 ₡828
$3.25 BMD 3.25
-43.38%
Local Beer (0.5 liter draught)
$3.26 ₡1,472
$7.93 BMD 7.93
-58.89%
Imported Beer (0.33 liter bottle)
$4.55 ₡2,053
$8.81 BMD 8.81
-48.35%
🛒 Groceries & Markets
Costa Rica
Bermuda
Difference
Milk (1 liter)
$2.45 ₡1,104
$5.17 BMD 5.17
-52.61%
White Bread (500g)
$3.56 ₡1,608
$8.31 BMD 8.31
-57.16%
Rice (white) (1kg)
$2.76 ₡1,245
$5.17 BMD 5.17
-46.62%
Eggs
$3.97 ₡1,793
$7.80 BMD 7.80
-49.10%
Local Cheese (1kg)
$10.47 ₡4,726
$18.50 BMD 18.50
-43.41%
Chicken Fillets (1kg)
$9.98 ₡4,505
$22.47 BMD 22.47
-55.59%
Beef Round Steak (1kg)
$13.91 ₡6,275
$24.68 BMD 24.68
-43.64%
Apples (1kg)
$5.06 ₡2,282
$12.19 BMD 12.19
-58.49%
Banana (1kg)
$1.69 ₡763
$7.52 BMD 7.52
-77.53%
Oranges (1kg)
$3.45 ₡1,557
$9.50 BMD 9.50
-63.68%
Tomato (1kg)
$3.23 ₡1,459
$10.48 BMD 10.48
-69.18%
Potato (1kg)
$3.44 ₡1,554
$7.89 BMD 7.89
-56.40%
Onion (1kg)
$3.25 ₡1,465
$7.91 BMD 7.91
-58.91%
Lettuce (1 head)
$1.09 ₡492
$6.18 BMD 6.18
-82.36%
Water (1.5 liter bottle)
$2.67 ₡1,203
$4.66 BMD 4.66
-42.70%
Cigarettes 20 Pack (Marlboro, Camel)
$5.38 ₡2,426
$18.49 BMD 18.49
-70.90%
Wine (Bottle)
$15.50 ₡6,993
$25.06 BMD 25.06
-38.15%
Local Beer (0.5 liter bottle)
$2.75 ₡1,241
$7.55 BMD 7.55
-63.58%
Imported Beer (0.33 liter bottle)
$3.30 ₡1,488
$4.23 BMD 4.23
-21.99%
🚌 Getting Around
Costa Rica
Bermuda
Difference
One-way Ticket (Public Transport)
$1.13 ₡509
$4.67 BMD 4.67
-75.80%
Public Transport Monthly Pass (Regular Price)
$65.5 ₡29.6K
$70.0 BMD 70.0
-6.35%
Taxi Start (Normal Tariff)
$2.17 ₡979
$6.56 BMD 6.56
-66.92%
Taxi (Normal Tariff) (1km)
$2.02 ₡912
$2.47 BMD 2.47
-18.22%
Taxi 1hour Waiting (Normal Tariff)
$8.94 ₡4,034
$70.2 BMD 70.2
-87.26%
Gasoline (1 liter)
$1.61 ₡726
$2.23 BMD 2.23
-27.80%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.5K ₡15.6M
$35.4K BMD 35.4K
-2.57%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$37.4K ₡16.9M
$40.9K BMD 40.9K
-8.74%
🧾 Monthly Utilities & Internet
Costa Rica
Bermuda
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$94.9 ₡42.8K
$288 BMD 288
-67.05%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$31.42 ₡14.2K
$161 BMD 161
-80.44%
Internet (50+ Mbps, Unlimited Data)
$58.6 ₡26.4K
$161 BMD 161
-63.53%
🎉 Sport & Entertainment
Costa Rica
Bermuda
Difference
Gym Membership (Monthly)
$65.7 ₡29.6K
$193 BMD 193
-65.88%
Tennis Court (1 Hour on Weekend)
$22.20 ₡10.0K
$15.15 BMD 15.15
46.53%
Cinema Ticket
$8.10 ₡3,654
$13.73 BMD 13.73
-41.01%
🧸 Childcare & Education
Costa Rica
Bermuda
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$722 ₡325.8K
$1,338 BMD 1,338
-46.05%
International Primary School, 1 Child (Yearly)
$12.9K ₡5.8M
$25.1K BMD 25.1K
-48.59%
👕👟 Clothing & Footwear
Costa Rica
Bermuda
Difference
Jeans (Levis 501 Or Similar)
$75.5 ₡34.1K
$90.3 BMD 90.3
-16.37%
Summer Dress (H&M, Zara, etc)
$56.4 ₡25.5K
$69.8 BMD 69.8
-19.20%
Sport Shoes (Adidas, Nike)
$128 ₡57.9K
$143 BMD 143
-10.35%
Men's Leather Business Shoes
$108 ₡48.8K
$131 BMD 131
-17.43%
🏠 Accommodation & Living
Costa Rica
Bermuda
Difference
1-bedroom Apartment, City Center (Monthly)
$960 ₡433.2K
$3,613 BMD 3,613
-73.43%
1-bedroom Apartment, Outside City Center (Monthly)
$708 ₡319.5K
$2,583 BMD 2,583
-72.59%
3-bedroom Apartment, City Center (Monthly)
$1,749 ₡789.0K
$8,371 BMD 8,371
-79.11%
3-bedroom Apartment, Outside City Center (Monthly)
$1,215 ₡548.3K
$6,913 BMD 6,913
-82.43%
Buy Apartment in City Center (m2)
$2,656 ₡1.2M
$14.7K BMD 14.7K
-81.90%
Buy Apartment Outside City Center (m2)
$1,839 ₡829.7K
$9,013 BMD 9,013
-79.60%
💵 Salaries & Financials
Costa Rica
Bermuda
Difference
Average Monthly Net Salary (After Tax)
$1,058 ₡477.6K
$6,916 BMD 6,916
-84.70%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.56
8.63
10.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Costa Rica: October 26, 2026

Last update for Bermuda: October 24, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Costa Rica
$708
Bermuda
$2.6K 265% $1.9K
Groceries & Markets
Costa Rica
$380
Bermuda
$842 122% $462
Eating Out
Costa Rica
$218
Bermuda
$654 199% $435
Monthly Utilities & Internet
Costa Rica
$185
Bermuda
$609 230% $424
Clothing & Footwear
Costa Rica
$166
Bermuda
$195 17.9% $30
Getting Around
Costa Rica
$82
Bermuda
$108 30.6% $25
Sport & Entertainment
Costa Rica
$82
Bermuda
$220 169% $138

Cost Breakdown

Average rent: $855 in Costa Rica vs $3,696 in Bermuda. For reference, capital cities sit at $1,164 in San Jose and $3,924 in Hamilton.

Average salary: $1,087 in Costa Rica vs $7,044 in Bermuda. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 332% higher in Bermuda.

Dining out costs 180% more in Bermuda.

Public transport is 48% more expensive in Bermuda.

Salaries are about 6.5 times higher in Bermuda, and purchasing power comes out stronger in Bermuda.

Good to know
🇨🇷 Costa Rica
🇧🇲 Bermuda
🕒 Local time
02:35 2:35 AM
05:35 5:35 AM
3 h ahead of Costa Rica
🌤 Weather
👥 Population
5,044,197
65,024
💱 Currency
Exchange rates and currency converter

BMD, USD, EUR to CRC – Costa Rican Colón Converter

Costa Rican Colón exchange rates as of October 28, 2026: 1 USD = 451 CRC (1,000 CRC = 2.22 USD). 1 EUR = 502 CRC (1,000 CRC = 1.99 EUR).

Bermudian Dollar exchange rates as of October 28, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.11 BMD (1 BMD = 0.899 EUR).

On the map
Between locations
  • Costa Rica Bermuda 3,180 km ≈ 4 h 30 min nonstop flight
From you
  • Costa Rica
  • Bermuda

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Costa Rica vs Bermuda: Cost of Living - Frequently Asked Questions
How do Bermuda and Costa Rica compare in cost of living?
Costa Rica is the cheaper option – living costs run roughly 65% lower on average.
How do rents compare between Bermuda and Costa Rica?
Housing costs more in Bermuda: a central one-bedroom averages $3,696 versus $855 in Costa Rica.
Where are groceries and transport cheaper: Bermuda or Costa Rica?
Groceries, public transport, and eating out all cost less in Costa Rica, adding to the overall 186% price gap.
How do I choose between living in Bermuda and in Costa Rica?
Costa Rica is the budget-friendly choice for expats. But cost isn’t everything: visa policies, language, healthcare quality, and job markets all weigh in too.

Costa Rica vs other spots: cost of living compared

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