Last update: Oct 2026

Cost of Living Comparison Between Bermuda and Australia

For one person, living is cheaper in Australia: $2,626 a month against $5,211 in Bermuda, rent and utilities included – about $31,000 less a year. Rent and utilities account for about half of the difference.

Bermuda
Australia
🇧🇲 Bermuda
$5,211
/mo nomad
🇦🇺 Australia
$2,626
/mo nomad
Monthly Cost of Living

How much you'll spend in Bermuda and in Australia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bermuda and in Australia actually costs, broken down by who's living it.

A single person spends $5,211 per month in Bermuda vs $2,626 in Australia, rent included.

  • Bermuda $5,211
  • Australia $2,626

A couple spends around $9,034 per month in Bermuda vs $3,810 in Australia, rent included.

  • Bermuda $9,034
  • Australia $3,810

A family of three spends $12.9K per month in Bermuda vs $4,994 in Australia, rent included.

  • Bermuda $12.9K
  • Australia $4,994

The regional cost range is wider in Bermuda ($2,374–$5,399) than in Australia ($1,068–$3,303), so city choice matters more there.

The cost of living in Bermuda is about 98% higher than in Australia on average.

Both Bermuda and Australia are pricier than the global median – Bermuda by 283%, Australia by 93%.

Currency
🍽 Eating Out
Bermuda
Australia
Difference
Meal at Budget Restaurant
$54.3 BMD 54.3
$17.65 A$25.09
207.37%
Three-Course Dinner for Two, Mid-Range
$152 BMD 152
$85.2 A$121
78.32%
Fast Food Meal (McDonalds, etc)
$17.99 BMD 17.99
$11.09 A$15.77
62.22%
Cappuccino
$6.81 BMD 6.81
$3.90 A$5.54
74.62%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.45 BMD 3.45
$2.85 A$4.05
21.05%
Water (0.33 liter bottle)
$3.25 BMD 3.25
$2.31 A$3.29
40.69%
Local Beer (0.5 liter draught)
$7.93 BMD 7.93
$7.53 A$10.70
5.31%
Imported Beer (0.33 liter bottle)
$8.81 BMD 8.81
$8.59 A$12.21
2.56%
🛒 Groceries & Markets
Bermuda
Australia
Difference
Milk (1 liter)
$5.17 BMD 5.17
$1.76 A$2.50
193.75%
White Bread (500g)
$8.31 BMD 8.31
$2.81 A$3.99
195.73%
Rice (white) (1kg)
$5.17 BMD 5.17
$2.24 A$3.19
130.80%
Eggs
$7.80 BMD 7.80
$5.02 A$7.14
55.38%
Local Cheese (1kg)
$18.50 BMD 18.50
$9.87 A$14.03
87.44%
Chicken Fillets (1kg)
$22.47 BMD 22.47
$9.32 A$13.25
141.09%
Beef Round Steak (1kg)
$24.68 BMD 24.68
$14.86 A$21.13
66.08%
Apples (1kg)
$12.19 BMD 12.19
$3.82 A$5.43
219.11%
Banana (1kg)
$7.52 BMD 7.52
$2.92 A$4.16
157.53%
Oranges (1kg)
$9.50 BMD 9.50
$3.13 A$4.46
203.51%
Tomato (1kg)
$10.48 BMD 10.48
$4.81 A$6.84
117.88%
Potato (1kg)
$7.89 BMD 7.89
$2.80 A$3.98
181.79%
Onion (1kg)
$7.91 BMD 7.91
$2.38 A$3.38
232.35%
Lettuce (1 head)
$6.18 BMD 6.18
$2.37 A$3.37
160.76%
Water (1.5 liter bottle)
$4.66 BMD 4.66
$1.65 A$2.35
182.42%
Cigarettes 20 Pack (Marlboro, Camel)
$18.49 BMD 18.49
$39.13 A$55.6
-52.75%
Wine (Bottle)
$25.06 BMD 25.06
$13.93 A$19.80
79.90%
Local Beer (0.5 liter bottle)
$7.55 BMD 7.55
$4.96 A$7.05
52.22%
Imported Beer (0.33 liter bottle)
$4.23 BMD 4.23
$5.17 A$7.35
-18.18%
🚌 Getting Around
Bermuda
Australia
Difference
One-way Ticket (Public Transport)
$4.67 BMD 4.67
$2.42 A$3.44
92.98%
Public Transport Monthly Pass (Regular Price)
$70.0 BMD 70.0
$94.6 A$135
-26.04%
Taxi Start (Normal Tariff)
$6.56 BMD 6.56
$3.49 A$4.97
87.97%
Taxi (Normal Tariff) (1km)
$2.47 BMD 2.47
$1.60 A$2.27
54.38%
Taxi 1hour Waiting (Normal Tariff)
$70.2 BMD 70.2
$39.84 A$56.7
76.08%
Gasoline (1 liter)
$2.23 BMD 2.23
$1.39 A$1.97
60.43%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.4K BMD 35.4K
$30.0K A$42.7K
17.99%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.9K BMD 40.9K
$25.8K A$36.6K
58.96%
🧾 Monthly Utilities & Internet
Bermuda
Australia
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$288 BMD 288
$205 A$292
40.50%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$161 BMD 161
$28.33 A$40.29
467.14%
Internet (50+ Mbps, Unlimited Data)
$161 BMD 161
$58.8 A$83.6
173.20%
🎉 Sport & Entertainment
Bermuda
Australia
Difference
Gym Membership (Monthly)
$193 BMD 193
$55.7 A$79.1
245.95%
Tennis Court (1 Hour on Weekend)
$15.15 BMD 15.15
$19.57 A$27.83
-22.59%
Cinema Ticket
$13.73 BMD 13.73
$15.38 A$21.87
-10.73%
🧸 Childcare & Education
Bermuda
Australia
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,338 BMD 1,338
$2,145 A$3,050
-37.62%
International Primary School, 1 Child (Yearly)
$25.1K BMD 25.1K
$18.3K A$26.1K
36.79%
👕👟 Clothing & Footwear
Bermuda
Australia
Difference
Jeans (Levis 501 Or Similar)
$90.3 BMD 90.3
$78.3 A$111
15.25%
Summer Dress (H&M, Zara, etc)
$69.8 BMD 69.8
$56.3 A$80.0
24.12%
Sport Shoes (Adidas, Nike)
$143 BMD 143
$115 A$164
24.27%
Men's Leather Business Shoes
$131 BMD 131
$123 A$175
6.34%
🏠 Accommodation & Living
Bermuda
Australia
Difference
1-bedroom Apartment, City Center (Monthly)
$3,613 BMD 3,613
$1,591 A$2,262
127.10%
1-bedroom Apartment, Outside City Center (Monthly)
$2,583 BMD 2,583
$1,293 A$1,838
99.84%
3-bedroom Apartment, City Center (Monthly)
$8,371 BMD 8,371
$2,524 A$3,590
231.58%
3-bedroom Apartment, Outside City Center (Monthly)
$6,913 BMD 6,913
$2,005 A$2,851
244.76%
Buy Apartment in City Center (m2)
$14.7K BMD 14.7K
$8,751 A$12.4K
67.62%
Buy Apartment Outside City Center (m2)
$9,013 BMD 9,013
$6,260 A$8,901
43.97%
💵 Salaries & Financials
Bermuda
Australia
Difference
Average Monthly Net Salary (After Tax)
$6,916 BMD 6,916
$3,984 A$5,665
73.60%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.63
5.93
45.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bermuda: October 24, 2026

Last update for Australia: October 27, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Bermuda
$2.6K
Australia
$1.3K 50% $1.3K
Groceries & Markets
Bermuda
$842
Australia
$374 55.5% $467
Eating Out
Bermuda
$654
Australia
$297 54.6% $357
Monthly Utilities & Internet
Bermuda
$609
Australia
$292 52.1% $317
Sport & Entertainment
Bermuda
$220
Australia
$86 60.7% $134
Clothing & Footwear
Bermuda
$195
Australia
$168 14.1% $28
Getting Around
Bermuda
$108
Australia
$116 7.7% $8.2

Cost Breakdown

Average rent: $3,696 in Bermuda vs $1,383 in Australia. For reference, capital cities sit at $3,924 in Hamilton and $1,749 in Canberra.

Average salary: $7,044 in Bermuda vs $3,874 in Australia. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 167% higher in Bermuda.

Dining out costs 80% more in Bermuda.

Public transport is 18% more expensive in Bermuda.

Salaries are 82% higher in Bermuda, and purchasing power comes out stronger in Australia.

Good to know
🇧🇲 Bermuda
🇦🇺 Australia
🕒 Local time
07:18 7:18 AM
21:18 9:18 PM
14 h ahead of Bermuda
🌤 Weather
👥 Population
65,024
26,473,055
💱 Currency
Exchange rates and currency converter

AUD, USD, EUR to BMD – Bermudian Dollar Converter

Bermudian Dollar exchange rates as of October 28, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.11 BMD (1 BMD = 0.899 EUR).

Australian Dollar exchange rates as of October 28, 2026: 1 USD = 1.42 AUD (1 AUD = 0.703 USD). 1 EUR = 1.58 AUD (1 AUD = 0.632 EUR).

On the map
Between locations
  • Bermuda Australia 16,880 km ≈ 22 h nonstop flight
From you
  • Bermuda
  • Australia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bermuda vs Australia: Cost of Living - Frequently Asked Questions
Is Australia more expensive than Bermuda?
Australia is the cheaper option – living costs run roughly 50% lower on average.
Which country has higher housing costs?
Housing costs more in Bermuda: a central one-bedroom averages $3,696 versus $1,383 in Australia.
Which country is cheaper for everyday spending?
Groceries, public transport, and eating out all cost less in Australia, adding to the overall 98% price gap.
Should I move to Australia or to Bermuda?
Australia is the budget-friendly choice for expats. But cost isn’t everything: visa policies, language, healthcare quality, and job markets all weigh in too.

Bermuda vs other spots: cost of living compared

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