😐A single person spends $4,365 per month in Bermuda vs $2,185 in Australia, rent included.
😐A couple spends around $8,207 per month in Bermuda vs $3,220 in Australia, rent included.
😐A family of three spends $12.0K per month in Bermuda vs $4,254 in Australia, rent included.
🌍The cost of living in Bermuda is about 100% higher than in Australia on average – the gap runs across housing, groceries, transport, and services.
📊Both Bermuda and Australia are pricier than the global median – Bermuda by 227%, Australia by 64%.
📏The regional cost range is wider in Bermuda ($2,339–$6,589) than in Australia ($1,575–$2,824), so city choice matters more there.
Currency
🍽 Eating Out
Bermuda
Australia
Difference
Meal at Budget Restaurant
$60.2BMD 60.2
$16.19A$23.19
271.96%
Three-Course Dinner for Two, Mid-Range
$164BMD 164
$77.1A$111
112.99%
Fast Food Meal(McDonalds, etc)
$15.28BMD 15.28
$9.47A$13.57
61.35%
Cappuccino
$5.97BMD 5.97
$3.46A$4.95
72.54%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.49BMD 3.49
$2.68A$3.85
30.22%
Water(0.33 liter bottle)
$3.20BMD 3.20
$2.19A$3.13
46.12%
Local Beer(0.5 liter draught)
$9.80BMD 9.80
$6.61A$9.47
48.26%
Imported Beer(0.33 liter bottle)
$8.71BMD 8.71
$7.10A$10.18
22.68%
🛒 Groceries & Markets
Bermuda
Australia
Difference
Milk(1 liter)
$5.00BMD 5.00
$1.55A$2.22
222.58%
White Bread(500g)
$8.46BMD 8.46
$2.47A$3.55
242.51%
Rice(white)(1kg)
$5.08BMD 5.08
$2.10A$3.01
141.90%
Eggs
$7.98BMD 7.98
$4.24A$6.08
88.21%
Local Cheese(1kg)
$10.71BMD 10.71
$8.57A$12.28
24.97%
Chicken Fillets(1kg)
$28.51BMD 28.51
$8.60A$12.32
231.51%
Beef Round Steak(1kg)
$21.22BMD 21.22
$13.81A$19.79
53.66%
Apples(1kg)
$10.61BMD 10.61
$3.17A$4.55
234.70%
Banana(1kg)
$6.90BMD 6.90
$2.72A$3.90
153.68%
Oranges(1kg)
$10.24BMD 10.24
$2.96A$4.24
245.95%
Tomato(1kg)
$8.60BMD 8.60
$4.31A$6.17
99.54%
Potato(1kg)
$7.96BMD 7.96
$2.47A$3.53
222.27%
Onion(1kg)
$6.18BMD 6.18
$2.10A$3.00
194.29%
Lettuce(1 head)
$5.93BMD 5.93
$2.19A$3.14
170.78%
Water(1.5 liter bottle)
$4.12BMD 4.12
$1.53A$2.19
169.28%
Cigarettes 20 Pack(Marlboro, Camel)
$18.35BMD 18.35
$31.29A$44.83
-41.36%
Wine(Bottle)
$25.48BMD 25.48
$13.94A$19.97
82.78%
Local Beer(0.5 liter bottle)
$5.27BMD 5.27
$4.46A$6.39
18.16%
Imported Beer(0.33 liter bottle)
$4.44BMD 4.44
$5.01A$7.18
-11.38%
🚌 Getting Around
Bermuda
Australia
Difference
One-way Ticket(Public Transport)
$4.45BMD 4.45
$3.00A$4.30
48.33%
Public Transport Monthly Pass(Regular Price)
$67.8BMD 67.8
$96.0A$138
-29.37%
Taxi Start(Normal Tariff)
$6.10BMD 6.10
$3.56A$5.11
71.35%
Taxi(Normal Tariff)(1km)
$3.31BMD 3.31
$1.75A$2.51
89.14%
Taxi 1hour Waiting(Normal Tariff)
$52.9BMD 52.9
$37.88A$54.3
39.70%
Gasoline(1 liter)
$2.31BMD 2.31
$1.15A$1.65
100.87%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.4KBMD 34.4K
$29.4KA$42.1K
17.09%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.7KBMD 39.7K
$23.1KA$33.1K
71.96%
🧾 Monthly Utilities & Internet
Bermuda
Australia
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$231BMD 231
$174A$249
32.84%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$120BMD 120
$26.88A$38.51
346.09%
Internet(50+ Mbps, Unlimited Data)
$157BMD 157
$52.7A$75.5
198.14%
🎉 Sport & Entertainment
Bermuda
Australia
Difference
Gym Membership(Monthly)
$178BMD 178
$47.69A$68.3
272.59%
Tennis Court(1 Hour on Weekend)
$47.43BMD 47.43
$16.51A$23.65
187.28%
Cinema Ticket
$13.49BMD 13.49
$13.73A$19.67
-1.75%
🧸 Childcare & Education
Bermuda
Australia
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,334BMD 1,334
$1,555A$2,227
-14.21%
International Primary School, 1 Child(Yearly)
$24.3KBMD 24.3K
$12.7KA$18.1K
92.06%
👕👟 Clothing & Footwear
Bermuda
Australia
Difference
Jeans(Levis 501 Or Similar)
$74.3BMD 74.3
$69.6A$99.7
6.80%
Summer Dress(H&M, Zara, etc)
$61.1BMD 61.1
$51.2A$73.4
19.21%
Sport Shoes(Adidas, Nike)
$138BMD 138
$102A$146
36.32%
Men's Leather Business Shoes
$128BMD 128
$112A$161
14.04%
🏠 Accommodation & Living
Bermuda
Australia
Difference
1-bedroom Apartment, City Center(Monthly)
$3,434BMD 3,434
$1,359A$1,947
152.68%
1-bedroom Apartment, Outside City Center(Monthly)
$2,440BMD 2,440
$1,080A$1,547
125.99%
3-bedroom Apartment, City Center(Monthly)
$8,180BMD 8,180
$2,300A$3,296
255.58%
3-bedroom Apartment, Outside City Center(Monthly)
$7,282BMD 7,282
$1,751A$2,509
315.78%
Buy Apartment in City Center(m2)
$14.7KBMD 14.7K
$7,618A$10.9K
92.37%
Buy Apartment Outside City Center(m2)
$9,078BMD 9,078
$5,762A$8,255
57.56%
💵 Salaries & Financials
Bermuda
Australia
Difference
Average Monthly Net Salary(After Tax)
$6,906BMD 6,906
$4,023A$5,764
71.65%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.08
6.35
11.50%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Bermuda: July 12, 2026
Last update for Australia: July 12, 2026
Cost Breakdown
🏠Average rent: $2,869 in Bermuda vs $1,231 in Australia. For reference, capital cities sit at $3,377 in Hamilton and $1,549 in Canberra.
💰Average salary: $8,158 in Bermuda vs $3,775 in Australia. The income gap affects purchasing power and how far your budget stretches in each country.
Cost Highlights
⭐Rent is 133% higher in Bermuda.
⭐Dining out costs 126% more in Bermuda.
⭐Public transport is 148% more expensive in Australia.
⭐Salaries are 116% higher in Bermuda, and purchasing power comes out stronger in Bermuda.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bermuda vs Australia: Cost of Living - Frequently Asked Questions
Is Australia more expensive than Bermuda?
Australia is the cheaper option – living costs run roughly 103% lower on average. The gap is consistent across housing, groceries, transport, and entertainment.
Which country has higher housing costs?
Housing costs more in Bermuda, and the gap is biggest in capital cities. Regional towns show less difference, but Bermuda consistently has higher rents.
Which country is cheaper for everyday spending?
Groceries, transport, and utilities all cost less in Australia, contributing to the overall 103% price gap. The savings show up everywhere – from supermarket receipts to monthly bills.
Is $2,500 a realistic budget in Australia or in Bermuda?
$2,500 buys a comfortable lifestyle in Australia, but in Bermuda it only works with careful planning outside the capital. Same money, very different lives.
Should I move to Australia or to Bermuda?
Australia is the budget-friendly choice for expats – lower housing and daily costs. But cost isn't everything: visa policies, language, healthcare quality, and job markets all weigh in too.