For one person, living is cheaper in Australia: $2,626 a month against $5,211 in Bermuda, rent and utilities included – about $31,000 less a year. Rent and utilities account for about half of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bermuda and in Australia actually costs, broken down by who's living it.
A single person spends $5,211 per month in Bermuda vs $2,626 in Australia, rent included.
Bermuda $5,211
Australia $2,626
A couple spends around $9,034 per month in Bermuda vs $3,810 in Australia, rent included.
Bermuda $9,034
Australia $3,810
A family of three spends $12.9K per month in Bermuda vs $4,994 in Australia, rent included.
Bermuda $12.9K
Australia $4,994
📏
The regional cost range is wider in Bermuda ($2,374–$5,399) than in Australia ($1,068–$3,303), so city choice matters more there.
🌍
The cost of living in Bermuda is about 98% higher than in Australia on average.
📊
Both Bermuda and Australia are pricier than the global median – Bermuda by 283%, Australia by 93%.
Currency
No currencies found
🍽 Eating Out
Bermuda
Australia
Difference
Meal at Budget Restaurant
$54.3BMD 54.3
$17.65A$25.09
207.37%
Three-Course Dinner for Two, Mid-Range
$152BMD 152
$85.2A$121
78.32%
Fast Food Meal(McDonalds, etc)
$17.99BMD 17.99
$11.09A$15.77
62.22%
Cappuccino
$6.81BMD 6.81
$3.90A$5.54
74.62%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.45BMD 3.45
$2.85A$4.05
21.05%
Water(0.33 liter bottle)
$3.25BMD 3.25
$2.31A$3.29
40.69%
Local Beer(0.5 liter draught)
$7.93BMD 7.93
$7.53A$10.70
5.31%
Imported Beer(0.33 liter bottle)
$8.81BMD 8.81
$8.59A$12.21
2.56%
🛒 Groceries & Markets
Bermuda
Australia
Difference
Milk(1 liter)
$5.17BMD 5.17
$1.76A$2.50
193.75%
White Bread(500g)
$8.31BMD 8.31
$2.81A$3.99
195.73%
Rice(white)(1kg)
$5.17BMD 5.17
$2.24A$3.19
130.80%
Eggs
$7.80BMD 7.80
$5.02A$7.14
55.38%
Local Cheese(1kg)
$18.50BMD 18.50
$9.87A$14.03
87.44%
Chicken Fillets(1kg)
$22.47BMD 22.47
$9.32A$13.25
141.09%
Beef Round Steak(1kg)
$24.68BMD 24.68
$14.86A$21.13
66.08%
Apples(1kg)
$12.19BMD 12.19
$3.82A$5.43
219.11%
Banana(1kg)
$7.52BMD 7.52
$2.92A$4.16
157.53%
Oranges(1kg)
$9.50BMD 9.50
$3.13A$4.46
203.51%
Tomato(1kg)
$10.48BMD 10.48
$4.81A$6.84
117.88%
Potato(1kg)
$7.89BMD 7.89
$2.80A$3.98
181.79%
Onion(1kg)
$7.91BMD 7.91
$2.38A$3.38
232.35%
Lettuce(1 head)
$6.18BMD 6.18
$2.37A$3.37
160.76%
Water(1.5 liter bottle)
$4.66BMD 4.66
$1.65A$2.35
182.42%
Cigarettes 20 Pack(Marlboro, Camel)
$18.49BMD 18.49
$39.13A$55.6
-52.75%
Wine(Bottle)
$25.06BMD 25.06
$13.93A$19.80
79.90%
Local Beer(0.5 liter bottle)
$7.55BMD 7.55
$4.96A$7.05
52.22%
Imported Beer(0.33 liter bottle)
$4.23BMD 4.23
$5.17A$7.35
-18.18%
🚌 Getting Around
Bermuda
Australia
Difference
One-way Ticket(Public Transport)
$4.67BMD 4.67
$2.42A$3.44
92.98%
Public Transport Monthly Pass(Regular Price)
$70.0BMD 70.0
$94.6A$135
-26.04%
Taxi Start(Normal Tariff)
$6.56BMD 6.56
$3.49A$4.97
87.97%
Taxi(Normal Tariff)(1km)
$2.47BMD 2.47
$1.60A$2.27
54.38%
Taxi 1hour Waiting(Normal Tariff)
$70.2BMD 70.2
$39.84A$56.7
76.08%
Gasoline(1 liter)
$2.23BMD 2.23
$1.39A$1.97
60.43%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.4KBMD 35.4K
$30.0KA$42.7K
17.99%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.9KBMD 40.9K
$25.8KA$36.6K
58.96%
🧾 Monthly Utilities & Internet
Bermuda
Australia
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$288BMD 288
$205A$292
40.50%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$161BMD 161
$28.33A$40.29
467.14%
Internet(50+ Mbps, Unlimited Data)
$161BMD 161
$58.8A$83.6
173.20%
🎉 Sport & Entertainment
Bermuda
Australia
Difference
Gym Membership(Monthly)
$193BMD 193
$55.7A$79.1
245.95%
Tennis Court(1 Hour on Weekend)
$15.15BMD 15.15
$19.57A$27.83
-22.59%
Cinema Ticket
$13.73BMD 13.73
$15.38A$21.87
-10.73%
🧸 Childcare & Education
Bermuda
Australia
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,338BMD 1,338
$2,145A$3,050
-37.62%
International Primary School, 1 Child(Yearly)
$25.1KBMD 25.1K
$18.3KA$26.1K
36.79%
👕👟 Clothing & Footwear
Bermuda
Australia
Difference
Jeans(Levis 501 Or Similar)
$90.3BMD 90.3
$78.3A$111
15.25%
Summer Dress(H&M, Zara, etc)
$69.8BMD 69.8
$56.3A$80.0
24.12%
Sport Shoes(Adidas, Nike)
$143BMD 143
$115A$164
24.27%
Men's Leather Business Shoes
$131BMD 131
$123A$175
6.34%
🏠 Accommodation & Living
Bermuda
Australia
Difference
1-bedroom Apartment, City Center(Monthly)
$3,613BMD 3,613
$1,591A$2,262
127.10%
1-bedroom Apartment, Outside City Center(Monthly)
$2,583BMD 2,583
$1,293A$1,838
99.84%
3-bedroom Apartment, City Center(Monthly)
$8,371BMD 8,371
$2,524A$3,590
231.58%
3-bedroom Apartment, Outside City Center(Monthly)
$6,913BMD 6,913
$2,005A$2,851
244.76%
Buy Apartment in City Center(m2)
$14.7KBMD 14.7K
$8,751A$12.4K
67.62%
Buy Apartment Outside City Center(m2)
$9,013BMD 9,013
$6,260A$8,901
43.97%
💵 Salaries & Financials
Bermuda
Australia
Difference
Average Monthly Net Salary(After Tax)
$6,916BMD 6,916
$3,984A$5,665
73.60%
20-Year Fixed Mortgage Interest Rate(Annual %)
8.63
5.93
45.53%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Bermuda: October 24, 2026
Last update for Australia: October 27, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Bermuda
$2.6K 49.6%
Australia
$1.3K 49.2% ↓ 50%$1.3K
🛒Groceries & Markets
Bermuda
$842 16.2%
Australia
$374 14.3% ↓ 55.5%$467
🍽Eating Out
Bermuda
$654 12.6%
Australia
$297 11.3% ↓ 54.6%$357
🧾Monthly Utilities & Internet
Bermuda
$609 11.7%
Australia
$292 11.1% ↓ 52.1%$317
🎉Sport & Entertainment
Bermuda
$220 4.2%
Australia
$86 3.3% ↓ 60.7%$134
👕👟Clothing & Footwear
Bermuda
$195 3.8%
Australia
$168 6.4% ↓ 14.1%$28
🚌Getting Around
Bermuda
$108 2.1%
Australia
$116 4.4% ↑ 7.7%$8.2
🏠Accommodation & Living
Bermuda
$6.9K 53.8%
Australia
$2K 40.2% ↓ 71%$4.9K
🛒Groceries & Markets
Bermuda
$1.9K 15%
Australia
$848 17% ↓ 56.1%$1.1K
🍽Eating Out
Bermuda
$2.1K 16.6%
Australia
$1K 20.4% ↓ 52.2%$1.1K
🧾Monthly Utilities & Internet
Bermuda
$770 6%
Australia
$320 6.4% ↓ 58.4%$450
🎉Sport & Entertainment
Bermuda
$455 3.5%
Australia
$192 3.9% ↓ 57.7%$263
👕👟Clothing & Footwear
Bermuda
$434 3.4%
Australia
$373 7.5% ↓ 14.1%$61
🚌Getting Around
Bermuda
$224 1.8%
Australia
$236 4.7% ↑ 5.3%$12
Cost Breakdown
🏠Average rent: $3,696 in Bermuda vs $1,383 in Australia. For reference, capital cities sit at $3,924 in Hamilton and $1,749 in Canberra.
💰Average salary: $7,044 in Bermuda vs $3,874 in Australia. The income gap affects purchasing power and how far your budget stretches in each country.
Cost Highlights
⭐Rent is 167% higher in Bermuda.
⭐Dining out costs 80% more in Bermuda.
⭐Public transport is 18% more expensive in Bermuda.
⭐Salaries are 82% higher in Bermuda, and purchasing power comes out stronger in Australia.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bermuda vs Australia: Cost of Living - Frequently Asked Questions
Is Australia more expensive than Bermuda?
Australia is the cheaper option – living costs run roughly 50% lower on average.
Which country has higher housing costs?
Housing costs more in Bermuda: a central one-bedroom averages $3,696 versus $1,383 in Australia.
Which country is cheaper for everyday spending?
Groceries, public transport, and eating out all cost less in Australia, adding to the overall 98% price gap.
Should I move to Australia or to Bermuda?
Australia is the budget-friendly choice for expats. But cost isn’t everything: visa policies, language, healthcare quality, and job markets all weigh in too.