Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Bergen County, NJ

For one person, living is cheaper in Austin, TX: $2,698 a month against $4,323 in Bergen County, NJ, rent and utilities included – about $19,500 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
208

Cost of Living Index in Bergen County, NJ
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Bergen County, NJ Living Index

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Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Bergen County, NJ

🇺🇸 United States

$4,323

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Bergen County, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Bergen County, NJ actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,698 in Austin, TX versus $4,323 in Bergen County, NJ.

Austin, TX $2,698
Bergen County, NJ $4,323

Estimated couple costs with rent: $4,160 in Austin, TX versus $5,463 in Bergen County, NJ.

Austin, TX $4,160
Bergen County, NJ $5,463

Monthly costs for a family of three with rent: $5,622 in Austin, TX versus $6,603 in Bergen County, NJ.

Austin, TX $5,622
Bergen County, NJ $6,603

Living in Austin, TX costs roughly 38% less than in Bergen County, NJ, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Austin, TX 99% above, Bergen County, NJ 219% above.

Meal at Budget Restaurant

$20.63 $20.63

$22.48 $22.48

-8.23%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$85.3 $85.3

-0.81%

Fast Food Meal (McDonalds, etc)

$12.07 $12.07

$12.83 $12.83

-5.92%

Cappuccino

$5.48 $5.48

$5.13 $5.13

6.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.80 $3.80

$3.07 $3.07

23.78%

Water (0.33 liter bottle)

$2.47 $2.47

$2.23 $2.23

10.76%

Local Beer (0.5 liter draught)

$8.05 $8.05

$8.19 $8.19

-1.71%

Imported Beer (0.33 liter bottle)

$8.88 $8.88

$8.09 $8.09

9.77%

Milk (1 liter)

$1.11 $1.11

$1.45 $1.45

-23.45%

White Bread (500g)

$3.72 $3.72

$4.37 $4.37

-14.87%

Rice (white) (1kg)

$3.37 $3.37

$7.59 $7.59

-55.60%

Eggs

$4.32 $4.32

$5.07 $5.07

-14.79%

Local Cheese (1kg)

$13.13 $13.13

$12.66 $12.66

3.71%

Chicken Fillets (1kg)

$14.15 $14.15

$11.91 $11.91

18.81%

Beef Round Steak (1kg)

$16.33 $16.33

$17.75 $17.75

-8.00%

Apples (1kg)

$4.55 $4.55

$5.25 $5.25

-13.33%

Banana (1kg)

$1.46 $1.46

$1.54 $1.54

-5.19%

Oranges (1kg)

$4.71 $4.71

$5.10 $5.10

-7.65%

Tomato (1kg)

$4.15 $4.15

$5.05 $5.05

-17.82%

Potato (1kg)

$2.58 $2.58

$2.73 $2.73

-5.49%

Onion (1kg)

$2.35 $2.35

$3.05 $3.05

-22.95%

Lettuce (1 head)

$1.77 $1.77

$2.38 $2.38

-25.63%

Water (1.5 liter bottle)

$2.14 $2.14

$2.39 $2.39

-10.46%

Cigarettes 20 Pack (Marlboro, Camel)

$10.10 $10.10

$11.90 $11.90

-15.13%

Wine (Bottle)

$15.19 $15.19

$24.56 $24.56

-38.15%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$1.72 $1.72

63.95%

Imported Beer (0.33 liter bottle)

$3.44 $3.44

$4.46 $4.46

-22.87%

One-way Ticket (Public Transport)

$1.54 $1.54

$4.17 $4.17

-63.07%

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

$169 $169

-75.72%

Taxi Start (Normal Tariff)

$2.80 $2.80

$2.64 $2.64

6.06%

Taxi (Normal Tariff) (1km)

$1.60 $1.60

$1.53 $1.53

4.58%

Taxi 1hour Waiting (Normal Tariff)

$34.34 $34.34

$24.11 $24.11

42.43%

Gasoline (1 liter)

$0.94 $0.94

$1.06 $1.06

-11.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K $34.0K

$28.0K $28.0K

21.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$25.9K $25.9K

3.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$211 $211

5.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

$73.5 $73.5

-19.89%

Internet (50+ Mbps, Unlimited Data)

$70.6 $70.6

$64.7 $64.7

9.07%

Gym Membership (Monthly)

$57.7 $57.7

$98.2 $98.2

-41.23%

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

$49.53 $49.53

-66.63%

Cinema Ticket

$14.26 $14.26

$15.26 $15.26

-6.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,511 $1,511

$2,285 $2,285

-33.89%

International Primary School, 1 Child (Yearly)

$20.9K $20.9K

$24.1K $24.1K

-13.44%

Jeans (Levis 501 Or Similar)

$51.3 $51.3

$48.52 $48.52

5.67%

Summer Dress (H&M, Zara, etc)

$44.17 $44.17

$46.34 $46.34

-4.68%

Sport Shoes (Adidas, Nike)

$87.0 $87.0

$79.9 $79.9

8.86%

Men's Leather Business Shoes

$104 $104

$153 $153

-31.65%

1-bedroom Apartment, City Center (Monthly)

$1,940 $1,940

$2,786 $2,786

-30.36%

1-bedroom Apartment, Outside City Center (Monthly)

$1,316 $1,316

$2,685 $2,685

-50.97%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$4,541 $4,541

-19.31%

3-bedroom Apartment, Outside City Center (Monthly)

$2,565 $2,565

$2,963 $2,963

-13.43%

Buy Apartment in City Center (m2)

$7,354 $7,354

$3,928 $3,928

87.23%

Buy Apartment Outside City Center (m2)

$3,129 $3,129

$3,697 $3,697

-15.35%

Average Monthly Net Salary (After Tax)

$5,286 $5,286

$5,356 $5,356

-1.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.62

2.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 19, 2026

Last update for Bergen County, NJ: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.8%

Bergen County, NJ

$2.7K 62.1% 104% $1.4K

Groceries & Markets

Austin, TX

$406 15.1%

Bergen County, NJ

$460 10.6% 13.3% $54

Monthly Utilities & Internet

Austin, TX

$352 13.1%

Bergen County, NJ

$349 8.1% 0.9% $3.3

Eating Out

Austin, TX

$350 13%

Bergen County, NJ

$358 8.3% 2.3% $8.1

Clothing & Footwear

Austin, TX

$129 4.8%

Bergen County, NJ

$147 3.4% 14.2% $18

Sport & Entertainment

Austin, TX

$86 3.2%

Bergen County, NJ

$129 3% 49.3% $42

Getting Around

Austin, TX

$58 2.2%

Bergen County, NJ

$196 4.5% 238% $138

Cost Breakdown

A one-bedroom apartment in the center runs $1,940 in Austin, TX and $2,786 in Bergen County, NJ. Housing cost is often the main lever when comparing two cities.

Bergen County, NJ pays 1% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $85.0 in Bergen County, NJ for a mid-range dinner for two. Groceries echo the gap at $406 vs $460 per month, with Austin, TX cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Bergen County, NJ

🕒 Local time

23:08 11:08 PM

00:08 12:08 AM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

11,668

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Austin, TX Bergen County, NJ 2,440 km ≈ 3 h 30 min nonstop flight

From you

Austin, TX
Bergen County, NJ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Bergen County, NJ: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 60% lower than in Bergen County, NJ. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

On paper, salaries run 1% lower in Bergen County, NJ. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,940 in Austin, TX versus $2,786 in Bergen County, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,698 per month in Austin, TX versus $4,323 in Bergen County, NJ – a 60% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 312% less than in Bergen County, NJ. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Austin, TX delivers better value – similar infrastructure at $2,698 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Austin, TX hard to pass up.

Expats usually find Austin, TX gentler on the wallet – expenses run 60% less than in Bergen County, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.