Last update: Oct 2026

Cost of Living Comparison Between Bendigo and Kuopio

For one person, living is cheaper in Kuopio: $1,772 a month against $2,008 in Bendigo, rent and utilities included – about $2,800 less a year. Rent and utilities account for most of the difference.

97

Cost of Living Index in Bendigo
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Bendigo Living Index
85

Cost of Living Index in Kuopio
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Kuopio Living Index

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Bendigo

🇦🇺 Australia

$2,008

/mo nomad

Kuopio

🇫🇮 Finland

$1,772

/mo nomad

Monthly Cost of Living

How much you'll spend in Bendigo and in Kuopio

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bendigo and in Kuopio actually costs, broken down by who's living it.

A single person spends $2,008 per month in Bendigo vs $1,772 in Kuopio, rent included.

Bendigo $2,008
Kuopio $1,772

A couple spends around $2,978 per month in Bendigo vs $2,693 in Kuopio, rent included.

Bendigo $2,978
Kuopio $2,693

A family of three spends $3,948 per month in Bendigo vs $3,614 in Kuopio, rent included.

Bendigo $3,948
Kuopio $3,614

Bendigo costs about 13% more than Kuopio, and outside of rent the biggest gap is in utilities.

Both Bendigo and Kuopio sit above the global median – Bendigo by 48%, Kuopio by 30%.

Meal at Budget Restaurant

$17.37 A$24.67

$15.77 €14.17

10.15%

Three-Course Dinner for Two, Mid-Range

$77.1 A$109

$89.5 €80.4

-13.91%

Fast Food Meal (McDonalds, etc)

$12.40 A$17.62

$11.57 €10.39

7.17%

Cappuccino

$4.08 A$5.80

$5.18 €4.65

-21.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.10 A$4.40

$2.14 €1.92

44.86%

Water (0.33 liter bottle)

$2.58 A$3.67

$1.98 €1.78

30.30%

Local Beer (0.5 liter draught)

$9.97 A$14.17

$6.76 €6.07

47.49%

Imported Beer (0.33 liter bottle)

$8.66 A$12.31

$9.10 €8.17

-4.84%

Milk (1 liter)

$1.36 A$1.93

$1.25 €1.13

8.80%

White Bread (500g)

$2.92 A$4.14

$2.64 €2.37

10.61%

Rice (white) (1kg)

$2.57 A$3.65

$2.41 €2.16

6.64%

Eggs

$4.73 A$6.73

$3.22 €2.89

46.89%

Local Cheese (1kg)

$10.70 A$15.20

$8.95 €8.04

19.55%

Chicken Fillets (1kg)

$10.04 A$14.27

$11.89 €10.68

-15.56%

Beef Round Steak (1kg)

$10.55 A$15.00

$21.94 €19.71

-51.91%

Apples (1kg)

$3.56 A$5.06

$2.33 €2.09

52.79%

Banana (1kg)

$3.05 A$4.33

$1.37 €1.23

122.63%

Oranges (1kg)

$3.24 A$4.60

$2.54 €2.28

27.56%

Tomato (1kg)

$4.80 A$6.82

$3.64 €3.27

31.87%

Potato (1kg)

$2.88 A$4.09

$1.26 €1.14

128.57%

Onion (1kg)

$2.47 A$3.52

$1.90 €1.71

30.00%

Lettuce (1 head)

$2.46 A$3.50

$2.76 €2.48

-10.87%

Water (1.5 liter bottle)

$1.63 A$2.31

$2.08 €1.87

-21.63%

Cigarettes 20 Pack (Marlboro, Camel)

$44.51 A$63.2

$12.83 €11.53

246.92%

Wine (Bottle)

$10.38 A$14.75

$15.72 €14.12

-33.97%

Local Beer (0.5 liter bottle)

$5.46 A$7.75

$3.19 €2.86

71.16%

Imported Beer (0.33 liter bottle)

$5.36 A$7.61

$3.29 €2.96

62.92%

One-way Ticket (Public Transport)

$3.45 A$4.90

$3.59 €3.23

-3.90%

Public Transport Monthly Pass (Regular Price)

$56.9 A$80.8

$64.0 €57.5

-11.14%

Taxi Start (Normal Tariff)

$4.12 A$5.85

$4.48 €4.03

-8.04%

Taxi (Normal Tariff) (1km)

$1.41 A$2.01

$1.31 €1.18

7.63%

Taxi 1hour Waiting (Normal Tariff)

$13.84 A$19.67

$65.7 €59.0

-78.92%

Gasoline (1 liter)

$1.27 A$1.80

$2.13 €1.91

-40.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K A$39.2K

$36.6K €32.8K

-24.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.7K A$27.9K

$37.4K €33.6K

-47.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$142 A$202

$116 €104

22.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.59 A$39.20

$24.63 €22.12

12.02%

Internet (50+ Mbps, Unlimited Data)

$56.5 A$80.3

$22.49 €20.21

151.36%

Gym Membership (Monthly)

$42.96 €38.59

Tennis Court (1 Hour on Weekend)

$19.68 A$27.97

Cinema Ticket

$12.70 A$18.05

$14.82 €13.31

-14.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,154 A$3,061

$325 €292

562.22%

International Primary School, 1 Child (Yearly)

$29.9K A$42.5K

Jeans (Levis 501 Or Similar)

$81.5 A$116

$71.8 €64.5

13.61%

Summer Dress (H&M, Zara, etc)

$49.98 A$71.0

$42.98 €38.61

16.29%

Sport Shoes (Adidas, Nike)

$118 A$168

$102 €91.8

15.70%

Men's Leather Business Shoes

$136 A$193

$153 €137

-11.19%

1-bedroom Apartment, City Center (Monthly)

$1,135 A$1,613

$817 €734

38.97%

1-bedroom Apartment, Outside City Center (Monthly)

$825 A$1,172

$630 €566

30.93%

3-bedroom Apartment, City Center (Monthly)

$1,337 A$1,900

$1,101 €989

21.41%

3-bedroom Apartment, Outside City Center (Monthly)

$1,248 A$1,773

$884 €794

41.18%

Buy Apartment in City Center (m2)

$4,400 A$6,251

Buy Apartment Outside City Center (m2)

$3,892 A$5,531

Average Monthly Net Salary (After Tax)

$2,967 A$4,215

$2,503 €2,248

18.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.9

3.51

68.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bendigo: October 25, 2026

Last update for Kuopio: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bendigo

$825 41.1%

Kuopio

$630 35.6% 23.6% $195

Groceries & Markets

Bendigo

$361 18%

Kuopio

$359 20.3% 0.4% $1.4

Eating Out

Bendigo

$315 15.7%

Kuopio

$292 16.5% 7.5% $23

Monthly Utilities & Internet

Bendigo

$227 11.3%

Kuopio

$163 9.2% 28% $63

Clothing & Footwear

Bendigo

$173 8.6%

Kuopio

$166 9.4% 4.1% $7.1

Getting Around

Bendigo

$82 4.1%

Kuopio

$89 5% 9.2% $7.6

Sport & Entertainment

Bendigo

$25 * 1.3%

Kuopio

$73 4.1% 186% $47

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,135 in Bendigo versus $817 in Kuopio. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 19% higher in Bendigo. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $77 in Bendigo versus $90 in Kuopio. Groceries tell a different story – $361 in Bendigo vs $359 in Kuopio – so Kuopio wins on supermarket bills even if dining out costs more.

Good to know

🇦🇺 Bendigo

🇫🇮 Kuopio

🕒 Local time

11:12 11:12 AM

02:12 2:12 AM

9 h behind Bendigo

🌤 Weather

👥 Population

100,649

124,011

💱 Currency

Australian Dollar AUD $

Euro EUR €

📈 Exchange rate

1 AUD = 0.704 USD

1 AUD = 0.632 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 29, 2026: 1 USD = 1.42 AUD (1 AUD = 0.704 USD). 1 EUR = 1.58 AUD (1 AUD = 0.632 EUR).

Euro exchange rates as of October 29, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to AUD in detail →

On the map

Lowest

Highest

Between locations

Bendigo Kuopio 14,910 km ≈ 19 h nonstop flight

From you

Bendigo
Kuopio

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bendigo vs Kuopio: Cost of Living - Frequently Asked Questions

Yes – Bendigo is pricier by about 13%, and outside of rent the gap shows up most in utilities.

For a comfortable life, plan on about $3,012 per month in Bendigo and $2,659 in Kuopio. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kuopio, especially for central apartments: a one-bedroom in the center costs $817 there versus $1,135 in Bendigo.

Monthly expenses with rent come to $2,008 in Bendigo and $1,772 in Kuopio. That makes Kuopio about 12% cheaper.

Kindergarten costs $2,154 per month in Bendigo and $325 in Kuopio. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,500 covers both cities comfortably – all-in costs are $2,008 in Bendigo and $1,772 in Kuopio, leaving budget for savings and extras in both cases.

Families tend to lean toward Kuopio – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Kuopio. If higher salaries or specific career opportunities are the priority, Bendigo makes more sense. Both are solid long-term options with distinct trade-offs.