Last update: Oct 2026

Cost of Living Comparison Between Bend, OR and Montreal

For one person, living is cheaper in Montreal: $2,018 a month against $3,109 in Bend, OR, rent and utilities included – about $13,100 less a year. Rent and utilities account for most of the difference.

151

Cost of Living Index in Bend, OR
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Bend, OR Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Bend, OR

🇺🇸 United States

$3,109

/mo nomad

Montreal

🇨🇦 Canada

$2,018

/mo nomad

Monthly Cost of Living

How much you'll spend in Bend, OR and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bend, OR and in Montreal actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,109 in Bend, OR versus $2,018 in Montreal.

Bend, OR $3,109
Montreal $2,018

Estimated couple costs with rent: $4,348 in Bend, OR versus $3,085 in Montreal.

Bend, OR $4,348
Montreal $3,085

Monthly costs for a family of three with rent: $5,587 in Bend, OR versus $4,152 in Montreal.

Bend, OR $5,587
Montreal $4,152

Living in Bend, OR is roughly 54% more expensive than in Montreal, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Bend, OR 130% above, Montreal 49% above.

Meal at Budget Restaurant

$21.08 $21.08

$18.82 CA$26.61

12.01%

Three-Course Dinner for Two, Mid-Range

$88.9 $88.9

$70.3 CA$99.4

26.40%

Fast Food Meal (McDonalds, etc)

$10.19 $10.19

$10.66 CA$15.06

-4.41%

Cappuccino

$5.55 $5.55

$3.84 CA$5.43

44.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.53 $2.53

$1.92 CA$2.71

31.77%

Water (0.33 liter bottle)

$1.86 $1.86

$1.54 CA$2.18

20.78%

Local Beer (0.5 liter draught)

$6.67 $6.67

$6.23 CA$8.81

7.06%

Imported Beer (0.33 liter bottle)

$8.22 $8.22

$7.10 CA$10.03

15.77%

Milk (1 liter)

$1.16 $1.16

$2.31 CA$3.27

-49.78%

White Bread (500g)

$3.32 $3.32

$3.14 CA$4.44

5.73%

Rice (white) (1kg)

$4.51 $4.51

$3.21 CA$4.54

40.50%

Eggs

$3.58 $3.58

$3.52 CA$4.97

1.70%

Local Cheese (1kg)

$18.78 $18.78

$12.81 CA$18.11

46.60%

Chicken Fillets (1kg)

$10.97 $10.97

$11.46 CA$16.20

-4.28%

Beef Round Steak (1kg)

$26.28 $26.28

$13.39 CA$18.92

96.27%

Apples (1kg)

$6.10 $6.10

$3.14 CA$4.43

94.27%

Banana (1kg)

$1.64 $1.64

$1.44 CA$2.03

13.89%

Oranges (1kg)

$6.42 $6.42

$3.47 CA$4.91

85.01%

Tomato (1kg)

$5.31 $5.31

$3.07 CA$4.34

72.96%

Potato (1kg)

$1.88 $1.88

$1.90 CA$2.69

-1.05%

Onion (1kg)

$3.29 $3.29

$1.77 CA$2.50

85.88%

Lettuce (1 head)

$2.78 $2.78

$2.34 CA$3.31

18.80%

Water (1.5 liter bottle)

$3.58 $3.58

$1.55 CA$2.19

130.97%

Cigarettes 20 Pack (Marlboro, Camel)

$11.10 $11.10

$11.38 CA$16.09

-2.46%

Wine (Bottle)

$15.80 $15.80

$10.63 CA$15.03

48.64%

Local Beer (0.5 liter bottle)

$1.78 $1.78

$2.27 CA$3.21

-21.59%

Imported Beer (0.33 liter bottle)

$5.19 $5.19

$2.82 CA$3.99

84.04%

One-way Ticket (Public Transport)

$2.02 $2.02

$2.66 CA$3.76

-24.06%

Public Transport Monthly Pass (Regular Price)

$44.12 $44.12

$77.3 CA$109

-42.92%

Taxi Start (Normal Tariff)

$4.07 $4.07

$3.20 CA$4.53

27.19%

Taxi (Normal Tariff) (1km)

$2.53 $2.53

$1.48 CA$2.09

70.95%

Taxi 1hour Waiting (Normal Tariff)

$45.88 $45.88

$32.88 CA$46.48

39.54%

Gasoline (1 liter)

$1.29 $1.29

$1.34 CA$1.90

-3.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.4K $33.4K

$28.2K CA$39.8K

18.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.1K $23.1K

$19.6K CA$27.8K

17.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$198 $198

$76.0 CA$107

160.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$78.3 $78.3

$33.95 CA$48.00

130.63%

Internet (50+ Mbps, Unlimited Data)

$87.4 $87.4

$42.31 CA$59.8

106.64%

Gym Membership (Monthly)

$49.35 $49.35

$29.76 CA$42.07

65.83%

Tennis Court (1 Hour on Weekend)

$40.68 $40.68

$20.28 CA$28.67

100.59%

Cinema Ticket

$14.52 $14.52

$11.15 CA$15.77

30.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,141 $1,141

$507 CA$717

125.06%

International Primary School, 1 Child (Yearly)

$32.3K $32.3K

$16.1K CA$22.7K

101.33%

Jeans (Levis 501 Or Similar)

$62.1 $62.1

$57.6 CA$81.4

7.94%

Summer Dress (H&M, Zara, etc)

$71.5 $71.5

$37.58 CA$53.1

90.23%

Sport Shoes (Adidas, Nike)

$91.3 $91.3

$91.9 CA$130

-0.61%

Men's Leather Business Shoes

$121 $121

$110 CA$155

10.18%

1-bedroom Apartment, City Center (Monthly)

$2,093 $2,093

$1,260 CA$1,782

66.05%

1-bedroom Apartment, Outside City Center (Monthly)

$1,632 $1,632

$948 CA$1,340

72.25%

3-bedroom Apartment, City Center (Monthly)

$3,676 $3,676

$2,137 CA$3,021

72.01%

3-bedroom Apartment, Outside City Center (Monthly)

$2,243 $2,243

$1,614 CA$2,281

39.01%

Buy Apartment in City Center (m2)

$7,164 $7,164

$4,960 CA$7,011

44.45%

Buy Apartment Outside City Center (m2)

$3,999 $3,999

$3,838 CA$5,425

4.20%

Average Monthly Net Salary (After Tax)

$4,680 $4,680

$2,827 CA$3,997

65.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.78

4.48

51.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bend, OR: October 12, 2026

Last update for Montreal: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bend, OR

$1.6K 52.5%

Montreal

$948 47% 41.9% $685

Groceries & Markets

Bend, OR

$477 15.3%

Montreal

$346 17.2% 27.3% $130

Monthly Utilities & Internet

Bend, OR

$364 11.7%

Montreal

$152 7.5% 58.2% $212

Eating Out

Bend, OR

$333 10.7%

Montreal

$288 14.3% 13.6% $45

Clothing & Footwear

Bend, OR

$156 5%

Montreal

$133 6.6% 14.2% $22

Sport & Entertainment

Bend, OR

$78 2.5%

Montreal

$52 2.6% 33.6% $26

Getting Around

Bend, OR

$69 2.2%

Montreal

$99 4.9% 42.9% $30

Cost Breakdown

A one-bedroom apartment in the center runs $2,093 in Bend, OR and $1,260 in Montreal. Housing cost is often the main lever when comparing two cities.

Bend, OR pays 66% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $89.0 in Bend, OR vs $70.0 in Montreal for a mid-range dinner for two. Groceries echo the gap at $477 vs $346 per month, with Montreal cheaper across the board.

Good to know

🇺🇸 Bend, OR

🇨🇦 Montreal

🕒 Local time

04:32 4:32 AM

07:32 7:32 AM

3 h ahead of Bend, OR

🌤 Weather

👥 Population

111,823

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Bend, OR Montreal 3,720 km ≈ 5 h nonstop flight

From you

Bend, OR
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bend, OR vs Montreal: Cost of Living - Frequently Asked Questions

Bend, OR and Montreal differ by about 54% in total monthly costs ($3,109 vs $2,018 including rent). Montreal is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 66% higher in Bend, OR, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,093 in Bend, OR versus $1,260 in Montreal. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Montreal runs roughly 75% less than in Bend, OR. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $1,141 in Bend, OR versus $507 in Montreal. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $2,018 in Montreal versus $3,109 in Bend, OR, a $2,000 budget is realistic in Montreal but tight or insufficient in Bend, OR. The gap between the two cities makes Montreal the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bend, OR and Montreal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montreal gentler on the wallet – expenses run 54% less than in Bend, OR. Beyond cost, consider language, visa policies, and how big the international community is in each city.