Cost of Living Comparison Between Bend, OR and Seattle, WA Cost of Living Comparison Between Bend, OR and Seattle, WA

Monthly Cost of Living

Monthly costs for one person with rent: $3,303 in Bend, OR versus $3,886 in Seattle, WA.

Estimated couple costs with rent: $4,639 in Bend, OR versus $5,699 in Seattle, WA.

Monthly costs for a family of three with rent: $5,975 in Bend, OR versus $7,513 in Seattle, WA.

Living in Bend, OR costs roughly 15% less than in Seattle, WA, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Bend, OR 140% above, Seattle, WA 182% above.

Meal at Budget Restaurant

$21.47 $21.47

$25.37 $25.37

-15.37%

Three-Course Dinner for Two, Mid-Range

$80.8 $80.8

$101 $101

-19.96%

Fast Food Meal (McDonalds, etc)

$10.35 $10.35

$14.80 $14.80

-30.07%

Cappuccino

$5.68 $5.68

$6.63 $6.63

-14.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.48 $2.48

$3.08 $3.08

-19.48%

Water (0.33 liter bottle)

$1.82 $1.82

$2.96 $2.96

-38.51%

Local Beer (0.5 liter draught)

$6.51 $6.51

$7.94 $7.94

-18.01%

Imported Beer (0.33 liter bottle)

$7.77 $7.77

$7.88 $7.88

-1.40%

Milk (1 liter)

$1.18 $1.18

$1.22 $1.22

-3.28%

White Bread (500g)

$3.61 $3.61

$5.14 $5.14

-29.77%

Rice (white) (1kg)

$3.53 $3.53

$6.16 $6.16

-42.69%

Eggs

$3.52 $3.52

$5.08 $5.08

-30.71%

Local Cheese (1kg)

$19.26 $19.26

$21.31 $21.31

-9.62%

Chicken Fillets (1kg)

$10.99 $10.99

$18.42 $18.42

-40.34%

Beef Round Steak (1kg)

$25.64 $25.64

$23.04 $23.04

11.28%

Apples (1kg)

$6.84 $6.84

$6.04 $6.04

13.25%

Banana (1kg)

$1.66 $1.66

$1.88 $1.88

-11.70%

Oranges (1kg)

$6.46 $6.46

$5.20 $5.20

24.23%

Tomato (1kg)

$5.28 $5.28

$6.37 $6.37

-17.11%

Potato (1kg)

$1.84 $1.84

$3.78 $3.78

-51.32%

Onion (1kg)

$3.42 $3.42

$3.30 $3.30

3.64%

Lettuce (1 head)

$2.73 $2.73

$2.87 $2.87

-4.88%

Water (1.5 liter bottle)

$3.40 $3.40

$2.66 $2.66

27.82%

Cigarettes 20 Pack (Marlboro, Camel)

$11.09 $11.09

$13.91 $13.91

-20.27%

Wine (Bottle)

$16.32 $16.32

$15.05 $15.05

8.44%

Local Beer (0.5 liter bottle)

$1.74 $1.74

$4.17 $4.17

-58.27%

Imported Beer (0.33 liter bottle)

$5.37 $5.37

$5.64 $5.64

-4.79%

One-way Ticket (Public Transport)

$2.03 $2.03

$2.97 $2.97

-31.65%

Public Transport Monthly Pass (Regular Price)

$45.85 $45.85

$107 $107

-57.33%

Taxi Start (Normal Tariff)

$3.93 $3.93

$2.57 $2.57

52.92%

Taxi (Normal Tariff) (1km)

$2.53 $2.53

$1.65 $1.65

53.33%

Taxi 1hour Waiting (Normal Tariff)

$44.59 $44.59

$29.49 $29.49

51.20%

Gasoline (1 liter)

$1.26 $1.26

$1.46 $1.46

-13.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.9K $33.9K

$36.0K $36.0K

-5.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.1K $23.1K

$25.4K $25.4K

-9.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$197 $197

$306 $306

-35.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$82.0 $82.0

$70.2 $70.2

16.90%

Internet (50+ Mbps, Unlimited Data)

$83.7 $83.7

$87.4 $87.4

-4.14%

Gym Membership (Monthly)

$50.7 $50.7

$79.9 $79.9

-36.57%

Tennis Court (1 Hour on Weekend)

$40.08 $40.08

$34.74 $34.74

15.37%

Cinema Ticket

$14.59 $14.59

$17.85 $17.85

-18.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,143 $1,143

$3,018 $3,018

-62.13%

International Primary School, 1 Child (Yearly)

$32.0K $32.0K

$31.1K $31.1K

2.73%

Jeans (Levis 501 Or Similar)

$63.1 $63.1

$76.6 $76.6

-17.73%

Summer Dress (H&M, Zara, etc)

$73.6 $73.6

$53.8 $53.8

36.65%

Sport Shoes (Adidas, Nike)

$91.0 $91.0

$126 $126

-27.64%

Men's Leather Business Shoes

$122 $122

$162 $162

-24.72%

1-bedroom Apartment, City Center (Monthly)

$2,260 $2,260

$2,456 $2,456

-7.98%

1-bedroom Apartment, Outside City Center (Monthly)

$1,820 $1,820

$1,981 $1,981

-8.13%

3-bedroom Apartment, City Center (Monthly)

$3,398 $3,398

$4,881 $4,881

-30.38%

3-bedroom Apartment, Outside City Center (Monthly)

$2,685 $2,685

$3,625 $3,625

-25.95%

Buy Apartment in City Center (m2)

$7,110 $7,110

$7,376 $7,376

-3.61%

Buy Apartment Outside City Center (m2)

$3,953 $3,953

$5,007 $5,007

-21.05%

Average Monthly Net Salary (After Tax)

$4,793 $4,793

$6,165 $6,165

-22.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.1

6.45

-5.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bend, OR: September 5, 2026

Last update for Seattle, WA: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,260 in Bend, OR and $2,456 in Seattle, WA. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 29% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $81.0 in Bend, OR vs $101 in Seattle, WA for a mid-range dinner for two. Groceries echo the gap at $478 vs $551 per month, with Bend, OR cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bend, OR vs Seattle, WA: Cost of Living - Frequently Asked Questions

Bend, OR and Seattle, WA differ by about 18% in total monthly costs ($3,303 vs $3,886 including rent). Bend, OR is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 29% lower in Seattle, WA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $2,260 in Bend, OR versus $2,456 in Seattle, WA. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Bend, OR runs roughly 134% less than in Seattle, WA. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $1,143 in Bend, OR versus $3,018 in Seattle, WA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $3,000. Bend, OR is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Bend, OR gentler on the wallet – expenses run 18% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.