Last update: Oct 2026

Cost of Living Comparison Between Belmont, NSW and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,598 in Belmont, NSW, rent and utilities included – about $14,800 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Belmont, NSW
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Belmont, NSW Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Belmont, NSW

🇦🇺 Australia

$2,598

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Belmont, NSW and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belmont, NSW and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,598 per month in Belmont, NSW vs $1,368 in Ubud, Bali, rent included.

Belmont, NSW $2,598
Ubud, Bali $1,368

A couple spends around $3,661 per month in Belmont, NSW vs $2,314 in Ubud, Bali, rent included.

Belmont, NSW $3,661
Ubud, Bali $2,314

A family of three spends $4,724 per month in Belmont, NSW vs $3,260 in Ubud, Bali, rent included.

Belmont, NSW $4,724
Ubud, Bali $3,260

Belmont, NSW costs about 90% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Belmont, NSW and Ubud, Bali sit above the global median – Belmont, NSW by 92%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$15.72 A$22.52

$3.33 Rp 59.6K

372.07%

Three-Course Dinner for Two, Mid-Range

$91.8 A$131

$35.18 Rp 629.4K

160.83%

Fast Food Meal (McDonalds, etc)

$10.21 A$14.62

$5.80 Rp 103.8K

76.03%

Cappuccino

$4.26 A$6.10

$2.73 Rp 48.8K

56.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.03 A$4.34

$1.64 Rp 29.4K

84.76%

Water (0.33 liter bottle)

$2.06 A$2.96

$0.83 Rp 14.9K

148.19%

Local Beer (0.5 liter draught)

$7.16 A$10.26

$2.70 Rp 48.3K

165.19%

Imported Beer (0.33 liter bottle)

$8.17 A$11.70

$4.30 Rp 76.9K

90.00%

Milk (1 liter)

$1.61 A$2.31

$1.50 Rp 26.9K

7.33%

White Bread (500g)

$2.44 A$3.50

$2.30 Rp 41.1K

6.09%

Rice (white) (1kg)

$2.36 A$3.38

$1.18 Rp 21.1K

100.00%

Eggs

$4.59 A$6.58

$2.14 Rp 38.4K

114.49%

Local Cheese (1kg)

$9.04 A$12.95

$17.48 Rp 312.7K

-48.28%

Chicken Fillets (1kg)

$7.93 A$11.36

$4.03 Rp 72.1K

96.77%

Beef Round Steak (1kg)

$16.13 A$23.11

$12.23 Rp 218.8K

31.89%

Apples (1kg)

$3.99 A$5.71

$3.55 Rp 63.5K

12.39%

Banana (1kg)

$3.16 A$4.52

$1.57 Rp 28.1K

101.27%

Oranges (1kg)

$3.38 A$4.84

$2.24 Rp 40.0K

50.89%

Tomato (1kg)

$4.04 A$5.79

$1.93 Rp 34.5K

109.33%

Potato (1kg)

$2.73 A$3.91

$1.88 Rp 33.7K

45.21%

Onion (1kg)

$2.63 A$3.76

$2.29 Rp 41.0K

14.85%

Lettuce (1 head)

$2.11 A$3.02

$0.99 Rp 17.8K

113.13%

Water (1.5 liter bottle)

$1.73 A$2.47

$0.53 Rp 9,418

226.42%

Cigarettes 20 Pack (Marlboro, Camel)

$47.61 A$68.2

$2.28 Rp 40.9K

1988.16%

Wine (Bottle)

$13.96 A$20.00

$23.01 Rp 411.7K

-39.33%

Local Beer (0.5 liter bottle)

$4.93 A$7.06

$2.34 Rp 41.9K

110.68%

Imported Beer (0.33 liter bottle)

$4.55 A$6.52

$2.91 Rp 52.1K

56.36%

One-way Ticket (Public Transport)

$2.74 A$3.92

$0.24 Rp 4,289

1041.67%

Public Transport Monthly Pass (Regular Price)

$91.9 A$132

$8.82 Rp 157.8K

941.95%

Taxi Start (Normal Tariff)

$3.94 A$5.64

$0.48 Rp 8,632

720.83%

Taxi (Normal Tariff) (1km)

$1.38 A$1.98

$0.46 Rp 8,183

200.00%

Taxi 1hour Waiting (Normal Tariff)

$39.34 A$56.4

$5.45 Rp 97.6K

621.83%

Gasoline (1 liter)

$1.37 A$1.97

$0.88 Rp 15.8K

55.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K A$43.7K

$24.6K Rp 439.5M

24.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K A$36.6K

$31.2K Rp 558.0M

-18.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$184 A$264

$83.0 Rp 1.5M

121.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.55 A$43.77

$6.45 Rp 115.3K

373.64%

Internet (50+ Mbps, Unlimited Data)

$49.90 A$71.5

$18.57 Rp 332.2K

168.71%

Gym Membership (Monthly)

$59.7 A$85.5

$55.8 Rp 998.7K

6.92%

Tennis Court (1 Hour on Weekend)

$18.28 A$26.19

$18.11 Rp 324.0K

0.94%

Cinema Ticket

$12.64 A$18.10

$4.38 Rp 78.4K

188.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,188 A$3,135

$493 Rp 8.8M

343.92%

International Primary School, 1 Child (Yearly)

$18.9K A$27.1K

$5,754 Rp 102.9M

228.58%

Jeans (Levis 501 Or Similar)

$82.2 A$118

$46.19 Rp 826.5K

78.05%

Summer Dress (H&M, Zara, etc)

$61.2 A$87.6

$35.33 Rp 632.2K

73.14%

Sport Shoes (Adidas, Nike)

$115 A$164

$79.1 Rp 1.4M

45.06%

Men's Leather Business Shoes

$126 A$180

$78.4 Rp 1.4M

60.68%

1-bedroom Apartment, City Center (Monthly)

$1,571 A$2,250

$1,142 Rp 20.4M

37.50%

1-bedroom Apartment, Outside City Center (Monthly)

$1,322 A$1,893

$676 Rp 12.1M

95.61%

3-bedroom Apartment, City Center (Monthly)

$2,144 A$3,072

$3,503 Rp 62.7M

-38.79%

3-bedroom Apartment, Outside City Center (Monthly)

$1,791 A$2,565

$1,700 Rp 30.4M

5.34%

Buy Apartment in City Center (m2)

$5,488 A$7,862

$2,784 Rp 49.8M

97.13%

Buy Apartment Outside City Center (m2)

$4,808 A$6,887

$2,241 Rp 40.1M

114.59%

Average Monthly Net Salary (After Tax)

$165 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.84

13.78

-57.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belmont, NSW: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belmont, NSW

$1.3K 50.9%

Ubud, Bali

$676 49.4% 48.9% $646

Groceries & Markets

Belmont, NSW

$360 13.9%

Ubud, Bali

$290 21.2% 19.4% $70

Eating Out

Belmont, NSW

$280 10.8%

Ubud, Bali

$109 8% 61.2% $171

Monthly Utilities & Internet

Belmont, NSW

$264 10.2%

Ubud, Bali

$108 7.9% 59.1% $156

Clothing & Footwear

Belmont, NSW

$173 6.7%

Ubud, Bali

$108 7.9% 37.8% $65

Getting Around

Belmont, NSW

$114 4.4%

Ubud, Bali

$13 0.9% 89% $101

Sport & Entertainment

Belmont, NSW

$85 3.3%

Ubud, Bali

$65 4.7% 24% $20

Cost Breakdown

A central one-bedroom costs $1,571 in Belmont, NSW versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $92.0 in Belmont, NSW versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $360 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇦🇺 Belmont, NSW

🇮🇩 Ubud, Bali

🕒 Local time

03:10 3:10 AM

01:10 1:10 AM

2 h behind Belmont, NSW

🌤 Weather

👥 Population

3,648

74,800

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.698 USD

1 AUD = 0.625 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 5.01 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 13, 2026: 1 USD = 1.43 AUD (1 AUD = 0.698 USD). 1 EUR = 1.6 AUD (1 AUD = 0.625 EUR).

Indonesian Rupiah exchange rates as of October 13, 2026: 1 USD = 17,892 IDR (100,000 IDR = 5.59 USD). 1 EUR = 19,973 IDR (100,000 IDR = 5.01 EUR).

USD to AUD in detail →

On the map

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Highest

Between locations

Belmont, NSW Ubud, Bali 4,500 km ≈ 6 h nonstop flight

From you

Belmont, NSW
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belmont, NSW vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Belmont, NSW costs about 90% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,897 per month in Belmont, NSW and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 942% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $2,188 per month in Belmont, NSW and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Belmont, NSW at $2,598. In Ubud, Bali it covers expenses comfortably, while in Belmont, NSW it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,368 versus $2,598 in Belmont, NSW. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belmont, NSW makes more sense. Both are solid long-term options with distinct trade-offs.