Cost of Living Comparison Between Belmont, NSW and Melbourne Cost of Living Comparison Between Belmont, NSW and Melbourne

Monthly Cost of Living

A single person spends $2,265 per month in Belmont, NSW vs $2,465 in Melbourne, rent included.

A couple spends around $3,262 per month in Belmont, NSW vs $3,636 in Melbourne, rent included.

A family of three spends $4,258 per month in Belmont, NSW vs $4,806 in Melbourne, rent included.

Belmont, NSW is about 8% cheaper than Melbourne, driven mainly by Getting Around.

Both Belmont, NSW and Melbourne sit above the global median – Belmont, NSW by 69%, Melbourne by 84%.

Meal at Budget Restaurant

$16.09 A$22.37

$19.34 A$26.88

-16.80%

Three-Course Dinner for Two, Mid-Range

$79.5 A$111

$78.4 A$109

1.44%

Fast Food Meal (McDonalds, etc)

$9.90 A$13.77

$10.03 A$13.94

-1.30%

Cappuccino

$3.34 A$4.64

$3.62 A$5.04

-7.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.63 A$3.65

$2.61 A$3.63

0.77%

Water (0.33 liter bottle)

$2.12 A$2.95

$2.31 A$3.21

-8.23%

Local Beer (0.5 liter draught)

$6.52 A$9.06

$7.43 A$10.32

-12.25%

Imported Beer (0.33 liter bottle)

$7.28 A$10.11

$7.20 A$10.00

1.11%

Milk (1 liter)

$1.44 A$2.00

$1.46 A$2.03

-1.37%

White Bread (500g)

$2.34 A$3.25

$2.66 A$3.70

-12.03%

Rice (white) (1kg)

$1.93 A$2.69

$2.32 A$3.22

-16.81%

Eggs

$4.31 A$5.99

$4.68 A$6.51

-7.91%

Local Cheese (1kg)

$8.33 A$11.58

$9.20 A$12.78

-9.46%

Chicken Fillets (1kg)

$8.51 A$11.82

$9.36 A$13.01

-9.08%

Beef Round Steak (1kg)

$13.43 A$18.67

$14.69 A$20.42

-8.58%

Apples (1kg)

$3.32 A$4.61

$3.21 A$4.46

3.43%

Banana (1kg)

$2.80 A$3.90

$2.78 A$3.87

0.72%

Oranges (1kg)

$2.87 A$3.99

$2.96 A$4.11

-3.04%

Tomato (1kg)

$4.21 A$5.85

$4.09 A$5.69

2.93%

Potato (1kg)

$2.51 A$3.49

$2.70 A$3.76

-7.04%

Onion (1kg)

$2.09 A$2.90

$2.35 A$3.26

-11.06%

Lettuce (1 head)

$2.09 A$2.91

$2.21 A$3.08

-5.43%

Water (1.5 liter bottle)

$1.54 A$2.14

$1.66 A$2.30

-7.23%

Cigarettes 20 Pack (Marlboro, Camel)

$30.69 A$42.67

$32.79 A$45.58

-6.40%

Wine (Bottle)

$15.69 A$21.81

$14.59 A$20.28

7.54%

Local Beer (0.5 liter bottle)

$4.55 A$6.32

$4.72 A$6.56

-3.60%

Imported Beer (0.33 liter bottle)

$5.24 A$7.28

$5.09 A$7.08

2.95%

One-way Ticket (Public Transport)

$2.66 A$3.70

$3.61 A$5.02

-26.32%

Public Transport Monthly Pass (Regular Price)

$65.9 A$91.6

$118 A$163

-43.96%

Taxi Start (Normal Tariff)

$3.52 A$4.90

$3.68 A$5.11

-4.35%

Taxi (Normal Tariff) (1km)

$1.63 A$2.26

$1.39 A$1.94

17.27%

Taxi 1hour Waiting (Normal Tariff)

$34.07 A$47.35

$27.58 A$38.34

23.53%

Gasoline (1 liter)

$1.15 A$1.59

$1.19 A$1.65

-3.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.8K A$40.0K

$29.3K A$40.7K

-1.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.9K A$31.8K

$23.7K A$32.9K

-3.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$185 A$257

$152 A$211

21.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.63 A$38.41

$21.15 A$29.40

30.64%

Internet (50+ Mbps, Unlimited Data)

$53.4 A$74.3

$49.94 A$69.4

7.01%

Gym Membership (Monthly)

$48.00 A$66.7

$49.19 A$68.4

-2.42%

Tennis Court (1 Hour on Weekend)

$15.91 A$22.11

$16.15 A$22.45

-1.49%

Cinema Ticket

$12.91 A$17.95

$15.99 A$22.22

-19.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,631 A$2,268

$1,756 A$2,441

-7.09%

International Primary School, 1 Child (Yearly)

$12.1K A$16.9K

$19.2K A$26.7K

-36.84%

Jeans (Levis 501 Or Similar)

$69.2 A$96.2

$66.9 A$92.9

3.56%

Summer Dress (H&M, Zara, etc)

$50.2 A$69.7

$53.9 A$75.0

-6.99%

Sport Shoes (Adidas, Nike)

$100 A$139

$106 A$147

-5.36%

Men's Leather Business Shoes

$107 A$148

$103 A$143

3.66%

1-bedroom Apartment, City Center (Monthly)

$1,244 A$1,729

$1,568 A$2,180

-20.69%

1-bedroom Apartment, Outside City Center (Monthly)

$1,060 A$1,474

$1,183 A$1,644

-10.34%

3-bedroom Apartment, City Center (Monthly)

$2,047 A$2,846

$3,038 A$4,223

-32.62%

3-bedroom Apartment, Outside City Center (Monthly)

$1,706 A$2,371

$2,022 A$2,811

-15.65%

Buy Apartment in City Center (m2)

$5,371 A$7,466

$7,557 A$10.5K

-28.92%

Buy Apartment Outside City Center (m2)

$5,443 A$7,566

$6,527 A$9,073

-16.62%

Average Monthly Net Salary (After Tax)

$4,490 A$6,242

20-Year Fixed Mortgage Interest Rate (Annual %)

6.34

6.19

2.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belmont, NSW: April 28, 2026

Last update for Melbourne: April 25, 2026

Cost Breakdown

A central one-bedroom costs $1,244 in Belmont, NSW versus $1,568 in Melbourne. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $80.0 in Belmont, NSW versus $78.0 in Melbourne. Groceries tell a different story – $340 in Belmont, NSW vs $357 in Melbourne – so Belmont, NSW wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belmont, NSW vs Melbourne: Cost of Living - Frequently Asked Questions

Melbourne costs about 9% more than Belmont, NSW, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,397 per month in Belmont, NSW and $3,698 in Melbourne. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Belmont, NSW, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 78% less in Belmont, NSW. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $1,631 per month in Belmont, NSW and $1,756 in Melbourne. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Belmont, NSW, where all-in costs run around $2,265, than in Melbourne at $2,465. In Belmont, NSW it covers expenses comfortably, while in Melbourne it requires careful planning or may not stretch far enough.

Families tend to lean toward Belmont, NSW – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Belmont, NSW. If higher salaries, better infrastructure, or specific career opportunities are the priority, Melbourne makes more sense. Both are solid long-term options with distinct trade-offs.