Last update: Oct 2026

Cost of Living Comparison Between Belmont, NSW and Melbourne

For one person, living is cheaper in Belmont, NSW: $2,589 a month against $2,849 in Melbourne, rent and utilities included – about $3,100 less a year. Rent and utilities account for most of the difference.

122

Cost of Living Index in Belmont, NSW
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Belmont, NSW Living Index
137

Cost of Living Index in Melbourne
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Melbourne Living Index

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Belmont, NSW

🇦🇺 Australia

$2,589

/mo nomad

Melbourne

🇦🇺 Australia

$2,849

/mo nomad

Monthly Cost of Living

How much you'll spend in Belmont, NSW and in Melbourne

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belmont, NSW and in Melbourne actually costs, broken down by who's living it.

A single person spends $2,589 per month in Belmont, NSW vs $2,849 in Melbourne, rent included.

Belmont, NSW $2,589
Melbourne $2,849

A couple spends around $3,593 per month in Belmont, NSW vs $4,274 in Melbourne, rent included.

Belmont, NSW $3,593
Melbourne $4,274

A family of three spends $4,596 per month in Belmont, NSW vs $5,699 in Melbourne, rent included.

Belmont, NSW $4,596
Melbourne $5,699

Belmont, NSW is about 9% cheaper than Melbourne, and outside of rent the biggest gap is in transport.

Both Belmont, NSW and Melbourne sit above the global median – Belmont, NSW by 90%, Melbourne by 109%.

Meal at Budget Restaurant

$19.17 A$27.25

$17.50 A$24.88

9.54%

Three-Course Dinner for Two, Mid-Range

$93.9 A$133

$84.3 A$120

11.35%

Fast Food Meal (McDonalds, etc)

$11.51 A$16.37

$12.17 A$17.30

-5.42%

Cappuccino

$4.46 A$6.34

$4.07 A$5.79

9.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.85 A$4.05

$3.18 A$4.52

-10.38%

Water (0.33 liter bottle)

$2.11 A$3.00

$2.50 A$3.55

-15.60%

Local Beer (0.5 liter draught)

$6.88 A$9.78

$9.57 A$13.61

-28.11%

Imported Beer (0.33 liter bottle)

$7.81 A$11.11

$8.25 A$11.73

-5.33%

Milk (1 liter)

$1.32 A$1.88

$1.50 A$2.14

-12.00%

White Bread (500g)

$3.04 A$4.33

$2.97 A$4.22

2.36%

Rice (white) (1kg)

$2.06 A$2.93

$2.68 A$3.82

-23.13%

Eggs

$5.03 A$7.16

$5.45 A$7.76

-7.71%

Local Cheese (1kg)

$7.95 A$11.30

$10.71 A$15.23

-25.77%

Chicken Fillets (1kg)

$10.07 A$14.32

$10.05 A$14.29

0.20%

Beef Round Steak (1kg)

$16.36 A$23.26

$15.00 A$21.33

9.07%

Apples (1kg)

$4.15 A$5.90

$4.07 A$5.79

1.97%

Banana (1kg)

$3.19 A$4.54

$3.14 A$4.46

1.59%

Oranges (1kg)

$3.31 A$4.71

$3.12 A$4.43

6.09%

Tomato (1kg)

$4.73 A$6.72

$4.73 A$6.73

Potato (1kg)

$2.33 A$3.32

$2.98 A$4.24

-21.81%

Onion (1kg)

$2.56 A$3.63

$2.49 A$3.55

2.81%

Lettuce (1 head)

$2.05 A$2.91

$2.48 A$3.53

-17.34%

Water (1.5 liter bottle)

$1.44 A$2.05

$1.60 A$2.27

-10.00%

Cigarettes 20 Pack (Marlboro, Camel)

$40.24 A$57.2

$44.65 A$63.5

-9.88%

Wine (Bottle)

$12.56 A$17.86

$12.68 A$18.03

-0.95%

Local Beer (0.5 liter bottle)

$4.62 A$6.57

$5.55 A$7.89

-16.76%

Imported Beer (0.33 liter bottle)

$5.86 A$8.33

$5.18 A$7.37

13.13%

One-way Ticket (Public Transport)

$2.42 A$3.43

$3.84 A$5.46

-36.98%

Public Transport Monthly Pass (Regular Price)

$95.0 A$135

$139 A$197

-31.50%

Taxi Start (Normal Tariff)

$3.83 A$5.45

$4.36 A$6.20

-12.16%

Taxi (Normal Tariff) (1km)

$1.45 A$2.06

$1.37 A$1.94

5.84%

Taxi 1hour Waiting (Normal Tariff)

$40.39 A$57.4

$29.72 A$42.26

35.90%

Gasoline (1 liter)

$1.15 A$1.64

$1.49 A$2.11

-22.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K A$40.4K

$29.1K A$41.4K

-2.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.3K A$41.6K

$25.7K A$36.5K

14.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$201 A$286

$236 A$335

-14.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.94 A$41.14

$28.01 A$39.83

3.32%

Internet (50+ Mbps, Unlimited Data)

$50.7 A$72.0

$57.2 A$81.4

-11.46%

Gym Membership (Monthly)

$54.5 A$77.5

$48.39 A$68.8

12.65%

Tennis Court (1 Hour on Weekend)

$18.67 A$26.55

$21.46 A$30.52

-13.00%

Cinema Ticket

$12.35 A$17.56

$17.67 A$25.12

-30.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,938 A$2,756

$2,461 A$3,499

-21.26%

International Primary School, 1 Child (Yearly)

$23.3K A$33.1K

$29.7K A$42.2K

-21.55%

Jeans (Levis 501 Or Similar)

$66.9 A$95.1

$81.2 A$115

-17.62%

Summer Dress (H&M, Zara, etc)

$48.17 A$68.5

$49.28 A$70.1

-2.25%

Sport Shoes (Adidas, Nike)

$101 A$144

$120 A$170

-15.40%

Men's Leather Business Shoes

$138 A$196

$131 A$186

5.19%

1-bedroom Apartment, City Center (Monthly)

$1,555 A$2,212

$1,703 A$2,421

-8.66%

1-bedroom Apartment, Outside City Center (Monthly)

$1,273 A$1,811

$1,409 A$2,003

-9.60%

3-bedroom Apartment, City Center (Monthly)

$2,502 A$3,558

$3,496 A$4,971

-28.41%

3-bedroom Apartment, Outside City Center (Monthly)

$1,578 A$2,243

$2,527 A$3,593

-37.56%

Buy Apartment in City Center (m2)

$5,667 A$8,058

$7,978 A$11.3K

-28.97%

Buy Apartment Outside City Center (m2)

$5,269 A$7,491

$6,900 A$9,812

-23.65%

Average Monthly Net Salary (After Tax)

$4,257 A$6,053

20-Year Fixed Mortgage Interest Rate (Annual %)

5.9

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belmont, NSW: October 25, 2026

Last update for Melbourne: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belmont, NSW

$1.3K 49.2%

Melbourne

$1.4K 49.4% 10.6% $135

Groceries & Markets

Belmont, NSW

$370 14.3%

Melbourne

$386 13.6% 4.6% $17

Eating Out

Belmont, NSW

$311 12%

Melbourne

$312 11% 0.4% $1.2

Monthly Utilities & Internet

Belmont, NSW

$281 10.9%

Melbourne

$321 11.3% 14.2% $40

Clothing & Footwear

Belmont, NSW

$159 6.2%

Melbourne

$171 6% 7.6% $12

Getting Around

Belmont, NSW

$116 4.5%

Melbourne

$165 5.8% 42.8% $50

Sport & Entertainment

Belmont, NSW

$79 3.1%

Melbourne

$84 2.9% 5.7% $4.5

Cost Breakdown

A central one-bedroom costs $1,555 in Belmont, NSW versus $1,703 in Melbourne. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $94 in Belmont, NSW versus $84 in Melbourne. Groceries tell a different story – $370 in Belmont, NSW vs $386 in Melbourne – so Belmont, NSW wins on supermarket bills even if dining out costs more.

Good to know

🇦🇺 Belmont, NSW

🇦🇺 Melbourne

🕒 Local time

01:02 1:02 AM

02:02 2:02 AM

1 h ahead of Belmont, NSW

🌤 Weather

👥 Population

3,648

5,031,195

💱 Currency

Australian Dollar AUD $

📈 Exchange rate

1 AUD = 0.703 USD

1 AUD = 0.632 EUR

1 AUD = 0.703 USD

1 AUD = 0.632 EUR

Exchange rates and currency converter

On the map

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Between locations

Belmont, NSW Melbourne 1,380 km ≈ 2 h 15 min nonstop flight

From you

Belmont, NSW
Melbourne

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belmont, NSW vs Melbourne: Cost of Living - Frequently Asked Questions

Melbourne costs about 10% more than Belmont, NSW, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,884 per month in Belmont, NSW and $4,273 in Melbourne. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,555 in Belmont, NSW and $1,703 in Melbourne. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Public transport costs about 32% less in Belmont, NSW. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $1,938 per month in Belmont, NSW and $2,461 in Melbourne. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 is a stretch for both – monthly costs hit $2,589 in Belmont, NSW and $2,849 in Melbourne. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Belmont, NSW – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.