Last update: Oct 2026

Cost of Living Comparison Between Belmont, NSW and Sydney

For one person, living is cheaper in Belmont, NSW: $2,598 a month against $3,152 in Sydney, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Belmont, NSW
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Belmont, NSW Living Index
155

Cost of Living Index in Sydney
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Sydney Living Index

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Belmont, NSW

🇦🇺 Australia

$2,598

/mo nomad

Sydney

🇦🇺 Australia

$3,152

/mo nomad

Monthly Cost of Living

How much you'll spend in Belmont, NSW and in Sydney

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belmont, NSW and in Sydney actually costs, broken down by who's living it.

A single person spends $2,598 per month in Belmont, NSW vs $3,152 in Sydney, rent included.

Belmont, NSW $2,598
Sydney $3,152

A couple spends around $3,661 per month in Belmont, NSW vs $4,710 in Sydney, rent included.

Belmont, NSW $3,661
Sydney $4,710

A family of three spends $4,724 per month in Belmont, NSW vs $6,268 in Sydney, rent included.

Belmont, NSW $4,724
Sydney $6,268

Belmont, NSW is about 18% cheaper than Sydney, and outside of rent the biggest gap is in transport.

Both Belmont, NSW and Sydney sit above the global median – Belmont, NSW by 92%, Sydney by 133%.

Meal at Budget Restaurant

$15.72 A$22.62

$17.57 A$25.29

-10.53%

Three-Course Dinner for Two, Mid-Range

$91.8 A$132

$91.5 A$132

0.31%

Fast Food Meal (McDonalds, etc)

$10.21 A$14.69

$11.96 A$17.21

-14.63%

Cappuccino

$4.26 A$6.13

$4.07 A$5.85

4.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.03 A$4.36

$2.85 A$4.10

6.32%

Water (0.33 liter bottle)

$2.06 A$2.97

$2.25 A$3.24

-8.44%

Local Beer (0.5 liter draught)

$7.16 A$10.31

$7.60 A$10.94

-5.79%

Imported Beer (0.33 liter bottle)

$8.17 A$11.75

$7.43 A$10.69

9.96%

Milk (1 liter)

$1.61 A$2.32

$1.66 A$2.38

-3.01%

White Bread (500g)

$2.44 A$3.51

$2.78 A$4.00

-12.23%

Rice (white) (1kg)

$2.36 A$3.39

$2.42 A$3.49

-2.48%

Eggs

$4.59 A$6.61

$5.64 A$8.12

-18.62%

Local Cheese (1kg)

$9.04 A$13.00

$11.71 A$16.85

-22.80%

Chicken Fillets (1kg)

$7.93 A$11.42

$9.66 A$13.89

-17.91%

Beef Round Steak (1kg)

$16.13 A$23.21

$16.75 A$24.10

-3.70%

Apples (1kg)

$3.99 A$5.74

$4.07 A$5.85

-1.97%

Banana (1kg)

$3.16 A$4.54

$3.25 A$4.68

-2.77%

Oranges (1kg)

$3.38 A$4.86

$3.44 A$4.96

-1.74%

Tomato (1kg)

$4.04 A$5.81

$4.28 A$6.16

-5.61%

Potato (1kg)

$2.73 A$3.92

$3.28 A$4.72

-16.77%

Onion (1kg)

$2.63 A$3.78

$2.30 A$3.30

14.35%

Lettuce (1 head)

$2.11 A$3.04

$2.30 A$3.31

-8.26%

Water (1.5 liter bottle)

$1.73 A$2.48

$1.21 A$1.74

42.98%

Cigarettes 20 Pack (Marlboro, Camel)

$47.61 A$68.5

$43.71 A$62.9

8.92%

Wine (Bottle)

$13.96 A$20.10

$13.88 A$19.97

0.58%

Local Beer (0.5 liter bottle)

$4.93 A$7.09

$3.90 A$5.62

26.41%

Imported Beer (0.33 liter bottle)

$4.55 A$6.55

$3.91 A$5.63

16.37%

One-way Ticket (Public Transport)

$2.74 A$3.94

$3.04 A$4.38

-9.87%

Public Transport Monthly Pass (Regular Price)

$91.9 A$132

$150 A$216

-38.83%

Taxi Start (Normal Tariff)

$3.94 A$5.67

$3.38 A$4.86

16.57%

Taxi (Normal Tariff) (1km)

$1.38 A$1.99

$1.56 A$2.24

-11.54%

Taxi 1hour Waiting (Normal Tariff)

$39.34 A$56.6

$40.01 A$57.6

-1.67%

Gasoline (1 liter)

$1.37 A$1.98

$1.40 A$2.01

-2.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K A$43.9K

$29.1K A$41.9K

4.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K A$36.8K

$30.1K A$43.4K

-15.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$184 A$265

$223 A$320

-17.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.55 A$43.97

$27.16 A$39.08

12.48%

Internet (50+ Mbps, Unlimited Data)

$49.90 A$71.8

$55.8 A$80.3

-10.61%

Gym Membership (Monthly)

$59.7 A$85.9

$74.6 A$107

-20.01%

Tennis Court (1 Hour on Weekend)

$18.28 A$26.31

$23.99 A$34.52

-23.80%

Cinema Ticket

$12.64 A$18.19

$17.56 A$25.27

-28.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,188 A$3,149

$2,196 A$3,160

-0.34%

International Primary School, 1 Child (Yearly)

$18.9K A$27.2K

$28.2K A$40.6K

-32.93%

Jeans (Levis 501 Or Similar)

$82.2 A$118

$78.4 A$113

4.86%

Summer Dress (H&M, Zara, etc)

$61.2 A$88.0

$68.4 A$98.5

-10.62%

Sport Shoes (Adidas, Nike)

$115 A$165

$111 A$160

3.16%

Men's Leather Business Shoes

$126 A$181

$134 A$193

-6.29%

1-bedroom Apartment, City Center (Monthly)

$1,571 A$2,260

$2,500 A$3,598

-37.17%

1-bedroom Apartment, Outside City Center (Monthly)

$1,322 A$1,902

$1,709 A$2,460

-22.67%

3-bedroom Apartment, City Center (Monthly)

$2,144 A$3,085

$4,946 A$7,117

-56.64%

3-bedroom Apartment, Outside City Center (Monthly)

$1,791 A$2,577

$3,022 A$4,349

-40.75%

Buy Apartment in City Center (m2)

$5,488 A$7,897

$13.2K A$18.9K

-58.32%

Buy Apartment Outside City Center (m2)

$4,808 A$6,919

$8,370 A$12.0K

-42.56%

Average Monthly Net Salary (After Tax)

$4,113 A$5,919

20-Year Fixed Mortgage Interest Rate (Annual %)

5.84

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belmont, NSW: October 11, 2026

Last update for Sydney: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belmont, NSW

$1.3K 50.9%

Sydney

$1.7K 54.2% 29.3% $388

Groceries & Markets

Belmont, NSW

$360 13.9%

Sydney

$379 12% 5.1% $18

Eating Out

Belmont, NSW

$280 10.8%

Sydney

$299 9.5% 6.6% $19

Monthly Utilities & Internet

Belmont, NSW

$264 10.2%

Sydney

$306 9.7% 15.6% $41

Clothing & Footwear

Belmont, NSW

$173 6.7%

Sydney

$177 5.6% 2.2% $3.8

Getting Around

Belmont, NSW

$114 4.4%

Sydney

$174 5.5% 52.7% $60

Sport & Entertainment

Belmont, NSW

$85 3.3%

Sydney

$110 3.5% 29.2% $25

Cost Breakdown

A central one-bedroom costs $1,571 in Belmont, NSW versus $2,500 in Sydney. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $92.0 in Belmont, NSW versus $91.0 in Sydney. Groceries tell a different story – $360 in Belmont, NSW vs $379 in Sydney – so Belmont, NSW wins on supermarket bills even if dining out costs more.

Good to know

🇦🇺 Belmont, NSW

🇦🇺 Sydney

🕒 Local time

01:15 1:15 AM

02:15 2:15 AM

1 h ahead of Belmont, NSW

🌤 Weather

👥 Population

3,648

4,840,600

💱 Currency

Australian Dollar AUD $

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

Exchange rates and currency converter

On the map

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Between locations

Belmont, NSW Sydney 730 km ≈ 1 h 30 min nonstop flight

From you

Belmont, NSW
Sydney

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belmont, NSW vs Sydney: Cost of Living - Frequently Asked Questions

Sydney costs about 21% more than Belmont, NSW, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,897 per month in Belmont, NSW and $4,728 in Sydney. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Belmont, NSW, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 63% less in Belmont, NSW. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $2,188 per month in Belmont, NSW and $2,196 in Sydney. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 is a stretch for both – monthly costs hit $2,598 in Belmont, NSW and $3,152 in Sydney. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Belmont, NSW – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Belmont, NSW. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sydney makes more sense. Both are solid long-term options with distinct trade-offs.