Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Belmont, NSW

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,598 in Belmont, NSW, rent and utilities included – about $14,800 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
121

Cost of Living Index in Belmont, NSW
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Belmont, NSW Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Belmont, NSW

🇦🇺 Australia

$2,598

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Belmont, NSW

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Belmont, NSW actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $2,598 in Belmont, NSW, rent included.

Ubud, Bali $1,368
Belmont, NSW $2,598

A couple spends around $2,314 per month in Ubud, Bali vs $3,661 in Belmont, NSW, rent included.

Ubud, Bali $2,314
Belmont, NSW $3,661

A family of three spends $3,260 per month in Ubud, Bali vs $4,724 in Belmont, NSW, rent included.

Ubud, Bali $3,260
Belmont, NSW $4,724

Ubud, Bali is about 47% cheaper than Belmont, NSW, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Belmont, NSW sit above the global median – Ubud, Bali by 1%, Belmont, NSW by 92%.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$15.72 A$22.52

-78.82%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 629.4K

$91.8 A$131

-61.66%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 103.8K

$10.21 A$14.62

-43.19%

Cappuccino

$2.73 Rp 48.8K

$4.26 A$6.10

-35.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.4K

$3.03 A$4.34

-45.87%

Water (0.33 liter bottle)

$0.83 Rp 14.9K

$2.06 A$2.96

-59.71%

Local Beer (0.5 liter draught)

$2.70 Rp 48.3K

$7.16 A$10.26

-62.29%

Imported Beer (0.33 liter bottle)

$4.30 Rp 76.9K

$8.17 A$11.70

-47.37%

Milk (1 liter)

$1.50 Rp 26.9K

$1.61 A$2.31

-6.83%

White Bread (500g)

$2.30 Rp 41.1K

$2.44 A$3.50

-5.74%

Rice (white) (1kg)

$1.18 Rp 21.1K

$2.36 A$3.38

-50.00%

Eggs

$2.14 Rp 38.4K

$4.59 A$6.58

-53.38%

Local Cheese (1kg)

$17.48 Rp 312.7K

$9.04 A$12.95

93.36%

Chicken Fillets (1kg)

$4.03 Rp 72.1K

$7.93 A$11.36

-49.18%

Beef Round Steak (1kg)

$12.23 Rp 218.8K

$16.13 A$23.11

-24.18%

Apples (1kg)

$3.55 Rp 63.5K

$3.99 A$5.71

-11.03%

Banana (1kg)

$1.57 Rp 28.1K

$3.16 A$4.52

-50.32%

Oranges (1kg)

$2.24 Rp 40.0K

$3.38 A$4.84

-33.73%

Tomato (1kg)

$1.93 Rp 34.5K

$4.04 A$5.79

-52.23%

Potato (1kg)

$1.88 Rp 33.7K

$2.73 A$3.91

-31.14%

Onion (1kg)

$2.29 Rp 41.0K

$2.63 A$3.76

-12.93%

Lettuce (1 head)

$0.99 Rp 17.8K

$2.11 A$3.02

-53.08%

Water (1.5 liter bottle)

$0.53 Rp 9,418

$1.73 A$2.47

-69.36%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 40.9K

$47.61 A$68.2

-95.21%

Wine (Bottle)

$23.01 Rp 411.7K

$13.96 A$20.00

64.83%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.9K

$4.93 A$7.06

-52.54%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.1K

$4.55 A$6.52

-36.04%

One-way Ticket (Public Transport)

$0.24 Rp 4,289

$2.74 A$3.92

-91.24%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 157.8K

$91.9 A$132

-90.40%

Taxi Start (Normal Tariff)

$0.48 Rp 8,632

$3.94 A$5.64

-87.82%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,183

$1.38 A$1.98

-66.67%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.6K

$39.34 A$56.4

-86.15%

Gasoline (1 liter)

$0.88 Rp 15.8K

$1.37 A$1.97

-35.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 439.5M

$30.5K A$43.7K

-19.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 558.0M

$25.6K A$36.6K

21.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$184 A$264

-54.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 115.3K

$30.55 A$43.77

-78.89%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 332.2K

$49.90 A$71.5

-62.79%

Gym Membership (Monthly)

$55.8 Rp 998.7K

$59.7 A$85.5

-6.47%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 324.0K

$18.28 A$26.19

-0.93%

Cinema Ticket

$4.38 Rp 78.4K

$12.64 A$18.10

-65.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.8M

$2,188 A$3,135

-77.47%

International Primary School, 1 Child (Yearly)

$5,754 Rp 102.9M

$18.9K A$27.1K

-69.57%

Jeans (Levis 501 Or Similar)

$46.19 Rp 826.5K

$82.2 A$118

-43.84%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 632.2K

$61.2 A$87.6

-42.24%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$115 A$164

-31.06%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$126 A$180

-37.77%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.4M

$1,571 A$2,250

-27.27%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.1M

$1,322 A$1,893

-48.88%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 62.7M

$2,144 A$3,072

63.37%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.4M

$1,791 A$2,565

-5.07%

Buy Apartment in City Center (m2)

$2,784 Rp 49.8M

$5,488 A$7,862

-49.27%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.1M

$4,808 A$6,887

-53.40%

Average Monthly Net Salary (After Tax)

$165 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.84

135.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Belmont, NSW: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Belmont, NSW

$1.3K 50.9% 95.6% $646

Groceries & Markets

Ubud, Bali

$290 21.2%

Belmont, NSW

$360 13.9% 24.1% $70

Eating Out

Ubud, Bali

$109 8%

Belmont, NSW

$280 10.8% 157% $171

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Belmont, NSW

$264 10.2% 145% $156

Clothing & Footwear

Ubud, Bali

$108 7.9%

Belmont, NSW

$173 6.7% 60.7% $65

Sport & Entertainment

Ubud, Bali

$65 4.7%

Belmont, NSW

$85 3.3% 31.5% $20

Getting Around

Ubud, Bali

$13 0.9%

Belmont, NSW

$114 4.4% 806% $101

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $1,571 in Belmont, NSW. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $92.0 in Belmont, NSW. Monthly groceries follow the same trend: $290 vs $360 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇦🇺 Belmont, NSW

🕒 Local time

01:14 1:14 AM

03:14 3:14 AM

2 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

3,648

💱 Currency

Indonesian Rupiah IDR Rp

Australian Dollar AUD $

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 5.01 EUR

1 AUD = 0.698 USD

1 AUD = 0.625 EUR

Exchange rates and currency converter

AUD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 13, 2026: 1 USD = 17,892 IDR (100,000 IDR = 5.59 USD). 1 EUR = 19,973 IDR (100,000 IDR = 5.01 EUR).

Australian Dollar exchange rates as of October 13, 2026: 1 USD = 1.43 AUD (1 AUD = 0.698 USD). 1 EUR = 1.6 AUD (1 AUD = 0.625 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Belmont, NSW 4,500 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Belmont, NSW

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Belmont, NSW: Cost of Living - Frequently Asked Questions

Belmont, NSW costs about 90% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $3,897 in Belmont, NSW. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 942% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $493 per month in Ubud, Bali and $2,188 in Belmont, NSW. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Belmont, NSW at $2,598. In Ubud, Bali it covers expenses comfortably, while in Belmont, NSW it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,368 versus $2,598 in Belmont, NSW. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belmont, NSW makes more sense. Both are solid long-term options with distinct trade-offs.