Cost of Living Comparison Between Sydney and Belmont, NSW Cost of Living Comparison Between Sydney and Belmont, NSW

Monthly Cost of Living

A single person spends $2,759 per month in Sydney vs $2,236 in Belmont, NSW, rent included.

A couple spends around $4,168 per month in Sydney vs $3,320 in Belmont, NSW, rent included.

A family of three spends $5,578 per month in Sydney vs $4,403 in Belmont, NSW, rent included.

Sydney costs about 23% more than Belmont, NSW, driven mainly by Getting Around.

Both Sydney and Belmont, NSW sit above the global median – Sydney by 106%, Belmont, NSW by 67%.

Meal at Budget Restaurant

$16.49 A$22.98

$16.21 A$22.59

1.73%

Three-Course Dinner for Two, Mid-Range

$78.9 A$110

$77.4 A$108

1.87%

Fast Food Meal (McDonalds, etc)

$9.93 A$13.84

$9.55 A$13.31

3.98%

Cappuccino

$3.38 A$4.71

$3.33 A$4.64

1.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.55 A$3.55

$2.61 A$3.64

-2.30%

Water (0.33 liter bottle)

$1.97 A$2.74

$2.16 A$3.01

-8.80%

Local Beer (0.5 liter draught)

$6.67 A$9.30

$6.32 A$8.81

5.54%

Imported Beer (0.33 liter bottle)

$7.35 A$10.24

$7.15 A$9.97

2.80%

Milk (1 liter)

$1.63 A$2.28

$1.44 A$2.00

13.19%

White Bread (500g)

$2.72 A$3.80

$2.43 A$3.39

11.93%

Rice (white) (1kg)

$2.28 A$3.17

$1.96 A$2.74

16.33%

Eggs

$5.04 A$7.03

$4.36 A$6.07

15.60%

Local Cheese (1kg)

$8.92 A$12.43

$8.51 A$11.86

4.82%

Chicken Fillets (1kg)

$8.34 A$11.63

$8.26 A$11.51

0.97%

Beef Round Steak (1kg)

$14.12 A$19.68

$13.75 A$19.17

2.69%

Apples (1kg)

$3.24 A$4.51

$3.30 A$4.60

-1.82%

Banana (1kg)

$2.70 A$3.76

$2.86 A$3.99

-5.59%

Oranges (1kg)

$3.13 A$4.36

$2.95 A$4.11

6.10%

Tomato (1kg)

$4.41 A$6.15

$4.20 A$5.86

5.00%

Potato (1kg)

$2.44 A$3.41

$2.41 A$3.36

1.24%

Onion (1kg)

$2.33 A$3.25

$2.15 A$3.00

8.37%

Lettuce (1 head)

$2.21 A$3.08

$2.19 A$3.05

0.91%

Water (1.5 liter bottle)

$1.25 A$1.74

$1.52 A$2.12

-17.76%

Cigarettes 20 Pack (Marlboro, Camel)

$32.36 A$45.10

$30.46 A$42.44

6.24%

Wine (Bottle)

$14.11 A$19.67

$12.57 A$17.51

12.25%

Local Beer (0.5 liter bottle)

$4.66 A$6.49

$4.46 A$6.22

4.48%

Imported Beer (0.33 liter bottle)

$5.33 A$7.43

$5.22 A$7.27

2.11%

One-way Ticket (Public Transport)

$3.28 A$4.57

$2.63 A$3.67

24.71%

Public Transport Monthly Pass (Regular Price)

$141 A$196

$65.5 A$91.3

114.80%

Taxi Start (Normal Tariff)

$3.99 A$5.56

$3.61 A$5.03

10.53%

Taxi (Normal Tariff) (1km)

$2.93 A$4.08

$1.61 A$2.24

81.99%

Taxi 1hour Waiting (Normal Tariff)

$52.5 A$73.1

$33.28 A$46.38

57.72%

Gasoline (1 liter)

$1.25 A$1.74

$1.14 A$1.59

9.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.4K A$41.0K

$29.2K A$40.7K

0.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.7K A$31.6K

$22.1K A$30.9K

2.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$204 A$284

$183 A$254

11.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.13 A$33.62

$27.38 A$38.16

-11.87%

Internet (50+ Mbps, Unlimited Data)

$51.9 A$72.3

$52.6 A$73.3

-1.33%

Gym Membership (Monthly)

$61.1 A$85.2

$49.29 A$68.7

24.00%

Tennis Court (1 Hour on Weekend)

$20.84 A$29.04

$15.65 A$21.81

33.16%

Cinema Ticket

$15.71 A$21.90

$13.09 A$18.24

20.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,074 A$2,890

$1,610 A$2,244

28.82%

International Primary School, 1 Child (Yearly)

$18.9K A$26.4K

$12.2K A$17.0K

54.66%

Jeans (Levis 501 Or Similar)

$72.9 A$102

$68.2 A$95.0

6.91%

Summer Dress (H&M, Zara, etc)

$58.1 A$81.0

$49.63 A$69.2

17.07%

Sport Shoes (Adidas, Nike)

$108 A$151

$98.1 A$137

10.11%

Men's Leather Business Shoes

$133 A$186

$106 A$147

26.33%

1-bedroom Apartment, City Center (Monthly)

$2,194 A$3,057

$1,278 A$1,781

71.62%

1-bedroom Apartment, Outside City Center (Monthly)

$1,491 A$2,077

$1,053 A$1,467

41.56%

3-bedroom Apartment, City Center (Monthly)

$4,416 A$6,154

$1,998 A$2,785

120.99%

3-bedroom Apartment, Outside City Center (Monthly)

$2,626 A$3,660

$1,696 A$2,363

54.88%

Buy Apartment in City Center (m2)

$13.4K A$18.6K

$6,820 A$9,503

96.04%

Buy Apartment Outside City Center (m2)

$7,589 A$10.6K

$5,782 A$8,057

31.25%

Average Monthly Net Salary (After Tax)

$4,193 A$5,843

20-Year Fixed Mortgage Interest Rate (Annual %)

6.34

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sydney: May 31, 2026

Last update for Belmont, NSW: June 1, 2026

Cost Breakdown

A central one-bedroom costs $2,194 in Sydney versus $1,278 in Belmont, NSW. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $79.0 in Sydney versus $77.0 in Belmont, NSW. Monthly groceries follow the same trend: $349 vs $335 – making Belmont, NSW the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sydney vs Belmont, NSW: Cost of Living - Frequently Asked Questions

Sydney costs about 23% more than Belmont, NSW, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,138 per month in Sydney and $3,354 in Belmont, NSW. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Belmont, NSW, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 115% less in Belmont, NSW. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $2,074 per month in Sydney and $1,610 in Belmont, NSW. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Belmont, NSW, where all-in costs run around $2,236, than in Sydney at $2,759. In Belmont, NSW it covers expenses comfortably, while in Sydney it requires careful planning or may not stretch far enough.

Families tend to lean toward Belmont, NSW – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Belmont, NSW. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sydney makes more sense. Both are solid long-term options with distinct trade-offs.