Last update: Nov 2026

Cost of Living Comparison Between Sydney and Belmont, NSW

For one person, living is cheaper in Belmont, NSW: $2,557 a month against $3,274 in Sydney, rent and utilities included – about $8,600 less a year. Rent and utilities account for most of the difference.

157

Cost of Living Index in Sydney
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Sydney Living Index
121

Cost of Living Index in Belmont, NSW
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Belmont, NSW Living Index

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Sydney

🇦🇺 Australia

$3,274

/mo nomad

Belmont, NSW

🇦🇺 Australia

$2,557

/mo nomad

Monthly Cost of Living

How much you'll spend in Sydney and in Belmont, NSW

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sydney and in Belmont, NSW actually costs, broken down by who's living it.

A single person spends $3,274 per month in Sydney vs $2,557 in Belmont, NSW, rent included.

Sydney $3,274
Belmont, NSW $2,557

A couple spends around $4,873 per month in Sydney vs $3,657 in Belmont, NSW, rent included.

Sydney $4,873
Belmont, NSW $3,657

A family of three spends $6,471 per month in Sydney vs $4,757 in Belmont, NSW, rent included.

Sydney $6,471
Belmont, NSW $4,757

Sydney costs about 28% more than Belmont, NSW, and outside of rent the biggest gap is in transport.

Both Sydney and Belmont, NSW sit above the global median – Sydney by 142%, Belmont, NSW by 89%.

Meal at Budget Restaurant

$17.27 A$24.72

$17.66 A$25.28

-2.21%

Three-Course Dinner for Two, Mid-Range

$90.9 A$130

$83.1 A$119

9.29%

Fast Food Meal (McDonalds, etc)

$11.87 A$17.00

$10.45 A$14.97

13.59%

Cappuccino

$4.09 A$5.86

$3.88 A$5.56

5.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.80 A$4.00

$2.93 A$4.19

-4.44%

Water (0.33 liter bottle)

$2.18 A$3.12

$2.30 A$3.29

-5.22%

Local Beer (0.5 liter draught)

$8.25 A$11.80

$7.90 A$11.31

4.43%

Imported Beer (0.33 liter bottle)

$6.99 A$10.00

$7.70 A$11.02

-9.22%

Milk (1 liter)

$1.68 A$2.40

$1.55 A$2.22

8.39%

White Bread (500g)

$2.88 A$4.13

$2.75 A$3.94

4.73%

Rice (white) (1kg)

$2.35 A$3.37

$2.21 A$3.17

6.33%

Eggs

$5.39 A$7.72

$5.08 A$7.27

6.10%

Local Cheese (1kg)

$11.06 A$15.83

$9.22 A$13.20

19.96%

Chicken Fillets (1kg)

$8.92 A$12.77

$9.46 A$13.54

-5.71%

Beef Round Steak (1kg)

$16.48 A$23.59

$15.02 A$21.50

9.72%

Apples (1kg)

$4.14 A$5.93

$3.71 A$5.31

11.59%

Banana (1kg)

$3.22 A$4.61

$3.04 A$4.36

5.92%

Oranges (1kg)

$3.35 A$4.79

$3.23 A$4.62

3.72%

Tomato (1kg)

$4.34 A$6.21

$4.63 A$6.62

-6.26%

Potato (1kg)

$3.38 A$4.84

$2.69 A$3.85

25.65%

Onion (1kg)

$2.43 A$3.48

$2.46 A$3.52

-1.22%

Lettuce (1 head)

$2.37 A$3.39

$2.39 A$3.43

-0.84%

Water (1.5 liter bottle)

$1.17 A$1.67

$1.61 A$2.31

-27.33%

Cigarettes 20 Pack (Marlboro, Camel)

$44.01 A$63.0

$41.26 A$59.1

6.67%

Wine (Bottle)

$14.23 A$20.37

$13.89 A$19.89

2.45%

Local Beer (0.5 liter bottle)

$4.14 A$5.92

$4.62 A$6.61

-10.39%

Imported Beer (0.33 liter bottle)

$4.39 A$6.28

$5.21 A$7.46

-15.74%

One-way Ticket (Public Transport)

$3.08 A$4.41

$2.76 A$3.95

11.59%

Public Transport Monthly Pass (Regular Price)

$152 A$217

$84.0 A$120

80.57%

Taxi Start (Normal Tariff)

$3.72 A$5.33

$3.57 A$5.11

4.20%

Taxi (Normal Tariff) (1km)

$1.79 A$2.56

$1.58 A$2.25

13.29%

Taxi 1hour Waiting (Normal Tariff)

$41.82 A$59.9

$39.77 A$56.9

5.15%

Gasoline (1 liter)

$1.44 A$2.07

$1.36 A$1.95

5.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.6K A$42.4K

$29.3K A$41.9K

1.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.5K A$39.4K

$26.4K A$37.8K

3.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$262 A$375

$208 A$298

25.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.69 A$41.07

$27.29 A$39.06

5.13%

Internet (50+ Mbps, Unlimited Data)

$58.0 A$83.0

$57.1 A$81.7

1.63%

Gym Membership (Monthly)

$74.9 A$107

$55.6 A$79.6

34.63%

Tennis Court (1 Hour on Weekend)

$23.21 A$33.22

$17.74 A$25.39

30.83%

Cinema Ticket

$17.70 A$25.34

$14.05 A$20.12

25.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,424 A$3,470

$2,164 A$3,097

12.03%

International Primary School, 1 Child (Yearly)

$33.3K A$47.7K

$20.8K A$29.8K

59.98%

Jeans (Levis 501 Or Similar)

$78.3 A$112

$76.9 A$110

1.72%

Summer Dress (H&M, Zara, etc)

$69.1 A$98.9

$55.5 A$79.5

24.48%

Sport Shoes (Adidas, Nike)

$112 A$161

$106 A$152

6.01%

Men's Leather Business Shoes

$126 A$180

$122 A$174

3.53%

1-bedroom Apartment, City Center (Monthly)

$2,602 A$3,724

$1,407 A$2,014

84.92%

1-bedroom Apartment, Outside City Center (Monthly)

$1,792 A$2,565

$1,249 A$1,788

43.51%

3-bedroom Apartment, City Center (Monthly)

$5,247 A$7,511

$2,251 A$3,223

133.07%

3-bedroom Apartment, Outside City Center (Monthly)

$3,196 A$4,576

$1,832 A$2,622

74.48%

Buy Apartment in City Center (m2)

$13.6K A$19.4K

$5,839 A$8,359

132.11%

Buy Apartment Outside City Center (m2)

$8,711 A$12.5K

$5,021 A$7,188

73.49%

Average Monthly Net Salary (After Tax)

$4,107 A$5,879

20-Year Fixed Mortgage Interest Rate (Annual %)

6.02

5.9

2.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sydney: November 2, 2026

Last update for Belmont, NSW: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sydney

$1.8K 54.7%

Belmont, NSW

$1.2K 48.8% 30.3% $543

Groceries & Markets

Sydney

$375 11.5%

Belmont, NSW

$368 14.4% 1.9% $7.1

Monthly Utilities & Internet

Sydney

$348 10.6%

Belmont, NSW

$292 11.4% 16.1% $56

Eating Out

Sydney

$298 9.1%

Belmont, NSW

$295 11.5% 1% $3

Getting Around

Sydney

$177 5.4%

Belmont, NSW

$107 4.2% 39.7% $70

Clothing & Footwear

Sydney

$174 5.3%

Belmont, NSW

$162 6.3% 6.6% $12

Sport & Entertainment

Sydney

$110 3.4%

Belmont, NSW

$84 3.3% 24.1% $27

Cost Breakdown

A central one-bedroom costs $2,602 in Sydney versus $1,407 in Belmont, NSW. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $91 in Sydney versus $83 in Belmont, NSW. Monthly groceries follow the same trend: $375 vs $368 – making Belmont, NSW the more affordable choice for daily food spending.

Good to know

🇦🇺 Sydney

🇦🇺 Belmont, NSW

🕒 Local time

03:15 3:15 AM

02:15 2:15 AM

1 h behind Sydney

🌤 Weather

👥 Population

4,840,600

3,648

💱 Currency

Australian Dollar AUD $

📈 Exchange rate

1 AUD = 0.699 USD

1 AUD = 0.624 EUR

1 AUD = 0.699 USD

1 AUD = 0.624 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Sydney Belmont, NSW 730 km ≈ 1 h 30 min nonstop flight

From you

Sydney
Belmont, NSW

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sydney vs Belmont, NSW: Cost of Living - Frequently Asked Questions

Sydney costs about 28% more than Belmont, NSW, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,912 per month in Sydney and $3,835 in Belmont, NSW. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Belmont, NSW, especially for central apartments: a one-bedroom in the center costs $1,407 there versus $2,602 in Sydney.

A mid-range dinner for two costs $91 in Sydney and $83 in Belmont, NSW. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 45% less in Belmont, NSW. For daily commuters, that gap adds up to noticeable savings over a year.

$2,000 is a stretch for both – monthly costs hit $3,274 in Sydney and $2,557 in Belmont, NSW. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Belmont, NSW – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.