Last update: Oct 2026

Cost of Living Comparison Between Melbourne and Belmont, NSW

For one person, living is cheaper in Belmont, NSW: $2,589 a month against $2,849 in Melbourne, rent and utilities included – about $3,100 less a year. Rent and utilities account for most of the difference.

137

Cost of Living Index in Melbourne
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Melbourne Living Index
122

Cost of Living Index in Belmont, NSW
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Belmont, NSW Living Index

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Melbourne

🇦🇺 Australia

$2,849

/mo nomad

Belmont, NSW

🇦🇺 Australia

$2,589

/mo nomad

Monthly Cost of Living

How much you'll spend in Melbourne and in Belmont, NSW

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Melbourne and in Belmont, NSW actually costs, broken down by who's living it.

A single person spends $2,849 per month in Melbourne vs $2,589 in Belmont, NSW, rent included.

Melbourne $2,849
Belmont, NSW $2,589

A couple spends around $4,274 per month in Melbourne vs $3,593 in Belmont, NSW, rent included.

Melbourne $4,274
Belmont, NSW $3,593

A family of three spends $5,699 per month in Melbourne vs $4,596 in Belmont, NSW, rent included.

Melbourne $5,699
Belmont, NSW $4,596

Melbourne costs about 10% more than Belmont, NSW, and outside of rent the biggest gap is in transport.

Both Melbourne and Belmont, NSW sit above the global median – Melbourne by 109%, Belmont, NSW by 90%.

Meal at Budget Restaurant

$17.50 A$24.86

$19.17 A$27.24

-8.71%

Three-Course Dinner for Two, Mid-Range

$84.3 A$120

$93.9 A$133

-10.19%

Fast Food Meal (McDonalds, etc)

$12.17 A$17.29

$11.51 A$16.36

5.73%

Cappuccino

$4.07 A$5.79

$4.46 A$6.33

-8.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.18 A$4.52

$2.85 A$4.05

11.58%

Water (0.33 liter bottle)

$2.50 A$3.55

$2.11 A$2.99

18.48%

Local Beer (0.5 liter draught)

$9.57 A$13.60

$6.88 A$9.78

39.10%

Imported Beer (0.33 liter bottle)

$8.25 A$11.72

$7.81 A$11.10

5.63%

Milk (1 liter)

$1.50 A$2.14

$1.32 A$1.88

13.64%

White Bread (500g)

$2.97 A$4.22

$3.04 A$4.32

-2.30%

Rice (white) (1kg)

$2.68 A$3.81

$2.06 A$2.93

30.10%

Eggs

$5.45 A$7.75

$5.03 A$7.15

8.35%

Local Cheese (1kg)

$10.71 A$15.22

$7.95 A$11.29

34.72%

Chicken Fillets (1kg)

$10.05 A$14.28

$10.07 A$14.31

-0.20%

Beef Round Steak (1kg)

$15.00 A$21.31

$16.36 A$23.24

-8.31%

Apples (1kg)

$4.07 A$5.78

$4.15 A$5.89

-1.93%

Banana (1kg)

$3.14 A$4.46

$3.19 A$4.53

-1.57%

Oranges (1kg)

$3.12 A$4.43

$3.31 A$4.71

-5.74%

Tomato (1kg)

$4.73 A$6.72

Potato (1kg)

$2.98 A$4.23

$2.33 A$3.32

27.90%

Onion (1kg)

$2.49 A$3.55

$2.56 A$3.63

-2.73%

Lettuce (1 head)

$2.48 A$3.53

$2.05 A$2.91

20.98%

Water (1.5 liter bottle)

$1.60 A$2.27

$1.44 A$2.05

11.11%

Cigarettes 20 Pack (Marlboro, Camel)

$44.65 A$63.4

$40.24 A$57.2

10.96%

Wine (Bottle)

$12.68 A$18.02

$12.56 A$17.85

0.96%

Local Beer (0.5 liter bottle)

$5.55 A$7.88

$4.62 A$6.56

20.13%

Imported Beer (0.33 liter bottle)

$5.18 A$7.37

$5.86 A$8.32

-11.60%

One-way Ticket (Public Transport)

$3.84 A$5.45

$2.42 A$3.43

58.68%

Public Transport Monthly Pass (Regular Price)

$139 A$197

$95.0 A$135

46.00%

Taxi Start (Normal Tariff)

$4.36 A$6.19

$3.83 A$5.45

13.84%

Taxi (Normal Tariff) (1km)

$1.37 A$1.94

$1.45 A$2.06

-5.52%

Taxi 1hour Waiting (Normal Tariff)

$29.72 A$42.23

$40.39 A$57.4

-26.42%

Gasoline (1 liter)

$1.49 A$2.11

$1.15 A$1.64

29.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K A$41.3K

$28.4K A$40.4K

2.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K A$36.5K

$29.3K A$41.6K

-12.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$236 A$335

$201 A$286

17.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.01 A$39.80

$28.94 A$41.12

-3.21%

Internet (50+ Mbps, Unlimited Data)

$57.2 A$81.3

$50.7 A$72.0

12.95%

Gym Membership (Monthly)

$48.39 A$68.8

$54.5 A$77.5

-11.23%

Tennis Court (1 Hour on Weekend)

$21.46 A$30.50

$18.67 A$26.53

14.94%

Cinema Ticket

$17.67 A$25.10

$12.35 A$17.55

43.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,461 A$3,497

$1,938 A$2,754

26.99%

International Primary School, 1 Child (Yearly)

$29.7K A$42.2K

$23.3K A$33.1K

27.46%

Jeans (Levis 501 Or Similar)

$81.2 A$115

$66.9 A$95.1

21.39%

Summer Dress (H&M, Zara, etc)

$49.28 A$70.0

$48.17 A$68.4

2.30%

Sport Shoes (Adidas, Nike)

$120 A$170

$101 A$144

18.20%

Men's Leather Business Shoes

$131 A$186

$138 A$196

-4.94%

1-bedroom Apartment, City Center (Monthly)

$1,703 A$2,419

$1,555 A$2,210

9.48%

1-bedroom Apartment, Outside City Center (Monthly)

$1,409 A$2,002

$1,273 A$1,809

10.62%

3-bedroom Apartment, City Center (Monthly)

$3,496 A$4,967

$2,502 A$3,556

39.69%

3-bedroom Apartment, Outside City Center (Monthly)

$2,527 A$3,590

$1,578 A$2,242

60.15%

Buy Apartment in City Center (m2)

$7,978 A$11.3K

$5,667 A$8,052

40.78%

Buy Apartment Outside City Center (m2)

$6,900 A$9,805

$5,269 A$7,486

30.97%

Average Monthly Net Salary (After Tax)

$4,257 A$6,049

20-Year Fixed Mortgage Interest Rate (Annual %)

5.9

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Melbourne: October 26, 2026

Last update for Belmont, NSW: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Melbourne

$1.4K 49.4%

Belmont, NSW

$1.3K 49.2% 9.6% $135

Groceries & Markets

Melbourne

$386 13.6%

Belmont, NSW

$370 14.3% 4.4% $17

Monthly Utilities & Internet

Melbourne

$321 11.3%

Belmont, NSW

$281 10.9% 12.5% $40

Eating Out

Melbourne

$312 11%

Belmont, NSW

$311 12% 0.4% $1.2

Clothing & Footwear

Melbourne

$171 6%

Belmont, NSW

$159 6.2% 7.1% $12

Getting Around

Melbourne

$165 5.8%

Belmont, NSW

$116 4.5% 30% $50

Sport & Entertainment

Melbourne

$84 2.9%

Belmont, NSW

$79 3.1% 5.4% $4.5

Cost Breakdown

A central one-bedroom costs $1,703 in Melbourne versus $1,555 in Belmont, NSW. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $84 in Melbourne versus $94 in Belmont, NSW. Groceries tell a different story – $386 in Melbourne vs $370 in Belmont, NSW – so Belmont, NSW wins on supermarket bills even if dining out costs more.

Good to know

🇦🇺 Melbourne

🇦🇺 Belmont, NSW

🕒 Local time

01:06 1:06 AM

00:06 12:06 AM

1 h behind Melbourne

🌤 Weather

👥 Population

5,031,195

3,648

💱 Currency

Australian Dollar AUD $

📈 Exchange rate

1 AUD = 0.704 USD

1 AUD = 0.632 EUR

1 AUD = 0.704 USD

1 AUD = 0.632 EUR

Exchange rates and currency converter

On the map

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Between locations

Melbourne Belmont, NSW 1,380 km ≈ 2 h 15 min nonstop flight

From you

Melbourne
Belmont, NSW

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Melbourne vs Belmont, NSW: Cost of Living - Frequently Asked Questions

Melbourne costs about 10% more than Belmont, NSW, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,273 per month in Melbourne and $3,884 in Belmont, NSW. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,703 in Melbourne and $1,555 in Belmont, NSW. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Public transport costs about 32% less in Belmont, NSW. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $2,461 per month in Melbourne and $1,938 in Belmont, NSW. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 is a stretch for both – monthly costs hit $2,849 in Melbourne and $2,589 in Belmont, NSW. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Belmont, NSW – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.