Last update: Oct 2026

Cost of Living Comparison Between Banjarmasin and Surabaya

For one person, living is cheaper in Banjarmasin: $584 a month against $677 in Surabaya, rent and utilities included – about $1,100 less a year. Other living expenses account for most of the difference.

28

Cost of Living Index in Banjarmasin
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Banjarmasin Living Index
33

Cost of Living Index in Surabaya
Learn more

Surabaya Living Index

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Banjarmasin

🇮🇩 Indonesia

$584

/mo nomad

Surabaya

🇮🇩 Indonesia

$677

/mo nomad

Monthly Cost of Living

How much you'll spend in Banjarmasin and in Surabaya

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Banjarmasin and in Surabaya actually costs, broken down by who's living it.

A single person spends $584 per month in Banjarmasin vs $677 in Surabaya, rent included.

Banjarmasin $584
Surabaya $677

A couple spends around $921 per month in Banjarmasin vs $1,179 in Surabaya, rent included.

Banjarmasin $921
Surabaya $1,179

A family of three spends $1,258 per month in Banjarmasin vs $1,680 in Surabaya, rent included.

Banjarmasin $1,258
Surabaya $1,680

Banjarmasin is about 14% cheaper than Surabaya, and outside of rent the biggest gap is in clothing.

Both Banjarmasin and Surabaya are more affordable than the global median – Banjarmasin 57% lower, Surabaya 50% lower.

Meal at Budget Restaurant

$1.14 Rp 20.6K

$1.69 Rp 30.4K

-32.54%

Three-Course Dinner for Two, Mid-Range

$14.15 Rp 254.8K

$11.35 Rp 204.3K

24.67%

Fast Food Meal (McDonalds, etc)

$3.28 Rp 59.1K

$3.15 Rp 56.6K

4.13%

Cappuccino

$1.23 Rp 22.2K

$1.55 Rp 28.0K

-20.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.78 Rp 14.1K

$0.56 Rp 10.2K

39.29%

Water (0.33 liter bottle)

$0.35 Rp 6,222

$0.28 Rp 5,078

25.00%

Local Beer (0.5 liter draught)

$4.89 Rp 88.0K

$2.17 Rp 39.0K

125.35%

Imported Beer (0.33 liter bottle)

$3.51 Rp 63.2K

$4.12 Rp 74.2K

-14.81%

Milk (1 liter)

$1.32 Rp 23.7K

$1.26 Rp 22.8K

4.76%

White Bread (500g)

$0.97 Rp 17.4K

$1.28 Rp 23.1K

-24.22%

Rice (white) (1kg)

$0.85 Rp 15.2K

$0.88 Rp 15.9K

-3.41%

Eggs

$1.54 Rp 27.7K

$1.20 Rp 21.7K

28.33%

Local Cheese (1kg)

$6.69 Rp 120.3K

$7.53 Rp 135.5K

-11.16%

Chicken Fillets (1kg)

$2.12 Rp 38.1K

$3.05 Rp 54.8K

-30.49%

Beef Round Steak (1kg)

$3.25 Rp 58.5K

$7.42 Rp 133.6K

-56.20%

Apples (1kg)

$1.91 Rp 34.4K

$2.08 Rp 37.4K

-8.17%

Banana (1kg)

$1.12 Rp 20.1K

$1.24 Rp 22.4K

-9.68%

Oranges (1kg)

$0.89 Rp 16.0K

$1.88 Rp 33.8K

-52.66%

Tomato (1kg)

$1.29 Rp 23.2K

$1.56 Rp 28.1K

-17.31%

Potato (1kg)

$1.30 Rp 23.4K

$1.37 Rp 24.6K

-5.11%

Onion (1kg)

$0.90 Rp 16.2K

$1.98 Rp 35.7K

-54.55%

Lettuce (1 head)

$0.73 Rp 13.1K

$0.89 Rp 16.0K

-17.98%

Water (1.5 liter bottle)

$0.40 Rp 7,234

$0.40 Rp 7,119

Cigarettes 20 Pack (Marlboro, Camel)

$1.93 Rp 34.8K

$1.91 Rp 34.4K

1.05%

Wine (Bottle)

$21.41 Rp 385.3K

$24.93 Rp 448.7K

-14.12%

Local Beer (0.5 liter bottle)

$1.86 Rp 33.4K

$1.68 Rp 30.3K

10.71%

Imported Beer (0.33 liter bottle)

$3.12 Rp 56.1K

$2.96 Rp 53.3K

5.41%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.32 Rp 5,704

-9.38%

Public Transport Monthly Pass (Regular Price)

$16.77 Rp 301.8K

Taxi Start (Normal Tariff)

$0.52 Rp 9,283

$0.47 Rp 8,459

10.64%

Taxi (Normal Tariff) (1km)

$0.37 Rp 6,657

$0.44 Rp 7,837

-15.91%

Taxi 1hour Waiting (Normal Tariff)

$2.63 Rp 47.3K

$2.71 Rp 48.8K

-2.95%

Gasoline (1 liter)

$0.79 Rp 14.2K

$0.87 Rp 15.7K

-9.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 438.7M

$24.4K Rp 439.3M

-0.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K Rp 479.8M

$32.0K Rp 575.4M

-16.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$41.10 Rp 739.8K

$86.9 Rp 1.6M

-52.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$2.75 Rp 49.5K

$4.50 Rp 81.0K

-38.89%

Internet (50+ Mbps, Unlimited Data)

$17.31 Rp 311.5K

$19.07 Rp 343.3K

-9.23%

Gym Membership (Monthly)

$19.71 Rp 354.7K

$17.84 Rp 321.2K

10.48%

Tennis Court (1 Hour on Weekend)

$7.89 Rp 142.0K

$6.64 Rp 119.5K

18.83%

Cinema Ticket

$5.62 Rp 101.1K

$2.67 Rp 48.1K

110.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$95.9 Rp 1.7M

$281 Rp 5.1M

-65.91%

International Primary School, 1 Child (Yearly)

$8,380 Rp 150.8M

$9,385 Rp 168.9M

-10.71%

Jeans (Levis 501 Or Similar)

$42.79 Rp 770.1K

$71.6 Rp 1.3M

-40.25%

Summer Dress (H&M, Zara, etc)

$25.24 Rp 454.4K

$39.15 Rp 704.7K

-35.53%

Sport Shoes (Adidas, Nike)

$53.7 Rp 965.7K

$82.4 Rp 1.5M

-34.87%

Men's Leather Business Shoes

$32.67 Rp 588.1K

$75.0 Rp 1.4M

-56.46%

1-bedroom Apartment, City Center (Monthly)

$216 Rp 3.9M

$281 Rp 5.1M

-23.07%

1-bedroom Apartment, Outside City Center (Monthly)

$162 Rp 2.9M

$148 Rp 2.7M

9.88%

3-bedroom Apartment, City Center (Monthly)

$557 Rp 10.0M

$1,218 Rp 21.9M

-54.26%

3-bedroom Apartment, Outside City Center (Monthly)

$370 Rp 6.7M

$608 Rp 10.9M

-39.10%

Buy Apartment in City Center (m2)

$1,052 Rp 18.9M

$2,195 Rp 39.5M

-52.09%

Buy Apartment Outside City Center (m2)

$822 Rp 14.8M

$1,063 Rp 19.1M

-22.66%

Average Monthly Net Salary (After Tax)

$204 Rp 3.7M

$272 Rp 4.9M

-24.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.46

7.5

26.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banjarmasin: October 11, 2026

Last update for Surabaya: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Banjarmasin

$171 29.2%

Surabaya

$208 30.7% 21.6% $37

Accommodation & Living

Banjarmasin

$162 27.7%

Surabaya

$148 21.8% 9% $15

Eating Out

Banjarmasin

$70 11.9%

Surabaya

$64 9.5% 8.1% $5.7

Clothing & Footwear

Banjarmasin

$69 11.9%

Surabaya

$121 17.8% 73.7% $51

Monthly Utilities & Internet

Banjarmasin

$61 10.5%

Surabaya

$111 16.3% 80.7% $49

Sport & Entertainment

Banjarmasin

$31 5.3%

Surabaya

$23 3.4% 25.1% $7.8

Getting Around

Banjarmasin

$20 3.5%

Surabaya

$3.9 * 0.6% 80.7% $16

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $216 in Banjarmasin versus $281 in Surabaya. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 33% higher in Surabaya, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $14.00 in Banjarmasin versus $11.00 in Surabaya. Groceries tell a different story – $171 in Banjarmasin vs $208 in Surabaya – so Banjarmasin wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Banjarmasin

🇮🇩 Surabaya

🕒 Local time

12:19 12:19 PM

11:19 11:19 AM

1 h behind Banjarmasin

🌤 Weather

👥 Population

715,703

2,765,487

💱 Currency

Indonesian Rupiah IDR Rp

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

On the map

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Between locations

Banjarmasin Surabaya 480 km

From you

Banjarmasin
Surabaya

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Banjarmasin vs Surabaya: Cost of Living - Frequently Asked Questions

Yes – Surabaya is pricier by about 16%, and outside of rent the gap shows up most in clothing.

For a comfortable life, plan on about $877 per month in Banjarmasin and $1,016 in Surabaya. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banjarmasin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $584 in Banjarmasin and $677 in Surabaya. That's a gap of about 16%.

Kindergarten costs $95.9 per month in Banjarmasin and $281 in Surabaya. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 covers both cities comfortably – all-in costs are $584 in Banjarmasin and $677 in Surabaya, leaving budget for savings and extras in both cases.

Families tend to lean toward Banjarmasin – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Banjarmasin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Surabaya makes more sense. Both are solid long-term options with distinct trade-offs.