Cost of Living Comparison Between Banjarmasin and Surabaya Cost of Living Comparison Between Banjarmasin and Surabaya

Monthly Cost of Living

A single person spends $612 per month in Banjarmasin vs $693 in Surabaya, rent included.

A couple spends around $947 per month in Banjarmasin vs $1,106 in Surabaya, rent included.

A family of three spends $1,282 per month in Banjarmasin vs $1,520 in Surabaya, rent included.

Banjarmasin is about 12% cheaper than Surabaya, driven mainly by Clothing & Footwear.

Both Banjarmasin and Surabaya are more affordable than the global median – Banjarmasin 54% lower, Surabaya 48% lower.

Meal at Budget Restaurant

$1.25 Rp 21.5K

$1.58 Rp 27.3K

-20.89%

Three-Course Dinner for Two, Mid-Range

$12.39 Rp 213.9K

$12.16 Rp 210.0K

1.89%

Fast Food Meal (McDonalds, etc)

$2.66 Rp 46.0K

$2.98 Rp 51.5K

-10.74%

Cappuccino

$1.06 Rp 18.3K

$1.74 Rp 30.0K

-39.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.01 Rp 17.5K

$0.65 Rp 11.3K

55.38%

Water (0.33 liter bottle)

$0.33 Rp 5,775

$0.26 Rp 4,443

26.92%

Local Beer (0.5 liter draught)

$2.53 Rp 43.6K

$2.41 Rp 41.6K

4.98%

Imported Beer (0.33 liter bottle)

$3.63 Rp 62.6K

$4.05 Rp 70.0K

-10.37%

Milk (1 liter)

$1.49 Rp 25.8K

$1.44 Rp 24.9K

3.47%

White Bread (500g)

$0.96 Rp 16.6K

$1.46 Rp 25.1K

-34.25%

Rice (white) (1kg)

$1.62 Rp 28.0K

$1.01 Rp 17.4K

60.40%

Eggs

$1.45 Rp 25.1K

$1.46 Rp 25.2K

-0.68%

Local Cheese (1kg)

$8.06 Rp 139.2K

$9.39 Rp 162.1K

-14.16%

Chicken Fillets (1kg)

$2.43 Rp 41.9K

$3.31 Rp 57.2K

-26.59%

Beef Round Steak (1kg)

$4.01 Rp 69.3K

$8.24 Rp 142.3K

-51.33%

Apples (1kg)

$1.95 Rp 33.7K

$2.30 Rp 39.8K

-15.22%

Banana (1kg)

$1.01 Rp 17.5K

$1.51 Rp 26.1K

-33.11%

Oranges (1kg)

$0.99 Rp 17.1K

$2.13 Rp 36.7K

-53.52%

Tomato (1kg)

$0.70 Rp 12.1K

$1.49 Rp 25.8K

-53.02%

Potato (1kg)

$1.05 Rp 18.1K

$1.33 Rp 22.9K

-21.05%

Onion (1kg)

$1.09 Rp 18.8K

$1.81 Rp 31.2K

-39.78%

Lettuce (1 head)

$0.84 Rp 14.4K

$1.20 Rp 20.8K

-30.00%

Water (1.5 liter bottle)

$0.44 Rp 7,612

$0.45 Rp 7,844

-2.22%

Cigarettes 20 Pack (Marlboro, Camel)

$1.88 Rp 32.5K

$2.55 Rp 44.1K

-26.27%

Wine (Bottle)

$21.61 Rp 373.2K

$25.75 Rp 444.6K

-16.08%

Local Beer (0.5 liter bottle)

$2.04 Rp 35.3K

$1.85 Rp 31.9K

10.27%

Imported Beer (0.33 liter bottle)

$3.17 Rp 54.7K

$3.14 Rp 54.2K

0.96%

One-way Ticket (Public Transport)

$0.29 Rp 4,985

$0.48 Rp 8,210

-39.58%

Public Transport Monthly Pass (Regular Price)

$18.20 Rp 314.2K

$9.24 Rp 159.5K

96.97%

Taxi Start (Normal Tariff)

$1.20 Rp 20.6K

$0.45 Rp 7,686

166.67%

Taxi (Normal Tariff) (1km)

$0.75 Rp 13.0K

$0.31 Rp 5,433

141.94%

Taxi 1hour Waiting (Normal Tariff)

$2.90 Rp 50.1K

$2.72 Rp 47.0K

6.62%

Gasoline (1 liter)

$0.91 Rp 15.7K

$0.85 Rp 14.6K

7.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.8K Rp 427.7M

$21.0K Rp 363.1M

17.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.9K Rp 482.4M

$35.7K Rp 616.7M

-21.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$44.13 Rp 762.0K

$83.8 Rp 1.4M

-47.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.05 Rp 52.7K

$4.29 Rp 74.1K

-28.90%

Internet (50+ Mbps, Unlimited Data)

$18.84 Rp 325.3K

$19.62 Rp 338.8K

-3.98%

Gym Membership (Monthly)

$48.67 Rp 840.3K

$21.80 Rp 376.4K

123.26%

Tennis Court (1 Hour on Weekend)

$6.06 Rp 104.7K

$4.42 Rp 76.2K

37.10%

Cinema Ticket

$6.29 Rp 108.6K

$2.98 Rp 51.5K

111.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$61.7 Rp 1.1M

$186 Rp 3.2M

-66.84%

International Primary School, 1 Child (Yearly)

$7,717 Rp 133.2M

$9,464 Rp 163.4M

-18.46%

Jeans (Levis 501 Or Similar)

$27.70 Rp 478.3K

$62.8 Rp 1.1M

-55.86%

Summer Dress (H&M, Zara, etc)

$30.47 Rp 526.1K

$39.18 Rp 676.5K

-22.23%

Sport Shoes (Adidas, Nike)

$59.8 Rp 1.0M

$78.0 Rp 1.3M

-23.38%

Men's Leather Business Shoes

$35.47 Rp 612.4K

$82.3 Rp 1.4M

-56.92%

1-bedroom Apartment, City Center (Monthly)

$258 Rp 4.4M

$244 Rp 4.2M

5.67%

1-bedroom Apartment, Outside City Center (Monthly)

$158 Rp 2.7M

$135 Rp 2.3M

17.52%

3-bedroom Apartment, City Center (Monthly)

$593 Rp 10.2M

$790 Rp 13.6M

-24.96%

3-bedroom Apartment, Outside City Center (Monthly)

$339 Rp 5.8M

$394 Rp 6.8M

-14.10%

Buy Apartment in City Center (m2)

$1,231 Rp 21.3M

$2,262 Rp 39.1M

-45.56%

Buy Apartment Outside City Center (m2)

$789 Rp 13.6M

$1,122 Rp 19.4M

-29.73%

Average Monthly Net Salary (After Tax)

$205 Rp 3.5M

$302 Rp 5.2M

-32.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.15

8.33

9.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banjarmasin: April 25, 2026

Last update for Surabaya: April 25, 2026

Cost Breakdown

A central one-bedroom costs $258 in Banjarmasin versus $244 in Surabaya. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 47% higher in Surabaya, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $12.00 in Banjarmasin versus $12.00 in Surabaya. Monthly groceries follow the same trend: $182 vs $230 – making Banjarmasin the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Banjarmasin vs Surabaya: Cost of Living - Frequently Asked Questions

Yes – Surabaya is pricier by about 13%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $917 per month in Banjarmasin and $1,039 in Surabaya. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banjarmasin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $12.00 in Banjarmasin and $12.00 in Surabaya. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $612 in Banjarmasin and $693 in Surabaya. The difference isn't just one category – it shows up across housing, food, transport, and services.

$1,000 covers both cities comfortably – all-in costs are $612 in Banjarmasin and $693 in Surabaya, leaving budget for savings and extras in both cases.

Families tend to lean toward Banjarmasin – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Banjarmasin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Surabaya makes more sense. Both are solid long-term options with distinct trade-offs.