Last update: Oct 2026

Cost of Living Comparison Between Banjarmasin and Bansko

For one person, living is cheaper in Banjarmasin: $584 a month against $956 in Bansko, rent and utilities included – about $4,500 less a year. Rent and utilities account for most of the difference.

Banjarmasin
🇮🇩 Indonesia
$584
/mo nomad
Bansko
🇧🇬 Bulgaria
$956
/mo nomad
Monthly Cost of Living

How much you'll spend in Banjarmasin and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Banjarmasin and in Bansko actually costs, broken down by who's living it.

A single person spends $584 per month in Banjarmasin vs $956 in Bansko, rent included.

  • Banjarmasin $584
  • Bansko $956

A couple spends around $921 per month in Banjarmasin vs $1,467 in Bansko, rent included.

  • Banjarmasin $921
  • Bansko $1,467

A family of three spends $1,258 per month in Banjarmasin vs $1,979 in Bansko, rent included.

  • Banjarmasin $1,258
  • Bansko $1,979

Banjarmasin is about 39% cheaper than Bansko, and outside of rent the biggest gap is in eating out.

Both Banjarmasin and Bansko are more affordable than the global median – Banjarmasin 57% lower, Bansko 29% lower.

Currency
🍽 Eating Out
Banjarmasin
Bansko
Difference
Meal at Budget Restaurant
$1.14 Rp 20.6K
$8.66 BGN 15.06
-86.84%
Three-Course Dinner for Two, Mid-Range
$14.15 Rp 254.8K
$44.94 BGN 78.2
-68.51%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 59.1K
$8.78 BGN 15.28
-62.64%
Cappuccino
$1.23 Rp 22.2K
$2.33 BGN 4.05
-47.21%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.78 Rp 14.1K
$1.57 BGN 2.74
-50.32%
Water (0.33 liter bottle)
$0.35 Rp 6,222
$0.82 BGN 1.43
-57.32%
Local Beer (0.5 liter draught)
$4.89 Rp 88.0K
$1.68 BGN 2.92
191.07%
Imported Beer (0.33 liter bottle)
$3.51 Rp 63.2K
$1.98 BGN 3.45
77.27%
🛒 Groceries & Markets
Banjarmasin
Bansko
Difference
Milk (1 liter)
$1.32 Rp 23.7K
$1.73 BGN 3.00
-23.70%
White Bread (500g)
$0.97 Rp 17.4K
$0.80 BGN 1.40
21.25%
Rice (white) (1kg)
$0.85 Rp 15.2K
$1.44 BGN 2.51
-40.97%
Eggs
$1.54 Rp 27.7K
$2.36 BGN 4.10
-34.75%
Local Cheese (1kg)
$6.69 Rp 120.3K
$9.39 BGN 16.34
-28.75%
Chicken Fillets (1kg)
$2.12 Rp 38.1K
$6.41 BGN 11.15
-66.93%
Beef Round Steak (1kg)
$3.25 Rp 58.5K
$8.48 BGN 14.76
-61.67%
Apples (1kg)
$1.91 Rp 34.4K
$1.31 BGN 2.28
45.80%
Banana (1kg)
$1.12 Rp 20.1K
$1.62 BGN 2.82
-30.86%
Oranges (1kg)
$0.89 Rp 16.0K
$1.73 BGN 3.01
-48.55%
Tomato (1kg)
$1.29 Rp 23.2K
$1.94 BGN 3.38
-33.51%
Potato (1kg)
$1.30 Rp 23.4K
$0.94 BGN 1.63
38.30%
Onion (1kg)
$0.90 Rp 16.2K
$0.76 BGN 1.32
18.42%
Lettuce (1 head)
$0.73 Rp 13.1K
$0.55 BGN 0.95
32.73%
Water (1.5 liter bottle)
$0.40 Rp 7,234
$0.59 BGN 1.02
-32.20%
Cigarettes 20 Pack (Marlboro, Camel)
$1.93 Rp 34.8K
$3.25 BGN 5.66
-40.62%
Wine (Bottle)
$21.41 Rp 385.3K
$5.20 BGN 9.05
311.73%
Local Beer (0.5 liter bottle)
$1.86 Rp 33.4K
$1.09 BGN 1.89
70.64%
Imported Beer (0.33 liter bottle)
$3.12 Rp 56.1K
$1.68 BGN 2.92
85.71%
🚌 Getting Around
Banjarmasin
Bansko
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,217
$0.84 BGN 1.45
-65.48%
Public Transport Monthly Pass (Regular Price)
$16.77 Rp 301.8K
$27.06 BGN 47.09
-38.03%
Taxi Start (Normal Tariff)
$0.52 Rp 9,283
$1.34 BGN 2.34
-61.19%
Taxi (Normal Tariff) (1km)
$0.37 Rp 6,657
$0.65 BGN 1.14
-43.08%
Taxi 1hour Waiting (Normal Tariff)
$2.63 Rp 47.3K
$10.06 BGN 17.51
-73.86%
Gasoline (1 liter)
$0.79 Rp 14.2K
$1.48 BGN 2.57
-46.62%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.4K Rp 438.7M
$29.1K BGN 50.7K
-16.36%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.7K Rp 479.8M
$20.9K BGN 36.4K
27.42%
🧾 Monthly Utilities & Internet
Banjarmasin
Bansko
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$41.10 Rp 739.8K
$92.4 BGN 161
-55.53%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$2.75 Rp 49.5K
$14.52 BGN 25.26
-81.06%
Internet (50+ Mbps, Unlimited Data)
$17.31 Rp 311.5K
$12.32 BGN 21.43
40.50%
🎉 Sport & Entertainment
Banjarmasin
Bansko
Difference
Gym Membership (Monthly)
$19.71 Rp 354.7K
$31.70 BGN 55.2
-37.82%
Tennis Court (1 Hour on Weekend)
$7.89 Rp 142.0K
$8.53 BGN 14.84
-7.50%
Cinema Ticket
$5.62 Rp 101.1K
$5.62 BGN 9.78
-
🧸 Childcare & Education
Banjarmasin
Bansko
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$95.9 Rp 1.7M
$230 BGN 401
-58.38%
International Primary School, 1 Child (Yearly)
$8,380 Rp 150.8M
$2,268 BGN 3,947
269.43%
👕👟 Clothing & Footwear
Banjarmasin
Bansko
Difference
Jeans (Levis 501 Or Similar)
$42.79 Rp 770.1K
$30.10 BGN 52.4
42.16%
Summer Dress (H&M, Zara, etc)
$25.24 Rp 454.4K
$19.62 BGN 34.13
28.64%
Sport Shoes (Adidas, Nike)
$53.7 Rp 965.7K
$45.86 BGN 79.8
16.99%
Men's Leather Business Shoes
$32.67 Rp 588.1K
$47.69 BGN 83.0
-31.50%
🏠 Accommodation & Living
Banjarmasin
Bansko
Difference
1-bedroom Apartment, City Center (Monthly)
$216 Rp 3.9M
$518 BGN 902
-58.32%
1-bedroom Apartment, Outside City Center (Monthly)
$162 Rp 2.9M
$357 BGN 621
-54.59%
3-bedroom Apartment, City Center (Monthly)
$557 Rp 10.0M
$614 BGN 1,069
-9.30%
3-bedroom Apartment, Outside City Center (Monthly)
$370 Rp 6.7M
$569 BGN 990
-34.92%
Buy Apartment in City Center (m2)
$1,052 Rp 18.9M
$1,191 BGN 2,073
-11.74%
Buy Apartment Outside City Center (m2)
$822 Rp 14.8M
$959 BGN 1,669
-14.27%
💵 Salaries & Financials
Banjarmasin
Bansko
Difference
Average Monthly Net Salary (After Tax)
$204 Rp 3.7M
$1,704 BGN 2,965
-88.01%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.46
2.99
216.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banjarmasin: October 11, 2026

Last update for Bansko: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Banjarmasin
$171
Bansko
$192 12.3% $21
Accommodation & Living
Banjarmasin
$162
Bansko
$357 120% $195
Eating Out
Banjarmasin
$70
Bansko
$145 109% $76
Clothing & Footwear
Banjarmasin
$69
Bansko
$64 7.2% $5
Monthly Utilities & Internet
Banjarmasin
$61
Bansko
$119 95% $58
Sport & Entertainment
Banjarmasin
$31
Bansko
$43 38.8% $12
Getting Around
Banjarmasin
$20
Bansko
$35 72.6% $15

Cost Breakdown

A central one-bedroom costs $216 in Banjarmasin versus $518 in Bansko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 734% higher in Bansko, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $14.00 in Banjarmasin versus $45.00 in Bansko. Monthly groceries follow the same trend: $171 vs $192 – making Banjarmasin the more affordable choice for daily food spending.

Good to know
🇮🇩 Banjarmasin
🇧🇬 Bansko
🕒 Local time
14:26 2:26 PM
09:26 9:26 AM
5 h behind Banjarmasin
🌤 Weather
👥 Population
715,703
8,000
💱 Currency
Bulgarian Lev BGN лв.
Exchange rates and currency converter

BGN, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Bulgarian Lev exchange rates as of October 19, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

On the map
Between locations
  • Banjarmasin Bansko 10,350 km ≈ 13 h nonstop flight
From you
  • Banjarmasin
  • Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Banjarmasin vs Bansko: Cost of Living - Frequently Asked Questions
Is Bansko cheaper than Banjarmasin?
Yes – Bansko is pricier by about 64%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $877 per month in Banjarmasin and $1,434 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Banjarmasin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Banjarmasin or in Bansko?
A mid-range dinner for two costs $14.00 in Banjarmasin and $45.00 in Bansko. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Banjarmasin and in Bansko?
Monthly expenses with rent come to $584 in Banjarmasin and $956 in Bansko. That's a gap of about 64%.
Is $1,500 a realistic budget for living in Banjarmasin or in Bansko?
A $1,500 monthly budget goes further in Banjarmasin, where all-in costs run around $584, than in Bansko at $956. In Banjarmasin it covers expenses comfortably, while in Bansko it requires careful planning or may not stretch far enough.
Is Banjarmasin or Bansko more family-friendly?
Families tend to lean toward Banjarmasin – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Banjarmasin or Bansko?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Banjarmasin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bansko makes more sense. Both are solid long-term options with distinct trade-offs.

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