Last update: Oct 2026

Cost of Living Comparison Between Bansko and Banjarmasin

For one person, living is cheaper in Banjarmasin: $584 a month against $956 in Bansko, rent and utilities included – about $4,500 less a year. Rent and utilities account for most of the difference.

Bansko
🇧🇬 Bulgaria
$956
/mo nomad
Banjarmasin
🇮🇩 Indonesia
$584
/mo nomad
Monthly Cost of Living

How much you'll spend in Bansko and in Banjarmasin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bansko and in Banjarmasin actually costs, broken down by who's living it.

A single person spends $956 per month in Bansko vs $584 in Banjarmasin, rent included.

  • Bansko $956
  • Banjarmasin $584

A couple spends around $1,467 per month in Bansko vs $921 in Banjarmasin, rent included.

  • Bansko $1,467
  • Banjarmasin $921

A family of three spends $1,979 per month in Bansko vs $1,258 in Banjarmasin, rent included.

  • Bansko $1,979
  • Banjarmasin $1,258

Bansko costs about 64% more than Banjarmasin, and outside of rent the biggest gap is in eating out.

Both Bansko and Banjarmasin are more affordable than the global median – Bansko 29% lower, Banjarmasin 57% lower.

Currency
🍽 Eating Out
Bansko
Banjarmasin
Difference
Meal at Budget Restaurant
$8.66 BGN 15.06
$1.14 Rp 20.6K
659.65%
Three-Course Dinner for Two, Mid-Range
$44.94 BGN 78.2
$14.15 Rp 254.8K
217.60%
Fast Food Meal (McDonalds, etc)
$8.78 BGN 15.28
$3.28 Rp 59.1K
167.68%
Cappuccino
$2.33 BGN 4.05
$1.23 Rp 22.2K
89.43%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.57 BGN 2.74
$0.78 Rp 14.1K
101.28%
Water (0.33 liter bottle)
$0.82 BGN 1.43
$0.35 Rp 6,222
134.29%
Local Beer (0.5 liter draught)
$1.68 BGN 2.92
$4.89 Rp 88.0K
-65.64%
Imported Beer (0.33 liter bottle)
$1.98 BGN 3.45
$3.51 Rp 63.2K
-43.59%
🛒 Groceries & Markets
Bansko
Banjarmasin
Difference
Milk (1 liter)
$1.73 BGN 3.00
$1.32 Rp 23.7K
31.06%
White Bread (500g)
$0.80 BGN 1.40
$0.97 Rp 17.4K
-17.53%
Rice (white) (1kg)
$1.44 BGN 2.51
$0.85 Rp 15.2K
69.41%
Eggs
$2.36 BGN 4.10
$1.54 Rp 27.7K
53.25%
Local Cheese (1kg)
$9.39 BGN 16.34
$6.69 Rp 120.3K
40.36%
Chicken Fillets (1kg)
$6.41 BGN 11.15
$2.12 Rp 38.1K
202.36%
Beef Round Steak (1kg)
$8.48 BGN 14.76
$3.25 Rp 58.5K
160.92%
Apples (1kg)
$1.31 BGN 2.28
$1.91 Rp 34.4K
-31.41%
Banana (1kg)
$1.62 BGN 2.82
$1.12 Rp 20.1K
44.64%
Oranges (1kg)
$1.73 BGN 3.01
$0.89 Rp 16.0K
94.38%
Tomato (1kg)
$1.94 BGN 3.38
$1.29 Rp 23.2K
50.39%
Potato (1kg)
$0.94 BGN 1.63
$1.30 Rp 23.4K
-27.69%
Onion (1kg)
$0.76 BGN 1.32
$0.90 Rp 16.2K
-15.56%
Lettuce (1 head)
$0.55 BGN 0.95
$0.73 Rp 13.1K
-24.66%
Water (1.5 liter bottle)
$0.59 BGN 1.02
$0.40 Rp 7,234
47.50%
Cigarettes 20 Pack (Marlboro, Camel)
$3.25 BGN 5.66
$1.93 Rp 34.8K
68.39%
Wine (Bottle)
$5.20 BGN 9.05
$21.41 Rp 385.3K
-75.71%
Local Beer (0.5 liter bottle)
$1.09 BGN 1.89
$1.86 Rp 33.4K
-41.40%
Imported Beer (0.33 liter bottle)
$1.68 BGN 2.92
$3.12 Rp 56.1K
-46.15%
🚌 Getting Around
Bansko
Banjarmasin
Difference
One-way Ticket (Public Transport)
$0.84 BGN 1.45
$0.29 Rp 5,217
189.66%
Public Transport Monthly Pass (Regular Price)
$27.06 BGN 47.09
$16.77 Rp 301.8K
61.36%
Taxi Start (Normal Tariff)
$1.34 BGN 2.34
$0.52 Rp 9,283
157.69%
Taxi (Normal Tariff) (1km)
$0.65 BGN 1.14
$0.37 Rp 6,657
75.68%
Taxi 1hour Waiting (Normal Tariff)
$10.06 BGN 17.51
$2.63 Rp 47.3K
282.51%
Gasoline (1 liter)
$1.48 BGN 2.57
$0.79 Rp 14.2K
87.34%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.1K BGN 50.7K
$24.4K Rp 438.7M
19.56%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.9K BGN 36.4K
$26.7K Rp 479.8M
-21.52%
🧾 Monthly Utilities & Internet
Bansko
Banjarmasin
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$92.4 BGN 161
$41.10 Rp 739.8K
124.89%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.52 BGN 25.26
$2.75 Rp 49.5K
428.00%
Internet (50+ Mbps, Unlimited Data)
$12.32 BGN 21.43
$17.31 Rp 311.5K
-28.83%
🎉 Sport & Entertainment
Bansko
Banjarmasin
Difference
Gym Membership (Monthly)
$31.70 BGN 55.2
$19.71 Rp 354.7K
60.83%
Tennis Court (1 Hour on Weekend)
$8.53 BGN 14.84
$7.89 Rp 142.0K
8.11%
Cinema Ticket
$5.62 BGN 9.78
$5.62 Rp 101.1K
-
🧸 Childcare & Education
Bansko
Banjarmasin
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$230 BGN 401
$95.9 Rp 1.7M
140.25%
International Primary School, 1 Child (Yearly)
$2,268 BGN 3,947
$8,380 Rp 150.8M
-72.93%
👕👟 Clothing & Footwear
Bansko
Banjarmasin
Difference
Jeans (Levis 501 Or Similar)
$30.10 BGN 52.4
$42.79 Rp 770.1K
-29.66%
Summer Dress (H&M, Zara, etc)
$19.62 BGN 34.13
$25.24 Rp 454.4K
-22.27%
Sport Shoes (Adidas, Nike)
$45.86 BGN 79.8
$53.7 Rp 965.7K
-14.52%
Men's Leather Business Shoes
$47.69 BGN 83.0
$32.67 Rp 588.1K
45.97%
🏠 Accommodation & Living
Bansko
Banjarmasin
Difference
1-bedroom Apartment, City Center (Monthly)
$518 BGN 902
$216 Rp 3.9M
139.93%
1-bedroom Apartment, Outside City Center (Monthly)
$357 BGN 621
$162 Rp 2.9M
120.24%
3-bedroom Apartment, City Center (Monthly)
$614 BGN 1,069
$557 Rp 10.0M
10.26%
3-bedroom Apartment, Outside City Center (Monthly)
$569 BGN 990
$370 Rp 6.7M
53.65%
Buy Apartment in City Center (m2)
$1,191 BGN 2,073
$1,052 Rp 18.9M
13.30%
Buy Apartment Outside City Center (m2)
$959 BGN 1,669
$822 Rp 14.8M
16.64%
💵 Salaries & Financials
Bansko
Banjarmasin
Difference
Average Monthly Net Salary (After Tax)
$1,704 BGN 2,965
$204 Rp 3.7M
734.04%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.99
9.46
-68.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bansko: October 11, 2026

Last update for Banjarmasin: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Bansko
$357
Banjarmasin
$162 54.6% $195
Groceries & Markets
Bansko
$192
Banjarmasin
$171 11% $21
Eating Out
Bansko
$145
Banjarmasin
$70 52.1% $76
Monthly Utilities & Internet
Bansko
$119
Banjarmasin
$61 48.7% $58
Clothing & Footwear
Bansko
$64
Banjarmasin
$69 7.7% $5
Sport & Entertainment
Bansko
$43
Banjarmasin
$31 28% $12
Getting Around
Bansko
$35
Banjarmasin
$20 42.1% $15

Cost Breakdown

A central one-bedroom costs $518 in Bansko versus $216 in Banjarmasin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 734% higher in Bansko, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $45.00 in Bansko versus $14.00 in Banjarmasin. Monthly groceries follow the same trend: $192 vs $171 – making Banjarmasin the more affordable choice for daily food spending.

Good to know
🇧🇬 Bansko
🇮🇩 Banjarmasin
🕒 Local time
10:09 10:09 AM
15:09 3:09 PM
5 h ahead of Bansko
🌤 Weather
👥 Population
8,000
715,703
💱 Currency
Bulgarian Lev BGN лв.
Exchange rates and currency converter

IDR, USD, EUR to BGN – Bulgarian Lev Converter

Bulgarian Lev exchange rates as of October 19, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Bansko Banjarmasin 10,350 km ≈ 13 h nonstop flight
From you
  • Bansko
  • Banjarmasin

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bansko vs Banjarmasin: Cost of Living - Frequently Asked Questions
Is Banjarmasin cheaper than Bansko?
Yes – Bansko is pricier by about 64%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $1,434 per month in Bansko and $877 in Banjarmasin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Banjarmasin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Bansko or in Banjarmasin?
A mid-range dinner for two costs $45.00 in Bansko and $14.00 in Banjarmasin. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Bansko and in Banjarmasin?
Monthly expenses with rent come to $956 in Bansko and $584 in Banjarmasin. That's a gap of about 64%.
Is $1,500 a realistic budget for living in Bansko or in Banjarmasin?
A $1,500 monthly budget goes further in Banjarmasin, where all-in costs run around $584, than in Bansko at $956. In Banjarmasin it covers expenses comfortably, while in Bansko it requires careful planning or may not stretch far enough.
Is Bansko or Banjarmasin more family-friendly?
Families tend to lean toward Banjarmasin – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Bansko or Banjarmasin?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Banjarmasin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bansko makes more sense. Both are solid long-term options with distinct trade-offs.

Bansko vs other spots: cost of living compared

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