Last update: Oct 2026

Cost of Living Comparison Between Bali and Karachi

For one person, living is cheaper in Karachi: $490 a month against $1,224 in Bali, rent and utilities included – about $8,800 less a year. Rent and utilities account for most of the difference.

60

Cost of Living Index in Bali
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Bali Living Index
23

Cost of Living Index in Karachi
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Karachi Living Index

Jump to prices

Bali

🇮🇩 Indonesia

$1,224

/mo nomad

Karachi

🇵🇰 Pakistan

$490

/mo nomad

Monthly Cost of Living

How much you'll spend in Bali and in Karachi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bali and in Karachi actually costs, broken down by who's living it.

A single person spends $1,224 per month in Bali vs $490 in Karachi, rent included.

Bali $1,224
Karachi $490

A couple spends around $2,064 per month in Bali vs $755 in Karachi, rent included.

Bali $2,064
Karachi $755

A family of three spends $2,904 per month in Bali vs $1,019 in Karachi, rent included.

Bali $2,904
Karachi $1,019

Bali costs about 150% more than Karachi, and outside of rent the biggest gap is in groceries.

Both Bali and Karachi are more affordable than the global median – Bali 9% lower, Karachi 63% lower.

Meal at Budget Restaurant

$2.74 Rp 49.1K

$2.15 PKR 596

27.44%

Three-Course Dinner for Two, Mid-Range

$29.64 Rp 530.3K

$13.37 PKR 3,700

121.69%

Fast Food Meal (McDonalds, etc)

$4.74 Rp 84.7K

$5.29 PKR 1,464

-10.40%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.19 PKR 606

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.25 PKR 2,005

Cappuccino

$2.22 Rp 39.7K

$2.11 PKR 583

5.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 24.5K

$0.37 PKR 103

270.27%

Water (0.33 liter bottle)

$0.66 Rp 11.8K

$0.28 PKR 78.2

135.71%

Local Beer (0.5 liter draught)

$2.21 Rp 39.5K

Imported Beer (0.33 liter bottle)

$3.62 Rp 64.8K

Milk (1 liter)

$1.44 Rp 25.8K

$0.86 PKR 238

67.44%

White Bread (500g)

$2.17 Rp 38.7K

$0.52 PKR 144

317.31%

Rice (white) (1kg)

$1.12 Rp 20.0K

$1.24 PKR 344

-9.68%

Eggs

$1.97 Rp 35.3K

$1.24 PKR 342

58.87%

Local Cheese (1kg)

$16.41 Rp 293.5K

$5.86 PKR 1,622

180.03%

Chicken Fillets (1kg)

$3.63 Rp 65.0K

$3.12 PKR 862

16.35%

Beef Round Steak (1kg)

$11.53 Rp 206.4K

$6.25 PKR 1,730

84.48%

Apples (1kg)

$3.37 Rp 60.2K

$1.29 PKR 356

161.24%

Banana (1kg)

$1.46 Rp 26.0K

$0.54 PKR 150

170.37%

Oranges (1kg)

$2.15 Rp 38.5K

$0.99 PKR 273

117.17%

Tomato (1kg)

$1.90 Rp 34.0K

$0.56 PKR 155

239.29%

Potato (1kg)

$1.80 Rp 32.2K

$0.33 PKR 91.6

445.45%

Onion (1kg)

$2.24 Rp 40.1K

$0.35 PKR 95.8

540.00%

Lettuce (1 head)

$0.94 Rp 16.8K

$0.45 PKR 124

108.89%

Water (1.5 liter bottle)

$0.48 Rp 8,585

$0.44 PKR 121

9.09%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.23 PKR 341

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.37 PKR 380

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.44 PKR 676

Cigarettes 20 Pack (Marlboro, Camel)

$2.14 Rp 38.2K

$1.79 PKR 497

19.55%

Wine (Bottle)

$21.94 Rp 392.5K

Local Beer (0.5 liter bottle)

$2.26 Rp 40.4K

Imported Beer (0.33 liter bottle)

$2.77 Rp 49.6K

One-way Ticket (Public Transport)

$0.26 Rp 4,664

$0.28 PKR 76.5

-7.14%

Public Transport Monthly Pass (Regular Price)

$8.08 Rp 144.5K

$9.68 PKR 2,679

-16.53%

Taxi Start (Normal Tariff)

$0.44 Rp 7,859

$0.92 PKR 255

-52.17%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,497

$0.71 PKR 196

-40.85%

Taxi 1hour Waiting (Normal Tariff)

$5.66 Rp 101.2K

$2.22 PKR 615

154.95%

Gasoline (1 liter)

$0.90 Rp 16.0K

$1.35 PKR 372

-33.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.2K Rp 433.8M

$17.8K PKR 4.9M

35.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K Rp 563.6M

$26.7K PKR 7.4M

17.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.1 Rp 1.4M

$112 PKR 30.9K

-28.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.63 Rp 118.6K

$6.05 PKR 1,673

9.59%

Internet (50+ Mbps, Unlimited Data)

$18.33 Rp 327.9K

$13.29 PKR 3,679

37.92%

Gym Membership (Monthly)

$45.56 Rp 815.1K

$21.51 PKR 5,954

111.81%

Tennis Court (1 Hour on Weekend)

$15.24 Rp 272.7K

$17.80 PKR 4,927

-14.38%

Cinema Ticket

$3.71 Rp 66.4K

$4.42 PKR 1,222

-16.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$442 Rp 7.9M

$50.7 PKR 14.0K

771.54%

International Primary School, 1 Child (Yearly)

$5,246 Rp 93.8M

$1,957 PKR 541.6K

168.05%

Jeans (Levis 501 Or Similar)

$44.18 Rp 790.3K

$17.57 PKR 4,862

151.45%

Summer Dress (H&M, Zara, etc)

$34.13 Rp 610.6K

$22.78 PKR 6,304

49.82%

Sport Shoes (Adidas, Nike)

$77.2 Rp 1.4M

$67.6 PKR 18.7K

14.28%

Men's Leather Business Shoes

$75.0 Rp 1.3M

$40.97 PKR 11.3K

83.01%

1-bedroom Apartment, City Center (Monthly)

$994 Rp 17.8M

$117 PKR 32.4K

747.80%

1-bedroom Apartment, Outside City Center (Monthly)

$588 Rp 10.5M

$75.7 PKR 21.0K

677.29%

3-bedroom Apartment, City Center (Monthly)

$3,084 Rp 55.2M

$365 PKR 101.1K

744.53%

3-bedroom Apartment, Outside City Center (Monthly)

$1,496 Rp 26.8M

$182 PKR 50.5K

720.14%

Buy Apartment in City Center (m2)

$2,383 Rp 42.6M

$1,054 PKR 291.6K

126.12%

Buy Apartment Outside City Center (m2)

$2,015 Rp 36.1M

$491 PKR 135.8K

310.73%

Average Monthly Net Salary (After Tax)

$223 Rp 4.0M

$185 PKR 51.2K

20.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

13.21

4.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bali: October 4, 2026

Last update for Karachi: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bali

$588 48%

Karachi

$76 15.7% 87.1% $513

Groceries & Markets

Bali

$274 22.4%

Karachi

$101 20.9% 63.3% $173

Monthly Utilities & Internet

Bali

$105 8.6%

Karachi

$131 27.3% 24.9% $26

Clothing & Footwear

Bali

$104 8.5%

Karachi

$67 13.9% 35.4% $37

Eating Out

Bali

$89 7.3%

Karachi

$61 12.7% 31.6% $28

Sport & Entertainment

Bali

$53 4.3%

Karachi

$30 6.3% 42.7% $23

Getting Around

Bali

$12 1%

Karachi

$15 3.2% 30.8% $3.6

Cost Breakdown

A central one-bedroom costs $994 in Bali versus $117 in Karachi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 21% higher in Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $30.00 in Bali versus $13.00 in Karachi. Monthly groceries follow the same trend: $274 vs $101 – making Karachi the more affordable choice for daily food spending.

Good to know

🇮🇩 Bali

🇵🇰 Karachi

🕒 Local time

09:48 9:48 AM

06:48 6:48 AM

3 h behind Bali

🌤 Weather

👥 Population

14,910,352

💱 Currency

Indonesian Rupiah IDR Rp

Pakistani Rupee PKR ₨

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.98 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.22 EUR

Exchange rates and currency converter

PKR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,890 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,065 IDR (100,000 IDR = 4.98 EUR).

Pakistani Rupee exchange rates as of October 10, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 310 PKR (1,000 PKR = 3.22 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Bali Karachi 6,400 km ≈ 9 h nonstop flight

From you

Bali
Karachi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bali vs Karachi: Cost of Living - Frequently Asked Questions

Bali costs about 150% more than Karachi, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,836 per month in Bali and $735 in Karachi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Karachi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $30.00 in Bali and $13.00 in Karachi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,224 in Bali and $490 in Karachi. That's a gap of about 150%.

A $2,000 monthly budget goes further in Karachi, where all-in costs run around $490, than in Bali at $1,224. In Karachi it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Karachi costs $490 versus $1,224 in Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Karachi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bali makes more sense. Both are solid long-term options with distinct trade-offs.