Last update: Oct 2026

Cost of Living Comparison Between Karachi and Bali

For one person, living is cheaper in Karachi: $490 a month against $1,224 in Bali, rent and utilities included – about $8,800 less a year. Rent and utilities account for most of the difference.

23

Cost of Living Index in Karachi
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Karachi Living Index
60

Cost of Living Index in Bali
Learn more

Bali Living Index

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Karachi

🇵🇰 Pakistan

$490

/mo nomad

Bali

🇮🇩 Indonesia

$1,224

/mo nomad

Monthly Cost of Living

How much you'll spend in Karachi and in Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karachi and in Bali actually costs, broken down by who's living it.

A single person spends $490 per month in Karachi vs $1,224 in Bali, rent included.

Karachi $490
Bali $1,224

A couple spends around $755 per month in Karachi vs $2,064 in Bali, rent included.

Karachi $755
Bali $2,064

A family of three spends $1,019 per month in Karachi vs $2,904 in Bali, rent included.

Karachi $1,019
Bali $2,904

Karachi is about 60% cheaper than Bali, and outside of rent the biggest gap is in groceries.

Both Karachi and Bali are more affordable than the global median – Karachi 63% lower, Bali 9% lower.

Meal at Budget Restaurant

$2.15 PKR 596

$2.74 Rp 49.1K

-21.53%

Three-Course Dinner for Two, Mid-Range

$13.37 PKR 3,700

$29.64 Rp 530.3K

-54.89%

Fast Food Meal (McDonalds, etc)

$5.29 PKR 1,464

$4.74 Rp 84.7K

11.60%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.19 PKR 606

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.25 PKR 2,005

Cappuccino

$2.11 PKR 583

$2.22 Rp 39.7K

-4.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 PKR 103

$1.37 Rp 24.5K

-72.99%

Water (0.33 liter bottle)

$0.28 PKR 78.2

$0.66 Rp 11.8K

-57.58%

Local Beer (0.5 liter draught)

$2.21 Rp 39.5K

Imported Beer (0.33 liter bottle)

$3.62 Rp 64.8K

Milk (1 liter)

$0.86 PKR 238

$1.44 Rp 25.8K

-40.28%

White Bread (500g)

$0.52 PKR 144

$2.17 Rp 38.7K

-76.04%

Rice (white) (1kg)

$1.24 PKR 344

$1.12 Rp 20.0K

10.71%

Eggs

$1.24 PKR 342

$1.97 Rp 35.3K

-37.06%

Local Cheese (1kg)

$5.86 PKR 1,622

$16.41 Rp 293.5K

-64.29%

Chicken Fillets (1kg)

$3.12 PKR 862

$3.63 Rp 65.0K

-14.05%

Beef Round Steak (1kg)

$6.25 PKR 1,730

$11.53 Rp 206.4K

-45.79%

Apples (1kg)

$1.29 PKR 356

$3.37 Rp 60.2K

-61.72%

Banana (1kg)

$0.54 PKR 150

$1.46 Rp 26.0K

-63.01%

Oranges (1kg)

$0.99 PKR 273

$2.15 Rp 38.5K

-53.95%

Tomato (1kg)

$0.56 PKR 155

$1.90 Rp 34.0K

-70.53%

Potato (1kg)

$0.33 PKR 91.6

$1.80 Rp 32.2K

-81.67%

Onion (1kg)

$0.35 PKR 95.8

$2.24 Rp 40.1K

-84.38%

Lettuce (1 head)

$0.45 PKR 124

$0.94 Rp 16.8K

-52.13%

Water (1.5 liter bottle)

$0.44 PKR 121

$0.48 Rp 8,585

-8.33%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.23 PKR 341

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.37 PKR 380

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.44 PKR 676

Cigarettes 20 Pack (Marlboro, Camel)

$1.79 PKR 497

$2.14 Rp 38.2K

-16.36%

Wine (Bottle)

$21.94 Rp 392.5K

Local Beer (0.5 liter bottle)

$2.26 Rp 40.4K

Imported Beer (0.33 liter bottle)

$2.77 Rp 49.6K

One-way Ticket (Public Transport)

$0.28 PKR 76.5

$0.26 Rp 4,664

7.69%

Public Transport Monthly Pass (Regular Price)

$9.68 PKR 2,679

$8.08 Rp 144.5K

19.80%

Taxi Start (Normal Tariff)

$0.92 PKR 255

$0.44 Rp 7,859

109.09%

Taxi (Normal Tariff) (1km)

$0.71 PKR 196

$0.42 Rp 7,497

69.05%

Taxi 1hour Waiting (Normal Tariff)

$2.22 PKR 615

$5.66 Rp 101.2K

-60.78%

Gasoline (1 liter)

$1.35 PKR 372

$0.90 Rp 16.0K

50.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.8K PKR 4.9M

$24.2K Rp 433.8M

-26.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K PKR 7.4M

$31.5K Rp 563.6M

-15.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$112 PKR 30.9K

$80.1 Rp 1.4M

39.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.05 PKR 1,673

$6.63 Rp 118.6K

-8.75%

Internet (50+ Mbps, Unlimited Data)

$13.29 PKR 3,679

$18.33 Rp 327.9K

-27.50%

Gym Membership (Monthly)

$21.51 PKR 5,954

$45.56 Rp 815.1K

-52.79%

Tennis Court (1 Hour on Weekend)

$17.80 PKR 4,927

$15.24 Rp 272.7K

16.80%

Cinema Ticket

$4.42 PKR 1,222

$3.71 Rp 66.4K

19.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$50.7 PKR 14.0K

$442 Rp 7.9M

-88.53%

International Primary School, 1 Child (Yearly)

$1,957 PKR 541.6K

$5,246 Rp 93.8M

-62.69%

Jeans (Levis 501 Or Similar)

$17.57 PKR 4,862

$44.18 Rp 790.3K

-60.23%

Summer Dress (H&M, Zara, etc)

$22.78 PKR 6,304

$34.13 Rp 610.6K

-33.26%

Sport Shoes (Adidas, Nike)

$67.6 PKR 18.7K

$77.2 Rp 1.4M

-12.50%

Men's Leather Business Shoes

$40.97 PKR 11.3K

$75.0 Rp 1.3M

-45.36%

1-bedroom Apartment, City Center (Monthly)

$117 PKR 32.4K

$994 Rp 17.8M

-88.20%

1-bedroom Apartment, Outside City Center (Monthly)

$75.7 PKR 21.0K

$588 Rp 10.5M

-87.13%

3-bedroom Apartment, City Center (Monthly)

$365 PKR 101.1K

$3,084 Rp 55.2M

-88.16%

3-bedroom Apartment, Outside City Center (Monthly)

$182 PKR 50.5K

$1,496 Rp 26.8M

-87.81%

Buy Apartment in City Center (m2)

$1,054 PKR 291.6K

$2,383 Rp 42.6M

-55.78%

Buy Apartment Outside City Center (m2)

$491 PKR 135.8K

$2,015 Rp 36.1M

-75.65%

Average Monthly Net Salary (After Tax)

$185 PKR 51.2K

$223 Rp 4.0M

-17.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.21

13.78

-4.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: October 4, 2026

Last update for Bali: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Karachi

$131 27.3%

Bali

$105 8.6% 19.9% $26

Groceries & Markets

Karachi

$101 20.9%

Bali

$274 22.4% 172% $173

Accommodation & Living

Karachi

$76 15.7%

Bali

$588 48% 677% $513

Clothing & Footwear

Karachi

$67 13.9%

Bali

$104 8.5% 54.8% $37

Eating Out

Karachi

$61 12.7%

Bali

$89 7.3% 46.2% $28

Sport & Entertainment

Karachi

$30 6.3%

Bali

$53 4.3% 74.6% $23

Getting Around

Karachi

$15 3.2%

Bali

$12 1% 23.6% $3.6

Cost Breakdown

A central one-bedroom costs $117 in Karachi versus $994 in Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 21% higher in Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $13.00 in Karachi versus $30.00 in Bali. Monthly groceries follow the same trend: $101 vs $274 – making Karachi the more affordable choice for daily food spending.

Good to know

🇵🇰 Karachi

🇮🇩 Bali

🕒 Local time

07:49 7:49 AM

10:49 10:49 AM

3 h ahead of Karachi

🌤 Weather

👥 Population

14,910,352

💱 Currency

Pakistani Rupee PKR ₨

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.22 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.98 EUR

Exchange rates and currency converter

IDR, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of October 10, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 310 PKR (1,000 PKR = 3.22 EUR).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,890 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,065 IDR (100,000 IDR = 4.98 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Karachi Bali 6,400 km ≈ 9 h nonstop flight

From you

Karachi
Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karachi vs Bali: Cost of Living - Frequently Asked Questions

Bali costs about 150% more than Karachi, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $735 per month in Karachi and $1,836 in Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Karachi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $13.00 in Karachi and $30.00 in Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $490 in Karachi and $1,224 in Bali. That's a gap of about 150%.

A $2,000 monthly budget goes further in Karachi, where all-in costs run around $490, than in Bali at $1,224. In Karachi it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Karachi costs $490 versus $1,224 in Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Karachi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bali makes more sense. Both are solid long-term options with distinct trade-offs.