🙂Monthly costs for one person with rent: $503 in Bahawalnagar versus $1,368 in Ubud, Bali.
🙂Estimated couple costs with rent: $741 in Bahawalnagar versus $2,348 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $979 in Bahawalnagar versus $3,327 in Ubud, Bali.
🌍Living in Bahawalnagar costs roughly 63% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Bahawalnagar is 63% below, Ubud, Bali is 0% above.
Currency
🍽 Eating Out
Bahawalnagar
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.54PKR 704
$3.44Rp 61.0K
-26.16%
Three-Course Dinner for Two, Mid-Range
$14.30PKR 3,961
$36.31Rp 644.2K
-60.62%
Fast Food Meal(McDonalds, etc)
$5.66PKR 1,567
$5.71Rp 101.2K
-0.88%
Local Non-Alcoholic Beer(0.5 liter draught)
$3.69PKR 1,023
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$5.27PKR 1,461
-
-
Cappuccino
$2.57PKR 711
$2.67Rp 47.4K
-3.75%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.39PKR 108
$1.75Rp 31.0K
-77.71%
Water(0.33 liter bottle)
$0.26PKR 72.1
$0.87Rp 15.5K
-70.11%
Local Beer(0.5 liter draught)
-
$2.95Rp 52.4K
-
Imported Beer(0.33 liter bottle)
-
$4.52Rp 80.2K
-
🛒 Groceries & Markets
Bahawalnagar
Ubud, Bali
Difference
Milk(1 liter)
$0.88PKR 245
$1.62Rp 28.7K
-45.68%
White Bread(500g)
$0.68PKR 189
$2.33Rp 41.3K
-70.82%
Rice(white)(1kg)
$1.21PKR 334
$1.11Rp 19.6K
9.01%
Eggs
$1.17PKR 323
$2.20Rp 39.0K
-46.82%
Local Cheese(1kg)
$6.40PKR 1,772
$17.69Rp 313.9K
-63.82%
Chicken Fillets(1kg)
$2.48PKR 686
$4.10Rp 72.7K
-39.51%
Beef Round Steak(1kg)
$4.92PKR 1,362
$12.18Rp 216.0K
-59.61%
Apples(1kg)
$1.22PKR 339
$3.71Rp 65.8K
-67.12%
Banana(1kg)
$0.64PKR 178
$1.59Rp 28.2K
-59.75%
Oranges(1kg)
$0.92PKR 254
$2.28Rp 40.5K
-59.65%
Tomato(1kg)
$0.62PKR 171
$1.95Rp 34.7K
-68.21%
Potato(1kg)
$0.28PKR 77.1
$1.91Rp 33.8K
-85.34%
Onion(1kg)
$0.33PKR 90.1
$2.33Rp 41.4K
-85.84%
Lettuce(1 head)
$0.47PKR 129
$1.01Rp 17.9K
-53.47%
Water(1.5 liter bottle)
$0.33PKR 92.5
$0.55Rp 9,791
-40.00%
Bottle of Non-Alcoholic Wine(Mid-Range)
$1.09PKR 303
-
-
Local Non-Alcoholic Beer(0.5 liter bottle)
$0.64PKR 178
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$1.66PKR 461
-
-
Cigarettes 20 Pack(Marlboro, Camel)
$2.12PKR 588
$2.23Rp 39.6K
-4.93%
Wine(Bottle)
-
$23.07Rp 409.3K
-
Local Beer(0.5 liter bottle)
-
$2.42Rp 42.9K
-
Imported Beer(0.33 liter bottle)
-
$3.00Rp 53.2K
-
🚌 Getting Around
Bahawalnagar
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.19PKR 51.8
$0.27Rp 4,823
-29.63%
Public Transport Monthly Pass(Regular Price)
$10.47PKR 2,900
$8.98Rp 159.4K
16.59%
Taxi Start(Normal Tariff)
$0.93PKR 258
$0.48Rp 8,582
93.75%
Taxi(Normal Tariff)(1km)
$0.69PKR 191
$0.43Rp 7,693
60.47%
Taxi 1hour Waiting(Normal Tariff)
$1.81PKR 503
$5.64Rp 100.1K
-67.91%
Gasoline(1 liter)
$1.33PKR 369
$0.80Rp 14.3K
66.25%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.1KPKR 5.0M
$24.9KRp 442.5M
-27.42%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.6KPKR 7.4M
$31.7KRp 562.6M
-16.20%
🧾 Monthly Utilities & Internet
Bahawalnagar
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$128PKR 35.6K
$81.5Rp 1.4M
57.72%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$5.13PKR 1,422
$6.49Rp 115.2K
-20.96%
Internet(50+ Mbps, Unlimited Data)
$16.41PKR 4,546
$18.77Rp 333.0K
-12.57%
🎉 Sport & Entertainment
Bahawalnagar
Ubud, Bali
Difference
Gym Membership(Monthly)
$16.30PKR 4,514
$56.9Rp 1.0M
-71.34%
Tennis Court(1 Hour on Weekend)
-
$18.73Rp 332.3K
-
Cinema Ticket
$4.34PKR 1,203
$4.54Rp 80.5K
-4.41%
🧸 Childcare & Education
Bahawalnagar
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$46.41PKR 12.9K
$481Rp 8.5M
-90.34%
International Primary School, 1 Child(Yearly)
$2,005PKR 555.5K
$5,711Rp 101.3M
-64.89%
👕👟 Clothing & Footwear
Bahawalnagar
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$17.76PKR 4,918
$45.52Rp 807.5K
-60.98%
Summer Dress(H&M, Zara, etc)
$27.19PKR 7,531
$35.88Rp 636.6K
-24.22%
Sport Shoes(Adidas, Nike)
$74.4PKR 20.6K
$80.4Rp 1.4M
-7.46%
Men's Leather Business Shoes
$31.60PKR 8,752
$78.7Rp 1.4M
-59.83%
🏠 Accommodation & Living
Bahawalnagar
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$121PKR 33.4K
$1,115Rp 19.8M
-89.19%
1-bedroom Apartment, Outside City Center(Monthly)
$76.2PKR 21.1K
$698Rp 12.4M
-89.08%
3-bedroom Apartment, City Center(Monthly)
$267PKR 73.9K
$3,637Rp 64.5M
-92.66%
3-bedroom Apartment, Outside City Center(Monthly)
$149PKR 41.2K
$1,737Rp 30.8M
-91.45%
Buy Apartment in City Center(m2)
$966PKR 267.7K
$2,784Rp 49.4M
-65.29%
Buy Apartment Outside City Center(m2)
$463PKR 128.3K
$2,290Rp 40.6M
-79.78%
💵 Salaries & Financials
Bahawalnagar
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$168Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
14.28
13.78
3.63%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Bahawalnagar: September 13, 2026
Last update for Ubud, Bali: September 14, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $121 in Bahawalnagar and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $14.00 in Bahawalnagar vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $96.0 vs $295 per month, with Bahawalnagar cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bahawalnagar vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Bahawalnagar?
Bahawalnagar is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 172% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $754 in Bahawalnagar and $2,052 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Bahawalnagar and Ubud, Bali?
Rent for a central apartment: $121 in Bahawalnagar versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Bahawalnagar runs roughly 17% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $46.41 in Bahawalnagar versus $481 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $1,500 a realistic budget for living in Bahawalnagar or in Ubud, Bali?
At $503 in Bahawalnagar versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Bahawalnagar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bahawalnagar the clear choice for anyone on this budget.
Is Bahawalnagar or Ubud, Bali more family-friendly?
For families, Bahawalnagar is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Bahawalnagar or Ubud, Bali?
Safety-wise, Bahawalnagar and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Bahawalnagar gentler on the wallet – expenses run 172% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Bahawalnagar vs other spots: cost of living compared