🙂Monthly costs for one person with rent: $442 in Bahawalnagar versus $1,394 in Ubud, Bali.
🙂Estimated couple costs with rent: $656 in Bahawalnagar versus $2,551 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $869 in Bahawalnagar versus $3,708 in Ubud, Bali.
🙂Living in Bahawalnagar costs roughly 68% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Bahawalnagar is 67% below, Ubud, Bali is 5% above.
Currency
🍽 Eating Out
Bahawalnagar
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.06PKR 574
$3.40Rp 60.2K
-39.41%
Three-Course Dinner for Two, Mid-Range
$14.37PKR 3,994
$32.38Rp 573.6K
-55.62%
Fast Food Meal(McDonalds, etc)
$4.30PKR 1,195
$5.00Rp 88.6K
-14.00%
Local Non-Alcoholic Beer(0.5 liter draught)
$2.76PKR 766
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$3.60PKR 1,002
-
-
Cappuccino
$2.35PKR 653
$2.82Rp 50.0K
-16.67%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.33PKR 90.7
$1.38Rp 24.4K
-76.09%
Water(0.33 liter bottle)
$0.21PKR 58.2
$0.73Rp 13.0K
-71.23%
Local Beer(0.5 liter draught)
-
$2.98Rp 52.8K
-
Imported Beer(0.33 liter bottle)
-
$3.97Rp 70.3K
-
🛒 Groceries & Markets
Bahawalnagar
Ubud, Bali
Difference
Milk(1 liter)
$0.86PKR 240
$1.79Rp 31.8K
-51.96%
White Bread(500g)
$0.61PKR 169
$2.46Rp 43.7K
-75.20%
Rice(white)(1kg)
$1.21PKR 336
$1.20Rp 21.2K
0.83%
Eggs
$1.17PKR 324
$2.39Rp 42.3K
-51.05%
Local Cheese(1kg)
$5.86PKR 1,629
$14.40Rp 255.1K
-59.31%
Chicken Fillets(1kg)
$2.37PKR 659
$4.28Rp 75.9K
-44.63%
Beef Round Steak(1kg)
$1.29PKR 359
$11.82Rp 209.4K
-89.09%
Apples(1kg)
$0.91PKR 254
$3.78Rp 67.0K
-75.93%
Banana(1kg)
$0.61PKR 169
$1.63Rp 28.9K
-62.58%
Oranges(1kg)
$0.58PKR 161
$2.80Rp 49.6K
-79.29%
Tomato(1kg)
$0.48PKR 133
$2.26Rp 40.0K
-78.76%
Potato(1kg)
$0.35PKR 98.1
$2.00Rp 35.3K
-82.50%
Onion(1kg)
$0.51PKR 143
$2.21Rp 39.2K
-76.92%
Lettuce(1 head)
$0.45PKR 124
$1.07Rp 18.9K
-57.94%
Water(1.5 liter bottle)
$0.35PKR 98.0
$0.76Rp 13.5K
-53.95%
Bottle of Non-Alcoholic Wine(Mid-Range)
$0.88PKR 246
-
-
Local Non-Alcoholic Beer(0.5 liter bottle)
$0.55PKR 153
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$0.85PKR 237
-
-
Cigarettes 20 Pack(Marlboro, Camel)
$2.00PKR 555
$3.13Rp 55.4K
-36.10%
Wine(Bottle)
-
$23.81Rp 421.9K
-
Local Beer(0.5 liter bottle)
-
$2.84Rp 50.3K
-
Imported Beer(0.33 liter bottle)
-
$2.78Rp 49.2K
-
🚌 Getting Around
Bahawalnagar
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.18PKR 49.63
$0.27Rp 4,726
-33.33%
Public Transport Monthly Pass(Regular Price)
$7.26PKR 2,019
$8.37Rp 148.2K
-13.26%
Taxi Start(Normal Tariff)
$0.72PKR 201
$0.45Rp 8,034
60.00%
Taxi(Normal Tariff)(1km)
$0.49PKR 138
$0.43Rp 7,578
13.95%
Taxi 1hour Waiting(Normal Tariff)
$1.72PKR 478
$5.98Rp 105.9K
-71.24%
Gasoline(1 liter)
$0.90PKR 249
$0.80Rp 14.2K
12.50%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$17.9KPKR 5.0M
$25.8KRp 457.2M
-30.68%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.4KPKR 6.5M
$31.8KRp 563.4M
-26.34%
🧾 Monthly Utilities & Internet
Bahawalnagar
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$138PKR 38.5K
$80.7Rp 1.4M
71.29%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$5.34PKR 1,484
$4.14Rp 73.3K
28.99%
Internet(50+ Mbps, Unlimited Data)
$16.99PKR 4,724
$24.12Rp 427.2K
-29.56%
🎉 Sport & Entertainment
Bahawalnagar
Ubud, Bali
Difference
Gym Membership(Monthly)
$12.43PKR 3,456
$97.8Rp 1.7M
-87.28%
Tennis Court(1 Hour on Weekend)
$5.94PKR 1,652
$6.64Rp 117.7K
-10.54%
Cinema Ticket
$4.17PKR 1,158
$4.04Rp 71.5K
3.22%
🧸 Childcare & Education
Bahawalnagar
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$34.36PKR 9,553
$297Rp 5.3M
-88.43%
International Primary School, 1 Child(Yearly)
$1,243PKR 345.5K
$6,590Rp 116.7M
-81.14%
👕👟 Clothing & Footwear
Bahawalnagar
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$15.04PKR 4,181
$55.1Rp 976.8K
-72.72%
Summer Dress(H&M, Zara, etc)
$23.21PKR 6,452
$38.51Rp 682.1K
-39.73%
Sport Shoes(Adidas, Nike)
$73.1PKR 20.3K
$86.1Rp 1.5M
-15.17%
Men's Leather Business Shoes
$30.54PKR 8,492
$78.0Rp 1.4M
-60.82%
🏠 Accommodation & Living
Bahawalnagar
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$73.9PKR 20.5K
$985Rp 17.5M
-92.50%
1-bedroom Apartment, Outside City Center(Monthly)
$52.4PKR 14.6K
$665Rp 11.8M
-92.13%
3-bedroom Apartment, City Center(Monthly)
$164PKR 45.6K
$3,446Rp 61.0M
-95.24%
3-bedroom Apartment, Outside City Center(Monthly)
$105PKR 29.1K
$2,042Rp 36.2M
-94.87%
Buy Apartment in City Center(m2)
$950PKR 264.3K
$2,829Rp 50.1M
-66.40%
Buy Apartment Outside City Center(m2)
$507PKR 140.9K
$2,282Rp 40.4M
-77.79%
💵 Salaries & Financials
Bahawalnagar
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$169Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
19.88
13.28
49.70%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Bahawalnagar: June 13, 2026
Last update for Ubud, Bali: June 14, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $73.9 in Bahawalnagar and $985 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $14.00 in Bahawalnagar vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $79.0 vs $299 per month, with Bahawalnagar cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bahawalnagar vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Bahawalnagar?
Bahawalnagar is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Sport & Entertainment. The 216% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $663 in Bahawalnagar and $2,091 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Bahawalnagar and Ubud, Bali?
Rent for a central apartment: $73.9 in Bahawalnagar versus $985 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Bahawalnagar runs roughly 15% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $34.36 in Bahawalnagar versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $1,500 a realistic budget for Bahawalnagar or Ubud, Bali?
At $442 in Bahawalnagar versus $1,394 in Ubud, Bali, a $1,500 budget is realistic in Bahawalnagar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bahawalnagar the clear choice for anyone on this budget.
Is Bahawalnagar or Ubud, Bali more family-friendly?
For families, Bahawalnagar is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Bahawalnagar or Ubud, Bali?
Safety-wise, Bahawalnagar and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Bahawalnagar gentler on the wallet – expenses run 216% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Bahawalnagar vs other spots: cost of living compared