Last update: Nov 2026

Cost of Living Comparison Between Bahawalnagar and Ubud, Bali

For one person, living is cheaper in Bahawalnagar: $509 a month against $1,331 in Ubud, Bali, rent and utilities included – about $9,900 less a year. Rent and utilities account for most of the difference.

24

Cost of Living Index in Bahawalnagar
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Bahawalnagar Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Bahawalnagar

🇵🇰 Pakistan

$509

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Bahawalnagar and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bahawalnagar and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $509 in Bahawalnagar versus $1,331 in Ubud, Bali.

Bahawalnagar $509
Ubud, Bali $1,331

Estimated couple costs with rent: $765 in Bahawalnagar versus $2,255 in Ubud, Bali.

Bahawalnagar $765
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $1,022 in Bahawalnagar versus $3,180 in Ubud, Bali.

Bahawalnagar $1,022
Ubud, Bali $3,180

Living in Bahawalnagar costs roughly 62% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Bahawalnagar 62% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$2.54 PKR 703

$3.38 Rp 60.9K

-24.85%

Three-Course Dinner for Two, Mid-Range

$14.66 PKR 4,052

$34.65 Rp 625.4K

-57.69%

Fast Food Meal (McDonalds, etc)

$5.84 PKR 1,613

$5.57 Rp 100.6K

4.85%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.72 PKR 1,027

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.30 PKR 1,466

Cappuccino

$2.62 PKR 724

$2.62 Rp 47.3K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 PKR 111

$1.54 Rp 27.8K

-74.03%

Water (0.33 liter bottle)

$0.24 PKR 65.9

$0.64 Rp 11.6K

-62.50%

Local Beer (0.5 liter draught)

$2.67 Rp 48.1K

Imported Beer (0.33 liter bottle)

$4.26 Rp 76.9K

Milk (1 liter)

$0.92 PKR 254

$1.46 Rp 26.4K

-36.99%

White Bread (500g)

$0.73 PKR 201

$2.29 Rp 41.4K

-68.12%

Rice (white) (1kg)

$1.24 PKR 342

$1.11 Rp 20.0K

11.71%

Eggs

$1.20 PKR 331

$2.10 Rp 37.9K

-42.86%

Local Cheese (1kg)

$6.34 PKR 1,753

$15.94 Rp 287.7K

-60.23%

Chicken Fillets (1kg)

$2.54 PKR 703

$3.88 Rp 70.1K

-34.54%

Beef Round Steak (1kg)

$4.76 PKR 1,316

$11.40 Rp 205.8K

-58.25%

Apples (1kg)

$1.24 PKR 342

$3.55 Rp 64.1K

-65.07%

Banana (1kg)

$0.69 PKR 192

$1.54 Rp 27.7K

-55.19%

Oranges (1kg)

$0.88 PKR 244

$2.23 Rp 40.2K

-60.54%

Tomato (1kg)

$0.63 PKR 175

$1.97 Rp 35.6K

-68.02%

Potato (1kg)

$0.29 PKR 79.4

$1.86 Rp 33.5K

-84.41%

Onion (1kg)

$0.38 PKR 106

$2.42 Rp 43.6K

-84.30%

Lettuce (1 head)

$0.45 PKR 124

$1.02 Rp 18.5K

-55.88%

Water (1.5 liter bottle)

$0.38 PKR 104

$0.52 Rp 9,427

-26.92%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.10 PKR 304

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.60 PKR 166

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.74 PKR 480

Cigarettes 20 Pack (Marlboro, Camel)

$2.19 PKR 606

$2.20 Rp 39.7K

-0.45%

Wine (Bottle)

$21.79 Rp 393.2K

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.6K

One-way Ticket (Public Transport)

$0.17 PKR 47.68

$0.25 Rp 4,519

-32.00%

Public Transport Monthly Pass (Regular Price)

$10.07 PKR 2,783

$8.17 Rp 147.5K

23.26%

Taxi Start (Normal Tariff)

$0.88 PKR 243

$0.44 Rp 7,901

100.00%

Taxi (Normal Tariff) (1km)

$0.70 PKR 193

$0.47 Rp 8,446

48.94%

Taxi 1hour Waiting (Normal Tariff)

$1.80 PKR 496

$5.60 Rp 101.1K

-67.86%

Gasoline (1 liter)

$1.34 PKR 371

$0.83 Rp 14.9K

61.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.9K PKR 4.9M

$24.4K Rp 441.3M

-26.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.1K PKR 6.7M

$31.7K Rp 572.1M

-23.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$126 PKR 34.9K

$77.5 Rp 1.4M

62.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.43 PKR 1,500

$6.14 Rp 110.9K

-11.56%

Internet (50+ Mbps, Unlimited Data)

$16.59 PKR 4,586

$18.92 Rp 341.4K

-12.32%

Gym Membership (Monthly)

$14.93 PKR 4,127

$51.0 Rp 920.4K

-70.72%

Tennis Court (1 Hour on Weekend)

$8.32 PKR 2,299

$18.25 Rp 329.4K

-54.41%

Cinema Ticket

$4.23 PKR 1,170

$4.38 Rp 79.1K

-3.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$74.8 PKR 20.7K

$492 Rp 8.9M

-84.81%

International Primary School, 1 Child (Yearly)

$2,060 PKR 569.2K

$12.2K Rp 220.6M

-83.15%

Jeans (Levis 501 Or Similar)

$18.08 PKR 4,996

$45.16 Rp 815.1K

-59.96%

Summer Dress (H&M, Zara, etc)

$27.39 PKR 7,569

$34.89 Rp 629.7K

-21.50%

Sport Shoes (Adidas, Nike)

$74.9 PKR 20.7K

$78.3 Rp 1.4M

-4.35%

Men's Leather Business Shoes

$32.66 PKR 9,027

$77.9 Rp 1.4M

-58.06%

1-bedroom Apartment, City Center (Monthly)

$137 PKR 37.8K

$1,078 Rp 19.4M

-87.32%

1-bedroom Apartment, Outside City Center (Monthly)

$84.0 PKR 23.2K

$665 Rp 12.0M

-87.37%

3-bedroom Apartment, City Center (Monthly)

$270 PKR 74.6K

$3,510 Rp 63.4M

-92.31%

3-bedroom Apartment, Outside City Center (Monthly)

$179 PKR 49.6K

$1,671 Rp 30.2M

-89.26%

Buy Apartment in City Center (m2)

$816 PKR 225.6K

$2,340 Rp 42.2M

-65.11%

Buy Apartment Outside City Center (m2)

$504 PKR 139.2K

$2,236 Rp 40.4M

-77.48%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

14.05

13.78

1.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bahawalnagar: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Bahawalnagar

$148 29.1%

Ubud, Bali

$103 7.7% 30.8% $46

Groceries & Markets

Bahawalnagar

$97 19.1%

Ubud, Bali

$279 21% 187% $182

Accommodation & Living

Bahawalnagar

$84 16.5%

Ubud, Bali

$665 50% 692% $581

Eating Out

Bahawalnagar

$72 14.1%

Ubud, Bali

$106 8% 47.1% $34

Clothing & Footwear

Bahawalnagar

$69 13.5%

Ubud, Bali

$106 8% 54.4% $37

Sport & Entertainment

Bahawalnagar

$23 4.6%

Ubud, Bali

$60 4.5% 155% $36

Getting Around

Bahawalnagar

$15 3%

Ubud, Bali

$12 0.9% 21% $3.2

Cost Breakdown

A one-bedroom apartment in the center runs $137 in Bahawalnagar and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $15 in Bahawalnagar vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $97 vs $279 per month, with Bahawalnagar cheaper across the board.

Good to know

🇵🇰 Bahawalnagar

🇮🇩 Ubud, Bali

🕒 Local time

14:24 2:24 PM

17:24 5:24 PM

3 h ahead of Bahawalnagar

🌤 Weather

👥 Population

161,033

74,800

💱 Currency

Pakistani Rupee PKR ₨

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 PKR = 3.62 USD

1,000 PKR = 3.22 EUR

100,000 IDR = 5.54 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of November 6, 2026: 1 USD = 276 PKR (1,000 PKR = 3.62 USD). 1 EUR = 310 PKR (1,000 PKR = 3.22 EUR).

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,271 IDR (100,000 IDR = 4.93 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Bahawalnagar Ubud, Bali 6,200 km ≈ 8 h nonstop flight

From you

Bahawalnagar
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bahawalnagar vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Bahawalnagar is about 62% cheaper overall, especially in groceries, clothing, and leisure. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $763 in Bahawalnagar and $1,996 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $137 in Bahawalnagar versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 19% less than in Bahawalnagar. The price difference matters if you commute daily and watch your budget.

Childcare runs $75 in Bahawalnagar versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $509 in Bahawalnagar versus $1,331 in Ubud, Bali, a $1,000 budget is realistic in Bahawalnagar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bahawalnagar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bahawalnagar and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.