🙂Monthly costs for one person with rent: $440 in Bahawalnagar versus $1,438 in Ubud, Bali.
🙂Estimated couple costs with rent: $657 in Bahawalnagar versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $874 in Bahawalnagar versus $3,732 in Ubud, Bali.
🙂Living in Bahawalnagar costs roughly 69% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Bahawalnagar is 67% below, Ubud, Bali is 7% above.
Currency
🍽 Eating Out
Bahawalnagar
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.17PKR 604
$3.57Rp 61.9K
-39.22%
Three-Course Dinner for Two, Mid-Range
$14.34PKR 3,998
$32.58Rp 564.7K
-55.99%
Fast Food Meal(McDonalds, etc)
$4.19PKR 1,167
$5.07Rp 87.8K
-17.36%
Local Non-Alcoholic Beer(0.5 liter draught)
$2.75PKR 766
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$3.63PKR 1,011
-
-
Cappuccino
$2.34PKR 652
$2.83Rp 49.0K
-17.31%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.33PKR 90.9
$1.34Rp 23.2K
-75.37%
Water(0.33 liter bottle)
$0.23PKR 64.4
$0.69Rp 12.0K
-66.67%
Local Beer(0.5 liter draught)
-
$2.99Rp 51.8K
-
Imported Beer(0.33 liter bottle)
-
$3.85Rp 66.7K
-
🛒 Groceries & Markets
Bahawalnagar
Ubud, Bali
Difference
Milk(1 liter)
$0.86PKR 239
$1.74Rp 30.2K
-50.57%
White Bread(500g)
$0.61PKR 169
$2.54Rp 44.0K
-75.98%
Rice(white)(1kg)
$1.21PKR 338
$1.19Rp 20.6K
1.68%
Eggs
$1.17PKR 326
$2.43Rp 42.0K
-51.85%
Local Cheese(1kg)
$6.05PKR 1,688
$14.66Rp 254.1K
-58.73%
Chicken Fillets(1kg)
$2.38PKR 663
$4.18Rp 72.4K
-43.06%
Beef Round Steak(1kg)
$1.27PKR 354
$11.94Rp 206.9K
-89.36%
Apples(1kg)
$0.88PKR 245
$3.69Rp 63.9K
-76.15%
Banana(1kg)
$0.63PKR 176
$1.61Rp 27.8K
-60.87%
Oranges(1kg)
$0.61PKR 171
$2.69Rp 46.5K
-77.32%
Tomato(1kg)
$0.44PKR 122
$2.33Rp 40.4K
-81.12%
Potato(1kg)
$0.35PKR 97.7
$1.91Rp 33.0K
-81.68%
Onion(1kg)
$0.52PKR 144
$2.19Rp 37.9K
-76.26%
Lettuce(1 head)
$0.45PKR 124
$1.06Rp 18.3K
-57.55%
Water(1.5 liter bottle)
$0.38PKR 106
$0.72Rp 12.5K
-47.22%
Bottle of Non-Alcoholic Wine(Mid-Range)
$0.70PKR 194
-
-
Local Non-Alcoholic Beer(0.5 liter bottle)
$0.52PKR 144
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$0.88PKR 245
-
-
Cigarettes 20 Pack(Marlboro, Camel)
$1.98PKR 553
$3.13Rp 54.3K
-36.74%
Wine(Bottle)
-
$23.49Rp 407.1K
-
Local Beer(0.5 liter bottle)
-
$2.74Rp 47.5K
-
Imported Beer(0.33 liter bottle)
-
$2.88Rp 49.9K
-
🚌 Getting Around
Bahawalnagar
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.19PKR 54.1
$0.29Rp 5,029
-34.48%
Public Transport Monthly Pass(Regular Price)
$7.01PKR 1,954
$8.17Rp 141.6K
-14.20%
Taxi Start(Normal Tariff)
$0.73PKR 202
$0.45Rp 7,863
62.22%
Taxi(Normal Tariff)(1km)
$0.53PKR 147
$0.42Rp 7,305
26.19%
Taxi 1hour Waiting(Normal Tariff)
$1.75PKR 489
$6.16Rp 106.7K
-71.59%
Gasoline(1 liter)
$0.88PKR 246
$0.84Rp 14.6K
4.76%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$17.5KPKR 4.9M
$26.2KRp 454.9M
-33.31%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.9KPKR 6.4M
$32.5KRp 562.9M
-29.52%
🧾 Monthly Utilities & Internet
Bahawalnagar
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$139PKR 38.7K
$78.4Rp 1.4M
77.01%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$5.47PKR 1,526
$3.95Rp 68.5K
38.48%
Internet(50+ Mbps, Unlimited Data)
$17.15PKR 4,782
$24.40Rp 423.0K
-29.71%
🎉 Sport & Entertainment
Bahawalnagar
Ubud, Bali
Difference
Gym Membership(Monthly)
$12.61PKR 3,515
$96.5Rp 1.7M
-86.94%
Tennis Court(1 Hour on Weekend)
$5.95PKR 1,657
$6.35Rp 110.0K
-6.30%
Cinema Ticket
$4.29PKR 1,195
$4.04Rp 70.0K
6.19%
🧸 Childcare & Education
Bahawalnagar
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$35.17PKR 9,805
$303Rp 5.2M
-88.38%
International Primary School, 1 Child(Yearly)
$1,242PKR 346.1K
$6,523Rp 113.1M
-80.96%
👕👟 Clothing & Footwear
Bahawalnagar
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$15.19PKR 4,236
$53.8Rp 933.1K
-71.79%
Summer Dress(H&M, Zara, etc)
$22.65PKR 6,314
$37.98Rp 658.3K
-40.36%
Sport Shoes(Adidas, Nike)
$73.4PKR 20.5K
$86.8Rp 1.5M
-15.36%
Men's Leather Business Shoes
$30.67PKR 8,549
$78.9Rp 1.4M
-61.11%
🏠 Accommodation & Living
Bahawalnagar
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$76.6PKR 21.4K
$1,012Rp 17.5M
-92.43%
1-bedroom Apartment, Outside City Center(Monthly)
$51.3PKR 14.3K
$674Rp 11.7M
-92.39%
3-bedroom Apartment, City Center(Monthly)
$166PKR 46.2K
$3,390Rp 58.8M
-95.11%
3-bedroom Apartment, Outside City Center(Monthly)
$104PKR 29.1K
$2,098Rp 36.4M
-95.03%
Buy Apartment in City Center(m2)
$924PKR 257.6K
$2,985Rp 51.7M
-69.04%
Buy Apartment Outside City Center(m2)
$557PKR 155.3K
$2,339Rp 40.5M
-76.18%
💵 Salaries & Financials
Bahawalnagar
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$173Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
19.88
13.28
49.70%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Bahawalnagar: April 27, 2026
Last update for Ubud, Bali: April 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $76.6 in Bahawalnagar and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $14.00 in Bahawalnagar vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $79.0 vs $298 per month, with Bahawalnagar cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bahawalnagar vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Bahawalnagar?
Bahawalnagar is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Sport & Entertainment. The 227% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $661 in Bahawalnagar and $2,158 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Bahawalnagar and Ubud, Bali?
Rent for a central apartment: $76.6 in Bahawalnagar versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Bahawalnagar runs roughly 17% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $35.17 in Bahawalnagar versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $1,500 a realistic budget for Bahawalnagar or Ubud, Bali?
At $440 in Bahawalnagar versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Bahawalnagar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bahawalnagar the clear choice for anyone on this budget.
Is Bahawalnagar or Ubud, Bali more family-friendly?
For families, Bahawalnagar is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Bahawalnagar or Ubud, Bali?
Safety-wise, Bahawalnagar and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Bahawalnagar gentler on the wallet – expenses run 227% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Bahawalnagar vs other spots: cost of living compared