Cost of Living Comparison Between Ubud, Bali and Bahawalnagar Cost of Living Comparison Between Ubud, Bali and Bahawalnagar

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $440 in Bahawalnagar.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $657 in Bahawalnagar.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $874 in Bahawalnagar.

Living in Ubud, Bali is roughly 227% more expensive than Bahawalnagar, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Bahawalnagar is 67% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$2.17 PKR 604

64.52%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$14.34 PKR 3,998

127.20%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$4.19 PKR 1,167

21.00%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.75 PKR 766

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.63 PKR 1,011

Cappuccino

$2.83 Rp 49.0K

$2.34 PKR 652

20.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.33 PKR 90.9

306.06%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.23 PKR 64.4

200.00%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

Milk (1 liter)

$1.74 Rp 30.2K

$0.86 PKR 239

102.33%

White Bread (500g)

$2.54 Rp 44.0K

$0.61 PKR 169

316.39%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.21 PKR 338

-1.65%

Eggs

$2.43 Rp 42.0K

$1.17 PKR 326

107.69%

Local Cheese (1kg)

$14.66 Rp 254.1K

$6.05 PKR 1,688

142.31%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$2.38 PKR 663

75.63%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$1.27 PKR 354

840.16%

Apples (1kg)

$3.69 Rp 63.9K

$0.88 PKR 245

319.32%

Banana (1kg)

$1.61 Rp 27.8K

$0.63 PKR 176

155.56%

Oranges (1kg)

$2.69 Rp 46.5K

$0.61 PKR 171

340.98%

Tomato (1kg)

$2.33 Rp 40.4K

$0.44 PKR 122

429.55%

Potato (1kg)

$1.91 Rp 33.0K

$0.35 PKR 97.7

445.71%

Onion (1kg)

$2.19 Rp 37.9K

$0.52 PKR 144

321.15%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.45 PKR 124

135.56%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.38 PKR 106

89.47%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.70 PKR 194

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.52 PKR 144

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.88 PKR 245

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$1.98 PKR 553

58.08%

Wine (Bottle)

$23.49 Rp 407.1K

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.19 PKR 54.1

52.63%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$7.01 PKR 1,954

16.55%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.73 PKR 202

-38.36%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.53 PKR 147

-20.75%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$1.75 PKR 489

252.00%

Gasoline (1 liter)

$0.84 Rp 14.6K

$0.88 PKR 246

-4.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$17.5K PKR 4.9M

49.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$22.9K PKR 6.4M

41.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$139 PKR 38.7K

-43.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$5.47 PKR 1,526

-27.79%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$17.15 PKR 4,782

42.27%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$12.61 PKR 3,515

665.58%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$5.95 PKR 1,657

6.72%

Cinema Ticket

$4.04 Rp 70.0K

$4.29 PKR 1,195

-5.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$35.17 PKR 9,805

760.48%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$1,242 PKR 346.1K

425.33%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$15.19 PKR 4,236

254.44%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$22.65 PKR 6,314

67.68%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$73.4 PKR 20.5K

18.15%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$30.67 PKR 8,549

157.12%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$76.6 PKR 21.4K

1220.75%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$51.3 PKR 14.3K

1213.69%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$166 PKR 46.2K

1946.97%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$104 PKR 29.1K

1912.38%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$924 PKR 257.6K

223.04%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$557 PKR 155.3K

319.86%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

19.88

-33.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Bahawalnagar: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $76.6 in Bahawalnagar. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $14.00 in Bahawalnagar for a mid-range dinner for two. Groceries echo the gap at $298 vs $79.0 per month, with Bahawalnagar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bahawalnagar: Cost of Living - Frequently Asked Questions

Bahawalnagar is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 227% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,158 in Ubud, Bali and $661 in Bahawalnagar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,012 in Ubud, Bali versus $76.6 in Bahawalnagar. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Bahawalnagar runs roughly 17% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $303 in Ubud, Bali versus $35.17 in Bahawalnagar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $440 in Bahawalnagar versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Bahawalnagar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bahawalnagar the clear choice for anyone on this budget.

For families, Bahawalnagar is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Bahawalnagar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bahawalnagar gentler on the wallet – expenses run 227% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.