Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Bahawalnagar

For one person, living is cheaper in Bahawalnagar: $509 a month against $1,331 in Ubud, Bali, rent and utilities included – about $9,900 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
24

Cost of Living Index in Bahawalnagar
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Bahawalnagar Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Bahawalnagar

🇵🇰 Pakistan

$509

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Bahawalnagar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Bahawalnagar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $509 in Bahawalnagar.

Ubud, Bali $1,331
Bahawalnagar $509

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $765 in Bahawalnagar.

Ubud, Bali $2,255
Bahawalnagar $765

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $1,022 in Bahawalnagar.

Ubud, Bali $3,180
Bahawalnagar $1,022

Living in Ubud, Bali is roughly 162% more expensive than in Bahawalnagar, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Bahawalnagar 62% lower.

Meal at Budget Restaurant

$3.38 Rp 60.9K

$2.54 PKR 703

33.07%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 625.4K

$14.66 PKR 4,052

136.36%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.6K

$5.84 PKR 1,613

-4.62%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.72 PKR 1,027

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.30 PKR 1,466

Cappuccino

$2.62 Rp 47.3K

$2.62 PKR 724

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.8K

$0.40 PKR 111

285.00%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.24 PKR 65.9

166.67%

Local Beer (0.5 liter draught)

$2.67 Rp 48.1K

Imported Beer (0.33 liter bottle)

$4.26 Rp 76.9K

Milk (1 liter)

$1.46 Rp 26.4K

$0.92 PKR 254

58.70%

White Bread (500g)

$2.29 Rp 41.4K

$0.73 PKR 201

213.70%

Rice (white) (1kg)

$1.11 Rp 20.0K

$1.24 PKR 342

-10.48%

Eggs

$2.10 Rp 37.9K

$1.20 PKR 331

75.00%

Local Cheese (1kg)

$15.94 Rp 287.7K

$6.34 PKR 1,753

151.42%

Chicken Fillets (1kg)

$3.88 Rp 70.1K

$2.54 PKR 703

52.76%

Beef Round Steak (1kg)

$11.40 Rp 205.8K

$4.76 PKR 1,316

139.50%

Apples (1kg)

$3.55 Rp 64.1K

$1.24 PKR 342

186.29%

Banana (1kg)

$1.54 Rp 27.7K

$0.69 PKR 192

123.19%

Oranges (1kg)

$2.23 Rp 40.2K

$0.88 PKR 244

153.41%

Tomato (1kg)

$1.97 Rp 35.6K

$0.63 PKR 175

212.70%

Potato (1kg)

$1.86 Rp 33.5K

$0.29 PKR 79.4

541.38%

Onion (1kg)

$2.42 Rp 43.6K

$0.38 PKR 106

536.84%

Lettuce (1 head)

$1.02 Rp 18.5K

$0.45 PKR 124

126.67%

Water (1.5 liter bottle)

$0.52 Rp 9,427

$0.38 PKR 104

36.84%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.10 PKR 304

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.60 PKR 166

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.74 PKR 480

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.7K

$2.19 PKR 606

0.46%

Wine (Bottle)

$21.79 Rp 393.2K

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.6K

One-way Ticket (Public Transport)

$0.25 Rp 4,519

$0.17 PKR 47.68

47.06%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.5K

$10.07 PKR 2,783

-18.87%

Taxi Start (Normal Tariff)

$0.44 Rp 7,901

$0.88 PKR 243

-50.00%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,446

$0.70 PKR 193

-32.86%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.1K

$1.80 PKR 496

211.11%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.34 PKR 371

-38.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 441.3M

$17.9K PKR 4.9M

36.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.1M

$24.1K PKR 6.7M

31.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$126 PKR 34.9K

-38.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 110.9K

$5.43 PKR 1,500

13.08%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 341.4K

$16.59 PKR 4,586

14.04%

Gym Membership (Monthly)

$51.0 Rp 920.4K

$14.93 PKR 4,127

241.53%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.4K

$8.32 PKR 2,299

119.35%

Cinema Ticket

$4.38 Rp 79.1K

$4.23 PKR 1,170

3.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$74.8 PKR 20.7K

558.32%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.6M

$2,060 PKR 569.2K

493.33%

Jeans (Levis 501 Or Similar)

$45.16 Rp 815.1K

$18.08 PKR 4,996

149.78%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 629.7K

$27.39 PKR 7,569

27.38%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$74.9 PKR 20.7K

4.55%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$32.66 PKR 9,027

138.43%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.4M

$137 PKR 37.8K

688.77%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$84.0 PKR 23.2K

691.54%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

$270 PKR 74.6K

1200.80%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$179 PKR 49.6K

831.29%

Buy Apartment in City Center (m2)

$2,340 Rp 42.2M

$816 PKR 225.6K

186.65%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

$504 PKR 139.2K

344.01%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

14.05

-1.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Bahawalnagar: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Bahawalnagar

$84 16.5% 87.4% $581

Groceries & Markets

Ubud, Bali

$279 21%

Bahawalnagar

$97 19.1% 65.2% $182

Clothing & Footwear

Ubud, Bali

$106 8%

Bahawalnagar

$69 13.5% 35.2% $37

Eating Out

Ubud, Bali

$106 8%

Bahawalnagar

$72 14.1% 32% $34

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Bahawalnagar

$148 29.1% 44.5% $46

Sport & Entertainment

Ubud, Bali

$60 4.5%

Bahawalnagar

$23 4.6% 60.8% $36

Getting Around

Ubud, Bali

$12 0.9%

Bahawalnagar

$15 3% 26.5% $3.2

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $137 in Bahawalnagar. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $15 in Bahawalnagar for a mid-range dinner for two. Groceries echo the gap at $279 vs $97 per month, with Bahawalnagar cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇰 Bahawalnagar

🕒 Local time

19:41 7:41 PM

16:41 4:41 PM

3 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

161,033

💱 Currency

Indonesian Rupiah IDR Rp

Pakistani Rupee PKR ₨

📈 Exchange rate

100,000 IDR = 5.54 USD

100,000 IDR = 4.93 EUR

1,000 PKR = 3.62 USD

1,000 PKR = 3.22 EUR

Exchange rates and currency converter

PKR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,271 IDR (100,000 IDR = 4.93 EUR).

Pakistani Rupee exchange rates as of November 6, 2026: 1 USD = 276 PKR (1,000 PKR = 3.62 USD). 1 EUR = 310 PKR (1,000 PKR = 3.22 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Bahawalnagar 6,200 km ≈ 8 h nonstop flight

From you

Ubud, Bali
Bahawalnagar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bahawalnagar: Cost of Living - Frequently Asked Questions

Bahawalnagar is about 62% cheaper overall, especially in groceries, clothing, and leisure. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,996 in Ubud, Bali and $763 in Bahawalnagar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $137 in Bahawalnagar. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 19% less than in Bahawalnagar. The price difference matters if you commute daily and watch your budget.

Childcare runs $492 in Ubud, Bali versus $75 in Bahawalnagar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $509 in Bahawalnagar versus $1,331 in Ubud, Bali, a $1,000 budget is realistic in Bahawalnagar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bahawalnagar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Bahawalnagar are both considered safe, so it’s unlikely to be the deciding factor between them.