Cost of Living Comparison Between Ubud, Bali and Bahawalnagar Cost of Living Comparison Between Ubud, Bali and Bahawalnagar

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $503 in Bahawalnagar.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $741 in Bahawalnagar.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $979 in Bahawalnagar.

Living in Ubud, Bali is roughly 172% more expensive than in Bahawalnagar, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Bahawalnagar is 63% below.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$2.54 PKR 704

35.43%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.2K

$14.30 PKR 3,961

153.92%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$5.66 PKR 1,567

0.88%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.69 PKR 1,023

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.27 PKR 1,461

Cappuccino

$2.67 Rp 47.4K

$2.57 PKR 711

3.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.39 PKR 108

348.72%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.26 PKR 72.1

234.62%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

Milk (1 liter)

$1.62 Rp 28.7K

$0.88 PKR 245

84.09%

White Bread (500g)

$2.33 Rp 41.3K

$0.68 PKR 189

242.65%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.21 PKR 334

-8.26%

Eggs

$2.20 Rp 39.0K

$1.17 PKR 323

88.03%

Local Cheese (1kg)

$17.69 Rp 313.9K

$6.40 PKR 1,772

176.41%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$2.48 PKR 686

65.32%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$4.92 PKR 1,362

147.56%

Apples (1kg)

$3.71 Rp 65.8K

$1.22 PKR 339

204.10%

Banana (1kg)

$1.59 Rp 28.2K

$0.64 PKR 178

148.44%

Oranges (1kg)

$2.28 Rp 40.5K

$0.92 PKR 254

147.83%

Tomato (1kg)

$1.95 Rp 34.7K

$0.62 PKR 171

214.52%

Potato (1kg)

$1.91 Rp 33.8K

$0.28 PKR 77.1

582.14%

Onion (1kg)

$2.33 Rp 41.4K

$0.33 PKR 90.1

606.06%

Lettuce (1 head)

$1.01 Rp 17.9K

$0.47 PKR 129

114.89%

Water (1.5 liter bottle)

$0.55 Rp 9,791

$0.33 PKR 92.5

66.67%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.09 PKR 303

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.64 PKR 178

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.66 PKR 461

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$2.12 PKR 588

5.19%

Wine (Bottle)

$23.07 Rp 409.3K

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

One-way Ticket (Public Transport)

$0.27 Rp 4,823

$0.19 PKR 51.8

42.11%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

$10.47 PKR 2,900

-14.23%

Taxi Start (Normal Tariff)

$0.48 Rp 8,582

$0.93 PKR 258

-48.39%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,693

$0.69 PKR 191

-37.68%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$1.81 PKR 503

211.60%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.33 PKR 369

-39.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.5M

$18.1K PKR 5.0M

37.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.6M

$26.6K PKR 7.4M

19.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$128 PKR 35.6K

-36.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$5.13 PKR 1,422

26.51%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.0K

$16.41 PKR 4,546

14.38%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$16.30 PKR 4,514

248.90%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.3K

Cinema Ticket

$4.54 Rp 80.5K

$4.34 PKR 1,203

4.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$46.41 PKR 12.9K

935.70%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$2,005 PKR 555.5K

184.80%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.5K

$17.76 PKR 4,918

156.31%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.6K

$27.19 PKR 7,531

31.96%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$74.4 PKR 20.6K

8.07%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$31.60 PKR 8,752

148.96%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$121 PKR 33.4K

824.84%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$76.2 PKR 21.1K

816.15%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$267 PKR 73.9K

1262.80%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$149 PKR 41.2K

1069.06%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$966 PKR 267.7K

188.09%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$463 PKR 128.3K

394.50%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

14.28

-3.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Bahawalnagar: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $121 in Bahawalnagar. Housing cost is often the main lever when comparing two cities.

Dining out: $36.00 in Ubud, Bali vs $14.00 in Bahawalnagar for a mid-range dinner for two. Groceries echo the gap at $295 vs $96.0 per month, with Bahawalnagar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bahawalnagar: Cost of Living - Frequently Asked Questions

Bahawalnagar is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 172% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,052 in Ubud, Bali and $754 in Bahawalnagar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,115 in Ubud, Bali versus $121 in Bahawalnagar. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Bahawalnagar runs roughly 17% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $481 in Ubud, Bali versus $46.41 in Bahawalnagar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $503 in Bahawalnagar versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Bahawalnagar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bahawalnagar the clear choice for anyone on this budget.

For families, Bahawalnagar is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Bahawalnagar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bahawalnagar gentler on the wallet – expenses run 172% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.