Cost of Living Comparison Between Ubud, Bali and Bahawalnagar Cost of Living Comparison Between Ubud, Bali and Bahawalnagar

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $450 in Bahawalnagar.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $657 in Bahawalnagar.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $865 in Bahawalnagar.

Living in Ubud, Bali is roughly 209% more expensive than in Bahawalnagar, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Bahawalnagar is 66% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$2.10 PKR 583

70.00%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$13.92 PKR 3,862

132.18%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$4.32 PKR 1,199

15.97%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.76 PKR 765

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.61 PKR 1,001

Cappuccino

$2.82 Rp 51.0K

$2.27 PKR 630

24.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.33 PKR 91.0

309.09%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.21 PKR 58.1

247.62%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

Milk (1 liter)

$1.78 Rp 32.1K

$0.85 PKR 235

109.41%

White Bread (500g)

$2.45 Rp 44.2K

$0.57 PKR 158

329.82%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.21 PKR 335

-4.96%

Eggs

$2.41 Rp 43.6K

$1.18 PKR 326

104.24%

Local Cheese (1kg)

$14.33 Rp 258.7K

$6.15 PKR 1,706

133.01%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$2.34 PKR 649

79.06%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$1.29 PKR 359

834.88%

Apples (1kg)

$3.64 Rp 65.7K

$0.86 PKR 240

323.26%

Banana (1kg)

$1.57 Rp 28.3K

$0.64 PKR 177

145.31%

Oranges (1kg)

$2.79 Rp 50.3K

$0.56 PKR 156

398.21%

Tomato (1kg)

$2.24 Rp 40.5K

$0.48 PKR 133

366.67%

Potato (1kg)

$1.98 Rp 35.7K

$0.35 PKR 98.0

465.71%

Onion (1kg)

$2.28 Rp 41.1K

$0.49 PKR 135

365.31%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.45 PKR 124

133.33%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.38 PKR 106

107.89%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.11 PKR 309

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.54 PKR 150

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.85 PKR 236

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$1.90 PKR 527

67.89%

Wine (Bottle)

$23.49 Rp 424.1K

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.20 PKR 54.1

35.00%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$6.93 PKR 1,923

20.78%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$0.68 PKR 187

-33.82%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.50 PKR 138

-8.00%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$1.72 PKR 479

252.91%

Gasoline (1 liter)

$0.86 Rp 15.6K

$0.93 PKR 259

-7.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$17.8K PKR 5.0M

48.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$22.9K PKR 6.4M

42.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$141 PKR 39.2K

-44.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$5.42 PKR 1,503

-24.54%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$17.30 PKR 4,802

37.86%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$12.42 PKR 3,447

695.33%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$6.09 PKR 1,691

4.27%

Cinema Ticket

$4.01 Rp 72.3K

$4.21 PKR 1,167

-4.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$34.65 PKR 9,615

757.84%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$1,230 PKR 341.4K

436.74%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$15.24 PKR 4,230

250.59%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$22.48 PKR 6,239

69.53%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$73.1 PKR 20.3K

21.27%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$30.04 PKR 8,338

155.06%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$76.1 PKR 21.1K

1239.49%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$51.8 PKR 14.4K

1212.23%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$168 PKR 46.6K

1968.18%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$105 PKR 29.0K

1898.25%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$911 PKR 252.7K

199.66%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$463 PKR 128.4K

396.24%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

19.88

-33.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Bahawalnagar: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $76.1 in Bahawalnagar. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $14.00 in Bahawalnagar for a mid-range dinner for two. Groceries echo the gap at $298 vs $79.0 per month, with Bahawalnagar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bahawalnagar: Cost of Living - Frequently Asked Questions

Bahawalnagar is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 209% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,088 in Ubud, Bali and $675 in Bahawalnagar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,020 in Ubud, Bali versus $76.1 in Bahawalnagar. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Bahawalnagar runs roughly 21% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $297 in Ubud, Bali versus $34.65 in Bahawalnagar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $450 in Bahawalnagar versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in Bahawalnagar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bahawalnagar the clear choice for anyone on this budget.

For families, Bahawalnagar is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Bahawalnagar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bahawalnagar gentler on the wallet – expenses run 209% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.