Cost of Living Comparison Between Ubud, Bali and Bahawalnagar Cost of Living Comparison Between Ubud, Bali and Bahawalnagar

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $442 in Bahawalnagar.

Estimated couple costs with rent: $2,551 in Ubud, Bali versus $656 in Bahawalnagar.

Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $869 in Bahawalnagar.

Living in Ubud, Bali is roughly 216% more expensive than Bahawalnagar, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Bahawalnagar is 67% below.

Meal at Budget Restaurant

$3.40 Rp 60.2K

$2.06 PKR 574

65.05%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 573.6K

$14.37 PKR 3,994

125.33%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 88.6K

$4.30 PKR 1,195

16.28%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.76 PKR 766

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.60 PKR 1,002

Cappuccino

$2.82 Rp 50.0K

$2.35 PKR 653

20.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.4K

$0.33 PKR 90.7

318.18%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$0.21 PKR 58.2

247.62%

Local Beer (0.5 liter draught)

$2.98 Rp 52.8K

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.3K

Milk (1 liter)

$1.79 Rp 31.8K

$0.86 PKR 240

108.14%

White Bread (500g)

$2.46 Rp 43.7K

$0.61 PKR 169

303.28%

Rice (white) (1kg)

$1.20 Rp 21.2K

$1.21 PKR 336

-0.83%

Eggs

$2.39 Rp 42.3K

$1.17 PKR 324

104.27%

Local Cheese (1kg)

$14.40 Rp 255.1K

$5.86 PKR 1,629

145.73%

Chicken Fillets (1kg)

$4.28 Rp 75.9K

$2.37 PKR 659

80.59%

Beef Round Steak (1kg)

$11.82 Rp 209.4K

$1.29 PKR 359

816.28%

Apples (1kg)

$3.78 Rp 67.0K

$0.91 PKR 254

315.38%

Banana (1kg)

$1.63 Rp 28.9K

$0.61 PKR 169

167.21%

Oranges (1kg)

$2.80 Rp 49.6K

$0.58 PKR 161

382.76%

Tomato (1kg)

$2.26 Rp 40.0K

$0.48 PKR 133

370.83%

Potato (1kg)

$2.00 Rp 35.3K

$0.35 PKR 98.1

471.43%

Onion (1kg)

$2.21 Rp 39.2K

$0.51 PKR 143

333.33%

Lettuce (1 head)

$1.07 Rp 18.9K

$0.45 PKR 124

137.78%

Water (1.5 liter bottle)

$0.76 Rp 13.5K

$0.35 PKR 98.0

117.14%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.88 PKR 246

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.55 PKR 153

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.85 PKR 237

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.4K

$2.00 PKR 555

56.50%

Wine (Bottle)

$23.81 Rp 421.9K

Local Beer (0.5 liter bottle)

$2.84 Rp 50.3K

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.2K

One-way Ticket (Public Transport)

$0.27 Rp 4,726

$0.18 PKR 49.63

50.00%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 148.2K

$7.26 PKR 2,019

15.29%

Taxi Start (Normal Tariff)

$0.45 Rp 8,034

$0.72 PKR 201

-37.50%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,578

$0.49 PKR 138

-12.24%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 105.9K

$1.72 PKR 478

247.67%

Gasoline (1 liter)

$0.80 Rp 14.2K

$0.90 PKR 249

-11.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 457.2M

$17.9K PKR 5.0M

44.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 563.4M

$23.4K PKR 6.5M

35.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$138 PKR 38.5K

-41.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.3K

$5.34 PKR 1,484

-22.47%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 427.2K

$16.99 PKR 4,724

41.97%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$12.43 PKR 3,456

686.40%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 117.7K

$5.94 PKR 1,652

11.78%

Cinema Ticket

$4.04 Rp 71.5K

$4.17 PKR 1,158

-3.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$34.36 PKR 9,553

764.46%

International Primary School, 1 Child (Yearly)

$6,590 Rp 116.7M

$1,243 PKR 345.5K

430.30%

Jeans (Levis 501 Or Similar)

$55.1 Rp 976.8K

$15.04 PKR 4,181

266.62%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 682.1K

$23.21 PKR 6,452

65.92%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$73.1 PKR 20.3K

17.89%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$30.54 PKR 8,492

155.24%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.5M

$73.9 PKR 20.5K

1233.73%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$52.4 PKR 14.6K

1169.88%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.0M

$164 PKR 45.6K

2001.18%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.2M

$105 PKR 29.1K

1849.85%

Buy Apartment in City Center (m2)

$2,829 Rp 50.1M

$950 PKR 264.3K

197.63%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.4M

$507 PKR 140.9K

350.16%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

19.88

-33.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Bahawalnagar: June 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Ubud, Bali and $73.9 in Bahawalnagar. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $14.00 in Bahawalnagar for a mid-range dinner for two. Groceries echo the gap at $299 vs $79.0 per month, with Bahawalnagar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bahawalnagar: Cost of Living - Frequently Asked Questions

Bahawalnagar is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 216% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,091 in Ubud, Bali and $663 in Bahawalnagar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $985 in Ubud, Bali versus $73.9 in Bahawalnagar. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Bahawalnagar runs roughly 15% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $297 in Ubud, Bali versus $34.36 in Bahawalnagar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $442 in Bahawalnagar versus $1,394 in Ubud, Bali, a $1,500 budget is realistic in Bahawalnagar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bahawalnagar the clear choice for anyone on this budget.

For families, Bahawalnagar is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Bahawalnagar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bahawalnagar gentler on the wallet – expenses run 216% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.