🙂Monthly costs for one person with rent: $779 in Baguio versus $1,438 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,139 in Baguio versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,500 in Baguio versus $3,732 in Ubud, Bali.
🙂Living in Baguio costs roughly 46% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Baguio is 42% below, Ubud, Bali is 7% above.
Moneda
🍽 Eating Out
Baguio
Ubud, Bali
Diferencia
Meal at Budget Restaurant
$3.59₱220
$3.57Rp 61.6K
0.56%
Three-Course Dinner for Two, Mid-Range
$13.50₱826
$32.58Rp 562.6K
-58.56%
Fast Food Meal(McDonalds, etc)
$2.60₱159
$5.07Rp 87.5K
-48.72%
Cappuccino
$2.34₱143
$2.83Rp 48.8K
-17.31%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.70₱42.94
$1.34Rp 23.1K
-47.76%
Water(0.33 liter bottle)
$0.40₱24.52
$0.69Rp 12.0K
-42.03%
Local Beer(0.5 liter draught)
$1.46₱89.2
$2.99Rp 51.6K
-51.17%
Imported Beer(0.33 liter bottle)
$2.00₱122
$3.85Rp 66.4K
-48.05%
🛒 Groceries & Markets
Baguio
Ubud, Bali
Diferencia
Milk(1 liter)
$1.89₱115
$1.74Rp 30.1K
8.62%
White Bread(500g)
$1.25₱76.6
$2.54Rp 43.8K
-50.79%
Rice(white)(1kg)
$1.11₱68.1
$1.19Rp 20.6K
-6.72%
Eggs
$2.20₱134
$2.43Rp 41.9K
-9.47%
Local Cheese(1kg)
$9.08₱555
$14.66Rp 253.2K
-38.06%
Chicken Fillets(1kg)
$3.70₱226
$4.18Rp 72.1K
-11.48%
Beef Round Steak(1kg)
$8.42₱515
$11.94Rp 206.1K
-29.48%
Apples(1kg)
$2.63₱161
$3.69Rp 63.6K
-28.73%
Banana(1kg)
$1.87₱114
$1.61Rp 27.7K
16.15%
Oranges(1kg)
$2.26₱138
$2.69Rp 46.4K
-15.99%
Tomato(1kg)
$1.18₱72.0
$2.33Rp 40.2K
-49.36%
Potato(1kg)
$1.82₱111
$1.91Rp 32.9K
-4.71%
Onion(1kg)
$2.29₱140
$2.19Rp 37.7K
4.57%
Lettuce(1 head)
$0.72₱44.31
$1.06Rp 18.3K
-32.08%
Water(1.5 liter bottle)
$0.77₱47.22
$0.72Rp 12.5K
6.94%
Cigarettes 20 Pack(Marlboro, Camel)
$3.35₱205
$3.13Rp 54.1K
7.03%
Wine(Bottle)
$9.17₱561
$23.49Rp 405.6K
-60.96%
Local Beer(0.5 liter bottle)
$1.08₱65.8
$2.74Rp 47.3K
-60.58%
Imported Beer(0.33 liter bottle)
$2.26₱138
$2.88Rp 49.7K
-21.53%
🚌 Getting Around
Baguio
Ubud, Bali
Diferencia
One-way Ticket(Public Transport)
$0.26₱15.77
$0.29Rp 5,010
-10.34%
Public Transport Monthly Pass(Regular Price)
$10.56₱646
$8.17Rp 141.0K
29.25%
Taxi Start(Normal Tariff)
$0.87₱53.3
$0.45Rp 7,834
93.33%
Taxi(Normal Tariff)(1km)
$0.22₱13.43
$0.42Rp 7,278
-47.62%
Taxi 1hour Waiting(Normal Tariff)
$2.45₱150
$6.16Rp 106.3K
-60.23%
Gasoline(1 liter)
$1.11₱67.8
$0.84Rp 14.5K
32.14%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.3K₱2.0M
$26.2KRp 453.1M
22.90%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.5K₱1.3M
$32.5KRp 560.8M
-36.87%
🧾 Monthly Utilities & Internet
Baguio
Ubud, Bali
Diferencia
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$146₱8,914
$78.4Rp 1.4M
85.79%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$34.10₱2,086
$3.95Rp 68.2K
763.29%
Internet(50+ Mbps, Unlimited Data)
$25.99₱1,590
$24.40Rp 421.4K
6.52%
🎉 Sport & Entertainment
Baguio
Ubud, Bali
Diferencia
Gym Membership(Monthly)
$21.76₱1,331
$96.5Rp 1.7M
-77.46%
Tennis Court(1 Hour on Weekend)
$4.16₱254
$6.35Rp 109.6K
-34.49%
Cinema Ticket
$5.93₱363
$4.04Rp 69.7K
46.78%
🧸 Childcare & Education
Baguio
Ubud, Bali
Diferencia
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$153₱9,378
$303Rp 5.2M
-49.35%
International Primary School, 1 Child(Yearly)
$4,642₱284.0K
$6,523Rp 112.6M
-28.84%
👕👟 Clothing & Footwear
Baguio
Ubud, Bali
Diferencia
Jeans(Levis 501 Or Similar)
$49.11₱3,005
$53.8Rp 929.5K
-8.79%
Summer Dress(H&M, Zara, etc)
$27.25₱1,667
$37.98Rp 655.8K
-28.25%
Sport Shoes(Adidas, Nike)
$76.3₱4,667
$86.8Rp 1.5M
-12.07%
Men's Leather Business Shoes
$45.91₱2,809
$78.9Rp 1.4M
-41.78%
🏠 Accommodation & Living
Baguio
Ubud, Bali
Diferencia
1-bedroom Apartment, City Center(Monthly)
$346₱21.2K
$1,012Rp 17.5M
-65.85%
1-bedroom Apartment, Outside City Center(Monthly)
$142₱8,706
$674Rp 11.6M
-78.90%
3-bedroom Apartment, City Center(Monthly)
$544₱33.3K
$3,390Rp 58.5M
-83.94%
3-bedroom Apartment, Outside City Center(Monthly)
$264₱16.1K
$2,098Rp 36.2M
-87.42%
Buy Apartment in City Center(m2)
$2,423₱148.2K
$2,985Rp 51.5M
-18.83%
Buy Apartment Outside City Center(m2)
$949₱58.0K
$2,339Rp 40.4M
-59.44%
💵 Salaries & Financials
Baguio
Ubud, Bali
Diferencia
Average Monthly Net Salary(After Tax)
$186₱11.4K
$173Rp 3.0M
7.34%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.5
13.28
-66.11%
Los datos de CityCost se basan en IA y aportaciones de usuarios. Puede haber pequeñas variaciones.
Última actualización para Baguio: April 27, 2026
Última actualización para Ubud, Bali: April 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $346 in Baguio and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Baguio pays 7% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $13.00 in Baguio vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $205 vs $298 per month, with Baguio cheaper across the board.
Comparación de velocidades medias de internet por ciudad (actualizado April 2026)
El gráfico resalta el umbral de precisión para velocidades de internet móvil y fija, actualizado trimestralmente.
Índice del coste de vida para nómadas digitales
Baguio vs Ubud, Bali: Coste de vida - preguntas frecuentes
Which city is more expensive, Baguio or Ubud, Bali?
Baguio wins on cost – living expenses run 85% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Baguio the obvious pick if budget is a priority.
Are salaries higher in Baguio or Ubud, Bali?
Baguio pays 7% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Baguio vs Ubud, Bali?
Rent for a central apartment: $346 in Baguio versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Baguio compared to Ubud, Bali?
All in, you'll spend $779 per month in Baguio versus $1,438 in Ubud, Bali – a 85% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Baguio vs Ubud, Bali?
A monthly transit pass in Baguio runs roughly 29% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,000/month in Baguio or Ubud, Bali?
At $779 in Baguio versus $1,438 in Ubud, Bali, a $1,000 budget is realistic in Baguio but tight or insufficient in Ubud, Bali. The gap between the two cities makes Baguio the clear choice for anyone on this budget.
Which city is better for digital nomads, Baguio or Ubud, Bali?
Both work as nomad bases, but Baguio delivers better value – similar infrastructure at $779 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Baguio hard to pass up.
How safe is Baguio compared to Ubud, Bali?
Safety-wise, Baguio and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Baguio gentler on the wallet – expenses run 85% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.