Cost of Living Comparison Between Baguio and Ubud, Bali Cost of Living Comparison Between Baguio and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $766 in Baguio versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $1,168 in Baguio versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,570 in Baguio versus $3,327 in Ubud, Bali.

Living in Baguio costs roughly 44% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Baguio is 44% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$4.03 ₱253

$3.44 Rp 60.9K

17.15%

Three-Course Dinner for Two, Mid-Range

$16.53 ₱1,037

$36.31 Rp 643.0K

-54.48%

Fast Food Meal (McDonalds, etc)

$2.77 ₱174

$5.71 Rp 101.0K

-51.49%

Cappuccino

$1.84 ₱116

$2.67 Rp 47.3K

-31.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.60 ₱37.76

$1.75 Rp 31.0K

-65.71%

Water (0.33 liter bottle)

$0.33 ₱20.84

$0.87 Rp 15.4K

-62.07%

Local Beer (0.5 liter draught)

$1.03 ₱64.3

$2.95 Rp 52.3K

-65.08%

Imported Beer (0.33 liter bottle)

$1.57 ₱98.3

$4.52 Rp 80.0K

-65.27%

Milk (1 liter)

$1.66 ₱104

$1.62 Rp 28.7K

2.47%

White Bread (500g)

$1.15 ₱72.2

$2.33 Rp 41.3K

-50.64%

Rice (white) (1kg)

$1.01 ₱63.3

$1.11 Rp 19.6K

-9.01%

Eggs

$2.02 ₱127

$2.20 Rp 39.0K

-8.18%

Local Cheese (1kg)

$4.99 ₱313

$17.69 Rp 313.3K

-71.79%

Chicken Fillets (1kg)

$3.47 ₱218

$4.10 Rp 72.5K

-15.37%

Beef Round Steak (1kg)

$7.80 ₱489

$12.18 Rp 215.6K

-35.96%

Apples (1kg)

$2.31 ₱145

$3.71 Rp 65.6K

-37.74%

Banana (1kg)

$1.53 ₱95.8

$1.59 Rp 28.1K

-3.77%

Oranges (1kg)

$2.30 ₱145

$2.28 Rp 40.4K

0.88%

Tomato (1kg)

$1.04 ₱65.1

$1.95 Rp 34.6K

-46.67%

Potato (1kg)

$1.65 ₱104

$1.91 Rp 33.7K

-13.61%

Onion (1kg)

$1.77 ₱111

$2.33 Rp 41.3K

-24.03%

Lettuce (1 head)

$0.67 ₱41.75

$1.01 Rp 17.8K

-33.66%

Water (1.5 liter bottle)

$0.52 ₱32.90

$0.55 Rp 9,773

-5.45%

Cigarettes 20 Pack (Marlboro, Camel)

$2.98 ₱187

$2.23 Rp 39.5K

33.63%

Wine (Bottle)

$8.49 ₱533

$23.07 Rp 408.6K

-63.20%

Local Beer (0.5 liter bottle)

$0.96 ₱60.2

$2.42 Rp 42.8K

-60.33%

Imported Beer (0.33 liter bottle)

$2.04 ₱128

$3.00 Rp 53.1K

-32.00%

One-way Ticket (Public Transport)

$0.23 ₱14.36

$0.27 Rp 4,814

-14.81%

Public Transport Monthly Pass (Regular Price)

$12.81 ₱803

$8.98 Rp 159.1K

42.65%

Taxi Start (Normal Tariff)

$0.81 ₱50.9

$0.48 Rp 8,566

68.75%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.37

$0.43 Rp 7,679

-46.51%

Taxi 1hour Waiting (Normal Tariff)

$1.88 ₱118

$5.64 Rp 99.9K

-66.67%

Gasoline (1 liter)

$1.20 ₱75.0

$0.80 Rp 14.2K

50.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.5K ₱1.3M

$24.9K Rp 441.7M

-13.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$31.7K Rp 561.5M

-39.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$138 ₱8,659

$81.5 Rp 1.4M

69.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.68 ₱1,109

$6.49 Rp 115.0K

172.42%

Internet (50+ Mbps, Unlimited Data)

$23.45 ₱1,471

$18.77 Rp 332.4K

24.93%

Gym Membership (Monthly)

$21.64 ₱1,357

$56.9 Rp 1.0M

-61.95%

Tennis Court (1 Hour on Weekend)

$5.27 ₱331

$18.73 Rp 331.7K

-71.86%

Cinema Ticket

$5.13 ₱322

$4.54 Rp 80.4K

13.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$131 ₱8,230

$481 Rp 8.5M

-72.70%

International Primary School, 1 Child (Yearly)

$10.8K ₱674.6K

$5,711 Rp 101.1M

88.33%

Jeans (Levis 501 Or Similar)

$29.37 ₱1,842

$45.52 Rp 806.0K

-35.48%

Summer Dress (H&M, Zara, etc)

$19.10 ₱1,198

$35.88 Rp 635.4K

-46.77%

Sport Shoes (Adidas, Nike)

$72.9 ₱4,569

$80.4 Rp 1.4M

-9.38%

Men's Leather Business Shoes

$56.0 ₱3,510

$78.7 Rp 1.4M

-28.87%

1-bedroom Apartment, City Center (Monthly)

$399 ₱25.0K

$1,115 Rp 19.7M

-64.17%

1-bedroom Apartment, Outside City Center (Monthly)

$200 ₱12.5K

$698 Rp 12.4M

-71.36%

3-bedroom Apartment, City Center (Monthly)

$853 ₱53.5K

$3,637 Rp 64.4M

-76.54%

3-bedroom Apartment, Outside City Center (Monthly)

$463 ₱29.0K

$1,737 Rp 30.8M

-73.36%

Buy Apartment in City Center (m2)

$2,603 ₱163.3K

$2,784 Rp 49.3M

-6.52%

Buy Apartment Outside City Center (m2)

$928 ₱58.2K

$2,290 Rp 40.5M

-59.46%

Average Monthly Net Salary (After Tax)

$179 ₱11.3K

$168 Rp 3.0M

6.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

13.78

-51.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: September 13, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $399 in Baguio and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Baguio pays 7% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $17.00 in Baguio vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $174 vs $295 per month, with Baguio cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Baguio vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Baguio wins on cost – living expenses run 78% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Baguio the obvious pick if budget is a priority.

Average pay runs 7% higher in Baguio, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $399 in Baguio versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $766 per month in Baguio versus $1,368 in Ubud, Bali – a 78% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Baguio runs roughly 43% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $766 in Baguio versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Baguio but tight or insufficient in Ubud, Bali. The gap between the two cities makes Baguio the clear choice for anyone on this budget.

Both work as nomad bases, but Baguio delivers better value – similar infrastructure at $766 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Baguio hard to pass up.

Safety-wise, Baguio and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Baguio gentler on the wallet – expenses run 78% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.