Cost of Living Comparison Between Ubud, Bali and Baguio Cost of Living Comparison Between Ubud, Bali and Baguio

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $766 in Baguio.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,168 in Baguio.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $1,570 in Baguio.

Living in Ubud, Bali is roughly 78% more expensive than in Baguio, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Baguio is 44% below.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$4.03 ₱253

-14.64%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$16.53 ₱1,037

119.66%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$2.77 ₱174

106.14%

Cappuccino

$2.67 Rp 47.3K

$1.84 ₱116

45.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.60 ₱37.76

191.67%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.33 ₱20.84

163.64%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$1.03 ₱64.3

186.41%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$1.57 ₱98.3

187.90%

Milk (1 liter)

$1.62 Rp 28.7K

$1.66 ₱104

-2.41%

White Bread (500g)

$2.33 Rp 41.3K

$1.15 ₱72.2

102.61%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.01 ₱63.3

9.90%

Eggs

$2.20 Rp 39.0K

$2.02 ₱127

8.91%

Local Cheese (1kg)

$17.69 Rp 313.3K

$4.99 ₱313

254.51%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$3.47 ₱218

18.16%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$7.80 ₱489

56.15%

Apples (1kg)

$3.71 Rp 65.6K

$2.31 ₱145

60.61%

Banana (1kg)

$1.59 Rp 28.1K

$1.53 ₱95.8

3.92%

Oranges (1kg)

$2.28 Rp 40.4K

$2.30 ₱145

-0.87%

Tomato (1kg)

$1.95 Rp 34.6K

$1.04 ₱65.1

87.50%

Potato (1kg)

$1.91 Rp 33.7K

$1.65 ₱104

15.76%

Onion (1kg)

$2.33 Rp 41.3K

$1.77 ₱111

31.64%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.67 ₱41.75

50.75%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.52 ₱32.90

5.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$2.98 ₱187

-25.17%

Wine (Bottle)

$23.07 Rp 408.6K

$8.49 ₱533

171.73%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$0.96 ₱60.2

152.08%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.04 ₱128

47.06%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.23 ₱14.36

17.39%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$12.81 ₱803

-29.90%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$0.81 ₱50.9

-40.74%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.23 ₱14.37

86.96%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$1.88 ₱118

200.00%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.20 ₱75.0

-33.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$21.5K ₱1.3M

16.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$19.1K ₱1.2M

66.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$138 ₱8,659

-41.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$17.68 ₱1,109

-63.29%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$23.45 ₱1,471

-19.96%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$21.64 ₱1,357

162.80%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$5.27 ₱331

255.41%

Cinema Ticket

$4.54 Rp 80.4K

$5.13 ₱322

-11.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$131 ₱8,230

266.31%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$10.8K ₱674.6K

-46.90%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$29.37 ₱1,842

54.99%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$19.10 ₱1,198

87.85%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$72.9 ₱4,569

10.35%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$56.0 ₱3,510

40.58%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$399 ₱25.0K

179.12%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$200 ₱12.5K

249.12%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$853 ₱53.5K

326.21%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$463 ₱29.0K

275.43%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$2,603 ₱163.3K

6.97%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$928 ₱58.2K

146.69%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$179 ₱11.3K

-6.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.75

104.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Baguio: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $399 in Baguio. Housing cost is often the main lever when comparing two cities.

Baguio pays 7% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $17.00 in Baguio for a mid-range dinner for two. Groceries echo the gap at $295 vs $174 per month, with Baguio cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Baguio: Cost of Living - Frequently Asked Questions

Baguio wins on cost – living expenses run 78% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Baguio the obvious pick if budget is a priority.

On paper, salaries run 7% lower in Baguio. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $399 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,368 per month in Ubud, Bali versus $766 in Baguio – a 78% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Baguio runs roughly 43% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $766 in Baguio versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Baguio but tight or insufficient in Ubud, Bali. The gap between the two cities makes Baguio the clear choice for anyone on this budget.

Both work as nomad bases, but Baguio delivers better value – similar infrastructure at $766 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Baguio hard to pass up.

Safety-wise, Ubud, Bali and Baguio are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Baguio gentler on the wallet – expenses run 78% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.