Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Baguio

For one person, living is cheaper in Baguio: $737 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,300 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
36

Cost of Living Index in Baguio
Learn more

Baguio Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Baguio

🇵🇭 Philippines

$737

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Baguio

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Baguio actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $737 in Baguio.

Ubud, Bali $1,349
Baguio $737

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,148 in Baguio.

Ubud, Bali $2,305
Baguio $1,148

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,558 in Baguio.

Ubud, Bali $3,261
Baguio $1,558

Living in Ubud, Bali is roughly 83% more expensive than in Baguio, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$3.92 ₱250

-15.31%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$16.66 ₱1,061

113.93%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$2.73 ₱174

102.56%

Cappuccino

$2.72 Rp 49.3K

$1.80 ₱114

51.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.55 ₱35.10

209.09%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.33 ₱21.21

130.30%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$0.99 ₱63.4

167.68%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$1.54 ₱97.9

184.42%

Milk (1 liter)

$1.49 Rp 27.0K

$1.59 ₱101

-6.29%

White Bread (500g)

$2.28 Rp 41.3K

$1.14 ₱72.9

100.00%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.97 ₱61.5

22.68%

Eggs

$2.04 Rp 36.9K

$1.99 ₱127

2.51%

Local Cheese (1kg)

$17.70 Rp 321.1K

$5.11 ₱325

246.38%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$3.27 ₱208

21.10%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$7.63 ₱486

59.76%

Apples (1kg)

$3.66 Rp 66.3K

$2.19 ₱139

67.12%

Banana (1kg)

$1.52 Rp 27.5K

$1.55 ₱99.0

-1.94%

Oranges (1kg)

$2.23 Rp 40.4K

$2.26 ₱144

-1.33%

Tomato (1kg)

$1.97 Rp 35.8K

$1.02 ₱64.9

93.14%

Potato (1kg)

$1.85 Rp 33.5K

$1.73 ₱110

6.94%

Onion (1kg)

$2.42 Rp 44.0K

$1.69 ₱108

43.20%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.65 ₱41.11

52.31%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.51 ₱32.64

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$2.94 ₱187

-24.49%

Wine (Bottle)

$22.24 Rp 403.4K

$8.50 ₱541

161.65%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$0.95 ₱60.3

137.89%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.05 ₱131

44.88%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$0.22 ₱14.01

13.64%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$12.90 ₱822

-39.38%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$0.81 ₱51.7

-45.68%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$0.24 ₱15.35

79.17%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$1.90 ₱121

184.74%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.19 ₱76.0

-31.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$21.3K ₱1.4M

12.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$18.8K ₱1.2M

69.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$136 ₱8,657

-41.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$17.08 ₱1,088

-62.24%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$23.01 ₱1,465

-19.25%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$20.76 ₱1,322

138.34%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$5.23 ₱333

237.48%

Cinema Ticket

$4.27 Rp 77.5K

$5.03 ₱321

-15.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$132 ₱8,438

270.27%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$10.6K ₱672.0K

-46.22%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$28.91 ₱1,841

54.41%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$19.53 ₱1,244

78.96%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$71.5 ₱4,554

11.75%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$54.9 ₱3,496

44.69%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$393 ₱25.1K

185.94%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$192 ₱12.2K

249.33%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$819 ₱52.2K

335.20%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$463 ₱29.5K

272.48%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$3,156 ₱201.0K

-13.44%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,526 ₱97.2K

49.70%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$179 ₱11.4K

-8.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.75

104.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Baguio: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Baguio

$192 26.1% 71.4% $479

Groceries & Markets

Ubud, Bali

$288 21.4%

Baguio

$171 23.2% 40.6% $117

Eating Out

Ubud, Bali

$108 8%

Baguio

$73 9.9% 32.4% $35

Clothing & Footwear

Ubud, Bali

$108 8%

Baguio

$79 10.7% 26.8% $29

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Baguio

$176 23.9% 69.1% $72

Sport & Entertainment

Ubud, Bali

$58 4.3%

Baguio

$31 4.2% 46.9% $27

Getting Around

Ubud, Bali

$11 0.9%

Baguio

$16 2.1% 38.4% $4.4

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $393 in Baguio. Housing cost is often the main lever when comparing two cities.

Baguio pays 9% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $17 in Baguio for a mid-range dinner for two. Groceries echo the gap at $288 vs $171 per month, with Baguio cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇭 Baguio

🕒 Local time

13:30 1:30 PM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

366,358

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Philippine Peso exchange rates as of November 2, 2026: 1 USD = 63.69 PHP (100 PHP = 1.57 USD). 1 EUR = 71.12 PHP (100 PHP = 1.41 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Baguio 2,830 km ≈ 4 h nonstop flight

From you

Ubud, Bali
Baguio

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Baguio: Cost of Living - Frequently Asked Questions

Baguio wins on cost – living expenses run 45% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Baguio the obvious pick if budget is a priority.

On paper, salaries run 9% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $393 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $737 in Baguio – Baguio is about 45% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 39% less than in Baguio. The price difference matters if you commute daily and watch your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Baguio are both considered safe, so it’s unlikely to be the deciding factor between them.