Cost of Living Comparison Between Ubud, Bali and Baguio Cost of Living Comparison Between Ubud, Bali and Baguio

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $779 in Baguio.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,139 in Baguio.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $1,500 in Baguio.

Living in Ubud, Bali is roughly 85% more expensive than Baguio, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Baguio is 42% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$3.59 ₱222

-0.56%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$13.50 ₱833

141.33%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$2.60 ₱160

95.00%

Cappuccino

$2.83 Rp 49.0K

$2.34 ₱145

20.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.70 ₱43.29

91.43%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.40 ₱24.72

72.50%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$1.46 ₱89.9

104.79%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$2.00 ₱123

92.50%

Milk (1 liter)

$1.74 Rp 30.2K

$1.89 ₱116

-7.94%

White Bread (500g)

$2.54 Rp 44.0K

$1.25 ₱77.3

103.20%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.11 ₱68.6

7.21%

Eggs

$2.43 Rp 42.0K

$2.20 ₱135

10.45%

Local Cheese (1kg)

$14.66 Rp 254.1K

$9.08 ₱560

61.45%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$3.70 ₱228

12.97%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$8.42 ₱519

41.81%

Apples (1kg)

$3.69 Rp 63.9K

$2.63 ₱162

40.30%

Banana (1kg)

$1.61 Rp 27.8K

$1.87 ₱115

-13.90%

Oranges (1kg)

$2.69 Rp 46.5K

$2.26 ₱140

19.03%

Tomato (1kg)

$2.33 Rp 40.4K

$1.18 ₱72.6

97.46%

Potato (1kg)

$1.91 Rp 33.0K

$1.82 ₱112

4.95%

Onion (1kg)

$2.19 Rp 37.9K

$2.29 ₱141

-4.37%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.72 ₱44.67

47.22%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.77 ₱47.61

-6.49%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$3.35 ₱206

-6.57%

Wine (Bottle)

$23.49 Rp 407.1K

$9.17 ₱566

156.16%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.08 ₱66.4

153.70%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.26 ₱140

27.43%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.26 ₱15.90

11.54%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$10.56 ₱652

-22.63%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.87 ₱53.7

-48.28%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.22 ₱13.54

90.91%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$2.45 ₱151

151.43%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.11 ₱68.3

-24.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$32.3K ₱2.0M

-18.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$20.5K ₱1.3M

58.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$146 ₱8,987

-46.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$34.10 ₱2,103

-88.42%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$25.99 ₱1,603

-6.12%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$21.76 ₱1,342

343.66%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$4.16 ₱256

52.64%

Cinema Ticket

$4.04 Rp 70.0K

$5.93 ₱366

-31.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$153 ₱9,455

97.42%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$4,642 ₱286.3K

40.53%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$49.11 ₱3,029

9.63%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$27.25 ₱1,681

39.38%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$76.3 ₱4,706

13.72%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$45.91 ₱2,832

71.77%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$346 ₱21.3K

192.79%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$142 ₱8,777

373.96%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$544 ₱33.6K

522.74%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$264 ₱16.3K

695.19%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$2,423 ₱149.4K

23.19%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$949 ₱58.5K

146.53%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$186 ₱11.5K

-6.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.5

195.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Baguio: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $346 in Baguio. Housing cost is often the main lever when comparing two cities.

Baguio pays 7% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $13.00 in Baguio for a mid-range dinner for two. Groceries echo the gap at $298 vs $205 per month, with Baguio cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Baguio: Cost of Living - Frequently Asked Questions

Baguio wins on cost – living expenses run 85% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Baguio the obvious pick if budget is a priority.

On paper, Baguio earns 7% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $346 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,438 per month in Ubud, Bali versus $779 in Baguio – a 85% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Baguio runs roughly 29% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $779 in Baguio versus $1,438 in Ubud, Bali, a $1,000 budget is realistic in Baguio but tight or insufficient in Ubud, Bali. The gap between the two cities makes Baguio the clear choice for anyone on this budget.

Both work as nomad bases, but Baguio delivers better value – similar infrastructure at $779 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Baguio hard to pass up.

Safety-wise, Ubud, Bali and Baguio are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Baguio gentler on the wallet – expenses run 85% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.