Cost of Living Comparison Between Ubud, Bali and Baguio Cost of Living Comparison Between Ubud, Bali and Baguio

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $779 in Baguio.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,147 in Baguio.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $1,514 in Baguio.

Living in Ubud, Bali is roughly 79% more expensive than in Baguio, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Baguio is 41% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$3.63 ₱222

-1.65%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$13.43 ₱822

140.66%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$2.69 ₱164

86.25%

Cappuccino

$2.82 Rp 51.0K

$2.36 ₱145

19.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.66 ₱40.38

104.55%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.38 ₱22.96

92.11%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$1.39 ₱84.9

110.79%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$1.94 ₱118

103.09%

Milk (1 liter)

$1.78 Rp 32.1K

$1.82 ₱111

-2.20%

White Bread (500g)

$2.45 Rp 44.2K

$1.21 ₱73.8

102.48%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.07 ₱65.8

7.48%

Eggs

$2.41 Rp 43.6K

$2.28 ₱139

5.70%

Local Cheese (1kg)

$14.33 Rp 258.7K

$9.14 ₱559

56.78%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$3.87 ₱237

8.27%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$8.46 ₱518

42.55%

Apples (1kg)

$3.64 Rp 65.7K

$2.75 ₱168

32.36%

Banana (1kg)

$1.57 Rp 28.3K

$1.84 ₱113

-14.67%

Oranges (1kg)

$2.79 Rp 50.3K

$2.37 ₱145

17.72%

Tomato (1kg)

$2.24 Rp 40.5K

$1.16 ₱70.9

93.10%

Potato (1kg)

$1.98 Rp 35.7K

$1.82 ₱111

8.79%

Onion (1kg)

$2.28 Rp 41.1K

$2.27 ₱139

0.44%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.68 ₱41.91

54.41%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.72 ₱44.38

9.72%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$3.36 ₱206

-5.06%

Wine (Bottle)

$23.49 Rp 424.1K

$9.18 ₱562

155.88%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.08 ₱66.1

168.52%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$2.27 ₱139

21.59%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.28 ₱17.34

-3.57%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$10.43 ₱639

-19.75%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$0.86 ₱52.6

-47.67%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.22 ₱13.38

109.09%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$2.44 ₱149

148.77%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.12 ₱68.4

-23.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$32.2K ₱2.0M

-17.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$20.6K ₱1.3M

58.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$149 ₱9,108

-46.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$34.55 ₱2,115

-88.16%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$26.35 ₱1,613

-9.49%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$21.84 ₱1,337

352.29%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$4.07 ₱249

56.02%

Cinema Ticket

$4.01 Rp 72.3K

$5.87 ₱359

-31.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$149 ₱9,109

99.76%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$4,683 ₱286.7K

40.97%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$47.86 ₱2,930

11.64%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$27.14 ₱1,661

40.42%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$75.3 ₱4,608

17.76%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$46.11 ₱2,822

66.17%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$336 ₱20.6K

203.62%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$142 ₱8,677

379.87%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$556 ₱34.0K

523.84%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$262 ₱16.1K

697.03%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$2,408 ₱147.4K

13.34%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$919 ₱56.2K

149.85%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$188 ₱11.5K

-12.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.5

195.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Baguio: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $336 in Baguio. Housing cost is often the main lever when comparing two cities.

Baguio pays 15% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $13.00 in Baguio for a mid-range dinner for two. Groceries echo the gap at $298 vs $206 per month, with Baguio cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Baguio: Cost of Living - Frequently Asked Questions

Baguio wins on cost – living expenses run 79% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Baguio the obvious pick if budget is a priority.

On paper, salaries run 15% lower in Baguio. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $336 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,392 per month in Ubud, Bali versus $779 in Baguio – a 79% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Baguio runs roughly 25% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $779 in Baguio versus $1,392 in Ubud, Bali, a $1,000 budget is realistic in Baguio but tight or insufficient in Ubud, Bali. The gap between the two cities makes Baguio the clear choice for anyone on this budget.

Both work as nomad bases, but Baguio delivers better value – similar infrastructure at $779 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Baguio hard to pass up.

Safety-wise, Ubud, Bali and Baguio are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Baguio gentler on the wallet – expenses run 79% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.