Last update: Oct 2026

Cost of Living Comparison Between Baguio and Talisay City

For one person, living costs are similar in Baguio and in Talisay City: $748 and $728 a month, rent and utilities included.

Baguio
🇵🇭 Philippines
$748
/mo nomad
Talisay City
🇵🇭 Philippines
$728
/mo nomad
Monthly Cost of Living

How much you'll spend in Baguio and in Talisay City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Baguio and in Talisay City actually costs, broken down by who's living it.

Monthly costs for one person with rent: $748 in Baguio versus $728 in Talisay City.

  • Baguio $748
  • Talisay City $728

Estimated couple costs with rent: $1,157 in Baguio versus $1,105 in Talisay City.

  • Baguio $1,157
  • Talisay City $1,105

Monthly costs for a family of three with rent: $1,566 in Baguio versus $1,482 in Talisay City.

  • Baguio $1,566
  • Talisay City $1,482

Living in Baguio is roughly 3% more expensive than in Talisay City, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Baguio 45% lower, Talisay City 46% lower.

Currency
🍽 Eating Out
Baguio
Talisay City
Difference
Meal at Budget Restaurant
$3.88 ₱244
$4.02 ₱253
-3.48%
Three-Course Dinner for Two, Mid-Range
$16.81 ₱1,058
$16.50 ₱1,039
1.88%
Fast Food Meal (McDonalds, etc)
$2.83 ₱178
$2.88 ₱181
-1.74%
Cappuccino
$1.77 ₱111
$2.19 ₱138
-19.18%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.57 ₱35.76
$0.66 ₱41.66
-13.64%
Water (0.33 liter bottle)
$0.31 ₱19.29
$0.31 ₱19.28
-
Local Beer (0.5 liter draught)
$0.98 ₱61.5
$1.13 ₱71.1
-13.27%
Imported Beer (0.33 liter bottle)
$1.62 ₱102
$1.93 ₱122
-16.06%
🛒 Groceries & Markets
Baguio
Talisay City
Difference
Milk (1 liter)
$1.68 ₱106
$1.60 ₱101
5.00%
White Bread (500g)
$1.10 ₱69.3
$1.15 ₱72.4
-4.35%
Rice (white) (1kg)
$1.01 ₱63.8
$0.96 ₱60.3
5.21%
Eggs
$1.99 ₱125
$1.86 ₱117
6.99%
Local Cheese (1kg)
$4.94 ₱311
$5.43 ₱342
-9.02%
Chicken Fillets (1kg)
$3.49 ₱220
$4.08 ₱257
-14.46%
Beef Round Steak (1kg)
$7.73 ₱487
$7.30 ₱460
5.89%
Apples (1kg)
$2.22 ₱140
$2.37 ₱149
-6.33%
Banana (1kg)
$1.60 ₱100
$1.53 ₱96.3
4.58%
Oranges (1kg)
$2.38 ₱150
$2.43 ₱153
-2.06%
Tomato (1kg)
$1.03 ₱65.1
$1.13 ₱71.4
-8.85%
Potato (1kg)
$1.74 ₱110
$2.02 ₱127
-13.86%
Onion (1kg)
$1.74 ₱109
$1.94 ₱122
-10.31%
Lettuce (1 head)
$0.61 ₱38.71
$1.00 ₱62.7
-39.00%
Water (1.5 liter bottle)
$0.49 ₱30.80
$0.57 ₱35.94
-14.04%
Cigarettes 20 Pack (Marlboro, Camel)
$2.91 ₱183
$2.98 ₱188
-2.35%
Wine (Bottle)
$8.57 ₱540
$7.42 ₱467
15.50%
Local Beer (0.5 liter bottle)
$0.92 ₱58.2
$0.95 ₱59.7
-3.16%
Imported Beer (0.33 liter bottle)
$2.01 ₱127
$1.87 ₱118
7.49%
🚌 Getting Around
Baguio
Talisay City
Difference
One-way Ticket (Public Transport)
$0.23 ₱14.39
$0.26 ₱16.47
-11.54%
Public Transport Monthly Pass (Regular Price)
$12.79 ₱806
$11.29 ₱711
13.29%
Taxi Start (Normal Tariff)
$0.76 ₱47.69
$0.78 ₱49.09
-2.56%
Taxi (Normal Tariff) (1km)
$0.25 ₱15.82
$0.21 ₱13.19
19.05%
Taxi 1hour Waiting (Normal Tariff)
$1.93 ₱122
$1.88 ₱119
2.66%
Gasoline (1 liter)
$1.19 ₱74.8
$1.22 ₱77.1
-2.46%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ₱1.3M
$21.2K ₱1.3M
0.16%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.5K ₱1.2M
$19.0K ₱1.2M
2.29%
🧾 Monthly Utilities & Internet
Baguio
Talisay City
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$141 ₱8,908
$124 ₱7,810
14.07%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.70 ₱1,114
$14.94 ₱940
18.47%
Internet (50+ Mbps, Unlimited Data)
$23.50 ₱1,479
$24.50 ₱1,542
-4.08%
🎉 Sport & Entertainment
Baguio
Talisay City
Difference
Gym Membership (Monthly)
$21.59 ₱1,359
$32.17 ₱2,025
-32.89%
Tennis Court (1 Hour on Weekend)
$5.31 ₱334
$4.54 ₱286
16.96%
Cinema Ticket
$5.22 ₱329
$5.05 ₱318
3.37%
🧸 Childcare & Education
Baguio
Talisay City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$130 ₱8,180
$132 ₱8,279
-1.19%
International Primary School, 1 Child (Yearly)
$10.8K ₱682.6K
$7,858 ₱494.7K
37.97%
👕👟 Clothing & Footwear
Baguio
Talisay City
Difference
Jeans (Levis 501 Or Similar)
$28.85 ₱1,816
$32.49 ₱2,046
-11.20%
Summer Dress (H&M, Zara, etc)
$19.38 ₱1,220
$19.38 ₱1,220
-
Sport Shoes (Adidas, Nike)
$72.3 ₱4,551
$71.2 ₱4,481
1.56%
Men's Leather Business Shoes
$54.9 ₱3,458
$54.7 ₱3,443
0.46%
🏠 Accommodation & Living
Baguio
Talisay City
Difference
1-bedroom Apartment, City Center (Monthly)
$398 ₱25.0K
$270 ₱17.0K
47.43%
1-bedroom Apartment, Outside City Center (Monthly)
$192 ₱12.1K
$170 ₱10.7K
13.39%
3-bedroom Apartment, City Center (Monthly)
$838 ₱52.7K
$522 ₱32.9K
60.43%
3-bedroom Apartment, Outside City Center (Monthly)
$454 ₱28.6K
$348 ₱21.9K
30.60%
Buy Apartment in City Center (m2)
$2,660 ₱167.5K
$2,427 ₱152.8K
9.59%
Buy Apartment Outside City Center (m2)
$925 ₱58.2K
$988 ₱62.2K
-6.41%
💵 Salaries & Financials
Baguio
Talisay City
Difference
Average Monthly Net Salary (After Tax)
$183 ₱11.5K
$329 ₱20.7K
-44.26%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.75
6.79
-0.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: October 18, 2026

Last update for Talisay City: October 17, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Baguio
$192
Talisay City
$170 11.8% $23
Monthly Utilities & Internet
Baguio
$183
Talisay City
$163 10.5% $19
Groceries & Markets
Baguio
$173
Talisay City
$178 2.5% $4.4
Clothing & Footwear
Baguio
$79
Talisay City
$80 1.3% $1
Eating Out
Baguio
$72
Talisay City
$80 11% $8
Sport & Entertainment
Baguio
$32
Talisay City
$42 31.9% $10
Getting Around
Baguio
$16
Talisay City
$14 9.9% $1.6

Cost Breakdown

A one-bedroom apartment in the center runs $398 in Baguio and $270 in Talisay City. Housing cost is often the main lever when comparing two cities.

Talisay City pays 79% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $17.00 in Baguio vs $17.00 in Talisay City for a mid-range dinner for two. Groceries echo the gap at $173 vs $178 per month, with Baguio cheaper across the board.

Good to know
🇵🇭 Baguio
🇵🇭 Talisay City
🕒 Local time
21:23 9:23 PM
21:23 9:23 PM
Same time as Baguio
🌤 Weather
👥 Population
366,358
133,148
💱 Currency
Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Baguio Talisay City 770 km ≈ 1 h 30 min nonstop flight
From you
  • Baguio
  • Talisay City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Baguio vs Talisay City: Cost of Living - Frequently Asked Questions
Which city is more expensive, Baguio or Talisay City?
Talisay City wins on cost – living expenses run 3% lower than in Baguio. Housing and daily spending are where you'll feel the difference most, making Talisay City the obvious pick if budget is a priority.
Are salaries higher in Baguio or in Talisay City?
On paper, salaries run 79% lower in Talisay City. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Baguio compared to Talisay City?
Rent for a central apartment: $398 in Baguio versus $270 in Talisay City. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Baguio compared to Talisay City?
All in, you'll spend $748 per month in Baguio versus $728 in Talisay City – a 3% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Baguio compared to Talisay City?
A monthly transit pass in Talisay City runs roughly 13% less than in Baguio. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $800/month in Baguio or in Talisay City?
Either city works on $800 a month, though Talisay City gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Which city offers a better quality of life: Baguio or Talisay City?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Baguio compared to Talisay City?
Safety-wise, Baguio and Talisay City are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Talisay City gentler on the wallet – expenses run 3% less than in Baguio. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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