Last update: Oct 2026

Cost of Living Comparison Between Baghdadi and Cebu

For one person, living is cheaper in Baghdadi: $640 a month against $918 in Cebu, rent and utilities included – about $3,300 less a year. Rent and utilities account for most of the difference.

31

Cost of Living Index in Baghdadi
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Baghdadi Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Baghdadi

🇮🇶 Iraq

$640

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Baghdadi and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Baghdadi and in Cebu actually costs, broken down by who's living it.

A single person spends $640 per month in Baghdadi vs $918 in Cebu, rent included.

Baghdadi $640
Cebu $918

A couple spends around $986 per month in Baghdadi vs $1,409 in Cebu, rent included.

Baghdadi $986
Cebu $1,409

A family of three spends $1,331 per month in Baghdadi vs $1,900 in Cebu, rent included.

Baghdadi $1,331
Cebu $1,900

Baghdadi is about 30% cheaper than Cebu, and outside of rent the biggest gap is in groceries.

Both Baghdadi and Cebu are more affordable than the global median – Baghdadi 53% lower, Cebu 32% lower.

Meal at Budget Restaurant

$3.97 IQD 5,997

$3.09 ₱194

28.48%

Three-Course Dinner for Two, Mid-Range

$14.10 IQD 21.3K

$24.22 ₱1,525

-41.78%

Fast Food Meal (McDonalds, etc)

$6.80 IQD 10.3K

$3.92 ₱247

73.47%

Cappuccino

$1.93 IQD 2,916

$2.51 ₱158

-23.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.41 IQD 623

$1.59 ₱100

-74.21%

Water (0.33 liter bottle)

$0.22 IQD 325

$0.53 ₱33.43

-58.49%

Local Beer (0.5 liter draught)

$2.55 IQD 3,856

$1.78 ₱112

43.26%

Imported Beer (0.33 liter bottle)

$2.34 IQD 3,533

$2.17 ₱137

7.83%

Milk (1 liter)

$0.98 IQD 1,487

$1.92 ₱121

-48.96%

White Bread (500g)

$0.49 IQD 736

$1.36 ₱85.4

-63.97%

Rice (white) (1kg)

$2.65 IQD 3,998

$1.01 ₱63.5

162.38%

Eggs

$1.83 IQD 2,763

$2.03 ₱128

-9.85%

Local Cheese (1kg)

$3.85 IQD 5,812

$9.86 ₱621

-60.95%

Chicken Fillets (1kg)

$3.12 IQD 4,714

$4.39 ₱277

-28.93%

Beef Round Steak (1kg)

$8.38 IQD 12.7K

$7.60 ₱479

10.26%

Apples (1kg)

$0.97 IQD 1,459

$3.30 ₱208

-70.61%

Banana (1kg)

$0.97 IQD 1,465

$1.39 ₱87.8

-30.22%

Oranges (1kg)

$0.90 IQD 1,361

$2.33 ₱147

-61.37%

Tomato (1kg)

$0.61 IQD 925

$1.50 ₱94.3

-59.33%

Potato (1kg)

$0.52 IQD 783

$2.36 ₱149

-77.97%

Onion (1kg)

$0.67 IQD 1,015

$1.90 ₱119

-64.74%

Lettuce (1 head)

$0.51 IQD 777

$1.19 ₱74.9

-57.14%

Water (1.5 liter bottle)

$0.57 IQD 861

$0.63 ₱39.71

-9.52%

Cigarettes 20 Pack (Marlboro, Camel)

$1.70 IQD 2,575

$3.00 ₱189

-43.33%

Wine (Bottle)

$10.70 IQD 16.2K

$6.03 ₱379

77.45%

Local Beer (0.5 liter bottle)

$1.64 IQD 2,471

$1.23 ₱77.7

33.33%

Imported Beer (0.33 liter bottle)

$1.76 IQD 2,658

$1.75 ₱110

0.57%

One-way Ticket (Public Transport)

$0.40 IQD 598

$0.25 ₱15.86

60.00%

Public Transport Monthly Pass (Regular Price)

$22.63 IQD 34.2K

$12.64 ₱796

79.03%

Taxi Start (Normal Tariff)

$1.84 IQD 2,777

$0.77 ₱48.62

138.96%

Taxi (Normal Tariff) (1km)

$1.51 IQD 2,276

$0.23 ₱14.53

556.52%

Taxi 1hour Waiting (Normal Tariff)

$5.49 IQD 8,292

$4.46 ₱281

23.09%

Gasoline (1 liter)

$0.58 IQD 871

$1.31 ₱82.8

-55.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.2K IQD 24.5M

$21.2K ₱1.3M

-23.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$14.7K IQD 22.3M

$19.1K ₱1.2M

-23.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$85.1 IQD 128.6K

$120 ₱7,569

-29.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.61 IQD 20.6K

$14.00 ₱882

-2.79%

Internet (50+ Mbps, Unlimited Data)

$23.83 IQD 36.0K

$27.54 ₱1,734

-13.47%

Gym Membership (Monthly)

$37.16 IQD 56.2K

$32.33 ₱2,035

14.94%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$9.23 IQD 14.0K

$5.65 ₱356

63.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$148 IQD 224.3K

$275 ₱17.3K

-46.08%

International Primary School, 1 Child (Yearly)

$2,792 IQD 4.2M

$7,918 ₱498.5K

-64.74%

Jeans (Levis 501 Or Similar)

$20.82 IQD 31.5K

$49.33 ₱3,106

-57.79%

Summer Dress (H&M, Zara, etc)

$23.68 IQD 35.8K

$25.24 ₱1,589

-6.18%

Sport Shoes (Adidas, Nike)

$47.50 IQD 71.8K

$77.0 ₱4,846

-38.28%

Men's Leather Business Shoes

$31.69 IQD 47.9K

$57.2 ₱3,601

-44.60%

1-bedroom Apartment, City Center (Monthly)

$173 IQD 261.7K

$500 ₱31.5K

-65.33%

1-bedroom Apartment, Outside City Center (Monthly)

$131 IQD 197.2K

$309 ₱19.4K

-57.73%

3-bedroom Apartment, City Center (Monthly)

$378 IQD 571.6K

$1,078 ₱67.9K

-64.90%

3-bedroom Apartment, Outside City Center (Monthly)

$311 IQD 470.0K

$615 ₱38.7K

-49.44%

Buy Apartment in City Center (m2)

$722 IQD 1.1M

$2,886 ₱181.7K

-75.00%

Buy Apartment Outside City Center (m2)

$571 IQD 862.4K

$1,917 ₱120.7K

-70.22%

Average Monthly Net Salary (After Tax)

$501 IQD 757.4K

$346 ₱21.8K

44.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.33

7.2

-53.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baghdadi: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Baghdadi

$147 23%

Cebu

$206 22.4% 40% $59

Accommodation & Living

Baghdadi

$131 20.4%

Cebu

$309 33.6% 137% $178

Monthly Utilities & Internet

Baghdadi

$123 19.1%

Cebu

$162 17.6% 32% $39

Eating Out

Baghdadi

$95 14.9%

Cebu

$88 9.6% 7.3% $7

Sport & Entertainment

Baghdadi

$56 8.7%

Cebu

$44 4.8% 21.6% $12

Clothing & Footwear

Baghdadi

$56 8.7%

Cebu

$94 10.2% 68.8% $38

Getting Around

Baghdadi

$34 5.3%

Cebu

$16 1.7% 53.6% $18

Cost Breakdown

A central one-bedroom costs $173 in Baghdadi versus $500 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 45% higher in Baghdadi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $14.00 in Baghdadi versus $24.00 in Cebu. Monthly groceries follow the same trend: $147 vs $206 – making Baghdadi the more affordable choice for daily food spending.

Good to know

🇮🇶 Baghdadi

🇵🇭 Cebu

🕒 Local time

23:10 11:10 PM

04:10 4:10 AM

5 h ahead of Baghdadi

🌤 Weather

👥 Population

964,169

💱 Currency

Iraqi Dinar IQD ع.د

Philippine Peso PHP ₱

📈 Exchange rate

10,000 IQD = 6.62 USD

10,000 IQD = 5.89 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IQD – Iraqi Dinar Converter

🇺🇸 United States Dollar ($)

🇮🇶 Iraqi Dinar (ع.د)

Iraqi Dinar exchange rates as of October 17, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,699 IQD (10,000 IQD = 5.89 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to IQD in detail →

On the map

Lowest

Highest

Between locations

Baghdadi Cebu 8,580 km ≈ 11 h nonstop flight

From you

Baghdadi
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Baghdadi vs Cebu: Cost of Living - Frequently Asked Questions

Yes – Cebu is pricier by about 43%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $960 per month in Baghdadi and $1,377 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Baghdadi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $640 in Baghdadi and $918 in Cebu. That's a gap of about 43%.

Public transport costs about 79% less in Baghdadi. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 covers both cities comfortably – all-in costs are $640 in Baghdadi and $918 in Cebu, leaving budget for savings and extras in both cases.

Families tend to lean toward Baghdadi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Baghdadi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cebu makes more sense. Both are solid long-term options with distinct trade-offs.