Last update: Oct 2026

Cost of Living Comparison Between Bagamoyo and Ubud, Bali

For one person, living is cheaper in Bagamoyo: $383 a month against $1,349 in Ubud, Bali, rent and utilities included – about $11,600 less a year. Rent and utilities account for most of the difference.

Bagamoyo, Tanzania
Ubud, Bali, Indonesia
Bagamoyo
🇹🇿 Tanzania
$383
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Monthly Cost of Living

How much you'll spend in Bagamoyo and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bagamoyo and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $383 in Bagamoyo versus $1,349 in Ubud, Bali.

  • Bagamoyo $383
  • Ubud, Bali $1,349

Estimated couple costs with rent: $643 in Bagamoyo versus $2,305 in Ubud, Bali.

  • Bagamoyo $643
  • Ubud, Bali $2,305

Monthly costs for a family of three with rent: $904 in Bagamoyo versus $3,261 in Ubud, Bali.

  • Bagamoyo $904
  • Ubud, Bali $3,261

Living in Bagamoyo costs roughly 72% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Currency
🍽 Eating Out
Bagamoyo
Ubud, Bali
Difference
Meal at Budget Restaurant
$1.84 TZS 4,831
$3.32 Rp 60.2K
-44.58%
Three-Course Dinner for Two, Mid-Range
$11.34 TZS 29.7K
$35.64 Rp 645.8K
-68.18%
Fast Food Meal (McDonalds, etc)
$7.69 TZS 20.1K
$5.53 Rp 100.3K
39.06%
Cappuccino
$1.90 TZS 4,985
$2.72 Rp 49.3K
-30.15%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.33 TZS 856
$1.70 Rp 30.8K
-80.59%
Water (0.33 liter bottle)
$0.19 TZS 486
$0.76 Rp 13.8K
-75.00%
Local Beer (0.5 liter draught)
$0.95 TZS 2,487
$2.65 Rp 48.1K
-64.15%
Imported Beer (0.33 liter bottle)
$1.91 TZS 5,011
$4.38 Rp 79.4K
-56.39%
🛒 Groceries & Markets
Bagamoyo
Ubud, Bali
Difference
Milk (1 liter)
$0.76 TZS 1,993
$1.49 Rp 27.0K
-48.99%
White Bread (500g)
$0.57 TZS 1,490
$2.28 Rp 41.2K
-75.00%
Rice (white) (1kg)
$0.36 TZS 956
$1.19 Rp 21.6K
-69.75%
Eggs
$2.02 TZS 5,301
$2.04 Rp 36.9K
-0.98%
Local Cheese (1kg)
$9.14 TZS 23.9K
$17.70 Rp 320.8K
-48.36%
Chicken Fillets (1kg)
$4.85 TZS 12.7K
$3.96 Rp 71.8K
22.47%
Beef Round Steak (1kg)
$3.96 TZS 10.4K
$12.19 Rp 220.9K
-67.51%
Apples (1kg)
$2.53 TZS 6,613
$3.66 Rp 66.2K
-30.87%
Banana (1kg)
$0.92 TZS 2,411
$1.52 Rp 27.5K
-39.47%
Oranges (1kg)
$1.03 TZS 2,686
$2.23 Rp 40.4K
-53.81%
Tomato (1kg)
$0.59 TZS 1,544
$1.97 Rp 35.7K
-70.05%
Potato (1kg)
$0.31 TZS 816
$1.85 Rp 33.5K
-83.24%
Onion (1kg)
$0.29 TZS 754
$2.42 Rp 43.9K
-88.02%
Lettuce (1 head)
$0.85 TZS 2,230
$0.99 Rp 17.9K
-14.14%
Water (1.5 liter bottle)
$0.37 TZS 969
$0.51 Rp 9,303
-27.45%
Cigarettes 20 Pack (Marlboro, Camel)
$2.14 TZS 5,596
$2.22 Rp 40.3K
-3.60%
Wine (Bottle)
$7.00 TZS 18.3K
$22.24 Rp 403.0K
-68.53%
Local Beer (0.5 liter bottle)
$0.94 TZS 2,468
$2.26 Rp 41.0K
-58.41%
Imported Beer (0.33 liter bottle)
$1.57 TZS 4,111
$2.97 Rp 53.8K
-47.14%
🚌 Getting Around
Bagamoyo
Ubud, Bali
Difference
One-way Ticket (Public Transport)
-
$0.25 Rp 4,548
-
Public Transport Monthly Pass (Regular Price)
-
$7.82 Rp 141.8K
-
Taxi Start (Normal Tariff)
$1.64 TZS 4,295
$0.44 Rp 7,964
272.73%
Taxi (Normal Tariff) (1km)
$1.48 TZS 3,885
$0.43 Rp 7,793
244.19%
Taxi 1hour Waiting (Normal Tariff)
$13.09 TZS 34.3K
$5.41 Rp 98.0K
141.96%
Gasoline (1 liter)
$1.37 TZS 3,596
$0.82 Rp 14.9K
67.07%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$16.4K TZS 43.0M
$23.8K Rp 432.0M
-31.12%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K TZS 68.5M
$31.7K Rp 575.3M
-17.58%
🧾 Monthly Utilities & Internet
Bagamoyo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$56.4 TZS 147.7K
$79.1 Rp 1.4M
-28.65%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.77 TZS 12.5K
$6.45 Rp 116.8K
-26.05%
Internet (50+ Mbps, Unlimited Data)
$22.90 TZS 60.0K
$18.58 Rp 336.7K
23.25%
🎉 Sport & Entertainment
Bagamoyo
Ubud, Bali
Difference
Gym Membership (Monthly)
-
$49.48 Rp 896.7K
-
Tennis Court (1 Hour on Weekend)
-
$17.65 Rp 319.8K
-
Cinema Ticket
$4.96 TZS 13.0K
$4.27 Rp 77.4K
16.16%
🧸 Childcare & Education
Bagamoyo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$560 TZS 1.5M
$491 Rp 8.9M
14.09%
International Primary School, 1 Child (Yearly)
$13.2K TZS 34.5M
$5,674 Rp 102.8M
132.45%
👕👟 Clothing & Footwear
Bagamoyo
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$15.73 TZS 41.2K
$44.64 Rp 808.9K
-64.76%
Summer Dress (H&M, Zara, etc)
$25.76 TZS 67.5K
$34.95 Rp 633.4K
-26.29%
Sport Shoes (Adidas, Nike)
$44.02 TZS 115.3K
$79.9 Rp 1.4M
-44.91%
Men's Leather Business Shoes
$60.0 TZS 157.0K
$79.4 Rp 1.4M
-24.52%
🏠 Accommodation & Living
Bagamoyo
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$57.3 TZS 150.1K
$1,125 Rp 20.4M
-94.91%
1-bedroom Apartment, Outside City Center (Monthly)
-
$671 Rp 12.2M
-
3-bedroom Apartment, City Center (Monthly)
$231 TZS 604.3K
$3,565 Rp 64.6M
-93.53%
3-bedroom Apartment, Outside City Center (Monthly)
$111 TZS 290.7K
$1,723 Rp 31.2M
-93.56%
Buy Apartment in City Center (m2)
-
$2,732 Rp 49.5M
-
Buy Apartment Outside City Center (m2)
-
$2,284 Rp 41.4M
-
💵 Salaries & Financials
Bagamoyo
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$164 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
18.25
13.78
32.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bagamoyo: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Bagamoyo
$143
Ubud, Bali
$288 102% $146
Monthly Utilities & Internet
Bagamoyo
$84
Ubud, Bali
$104 23.8% $20
Eating Out
Bagamoyo
$71
Ubud, Bali
$108 51% $36
Clothing & Footwear
Bagamoyo
$65
Ubud, Bali
$108 64.2% $42
Sport & Entertainment
Bagamoyo
$9.9 *
Ubud, Bali
$58 486% $48
Getting Around
Bagamoyo
$9.1 *
Ubud, Bali
$11 26% $2.4
Accommodation & Living
Bagamoyo
- *
Ubud, Bali
$672

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $57 in Bagamoyo and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $11 in Bagamoyo vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $143 vs $288 per month, with Bagamoyo cheaper across the board.

Good to know
🇹🇿 Bagamoyo
🇮🇩 Ubud, Bali
🕒 Local time
08:34 8:34 AM
13:34 1:34 PM
5 h ahead of Bagamoyo
🌤 Weather
👥 Population
55,000
74,800
💱 Currency
Exchange rates and currency converter

IDR, USD, EUR to TZS – Tanzanian Shilling Converter

Tanzanian Shilling exchange rates as of November 1, 2026: 1 USD = 2,619 TZS (10,000 TZS = 3.82 USD). 1 EUR = 2,924 TZS (10,000 TZS = 3.42 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Bagamoyo Ubud, Bali 8,410 km ≈ 11 h nonstop flight
From you
  • Bagamoyo
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bagamoyo vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Bagamoyo or Ubud, Bali?
Bagamoyo wins on cost – living expenses run 72% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Bagamoyo the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Bagamoyo and in Ubud, Bali?
You’d need roughly $574 in Bagamoyo and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Bagamoyo compared to Ubud, Bali?
Rent for a central apartment: $57 in Bagamoyo versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Bagamoyo and in Ubud, Bali?
Childcare runs $560 in Bagamoyo versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Bagamoyo and in Ubud, Bali?
Dining out is cheaper in Bagamoyo – a meal for two runs $11 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $800/month in Bagamoyo or in Ubud, Bali?
At $383 in Bagamoyo versus $1,349 in Ubud, Bali, a $800 budget is realistic in Bagamoyo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bagamoyo the clear choice for anyone on this budget.
How safe is Bagamoyo compared to Ubud, Bali?
Safety-wise, Bagamoyo and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

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