Cost of Living Comparison Between Bagamoyo and Ubud, Bali Cost of Living Comparison Between Bagamoyo and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $432 in Bagamoyo versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $710 in Bagamoyo versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $988 in Bagamoyo versus $3,660 in Ubud, Bali.

Living in Bagamoyo costs roughly 70% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Bagamoyo is 68% below, Ubud, Bali is 6% above.

Meal at Budget Restaurant

$1.96 TZS 5,061

$3.56 Rp 63.7K

-44.94%

Three-Course Dinner for Two, Mid-Range

$11.57 TZS 29.8K

$32.73 Rp 584.5K

-64.65%

Fast Food Meal (McDonalds, etc)

$7.68 TZS 19.8K

$4.95 Rp 88.4K

55.15%

Cappuccino

$1.95 TZS 5,028

$2.71 Rp 48.4K

-28.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.36 TZS 932

$1.34 Rp 24.0K

-73.13%

Water (0.33 liter bottle)

$0.20 TZS 506

$0.70 Rp 12.5K

-71.43%

Local Beer (0.5 liter draught)

$1.04 TZS 2,690

$2.92 Rp 52.1K

-64.38%

Imported Beer (0.33 liter bottle)

$1.90 TZS 4,905

$3.96 Rp 70.7K

-52.02%

Milk (1 liter)

$0.76 TZS 1,952

$1.81 Rp 32.3K

-58.01%

White Bread (500g)

$0.76 TZS 1,963

$2.52 Rp 45.0K

-69.84%

Rice (white) (1kg)

$0.41 TZS 1,055

$1.16 Rp 20.7K

-64.66%

Eggs

$2.06 TZS 5,323

$2.46 Rp 43.9K

-16.26%

Local Cheese (1kg)

$9.70 TZS 25.0K

$14.71 Rp 262.7K

-34.06%

Chicken Fillets (1kg)

$5.87 TZS 15.1K

$4.32 Rp 77.1K

35.88%

Beef Round Steak (1kg)

$4.15 TZS 10.7K

$12.14 Rp 216.7K

-65.82%

Apples (1kg)

$2.63 TZS 6,794

$3.84 Rp 68.6K

-31.51%

Banana (1kg)

$0.99 TZS 2,555

$1.56 Rp 27.8K

-36.54%

Oranges (1kg)

$1.01 TZS 2,616

$2.83 Rp 50.6K

-64.31%

Tomato (1kg)

$0.56 TZS 1,437

$2.33 Rp 41.5K

-75.97%

Potato (1kg)

$0.32 TZS 828

$1.91 Rp 34.2K

-83.25%

Onion (1kg)

$0.32 TZS 837

$2.20 Rp 39.3K

-85.45%

Lettuce (1 head)

$0.85 TZS 2,194

$1.01 Rp 18.1K

-15.84%

Water (1.5 liter bottle)

$0.41 TZS 1,055

$0.78 Rp 13.8K

-47.44%

Cigarettes 20 Pack (Marlboro, Camel)

$2.06 TZS 5,322

$3.32 Rp 59.2K

-37.95%

Wine (Bottle)

$7.09 TZS 18.3K

$23.74 Rp 423.9K

-70.13%

Local Beer (0.5 liter bottle)

$0.96 TZS 2,483

$2.79 Rp 49.8K

-65.59%

Imported Beer (0.33 liter bottle)

$1.67 TZS 4,312

$2.86 Rp 51.1K

-41.61%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$1.47 TZS 3,803

$0.46 Rp 8,150

219.57%

Taxi (Normal Tariff) (1km)

$1.12 TZS 2,887

$0.45 Rp 8,037

148.89%

Taxi 1hour Waiting (Normal Tariff)

$13.69 TZS 35.3K

$6.10 Rp 108.9K

124.43%

Gasoline (1 liter)

$1.24 TZS 3,203

$0.79 Rp 14.2K

56.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.1K TZS 44.0M

$26.1K Rp 467.0M

-34.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.3K TZS 44.6M

$32.1K Rp 573.6M

-46.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$97.4 TZS 251.1K

$79.9 Rp 1.4M

21.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.77 TZS 12.3K

$4.06 Rp 72.6K

17.49%

Internet (50+ Mbps, Unlimited Data)

$23.11 TZS 59.6K

$23.52 Rp 420.0K

-1.74%

Gym Membership (Monthly)

$98.7 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$4.86 TZS 12.5K

$4.15 Rp 74.1K

17.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$252 TZS 650.1K

$304 Rp 5.4M

-17.07%

International Primary School, 1 Child (Yearly)

$19.5K TZS 50.2M

$6,613 Rp 118.1M

194.31%

Jeans (Levis 501 Or Similar)

$25.98 TZS 67.0K

$55.5 Rp 991.8K

-53.22%

Summer Dress (H&M, Zara, etc)

$41.99 TZS 108.3K

$38.31 Rp 684.1K

9.61%

Sport Shoes (Adidas, Nike)

$46.51 TZS 119.9K

$88.6 Rp 1.6M

-47.51%

Men's Leather Business Shoes

$42.78 TZS 110.3K

$77.9 Rp 1.4M

-45.06%

1-bedroom Apartment, City Center (Monthly)

$57.9 TZS 149.3K

$1,006 Rp 18.0M

-94.25%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$231 TZS 596.8K

$3,442 Rp 61.5M

-93.28%

3-bedroom Apartment, Outside City Center (Monthly)

$116 TZS 298.1K

$2,039 Rp 36.4M

-94.33%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

19.67

13.28

48.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bagamoyo: May 30, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $57.9 in Bagamoyo and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $12.00 in Bagamoyo vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $154 vs $302 per month, with Bagamoyo cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bagamoyo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Bagamoyo wins on cost – living expenses run 229% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Bagamoyo the obvious pick if budget is a priority.

You'd need roughly $648 in Bagamoyo and $2,129 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $57.9 in Bagamoyo versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $252 in Bagamoyo versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Bagamoyo – a meal for two runs $12.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $432 in Bagamoyo versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Bagamoyo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bagamoyo the clear choice for anyone on this budget.

Both work as nomad bases, but Bagamoyo delivers better value – similar infrastructure at $432 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Bagamoyo hard to pass up.

Safety-wise, Bagamoyo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bagamoyo gentler on the wallet – expenses run 229% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.