Cost of Living Comparison Between Bagamoyo and Ubud, Bali Cost of Living Comparison Between Bagamoyo and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $441 in Bagamoyo versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $706 in Bagamoyo versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $971 in Bagamoyo versus $3,763 in Ubud, Bali.

Living in Bagamoyo costs roughly 69% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Bagamoyo is 67% below, Ubud, Bali is 5% above.

Currency
🍽 Eating Out
Bagamoyo
Ubud, Bali
Difference
Meal at Budget Restaurant
$1.98 TZS 5,185
$3.45 Rp 61.8K
-42.61%
Three-Course Dinner for Two, Mid-Range
$11.46 TZS 30.1K
$32.34 Rp 578.5K
-64.56%
Fast Food Meal (McDonalds, etc)
$7.94 TZS 20.8K
$4.84 Rp 86.7K
64.05%
Cappuccino
$1.95 TZS 5,111
$2.75 Rp 49.1K
-29.09%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.37 TZS 960
$1.38 Rp 24.8K
-73.19%
Water (0.33 liter bottle)
$0.21 TZS 561
$0.75 Rp 13.4K
-72.00%
Local Beer (0.5 liter draught)
$1.04 TZS 2,730
$2.99 Rp 53.5K
-65.22%
Imported Beer (0.33 liter bottle)
$1.96 TZS 5,136
$3.85 Rp 68.9K
-49.09%
🛒 Groceries & Markets
Bagamoyo
Ubud, Bali
Difference
Milk (1 liter)
$0.75 TZS 1,959
$1.74 Rp 31.1K
-56.90%
White Bread (500g)
$0.81 TZS 2,132
$2.46 Rp 44.0K
-67.07%
Rice (white) (1kg)
$0.38 TZS 990
$1.17 Rp 20.9K
-67.52%
Eggs
$2.01 TZS 5,280
$2.43 Rp 43.5K
-17.28%
Local Cheese (1kg)
$9.29 TZS 24.4K
$14.50 Rp 259.5K
-35.93%
Chicken Fillets (1kg)
$5.91 TZS 15.5K
$4.35 Rp 77.8K
35.86%
Beef Round Steak (1kg)
$4.38 TZS 11.5K
$11.98 Rp 214.3K
-63.44%
Apples (1kg)
$2.66 TZS 6,970
$3.72 Rp 66.5K
-28.49%
Banana (1kg)
$0.95 TZS 2,489
$1.63 Rp 29.1K
-41.72%
Oranges (1kg)
$1.05 TZS 2,760
$2.74 Rp 49.1K
-61.68%
Tomato (1kg)
$0.57 TZS 1,487
$2.24 Rp 40.1K
-74.55%
Potato (1kg)
$0.30 TZS 778
$1.92 Rp 34.3K
-84.38%
Onion (1kg)
$0.30 TZS 783
$2.28 Rp 40.7K
-86.84%
Lettuce (1 head)
$0.88 TZS 2,317
$1.06 Rp 19.0K
-16.98%
Water (1.5 liter bottle)
$0.41 TZS 1,063
$0.72 Rp 12.9K
-43.06%
Cigarettes 20 Pack (Marlboro, Camel)
$2.00 TZS 5,249
$3.29 Rp 58.8K
-39.21%
Wine (Bottle)
$6.78 TZS 17.8K
$23.19 Rp 414.9K
-70.76%
Local Beer (0.5 liter bottle)
$0.89 TZS 2,342
$2.78 Rp 49.7K
-67.99%
Imported Beer (0.33 liter bottle)
$1.62 TZS 4,253
$2.73 Rp 48.9K
-40.66%
🚌 Getting Around
Bagamoyo
Ubud, Bali
Difference
One-way Ticket (Public Transport)
-
$0.27 Rp 4,765
-
Public Transport Monthly Pass (Regular Price)
-
$8.11 Rp 145.0K
-
Taxi Start (Normal Tariff)
$1.43 TZS 3,741
$0.48 Rp 8,636
197.92%
Taxi (Normal Tariff) (1km)
$1.18 TZS 3,094
$0.42 Rp 7,511
180.95%
Taxi 1hour Waiting (Normal Tariff)
$13.79 TZS 36.2K
$6.22 Rp 111.3K
121.70%
Gasoline (1 liter)
$1.22 TZS 3,200
$0.81 Rp 14.6K
50.62%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$17.0K TZS 44.7M
$26.6K Rp 476.1M
-36.03%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.4K TZS 45.8M
$32.2K Rp 575.9M
-45.82%
🧾 Monthly Utilities & Internet
Bagamoyo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$97.7 TZS 256.3K
$78.4 Rp 1.4M
24.68%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.87 TZS 12.8K
$4.07 Rp 72.8K
19.66%
Internet (50+ Mbps, Unlimited Data)
$22.94 TZS 60.2K
$24.33 Rp 435.2K
-5.71%
🎉 Sport & Entertainment
Bagamoyo
Ubud, Bali
Difference
Gym Membership (Monthly)
-
$98.6 Rp 1.8M
-
Tennis Court (1 Hour on Weekend)
-
$6.34 Rp 113.3K
-
Cinema Ticket
$4.89 TZS 12.8K
$3.99 Rp 71.3K
22.56%
🧸 Childcare & Education
Bagamoyo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$257 TZS 674.5K
$305 Rp 5.5M
-15.73%
International Primary School, 1 Child (Yearly)
$19.0K TZS 49.8M
$6,642 Rp 118.8M
185.79%
👕👟 Clothing & Footwear
Bagamoyo
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$25.92 TZS 68.0K
$54.1 Rp 968.6K
-52.12%
Summer Dress (H&M, Zara, etc)
$43.36 TZS 113.8K
$37.81 Rp 676.3K
14.68%
Sport Shoes (Adidas, Nike)
$47.25 TZS 124.0K
$86.8 Rp 1.6M
-45.59%
Men's Leather Business Shoes
$42.90 TZS 112.6K
$76.4 Rp 1.4M
-43.81%
🏠 Accommodation & Living
Bagamoyo
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$58.2 TZS 152.7K
$992 Rp 17.7M
-94.13%
1-bedroom Apartment, Outside City Center (Monthly)
-
$673 Rp 12.0M
-
3-bedroom Apartment, City Center (Monthly)
$230 TZS 603.9K
$3,375 Rp 60.4M
-93.18%
3-bedroom Apartment, Outside City Center (Monthly)
$117 TZS 306.0K
$2,050 Rp 36.7M
-94.31%
Buy Apartment in City Center (m2)
-
$2,805 Rp 50.2M
-
Buy Apartment Outside City Center (m2)
-
$2,227 Rp 39.8M
-
💵 Salaries & Financials
Bagamoyo
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$167 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
19.67
13.28
48.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bagamoyo: July 14, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $58.2 in Bagamoyo and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $11.00 in Bagamoyo vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $153 vs $297 per month, with Bagamoyo cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bagamoyo vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Bagamoyo or Ubud, Bali?
Bagamoyo wins on cost – living expenses run 219% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Bagamoyo the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Bagamoyo and in Ubud, Bali?
You'd need roughly $662 in Bagamoyo and $2,112 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Bagamoyo compared to Ubud, Bali?
Rent for a central apartment: $58.2 in Bagamoyo versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Bagamoyo and in Ubud, Bali?
Childcare runs $257 in Bagamoyo versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Bagamoyo and in Ubud, Bali?
Dining out is cheaper in Bagamoyo – a meal for two runs $11.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Bagamoyo or in Ubud, Bali?
At $441 in Bagamoyo versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Bagamoyo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bagamoyo the clear choice for anyone on this budget.
Which city is better for digital nomads, Bagamoyo or Ubud, Bali?
Both work as nomad bases, but Bagamoyo delivers better value – similar infrastructure at $441 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Bagamoyo hard to pass up.
How safe is Bagamoyo compared to Ubud, Bali?
Safety-wise, Bagamoyo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Bagamoyo gentler on the wallet – expenses run 219% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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