🙂Monthly costs for one person with rent: $441 in Bagamoyo versus $1,408 in Ubud, Bali.
🙂Estimated couple costs with rent: $706 in Bagamoyo versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $971 in Bagamoyo versus $3,763 in Ubud, Bali.
🌍Living in Bagamoyo costs roughly 69% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Bagamoyo is 67% below, Ubud, Bali is 5% above.
Currency
🍽 Eating Out
Bagamoyo
Ubud, Bali
Difference
Meal at Budget Restaurant
$1.98TZS 5,185
$3.45Rp 61.8K
-42.61%
Three-Course Dinner for Two, Mid-Range
$11.46TZS 30.1K
$32.34Rp 578.5K
-64.56%
Fast Food Meal(McDonalds, etc)
$7.94TZS 20.8K
$4.84Rp 86.7K
64.05%
Cappuccino
$1.95TZS 5,111
$2.75Rp 49.1K
-29.09%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.37TZS 960
$1.38Rp 24.8K
-73.19%
Water(0.33 liter bottle)
$0.21TZS 561
$0.75Rp 13.4K
-72.00%
Local Beer(0.5 liter draught)
$1.04TZS 2,730
$2.99Rp 53.5K
-65.22%
Imported Beer(0.33 liter bottle)
$1.96TZS 5,136
$3.85Rp 68.9K
-49.09%
🛒 Groceries & Markets
Bagamoyo
Ubud, Bali
Difference
Milk(1 liter)
$0.75TZS 1,959
$1.74Rp 31.1K
-56.90%
White Bread(500g)
$0.81TZS 2,132
$2.46Rp 44.0K
-67.07%
Rice(white)(1kg)
$0.38TZS 990
$1.17Rp 20.9K
-67.52%
Eggs
$2.01TZS 5,280
$2.43Rp 43.5K
-17.28%
Local Cheese(1kg)
$9.29TZS 24.4K
$14.50Rp 259.5K
-35.93%
Chicken Fillets(1kg)
$5.91TZS 15.5K
$4.35Rp 77.8K
35.86%
Beef Round Steak(1kg)
$4.38TZS 11.5K
$11.98Rp 214.3K
-63.44%
Apples(1kg)
$2.66TZS 6,970
$3.72Rp 66.5K
-28.49%
Banana(1kg)
$0.95TZS 2,489
$1.63Rp 29.1K
-41.72%
Oranges(1kg)
$1.05TZS 2,760
$2.74Rp 49.1K
-61.68%
Tomato(1kg)
$0.57TZS 1,487
$2.24Rp 40.1K
-74.55%
Potato(1kg)
$0.30TZS 778
$1.92Rp 34.3K
-84.38%
Onion(1kg)
$0.30TZS 783
$2.28Rp 40.7K
-86.84%
Lettuce(1 head)
$0.88TZS 2,317
$1.06Rp 19.0K
-16.98%
Water(1.5 liter bottle)
$0.41TZS 1,063
$0.72Rp 12.9K
-43.06%
Cigarettes 20 Pack(Marlboro, Camel)
$2.00TZS 5,249
$3.29Rp 58.8K
-39.21%
Wine(Bottle)
$6.78TZS 17.8K
$23.19Rp 414.9K
-70.76%
Local Beer(0.5 liter bottle)
$0.89TZS 2,342
$2.78Rp 49.7K
-67.99%
Imported Beer(0.33 liter bottle)
$1.62TZS 4,253
$2.73Rp 48.9K
-40.66%
🚌 Getting Around
Bagamoyo
Ubud, Bali
Difference
One-way Ticket(Public Transport)
-
$0.27Rp 4,765
-
Public Transport Monthly Pass(Regular Price)
-
$8.11Rp 145.0K
-
Taxi Start(Normal Tariff)
$1.43TZS 3,741
$0.48Rp 8,636
197.92%
Taxi(Normal Tariff)(1km)
$1.18TZS 3,094
$0.42Rp 7,511
180.95%
Taxi 1hour Waiting(Normal Tariff)
$13.79TZS 36.2K
$6.22Rp 111.3K
121.70%
Gasoline(1 liter)
$1.22TZS 3,200
$0.81Rp 14.6K
50.62%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$17.0KTZS 44.7M
$26.6KRp 476.1M
-36.03%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.4KTZS 45.8M
$32.2KRp 575.9M
-45.82%
🧾 Monthly Utilities & Internet
Bagamoyo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$97.7TZS 256.3K
$78.4Rp 1.4M
24.68%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.87TZS 12.8K
$4.07Rp 72.8K
19.66%
Internet(50+ Mbps, Unlimited Data)
$22.94TZS 60.2K
$24.33Rp 435.2K
-5.71%
🎉 Sport & Entertainment
Bagamoyo
Ubud, Bali
Difference
Gym Membership(Monthly)
-
$98.6Rp 1.8M
-
Tennis Court(1 Hour on Weekend)
-
$6.34Rp 113.3K
-
Cinema Ticket
$4.89TZS 12.8K
$3.99Rp 71.3K
22.56%
🧸 Childcare & Education
Bagamoyo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$257TZS 674.5K
$305Rp 5.5M
-15.73%
International Primary School, 1 Child(Yearly)
$19.0KTZS 49.8M
$6,642Rp 118.8M
185.79%
👕👟 Clothing & Footwear
Bagamoyo
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$25.92TZS 68.0K
$54.1Rp 968.6K
-52.12%
Summer Dress(H&M, Zara, etc)
$43.36TZS 113.8K
$37.81Rp 676.3K
14.68%
Sport Shoes(Adidas, Nike)
$47.25TZS 124.0K
$86.8Rp 1.6M
-45.59%
Men's Leather Business Shoes
$42.90TZS 112.6K
$76.4Rp 1.4M
-43.81%
🏠 Accommodation & Living
Bagamoyo
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$58.2TZS 152.7K
$992Rp 17.7M
-94.13%
1-bedroom Apartment, Outside City Center(Monthly)
-
$673Rp 12.0M
-
3-bedroom Apartment, City Center(Monthly)
$230TZS 603.9K
$3,375Rp 60.4M
-93.18%
3-bedroom Apartment, Outside City Center(Monthly)
$117TZS 306.0K
$2,050Rp 36.7M
-94.31%
Buy Apartment in City Center(m2)
-
$2,805Rp 50.2M
-
Buy Apartment Outside City Center(m2)
-
$2,227Rp 39.8M
-
💵 Salaries & Financials
Bagamoyo
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$167Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
19.67
13.28
48.12%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Bagamoyo: July 14, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $58.2 in Bagamoyo and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $11.00 in Bagamoyo vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $153 vs $297 per month, with Bagamoyo cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bagamoyo vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Bagamoyo or Ubud, Bali?
Bagamoyo wins on cost – living expenses run 219% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Bagamoyo the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Bagamoyo and in Ubud, Bali?
You'd need roughly $662 in Bagamoyo and $2,112 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Bagamoyo compared to Ubud, Bali?
Rent for a central apartment: $58.2 in Bagamoyo versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Bagamoyo and in Ubud, Bali?
Childcare runs $257 in Bagamoyo versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Bagamoyo and in Ubud, Bali?
Dining out is cheaper in Bagamoyo – a meal for two runs $11.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Bagamoyo or in Ubud, Bali?
At $441 in Bagamoyo versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Bagamoyo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bagamoyo the clear choice for anyone on this budget.
Which city is better for digital nomads, Bagamoyo or Ubud, Bali?
Both work as nomad bases, but Bagamoyo delivers better value – similar infrastructure at $441 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Bagamoyo hard to pass up.
How safe is Bagamoyo compared to Ubud, Bali?
Safety-wise, Bagamoyo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Bagamoyo gentler on the wallet – expenses run 219% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.