Cost of Living Comparison Between Bagamoyo and Ubud, Bali Cost of Living Comparison Between Bagamoyo and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $391 in Bagamoyo versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $655 in Bagamoyo versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $920 in Bagamoyo versus $3,275 in Ubud, Bali.

Living in Bagamoyo costs roughly 72% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Bagamoyo is 72% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$1.93 TZS 5,085

$3.33 Rp 58.7K

-42.04%

Three-Course Dinner for Two, Mid-Range

$11.28 TZS 29.7K

$35.82 Rp 630.7K

-68.51%

Fast Food Meal (McDonalds, etc)

$8.76 TZS 23.0K

$5.63 Rp 99.1K

55.60%

Cappuccino

$1.96 TZS 5,143

$2.82 Rp 49.7K

-30.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.32 TZS 853

$1.75 Rp 30.8K

-81.71%

Water (0.33 liter bottle)

$0.20 TZS 520

$0.80 Rp 14.0K

-75.00%

Local Beer (0.5 liter draught)

$0.97 TZS 2,547

$3.04 Rp 53.6K

-68.09%

Imported Beer (0.33 liter bottle)

$1.93 TZS 5,078

$4.30 Rp 75.7K

-55.12%

Milk (1 liter)

$0.79 TZS 2,081

$1.61 Rp 28.3K

-50.93%

White Bread (500g)

$0.60 TZS 1,578

$2.27 Rp 39.9K

-73.57%

Rice (white) (1kg)

$0.36 TZS 953

$1.17 Rp 20.6K

-69.23%

Eggs

$1.91 TZS 5,016

$2.17 Rp 38.2K

-11.98%

Local Cheese (1kg)

$9.55 TZS 25.1K

$17.63 Rp 310.5K

-45.83%

Chicken Fillets (1kg)

$4.57 TZS 12.0K

$4.05 Rp 71.4K

12.84%

Beef Round Steak (1kg)

$3.94 TZS 10.4K

$12.18 Rp 214.5K

-67.65%

Apples (1kg)

$2.60 TZS 6,823

$3.62 Rp 63.7K

-28.18%

Banana (1kg)

$0.93 TZS 2,456

$1.64 Rp 28.8K

-43.29%

Oranges (1kg)

$0.97 TZS 2,539

$2.31 Rp 40.6K

-58.01%

Tomato (1kg)

$0.60 TZS 1,566

$1.96 Rp 34.5K

-69.39%

Potato (1kg)

$0.31 TZS 827

$1.84 Rp 32.5K

-83.15%

Onion (1kg)

$0.31 TZS 821

$2.37 Rp 41.7K

-86.92%

Lettuce (1 head)

$0.88 TZS 2,309

$1.05 Rp 18.5K

-16.19%

Water (1.5 liter bottle)

$0.35 TZS 925

$0.54 Rp 9,560

-35.19%

Cigarettes 20 Pack (Marlboro, Camel)

$2.33 TZS 6,127

$2.30 Rp 40.6K

1.30%

Wine (Bottle)

$6.68 TZS 17.6K

$23.08 Rp 406.4K

-71.06%

Local Beer (0.5 liter bottle)

$0.89 TZS 2,342

$2.34 Rp 41.2K

-61.97%

Imported Beer (0.33 liter bottle)

$1.51 TZS 3,962

$3.07 Rp 54.0K

-50.81%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$1.62 TZS 4,251

$0.49 Rp 8,631

230.61%

Taxi (Normal Tariff) (1km)

$1.48 TZS 3,884

$0.47 Rp 8,349

214.89%

Taxi 1hour Waiting (Normal Tariff)

$13.37 TZS 35.1K

$5.60 Rp 98.6K

138.75%

Gasoline (1 liter)

$1.32 TZS 3,472

$0.81 Rp 14.2K

62.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.7K TZS 43.9M

$25.0K Rp 440.3M

-33.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K TZS 69.5M

$31.1K Rp 547.0M

-14.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$55.6 TZS 146.2K

$82.7 Rp 1.5M

-32.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.62 TZS 12.1K

$6.49 Rp 114.2K

-28.81%

Internet (50+ Mbps, Unlimited Data)

$22.93 TZS 60.3K

$18.79 Rp 330.8K

22.03%

Gym Membership (Monthly)

$55.2 Rp 972.6K

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$5.16 TZS 13.6K

$4.30 Rp 75.7K

20.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$576 TZS 1.5M

$494 Rp 8.7M

16.49%

International Primary School, 1 Child (Yearly)

$13.4K TZS 35.3M

$5,917 Rp 104.2M

126.60%

Jeans (Levis 501 Or Similar)

$14.15 TZS 37.2K

$46.28 Rp 814.8K

-69.43%

Summer Dress (H&M, Zara, etc)

$26.01 TZS 68.4K

$36.44 Rp 641.6K

-28.62%

Sport Shoes (Adidas, Nike)

$44.03 TZS 115.8K

$80.7 Rp 1.4M

-45.44%

Men's Leather Business Shoes

$66.5 TZS 174.7K

$78.8 Rp 1.4M

-15.66%

1-bedroom Apartment, City Center (Monthly)

$57.2 TZS 150.4K

$1,114 Rp 19.6M

-94.86%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$228 TZS 600.1K

$3,639 Rp 64.1M

-93.73%

3-bedroom Apartment, Outside City Center (Monthly)

$113 TZS 295.9K

$1,712 Rp 30.1M

-93.43%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

18.25

13.78

32.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bagamoyo: September 7, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $57.2 in Bagamoyo and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $11.00 in Bagamoyo vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $142 vs $294 per month, with Bagamoyo cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bagamoyo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Bagamoyo wins on cost – living expenses run 253% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Bagamoyo the obvious pick if budget is a priority.

You'd need roughly $586 in Bagamoyo and $2,067 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $57.2 in Bagamoyo versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $576 in Bagamoyo versus $494 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Bagamoyo – a meal for two runs $11.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $391 in Bagamoyo versus $1,378 in Ubud, Bali, a $1,000 budget is realistic in Bagamoyo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bagamoyo the clear choice for anyone on this budget.

Both work as nomad bases, but Bagamoyo delivers better value – similar infrastructure at $391 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Bagamoyo hard to pass up.

Safety-wise, Bagamoyo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bagamoyo gentler on the wallet – expenses run 253% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.